Gift Aid vs. Self-Help Aid

Gift Aid vs. Self-Help Aid

Now that college acceptance letters have started to roll in, students will soon begin receiving financial aid award letters from their prospective colleges, as well. This vital component of the college planning process can be a bit confusing, especially when colleges do not use the Financial Aid Shopping Sheet created by the U.S. government.

This standardized form is meant to help students clearly understand what is being offered and allows them to easily compare award packages from different schools.

Unfortunately, fewer than 2,000 colleges to date have voluntarily adopted this form, which means some students may be unsure of what is actually being offered in terms of financial aid.

First of all, it’s important that students understand that not all financial aid is free money for college. In fact, most financial aid packages include a combination of gift aid and self-help aid. And this is where many students get lost or confused.

They see the total amount being offered, but don’t clearly understand what they are actually taking on in terms of potential debt. Before agreeing to any financial aid package, students must understand the distinct differences between the two types of aid. Here is a brief overview of each, and what students may see as part of their financial aid award packages.

GIFT AID

Gift aid, simply put, is free money for college. Students typically receive gift aid based on financial need, academic achievement, or for other skills and talents. Here are the major types of gift aid commonly offered to students:

Grants

In general, grants are awarded to students based on financial need. This may include Pell Grants and Federal Supplemental Educational Opportunity Grants, as well as grants offered through state and institutional programs. Students must complete the Free Application for Federal Financial Aid (FAFSA) so colleges can determine their eligibility for these awards.

Some colleges may even offer small grants to students who have done well academically, especially during the summer semester, if there are additional funds available. Students who lost a parent as a result of military service in Iraq or Afghanistan after 9/11 may also be eligible for the Iraq and Afghanistan Service Grant, even if their Expected Family Contribution (EFC) is too high for a Pell Grant.

Scholarships

Students can receive scholarships from a variety of sources and for a variety of reasons. The most common scholarships awarded by colleges are for financial need or academic achievement. Students may receive an award based on their SAT or ACT scores, class rank, grade point average (GPA), as well as the ethnic background, or their intended major.

In addition, student athletes at an NCAA Division I or Division II school may receive a scholarship for their particular sport. Those students who have a special talent, such as music or theater, may also receive a scholarship to help offset their costs.

It’s important to note that students can also receive scholarships from state agencies and private providers, such as local businesses and charitable organizations, though these may not be included on the financial aid award letter from their prospective schools.

Students must report any outside scholarships received to their college’s financial aid department, as it will be counted toward the total financial aid allowed and must not exceed the Cost of Attendance (COA).

 

SELF-HELP AID

Self-help aid is money awarded to students that must be paid back, or requires something in return, such as volunteer hours or a certain number of work hours. This includes the following categories:

Work Study

This need-based financial aid program is offered through colleges and supplemented by the federal government. Funding is limited, so it’s important that students apply early and indicate their interest when completing the FAFSA. If eligible, students may seek or be assigned part-time work either on or off campus.

The hours are typically very flexible and the money is paid directly to the student. Money earned through work-study programs is not counted as income when students apply for FAFSA the following year, therefore it will not lower their financial aid eligibility.

Some schools offer their own work study program unrelated to the federal program and wages earned will count toward student income reported on the FAFSA.  

In all cases, it’s important to know that these grants must be earned through work and that the award will not be directly applied to a student’s tuition bill.

Student Loans

Students may be offered federal loans, private loans, or a combination of the two. Unlike gift aid and work-study programs, the money received through loans must be repaid.

In general, federal student loans offer lower interest rates and have more flexible repayment terms for students. There are two federal student loan programs available. The largest, the Federal Direct Student Loan Program (FDLP), includes Direct Subsidized and Direct Unsubsidized Loans, Direct PLUS Loans, and Direct Consolidation Loans. The other, the Federal Perkins Loan Program, is a school-based loan program that is awarded to students who show exceptional financial need.

Eligible students may receive these loans regardless of their credit history, except in the case where a parent or graduate student is requesting a PLUS Loan.

Private student loans, on the other hand, require a good credit score. Most students will also need a cosigner with good credit to obtain a private student loan. It’s important that students review the interest rate, loan fees, Annual Percentage Rate (APR), length of repayment, and total cost of the loan before signing any documents.

Each lender is different, and some may have more favorable terms or offer repayment incentives, so students should compare offers carefully before making a decision.

Private loans should only be used when all other forms of financial aid have been exhausted, and students should only borrow the minimum amount required.

Students may find that their financial aid packages fall short of covering all of their expected expenses, especially if they have a high EFC and do not qualify for need-based assistance.

If there have been changes in their income, a recent hospitalization, or other factors that may have reduced their available college savings, students should contact their college financial aid office and request a review. In some cases, students may be awarded additional financial aid.

For those who still find themselves lacking the necessary funding for college, I suggest looking into other options, such as employer tuition assistance or reimbursement programs, or using a free scholarship search.

Graduate Scholarships for International Students

Are there Graduate Scholarships for International Students?

International students interested in attending graduate school in the U.S. have the opportunity to apply for scholarships, which provide free funding that doesn’t require repayment if the terms are met. 

Numerous scholarships cater to non-U.S. students seeking master’s, PhD, or postgraduate certificate programs in the U.S. Additionally, there are specific scholarships available for international students pursuing different levels of education, such as master’s degrees or doctoral studies.

On the other hand, there are scholarships designed for U.S. students aspiring to pursue graduate degrees abroad, like the prestigious Rhodes Scholarships for studying at Oxford University. In this context, a U.S. student becomes an international student when they pursue their education outside the country. 

An international student (for admissions and financial aids purposes) into the U.S. is

  • Not a U.S. citizen
  • Not a permanent resident of the U.S.
  • Does not have a refugee visa
  • DACA recipient (in some cases)

Types of Graduate Scholarships for International Students

There are different kinds of scholarships that international grad students might look for.

University scholarships. Some schools offer scholarships to grad students from other countries. Financial scholarships. Usually, these awards go to people with a high financial need. But they may also check out your GPA. Merit scholarships. These may look at financial facts but want students with strong minds and high GPA or GRE scores. Country based scholarships. These awards may only be available for people in certain countries Privately funded scholarships. Often from businesses or foundations with funds set aside for certain groups (E.g. minority groups, by major) Part scholarships. These may take the form of a contest, sweeps or give away (E.g. Scholarship Points)

How can I apply for an international scholarship for graduate students?

To apply for one of these scholarship, you need to meet certain criteria. And apply on time!

That said, eligibility varies from one scholarship to the next. If you apply for a university scholarship, you may need to have:

  • The U.S. equivalent of a bachelor’s degree (for acceptance into a master’s program)
  • The U.S. equivalent of a master’s degree (for acceptance into a PhD program)
  • Passing scores on an English proficiency exam (TOEFL / IELTS)

To decide who gets a scholarship, many providers also look at a student from all sides. Academic achievement, leadership, and financial need are common things that are considered. You may also need to be studying in a certain field with a track record of making a difference.

Why Consider Graduate Scholarships for International Students?

Around 1,056,165 international students are currently enrolled in U.S. schools, making a significant contribution of $40.1 billion to the U.S. economy, while also enriching campuses and workplaces with diverse cultural perspectives. 

Graduate students aspiring to study in the U.S. encounter various challenges, including dealing with unfavorable exchange rates to U.S. dollars, facing out-of-state costs, obtaining visas, and ensuring secure housing and other essential details. 

In the U.S., the tuition fees students pay for graduate school often vary based on their residency status. If you are a resident of the state where you study, you qualify for in-state tuition, which averages around $12,394 at public institutions. 

On the other hand, if you are not a resident, you are required to pay out-of-state costs, which can be higher. Currently, the average cost of graduate school at a private institution is approximately $26,621. 

Which U.S. Schools Give Graduate Scholarships to International Students?

Many U.S. schools give scholarships to int’l grad students. Here are 5 of them:

Capella U, online. Capella Progress Rewards are scholarships for eligible new students and are not need based. Value: $3,000 to $20,000. Walden U, online. Walden awards up to $25,000. They fund grad study in K through 12 or public policy. American U, Washington DC. AU offers merit based awards which int’l students may apply for. U of Southern California. USC offers a wide range of scholarships in many disciplines of grad study. NYU, NY. NYU offers Wagner Scholarships which are merit based awards.

11 Graduate Scholarships for International Students for 2025

1 Fulbright Foreign Student Program


Every year, the Fulbright Program grants up to $50,000 per year to approximately 4,000 foreign students. The selection process is based on merit, but eligibility criteria and the selection process differ from country to country. 

Fulbright follows an annual application cycle, typically opening about fifteen months before the start of the grant, although there may be some exceptions.

Amount: Varies

Deadline: The deadline is about 11 or 12 months before the grant’s start date.

Requirements: Preferred students may need to meet a wide range of criteria. Some relate to academic merit. While others speak to project feasibility, and available grant funds. Non U.S. citizens with legal residency status in the U.S. are not eligible for Fulbright grants.

2 Rotary Peace Fellowships


Every year, Rotary offers up to 50 fellowships for master’s degrees and an additional 50 fellowships for professional development certificate programs. 

These prestigious awards provide global leaders with the opportunity to study peace, conflict, and security issues at one of the Rotary Peace centers 

The grants offer comprehensive financial support of up to $50,000 per year, covering tuition, fees, room and board, round trip transportation, as well as all internship and field study expenses. 

Amount: up to $50,000 per year

Deadline: The 2025-26 Rotary Peace Fellowship application will be available online in February 2025

Requirements:  Master’s degree applicants need at least three years of full time work in a related field. Or volunteer experience and a bachelor’s degree. Their program lasts 15 to 24 months and includes a 2 to 3 month self designed field study. Certificate applicants need at least five years of full time work in a related field. Or volunteer work. You’ll also need to furnish a CV. This program is for the seasoned leader who wants to gain hands on tools to promote peace.

3 Paul and Daisy Soros Fellowships for New Americans


The Paul & Daisy Soros Fellowships for New Americans program celebrates the valuable contributions of immigrants and their children to the United States. Each year, they choose 30 New Americans who demonstrate the potential to make substantial contributions to US society, culture, or their academic disciplines. These outstanding graduate students receive financial support of up to $90,000 over two years, and they also become part of a supportive and enduring community of New American Fellows. 

Amount: up to $90,000

Deadline: Oct 26

Requirements:  Recipients are immigrants or their children. The Fellowship supports one to two years of grad study in any field. It can be in any advanced degree granting program in the U.S.

4 Ford Foundation Dissertation Fellowship


The Ford Foundation Dissertation Fellowship offers approximately 36 fellowships each year, open to all U.S. citizens, U.S. nationals, U.S. permanent residents, and DACA recipients. The program aims to provide one year of financial support to doctoral candidates working on their dissertations, with a focus on those who demonstrate great potential as future scholars and educators. 

Recipients of this fellowship will receive a one-year stipend of $25,000, along with an invitation to the Conference of Ford Fellows and access to Ford Fellow Regional Liaisons. 

Amount: $25,000

Deadline: January 7

Requirements: Open to all U.S. citizens, U.S. nationals, U.S. permanent residents and DACA recipients.

5 Mastercard Foundation Scholars Program


The Mastercard Foundation Scholars Program aims to cultivate Africa’s future leaders, with a preference for students who possess excellent academic records and a strong commitment to creating positive impacts in their communities. 

The award’s total value is approximately $50,000, although the number of available awards may vary. The program offers comprehensive support, encompassing financial assistance for tuition fees, books, and other educational materials, as well as social and academic support to the selected scholars. 

Amount: Varies

Deadline: Depends on the institution

Requirements: Each partner has its own criteria. But, for a grad (master’s) degree, students must be 35 years old or under at the time they apply.

6 Global Citizen Scholarship


MPower Financing is a mission-driven fintech company and a leading provider of global educational loans, with a dedicated focus on supporting international students in achieving their career aspirations. 

Annually, they offer several scholarship programs, and their flagship initiative is the Global Citizen Scholarship, featuring three prestigious awards: a $5,000 scholarship, along with $3,000 and $2,000 scholarships. 

These esteemed scholarships will be granted to one outstanding student from each of the following regions: India, Asia (excluding India), Latin America/Caribbean, and Africa, with the condition that the recipients must be enrolled at a school supported by MPOWER. 

Amount: Varies

Deadline: Depends on the institution

Requirements: Each partner has its own criteria. But, for a grad (master’s) degree, students must be 35 years old or under at the time they apply.

7 Women in STEM Scholarship


In addition to its mission of empowering international students, MPower Financing also strives to foster innovation. As part of this commitment, they proudly present the Women in STEM Scholarships each year, offering three esteemed awards: a $6,000 scholarship, a $2,000 scholarship, and a $1,000 scholarship. 

Amount: Varies

Deadline: January 15, 2025

Requirements: You do not need to be a borrower to apply. Awards go to female int’l/DACA students who are enrolled or accepted to study full time in a STEM degree program at a school MPOWER supports. The program can be in any field of STEM that leads to a bachelor’s, master’s or PhD.

8 Korean American Scholarship Fund


Each year the Korean American Scholarship Fund offers awards. KASF scholarships range from $500 to $5,000. They are open to qualifying Korean American students. This includes foreign students from Korea. 

Amount: $500 – $5,000

Deadline: April-June Recurs Annually

Requirements: Enrollment in a full time program in the U.S. during the scholarship application year is a criteria. Other criteria are financial need, grades, school activities and volunteer service. If extra funds are available, non Koreans may qualify for these scholarships. This includes offspring of American vets who served during the Korean War.

9 Hubert Humphrey Fellowship Program


The Humphrey Fellowship Program caters to young and mid-career professionals from select foreign countries, offering them a unique opportunity to spend a year in the U.S. 

Although it is not a degree program, Fellows can enhance their leadership skills through various activities, including taking courses at their host institution, participating in conferences, networking, and exchanging insights. 

The program’s ultimate goal is to cultivate a global mindset through international study, providing an enriching experience distinct from a typical graduate school journey.  

To support participants during their fellowship, a stipend of approximately $50,000 is provided, covering tuition, fees, living expenses, books, insurance, air travel, and even a one-time computer subsidy. Additionally, a professional development allowance is included to support field trips, visits, and conference attendance. 

Amount: $50,000

Deadline: Application deadlines vary by country

Requirements: Check site for eligibility requirements.

10 American Association of University Women Educational Foundation


AAUW is a national grassroots organization. It has been helping to empower women as individuals and as a community since 1881.The International Fellowship Program is one of AAUW’s award programs. 

The program is for women who are going for grad or post doctoral study in the U.S. on a full time basis. It supports women who are not U.S. citizens or permanent residents. 

There are also a few awards for study outside of the U.S. (excluding the applicant’s home country). These go to women who are members of Graduate Women International

Up to 5 International Fellowships for master’s/first professional degrees are available. They are renewable for a second year and award $18,000. Doctoral awards are $20,000 and Post doctoral $30,000.

Amount: Varies

Deadline: November 15

Requirements: Preferred applicants are women with a history of working to advance women and girls in some way. For instance, through civic, community, or professional work.

11 PEO International Peace Scholarship


The PEO Sisterhood is a charitable organization. Its mission is to advance, educate and motivate women. Members of P.E.O. believe that education is a key to world peace.

One of the awards the PEO offers since 1949 is the International Peace Scholarship Fund. This program awards up to $12,500. Scholarships go to international female students wanting to study at a grad level in the U.S.

Amount: up to $12,500

Deadline: December 15 every year

Requirements: Preferred applicants show financial need. There are also lesser amounts awarded according to individual needs.

Grad School Scholarships

Can I Apply for Grad School Scholarships? 

If you’re considering grad school, rest assured that numerous scholarships are available to support your educational journey. Certain scholarships cater to master’s degree programs, helping to alleviate the associated costs. Additionally, scholarships exist for PhD students, providing financial assistance for research endeavors. 

It’s worth noting that pursuing a graduate degree doesn’t necessarily require on-campus attendance. Many adults opt for online grad school programs, and scholarships are also available for those pursuing education in this format. 

Where Do I Find Grad Scholarships? 

Many scholarships come from grad schools themselves. But there are private donors and agencies that offer them too. In fact, if your field of study has an association of some type, it may be useful for a scholarship. Sometimes, these awards are only for members, so you may have a shot. 

Take the American Speech Language Hearing Foundation. They offer scholarships of $5,000. They go to grad students in communication science and disorders master’s or PhD programs. Because they are not loans, scholarships and grants typically don’t have to be paid back. You may have to abide by the terms of the grant or scholarship, though, so make sure to see what these are. 

How Do You Get Grad Scholarships for Grad School? 

To get a scholarship for grad school, you must apply. You may apply only if you meet the provider’s criteria for eligibility.  

Eligibility varies from one scholarship to the next but can include things such as:

  • Merit (e.g., GPA range, creativity shown in a portfolio) 
  • Financial need 
  • Intent to pursue a grad degree in a specific field (e.g., Business adminSocial workArchitectureProject Management, etc.)
  • Plans to research in a chosen area (e.g., Archaeological Research
  • Demonstrated qualities (e.g., History of leadership or Public Service
  • U.S. citizen, permanent resident status 
  • Live in a certain location 
  • Be a member of the grantor organization or association

Graduate Scholarship Contests 

There are also scholarships that are more like contests. These may ask you to submit a video or some kind of portfolio, depending on the subject. One example is the Pelican Water Sustainability Scholarship. Applicants create a video to support the theme of water conservation for a chance to win up to $1,500.

Or, all you might need to do is create an account and put your name in the hat. One example is Scholarship Points, a $10K giveaway.   

Graduate Scholarships for Minority Students and Women 

Yet others are set aside for people that belong to a certain group. Like women, international students and minorities. An example is the Jonathon Lax Scholarship Fund for Gay Men. These tuition awards are for $5,000 to $10,000 each. They honor inventor Jonathon Lax an inventor and entrepreneur. Recipients are gay men pursuing more education who live in the five county Philadelphia region.

Another is the Holly A. Cornell Scholarship. This $7,500 annual award is from the American Water Works Society. It goes to talented female and/or minority students. Recipients must be going for their degree and research in the field of water supply and treatment.  

Why Consider Grad School Scholarships? 

A grad degree may lead to higher lifetime earnings and more job potential. One recent study compared salaries for people with and without a grad degree. It found that people with a grad degree earn more and experience less unemployment.   

Unemployment Rates and Weekly Earnings by Education Level 

Education LevelUnemploymentAvg Weekly Earnings
Doctorate1.0%$2,083
Professional Degree1.4%$2,080
Master’s Degree1.9%$1,661
Bachelor’s Degree2.2%$1,432 

But the average costs of grad school has been climbing. At last check, the average cost of grad school at a public in state school was $12,596. A degree program at a private school was $28,017. 

While scholarship amounts vary, they may bring your goals within reach. They can help pay for tuition, travel fees, books, and other expenses. Especially if you have other spending needs like housing and children. 

Grad School Scholarships for 2025 and Beyond 

This curated list has eleven of the top grad school scholarships you can apply to in 2025. We selected a broad array of grad majors. Make sure to expand your search if you do not see one in your field.

1 Global Citizen Scholarship


MPower Financing’s mission is to support international students and their career goals. Each year, they offers three Global Citizen Scholarships. One $5,000 scholarship, and a $3,000 and $2,000 one.

You do not need to be a borrower to apply. These scholarships will be given to one student from each of the following countries/regions: India, Asia (excluding India), Latin America/Caribbean, and Africa. All winners must be students at a school MPOWER supports. 

Amount:Varies

Deadline:July

Requirements: Check site to see requirements for eligibility.

2 Women in STEM Scholarship


To support future innovation, MPower Financing offers three annual Women in STEM Scholarships. One $5,000 scholarship, one $3,000 one, and one $2,000 one.

You do not need to be a borrower to apply. Awards go to female international/DACA students who are currently enrolled or accepted to study full time in a STEM degree program at a school MPOWER supports. This means any program in science, tech, engineering and math that leads to a bachelor’s, master’s or PhD.

Amount:Varies

Deadline:July

Requirements: Check site to see requirements for eligibility.

3 Women Techmakers Scholarship


The Women Techmakers Scholars, sponsored by Google, honors Anita Borg. Anita’s vision was to create gender equality in the tech field.  

Women Techmakers Scholars in the U.S. will each receive $10,000 USD. Or $5,000 CAD (for students in Canada) for the school year. All recipients get an invite to the annual Google Scholars Retreat. 

Amount:$10,000

Deadline:Fall

Requirements: Applicants must plan to be full time bachelor’s, master’s or PhD students. Other criteria include a strong academic record and leadership skills. Plus, you need to major in computer science, computer engineering or a technical field.

4 Virginia Nurse Practitioner/Nurse Midwife Scholarship Program


Each year the Virginia Department of Health awards Nurse Practitioner/Nurse Midwife Scholarships. The program provides a scholarship award of about $5,000. The number of recipients depends on funding. 

Amount:$5,000

Deadline:June 30

Requirements: Applicants must agree to two things. One is to practice full time as a nurse practitioner or nurse midwife. The other is to work in an under served area of Virginia. Preferred applicants are state residents and minority students. They must be in family practice, obstetrics, gynecology, pediatrics, adult health, and geriatric nurse practitioner programs.

5 ONS Foundation Master’s Scholarship


Each year the Oncology Nursing Society Foundation offers scholarships. These $5,000 awards go to RNs committed to oncology nursing. The number of scholarships varies – last year there were fourteen. 

Amount:$5,000

Deadline:February 1

Requirements: Applicants must be pursuing either a master’s degree in nursing or a post master’s certificate. They must also be enrolled at an NLN or CCNE accredited School of Nursing. 

6 African American Heritage Endowed MBA Scholarship


Each year the University of Washington Foster School of Business offers a non renewable scholarship. The amount varies from $7,500 to $10,000. The scholarship is for an African American student at the Foster School of Business. Preferred applicants show academic excellence and business leadership. The recipient will also partner with the Consulting and Business Development Center to provide consulting to an African American owned business in the Seattle area.   

Amount: $7,500 – $10,000

Deadline:April 15

Requirements: Check site to see requirements for eligibility. 

7Davis Putter Scholarship


The Davis Putter Scholarship Fund helps those working for social and economic justice. The largest grant from the Davis Putter Scholarship Fund is $15,000 per year. These need based scholarships go to students who promote social change. Like being active in the struggle against racism, sexism, or homophobia.

Amount: $15,000

Deadline: April 1

Requirements: To apply, you need to be a current grad student or enrolled in a trade or technical program. A complete application also includes a 1,000 word essay that details progressive social activity. You must also provide two letters of recommendation, transcripts, and show financial need.

8Frederic G. MELCHER Scholarship


The American Library Association (ALA) offers 2 to 4 annual scholarships of $7,500 each. Called the Frederic G. Melcher Scholarships, they help grad students pay for an MLS or MLIS degree.

Amount: $7,500

Deadline: March 1

Requirements: Applicants must also plan to work in a children’s library. This work may be serving children up to and including the age of 14 in any type of library.

9Beinecke Scholarship Program


The Beinecke Scholarship set up in 1971 is a program of the Sperry Fund. The goal of the fund is to support grad education in the Arts, Humanities, and Social Sciences. There are 20 awards granted each year. Candidates must plan to pursue a research focused master’s or PhD program in the arts, humanities, or social sciences.

Each Beinecke scholar receives $5,000 right before entering grad school, plus, an extra $30,000 while going to grad school. There are no geo restrictions on the use of the scholarship. Recipients may also combine the funds with other scholarships, assistantships, and research grants

Amount: $5,000 plus an extra $30,000 for grad school

Deadline: February 09

Requirements: To apply, applicants must contact their campus liaison at a partner institution. Each school in the program may nominate one candidate per year for the scholarship. Candidates must show financial need, scholastic achievement, and have a strong intellect.

10 Hertz Fellowships


Each year, the Hertz Foundation offers awards to fund the cost of pursuing a PhD. The Hertz Graduate Fellowship Award are merit based. They consist of a cost of education allowance and a personal support stipend. Successful applicants have the choice of two fellowships. One is $34,000 and a 9 month stipend. There is an extra $5,000 per year for Fellows with dependent children. The award is renewable each year for up to 5 years.

The second option is a coordinated fellowship. It offers a Hertz period which provides full tuition and $40,000/9 month personal stipend. There is an extra $5,000 per year for Fellows with dependent children. The award is renewable each year for up to 5 years. Plus, an NSF period which gives $8,000/ year supplemental stipend from Hertz. 

Amount: Varies

Deadline: October 23

Requirements: Fellows must attend one of the Foundation’s currently participating schools or petition the Foundation to include a school in the U.S. that they desire to attend.

11 Vercille Voss IFDA Graduate Student Scholarship


The International Furnishings and Design Association (IFDA) awards a $2,000 scholarship. The annual award is The Vercille Voss Graduate Student Scholarship. It is in memory of Vercille Voss. She was a long time Illinois Chapter member and mentor to new members and students.  

Amount: $2,000

Deadline: March 31

Requirements: The scholarship program is open to enrolled full or part time grad students. Applicants must be pursuing a degree in interior design or a related design program. The completed application packet must include a few things, such as samples of your design work and a letter of recommendation. You must also write a 200 to 400 word essay that explains your goals, special interests, and volunteer service, and what inspired you to pursue a career in this field.

Grants and Scholarships

How to Get Money for College Through Grants and Scholarships

Then, Get Matched To Online Schools Using Our Degree Finder!

According to some research findings, 35% of parents and students experience significant stress when it comes to financing college education. Fortunately, for those who find themselves in this situation, there exists a plethora of grants and scholarships designed to alleviate the financial burden of college expenses.

Continue reading to learn about some available scholarships and grants and how to apply.

grants and scholarships

COLLEGE SCHOLARSHIPS

Scholarships offer a fantastic chance to secure financial support for your college journey, thanks to their widespread availability. Additionally, these scholarship grants span a wide range, from a few hundred dollars to covering the entire tuition bill.

While scholarships with larger awards might be less common, there exist multiple channels through which you can uncover scholarships that align with your eligibility.

WHO QUALIFIES FOR COLLEGE SCHOLARSHIPS?

Unfortunately, a common misconception among students is that they won’t be eligible for college scholarships unless they were the valedictorian or a standout athlete.

However, this belief is far from the truth.

The reality is that a multitude of scholarships exist that provide financial assistance for college based on various criteria, including those mentioned earlier. This implies that virtually anyone has the potential to qualify for a college scholarship, including you.

The process simply involves conducting some preliminary research to identify scholarships that align with your qualifications and then fulfilling the application requirements, typically including an essay or a writing sample.

HOW TO FIND COLLEGE SCHOLARSHIPS

Finding scholarships, and learning how to apply, used to be a challenge as you’d have to flip through worn out and dated books at the library.

Now, there are plenty of resources online that are updated in real time and allow you to find the perfect scholarship for you.

One way is to use Unigo.com, a college scholarship database, which is the premier network for current and future college students as they figure out how to pay for college.

Other ways of finding scholarships include:

  • High school guidance counselor
  • College financial aid office
  • College guidance counselor
  • Federal agencies
  • Public library
  • Foundations, religious or community organizations, or civic groups
  • Ethnicity-based organizations
  • Professional organizations related to your field of interest
  • Your employer (or your parent’s employers)
  • Local organizations and clubs

EASY SCHOLARSHIPS FOR COLLEGE 

Check out some easy scholarships below and click on any to apply before the deadline.

UNIGO $10K SCHOLARSHIP 

Amount: $10,000
Deadline: Annually by December 31
To apply for this scholarship answer the question: If a historical figure was back to life in the present day, who is and what is their favorite app?

I HAVE A DREAM SCHOLARSHIP

Amount: $1,500
Deadline: Annually by January 31
Requirements: Dreams can have a powerful impact on our lives, as well as reveal your subconscious thoughts. Here’s your chance to earn a scholarship for sharing them.

SWEET AND SIMPLE SCHOLARSHIP

Amount: $1,500
Deadline: Annually by February 28
Requirements: The Sweet and Simple Scholarship Committee wants to hear about a sweet and simple gift you received that had a big impact.

SUPERPOWER SCHOLARSHIP

Amount: $2,500
Deadline: Annually by March 31
Requirements: We’ve all thought about what superpower we’d like to have. Now, those thoughts may help you earn a scholarship!

ALL ABOUT EDUCATION SCHOLARSHIP

Amount: $3,000
Deadline: Annually by April 30
Requirements: It’s often been said that education is the key to success; What doors could earning a degree open for you?

FIFTH MONTH SCHOLARSHIP

Amount: $1,500
Deadline: Annually by May 31
Requirements: What’s so special about the number five? Now’s your chance to potentially earn some money to help pay for college by sharing what you think makes five stand out.

DO-OVER SCHOLARSHIP

Amount: $1,500
Deadline: Annually by June 30
Requirements: What if you had a chance to do-over a moment in your life? What would it be and how would the change impact your future?

FLAVOR OF THE MONTH SCHOLARSHIP

Amount: $1,500
Deadline: Annually by July
Requirements: July is National Ice Cream Month, so it only makes sense to ask: if you were to be an ice cream flavor, which would it be and why?

MAKE ME LAUGH $1,500 SCHOLARSHIP

Amount: $1,500
Deadline: Annually by August 
Requirements: The Make Me Laugh Scholarship is a great way to show how funny you are.

SHOUT IT OUT SCHOLARSHIP

Amount: $1,500
Deadline: Annually by September
Requirements: Whether it’s a message to the world or a simple greeting, this scholarship gives you the platform you’re looking for.

ZOMBIE APOCALYPSE SCHOLARSHIP

Amount: $2,000
Deadline: Annually by October
Requirements: If you’ve ever envisioned a zombie apocalypse and how you would survive, here’s your chance to share it with the world.

EDUCATION MATTERS SCHOLARSHIP

Amount: $5,000
Deadline: Annually by November
Requirements: Have you come across those who told you not to pursue your degree? How did you respond? Why does education matter to you?

TOP TEN LIST SCHOLARSHIP

Amount: $1,500
Deadline: Annually by December
Requirements: The Top Ten List Scholarship thinks you’re amazing and they want to hear the top ten reasons.

REVIEW YOUR COLLEGE

Amount: $1,000
Deadline: Annually by May 31 & November 30
Requirements: Tell other students about your experience so they can make better decisions about college.

TIP FOR APPLYING TO SCHOLARSHIPS

When writing an essay for a scholarship, always:

  • Keep in mind your audience
  • Apply as early as possible
  • Follow instructions
  • Double check your spelling and grammar

DIFFERENCE BETWEEN SCHOLARSHIPS AND GRANTS

Unlike some of the other types of financial aid, grants and scholarships come with a unique advantage – they do not necessitate repayment, provided you adhere to the specified criteria. For instance, certain grants may stipulate your enrollment as a full-time student or may be contingent upon your chosen academic field. Similarly, certain scholarships may demand the maintenance of a specific GPA. Hence, it’s essential to be well-informed about the requirements you must meet to fulfill your end of the arrangement.

Grants and scholarships, by virtue of not requiring repayment, are highly coveted avenues for funding both undergraduate and graduate education. Nonetheless, these two forms of financial aid possess distinctions. Notably, numerous scholarships are merit-based, implying that they are granted to students who have attained specific accomplishments or possess particular attributes.

For example, there are awards based on:

  • Where you live
  • Race or religion
  • Academic or athletic record
  • Extracurricular activities
  • Essay competition

On the other hand, grants are usually awarded as need-based. However, many schools offer both need-based and merit-based grants to students.

On the other hand, most of the federal grants are need based and for those students who meet certain criteria.

DIFFERENCE BETWEEN GRANTS AND COLLEGE SCHOLARSHIPS

BenefitCollege ScholarshipCollege Grants
Offered ByState Government, Institutions, Private SourcesFederal Government, State Government, Institutions
How Winners Are DecidedMerit-basedFinancial need-based (some exceptions)
Amount AwardedVariesVaries
Have to Repay?NoNo

GRANTS FOR COLLEGE

Grants work a little bit differently than scholarships, though they can be beneficial because you don’t have to repay them either. So, just like scholarships, they’re free money for college.

However, often these are based on financial need, though as mentioned, many colleges and universities also offer grants through the institution that are merit-based or a combination of merit-based and need-based.

There are two types of grants for college:

  1. Federal Grants
  2. Institutional Grants

As every school has unique grants, the list would be entirely too long to publish here. So, contact your financial aid office.

FEDERAL GRANTS

As most federal grants are awarded to students with financial need, they use the FAFSA to determine what amount of need you qualify for, just like the different types of federal student loans. Keep in mind that you need to complete the FAFSA every year to update the information.

TYPES OF FEDERAL GRANTS

There are four types of federal grants, each with slightly different requirements. Be sure to check the specific requirements to see if you qualify.

1. FEDERAL PELL GRANTS

Usually, these grants are only awarded to undergraduate students who display exceptional financial need and have not earned a bachelor’s or professional degree.

2. FEDERAL SUPPLEMENTAL EDUCATIONAL OPPORTUNITY GRANT (FSEOG)

The FSEOG program is administered directly by the financial aid office at participating schools and not all schools participate. Check with your school’s financial aid office to find out if your school participates.

Similar to the Pell grants, FSEOGs are awarded to undergraduate students with exceptional financial need and the school’s financial aid office will award the grant to students with the most financial need.

3. TEACHER EDUCATION ASSISTANCE FOR COLLEGE AND HIGHER EDUCATION (TEACH)

These grants are different than others because they require you to take certain kinds of classes in order to get the grant and then do a certain kind of job to keep them from turning into a loan.

Awarded to undergraduate teaching students, you are required to teach for a minimum of four years at an elementary school, secondary school, or educational service agency that serves students from low-income families.

If this service obligation is not met, the grant is converted to a Direct Unsubsidized Loan.

4. IRAQ AND AFGHANISTAN SERVICE GRANT

The Iraq and Afghanistan Service Grant is only available to those whose parent or guardian served in the U.S. armed forces and died as a result of service in Iraq or Afghanistan after September 11, 2001.

In addition, you need to have been under 24 years old or enrolled in college at least part-time at the time parent’s or guardian’s death.

FIND GRANTS AND SCHOLARSHIPS TO HELP YOU EARN FREE MONEY FOR COLLEGE

Visit Unigo.com for a vast array of additional scholarship opportunities. Unigo boasts a database comprising over 3.6 million college scholarships and grants, totaling a remarkable $14 billion dollars in value. To streamline your search process, Unigo organizes its scholarship listings into detailed categories. Additionally, you have the option to create an account for personalized scholarship recommendations.

© Education Connection 2024. All Rights Reserved.

*https://nces.ed.gov/programs/digest/d20/tables/dt20_311.15.asp

Sources for school statistics is the U.S. Department of Education’s National Center for Education Statistics.

Disclosure: EducationDynamics receives compensation for the featured schools on our websites (see “Sponsored Schools” or “Sponsored Listings” or “Sponsored Results”).  So what does this mean for you? Compensation may impact where the Sponsored Schools appear on our websites, including whether they appear as a match through our education matching services tool, the order in which they appear in a listing, and/or their ranking.  Our websites do not provide, nor are they intended to provide, a comprehensive list of all schools (a) in the United States (b) located in a specific geographic area or (c) that offer a particular program of study.  By providing information or agreeing to be contacted by a Sponsored School, you are in no way obligated to apply to or enroll with the school.

This is an offer for educational opportunities, not an offer for nor a guarantee of employment. Students should consult with a representative from the school they select to learn more about career opportunities in that field. Program outcomes vary according to each institution’s specific program curriculum. Financial aid may be available to those who qualify. The financial aid information on this site is for informational and research purposes only and is not an assurance of financial aid.

1 You must apply for a new loan each school year. This approval percentage is based on students with a Sallie Mae undergraduate loan in the 2018/19 school year who were approved when they returned in 2019/20. It does not include the denied applications of students who were ultimately approved in 2019/20.

2 This promotional benefit is provided at no cost to borrowers with new loans that disburse between May 1, 2021 and April 30, 2022. Borrowers are not eligible to activate the benefit until July 1, 2021. Borrowers who reside in, attend school in, or borrow for a student attending school in Maine are not eligible for this benefit. Chegg Study® offers expert Q&A where students can submit up to 20 questions per month. No cash value. Terms and Conditions apply. Please visit http://www.chegg.com/legal/smtermsandconditions for complete details. This offer expires one year after issuance.