Academic Probation Transfer

What is Academic Probation? 

Academic probation functions as a warning signal that your academic performance falls beneath the established standards for satisfactory academic standing at your institution. Typically, colleges gauge academic progress based on factors like GPA and the accumulation of earned credits. Falling short of these benchmarks could lead to your placement on academic probation. It’s important to note that there might be a possibility of transferring schools even while on academic probation. As a general guideline, possessing a cumulative GPA of less than 2.0 renders you subject to this academic probationary status. However, even a lower term GPA (ranging from 1.5 to 1.99) might trigger this status as well.

During the span of your academic probation, you are granted the opportunity to enhance your performance and regain your academic trajectory. Failing to do so could potentially result in serious ramifications, such as dismissal from your academic program or the loss of financial aid. While on academic probation, it’s probable that you will be expected to:

  • Pass a certain number of credits 
  • Earn an acceptable grade point average (GPA) which each college sets 
  • Meet with your academic advisors 

Can I Transfer While on Academic Probation? 

The possibility of transferring while under academic probation does exist. However, the feasibility of this option hinges on the specific evaluation criteria set by each individual college. When you embark on the process of applying for a transfer during your academic probationary period, certain applications might inquire about your current academic standing. Responding with a “no” allows you the opportunity to elucidate the circumstances surrounding your probation.

In this context, you can elucidate your individual circumstances and challenges. This approach enables you to offer a well-rounded view of yourself beyond a mere “C” grade. Within colleges that operate with open admissions policies, this narrative could suffice. Such institutions might be inclined to extend acceptance irrespective of a lower GPA. Conversely, selective colleges may adopt a different stance.

How Do Students End Up on Academic Probation? 

A range of internal and external factors could lead to academic probation and academic probation transfer. Internal factors are things like anxiety over test taking. And external factors are ones you can’t control. These are a ten more common causes of academic probation. 

1. Entering college with a lack of skills

Research conducted by UC Berkeley unveiled that students who engaged in numerous AP courses during high school were 3 – 5% more likely to maintain good academic standing compared to those who did not.

2. Not showing up to class

Frequent class absences can impede your GPA and overall standing. Some institutions enforce automatic fail or grade deduction protocols for excessive absenteeism.

3. Overwhelming Course Load

Students occasionally enroll in an excessive number of courses without realizing the complexities of managing the workload. The freshman year, marked by shifts in sleeping, eating, and studying routines, may further exacerbate this challenge.

4. It’s tough to time manage

Even if you enroll in a seemingly balanced credit load, if the classes necessitate extensive reading, writing, or prolonged lab sessions, it might lead to overload. Consulting with an academic advisor can facilitate the creation of a more manageable schedule.

5. Too many pass / fail grades

An excessive reliance on pass/fail grades instead of letter grades might adversely influence your academic standing.

6. Poor study habits

Many students attempt studying techniques that are ill-suited to their individual learning styles. According to UC Berkeley, 82% of students on first-year probation cited poor study habits as impediments to success.

7. Mental health and illness

An equivalent 82% of students on probation reported feelings of stress, depression, or distress. Furthermore, health problems, family crises, and other personal issues can trigger a chain reaction impacting academic performance.

8. Completing too few credits

Dropping a substantial number of courses might contribute to a GPA decline. Knowing the required credits for each term can be advantageous in preventing this scenario.

9. Too much partying

Late nights, hangovers, and heightened social activities can exert a toll on both physical well-being and academic grades. Noise-related roommate conflicts may further exacerbate this impact.

10. Lack of interest

While some classes captivate your attention, others might fail to ignite enthusiasm. Maintaining effort levels can prove challenging when your engagement is lacking, particularly in core courses or those relevant to your major.

How to Get Off Academic Probation 

Often, an academic probation warning spells out your next steps. These steps may differ between schools and students but are likely to refer to GPA policies. Schools may have two GPA policies for students on academic probation. These are: 

Overall GPA policy

A common GPA to meet is 2.0 on a 4.0 scale. This means that your cumulative GPA from all terms at that one college must be at least 2.0 by the end of each semester or quarter. Bringing your grades up to this level may take you off academic probation.

Term GPA policy

Term GPA s the cumulative grade received at the end of a given academic term. You may have to make progress towards this goal while also meeting the overall GPA asks. If you do, it may show the school enough effort on your part that they extend your probation period. Another thing to keep track of is a probation timeline. This varies too and some online colleges (Walden is one) won’t let you progress if you don’t pass the first course in your curriculum. 

Tips to Improve Academic Performance 

Once on academic probation, there are a few things that may help improve your grades.

  • Get some advice. Meet with advisors and faculty and ask for guidance.
  • Stop skipping class. Go to class. 
  • Speak up. Take part in a discussion, ask a question. 
  • Get a study buddy. Or join a study group to keep you accountable. 
  • Look for a tutor. Many colleges have tutoring centers to help you grasp key concepts.  
  • Block off time. Set time aside in a more official way to help you balance study with free time fun. 
  • Retake a course. If you can raise your GPA by retaking a course, this may be an option. 
  • Complete a course. Incomplete grades may equal failing grades so make sure you work with your professor to finish what you started.

How to Stay Off Academic Probation

Once you are off academic probation, celebrate your success and keep it going.

  • Use a planner. There are apps or paper planners where you can keep track of due dates, exams etc.
  • Tap into help networks. Colleges may have health centers, tutors, advisors and resources that you can turn to for help. 
  • Touch base with teachers. Many teachers keep office hours, or you may reach them by email to answer questions and concerns.  
  • Book routine advising sessions. Keep a handle on your schedule, issues, goals and workflow through regular advising sessions.  

How Can Academic Probation Affect Financial Aid? 

Many forms of aid including scholarships require students to be in good academic standing. Since academic probation is a warning that grades are falling, it does risk loss of financial aid. The Pell Grant is one example. It is money you typically do not repay to the federal gov’t.  

Unless you fail to meet conditions. Like you withdraw early from the program for which you got the grant. Or, you change your enrollment status. Also, you cannot renew a Pell Grant id you do not make “satisfactory academic progress.” Given, each school may define progress differently. 

To stay eligible or become re eligible for financial aid after academic probation you are likely to have to: 

  • Meet and keep up the acceptable GPA stated by your college (such as 2.0)
  • Move towards graduation by taking a specified number of credits per year or term 
  • Avoid incomplete (“I”) grades and withdrawals 

FAQs on Academic Probation 

What should I do now?

Make certain you comprehend the terms stipulated in your academic standing notification and concentrate on enhancing your performance in the forthcoming quarter.

What GPA will get me into academic probation, and what GPA do I need to get out?

Attaining a GPA ranging from 1.5 to 1.99, when the minimum required is 2.0, might place you on academic probation. Consequently, depending on your current standing, you may need to elevate it to 2.0 or above. Certain institutions, such as UC Santa Cruz, provide a GPA Calculator tool on the student portal, aiding in determining the precise grades required for improvement.

Does a W affect academic probation?

The ‘W’ symbolizes withdrawal from a course, indicating no grade or credits awarded. Consequently, it might not impact your GPA. However, there might be institutional regulations regarding the maximum number of withdrawals permitted for a student.

How long does it take to get out of academic probation?

The Registrar’s Office at your college may set a specific timeframe, such as one semester or two semesters, as a stipulated period for emerging from academic probation.

What happens if my GPA doesn’t improve when I’m on academic probation?

In certain institutions, failure to enhance your GPA while on academic probation could result in suspension or even dismissal. It might also impede progress within your chosen major.

Can I take summer classes to improve my academic standing?

Generally, yes, and this could be a viable strategy. However, it’s advisable to consult your academic advisor and acquaint yourself with college policies prior to making this decision.

What is a second academic probation?

Typically, it implies that your GPA has remained below 2.0 for two consecutive semesters.

Is it possible to graduate while on Academic Probation?

The likelihood of graduating while on academic probation is exceedingly slim. For instance, institutions like the American Military University (AMU) explicitly state that this scenario is not possible.

Can You Attend Another College While on Academic Suspension?

Attending another college while on academic suspension depends on the institution’s policies. Some colleges may accept students on suspension, but admission requirements vary. It’s best to check with the school you’re interested in to understand their transfer eligibility criteria.

Open Curriculum Colleges

Open Curriculum Colleges

Check Out Our List Of Colleges With An Open Curriculum. Then Get Matched For FREE To Online Colleges.

 

 

What are Open Curriculum Colleges?

Open curriculum colleges grant you the autonomy to select your own courses. While you might still need to declare a major, you possess the freedom to chart your academic trajectory. In certain institutions, an open curriculum extends to the option of designing your own major. At times, this is termed an “individualized major,” exemplified by schools such as Cornell. In this context, you aren’t constrained to predefined majors offered by the institution. Instead, you can tailor your educational path to align with your distinctive career aspirations and objectives.

Find an Online Degree Program

 

Open Curriculum vs Core Curriculum

A core curriculum diverges from an open curriculum by typically specifying mandatory courses. These courses are essential to fulfill credit requirements for obtaining your degree. Essentially, all undergraduate students partake in a predetermined set of fundamental (core) classes. Such core courses often encompass a spectrum of general education (GE) subjects, including mathematics, science, social studies, and foreign languages.

These courses are mandatory for all students, regardless of their chosen major or school within the college. The underlying rationale is that delving into these subjects contributes to the cultivation of a well-rounded scholar. In contrast, an open curriculum might not involve GE classes, and in some scenarios, it may not prescribe a specific formula for credit allocation.

However, this lack of core curriculum doesn’t imply that you forgo selecting a major or concentration. But when you do choose one, you might not be obligated to fulfill any core requirements. Given the potential absence of mandatory core classes, you might find yourself with more credits at your disposal. Consequently, many students opt to pursue a double major, affording them the flexibility to delve deeply into two areas of interest.

  • Apply eligible work experience and prior college credits toward up to 75% of your undergraduate degree.
  • Experience a Purdue Global undergraduate program for an introductory 3-week period. There’s no financial obligation beyond the application fee
  • Competency-based ExcelTrack™ programs may allow you to earn your degree faster and for less money

Purdue Global University

How Do Open Curriculum Colleges Work? 

In the realm of open curriculum colleges, the guidance of academic advisors commonly aids in the selection of courses aligned with one’s professional aspirations. These aspirations could encompass a longing to fuse diverse realms like chemistry and biology, or perhaps a thirst for knowledge in fundraising techniques, public policy influence, or the path toward law school.

Although distinct from self-directed studies, the framework of an open curriculum remains pliable, particularly within the sphere of foundational courses. Within this paradigm, certain institutions might grant leeway to substitute honors and advanced coursework in their stead. However, this arrangement often pertains to students who boast commendable academic records. Consequently, the showcasing of one’s aptitudes, passions, and objectives might be requisite for admission. Furthermore, specific institutions might anticipate a comprehensive proposal detailing the cohesive integration of one’s chosen courses.

Is an Open Curriculum College Right for you?

If you possess a proactive, self-motivated demeanor and revel in the freedom of choice, an open curriculum college could align seamlessly with your preferences. As a general guideline, this approach furnishes a comprehensive foundation in the liberal arts, serving as a malleable canvas upon which you can imprint the subjects that kindle your curiosity. The realm of liberal arts typically encompasses expansive concepts, overarching themes, historical events, artistic expressions, and cultural dimensions. Additionally, the emphasis on extensive reading and writing endeavors within this framework can significantly contribute to your evolution as a discerning thinker, adept problem solver, and proficient communicator.

Conversely, a core curriculum embodies a more structured trajectory. Here, the landscape often encompasses General Education (GE) courses, as well as those tailored to your chosen major and focal point. This trajectory might prove more suitable if you find solace in pre-charting your academic journey or if you harbor an inclination to deeply immerse yourself in a specific technical domain, exploring it from multifaceted perspectives.

28 Open Curriculum Colleges

We used data from the US Department of Education to create a list of the 28 Open Curriculum Colleges.  

 

1 Amherst College
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Amherst College is a four year private, liberal arts school with 1,855 undergrads. In MA, the school offers 36 fields of study. Some programs include economics, math and English.

Open Curriculum Requirements

Amherst has no distribution requirements and no core curriculum. Instead, students may choose the courses that matter to them the most. With over 850 courses to choose from, many students pursue a double major. 

Open Curriculum Programs

Anthropology, Buddhist Studies, Asian Pacific American Studies.

Tuition & Fees

$67,280

Financial Aid

Grants & Awards
58% Get, Avg. Amt. $58,693
Federal Loans
11% Get, Avg. Amt. $4,877

Grad Rate

96%

 

 

2 Brown University
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Brown U is a four year private school with 6,752 undergrads and is known for robust research. The campus, in RI offers 57 fields of study. Some choices are economics, comp sci, applied math and bio. 

Open Curriculum Requirements

Students may develop a customized course of study with the freedom to study what they choose. 

Open Curriculum Programs

Engineering, Behavioral Decision Sciences, Biophysics, Classics.

Tuition & Fees

$68,230

Financial Aid

Grants & Awards
46% Get, Avg. Amt. $55,847
Federal Loans
11% Get, Avg. Amt. $4,986

Grad Rate

96%

 

3 Grinnell College
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Grinnel is a four year private school with 1,683 undergrads. In IA, it offers 30 fields of study in the liberal arts. A few of these areas are economics, poli sci, comp sci and bio. 

Open Curriculum Requirements

Grinnell believes in free inquiry and the open exchange of ideas. All students take a First Year Tutorial, and this is the only required class.

Open Curriculum Programs

American Studies, Bio, Art History. 

Tuition & Fees

$64,862

Financial Aid

Grants & Awards
92% Get, Avg. Amt. $45,782
Federal Loans
12% Get, Avg. Amt. $4,949

Grad Rate

88%

 

4 Hamilton College
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Hamilton is a four year private school in NY, with 1,989 undergrads. A liberal arts school, it offers 37 fields of study in the liberal arts. Some choices include economics, math, poli sci and language.  

Open Curriculum Requirements

You need to pass 3 writing courses. By the end of your second year, you must also complete at least one quantitative and symbolic reasoning course. The school also wants you to take part in the First Year Course and Proseminar programs. You must also take a range of liberal arts classes that support cultural analysis and need to choose a focus. The program caps with a senior project.

Open Curriculum Programs

Astronomy, Art History, Digital Arts and Cinema. 

Tuition & Fees

$65,740

Financial Aid

Grants & Awards
51% Get, Avg. Amt. $54,359
Federal Loans
31% Get, Avg. Amt. $4,058

Grad Rate

91%

 

5 Hampshire College
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Hampshire is a four year private school with 1,175 undergrads. In MA it offers 51 fields of study. Among these areas are film and video, fine and studio arts and writing studies.  

Open Curriculum Requirements

Students may design their own program with the 5 College Consortium that includes Dance, Film, Astronomy and Architectural Studies. 

Open Curriculum Programs

Marine Science, Entrepreneurship, Applied Design and Music.

Tuition & Fees

$56,630

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $43,944
Federal Loans
61% Get, Avg. Amt. $5,171

Grad Rate

67%

 

6 Smith College
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Smith is a four year private liberal arts school with 2,496 undergrads and 49 fields of study. In MA it is one of the largest women’s colleges in the US. While the school also admits male students, this policy applies to grad programs only. Some of the undergrad programs are in psych, economics, bio and languages.  

Open Curriculum Requirements

You have the freedom to customize your studies drawing from social sciences, history, arts, languages, literature, math and natural science.

Open Curriculum Programs

Africana Studies, Comp Sci and Dance.  

Tuition & Fees

$61,568

Financial Aid

Grants & Awards
68% Get, Avg. Amt. $54,311
Federal Loans
13% Get, Avg. Amt. $5,137

Grad Rate

89%

 

7 University of Rochester
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U Rochester is a four year private school with 6,348 undergrads. In NY, the school offers 66 fields of study (and 12 libraries). Of these, registered nursing, bio, economics and music are some that they offer.

Open Curriculum Requirements

You work with an advisor to design their plan of study. There are no gen ed classes to take though you do select a major and many opt to pursue a double or triple major.

Open Curriculum Programs

Humanities, Social Science and Natural Sciences.

Tuition & Fees

$64,348

Financial Aid

Grants & Awards
74% Get, Avg. Amt. $41,700
Federal Loans
36% Get, Avg. Amt. $4,185

Grad Rate

87%

 

8 Vassar College
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Vassar is a four year private school with 2,436 undergrads. In NY, it offers 43 fields of study. Some of these are economics, poli sci, psych and bio. 

Open Curriculum Requirements

General curricular requirements are flexible. But you must fulfill three requirements. Freshman writing, a quantitative course and foreign language.

Open Curriculum Programs

Anthropology, Cognitive Science, English, Film.

Tuition & Fees

$67,805

Financial Aid

Grants & Awards
58% Get, Avg. Amt. $53,840
Federal Loans
45% Get, Avg. Amt. $2,687

Grad Rate

90%

 

9 Wake Forest University 
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Wake Forrest is a four year private school with 5,225 undergrads. In NC, it offers 35 fields of study. Some programs are economics, communication, psych and finance.  

Open Curriculum Requirements

You will work with faculty advisors to craft a broad plan of study and declare a major in your second year.

Open Curriculum Programs

Applied Math, Bioethics, Journalism, Health Policy. 

Tuition & Fees

$64,758

Financial Aid

Grants & Awards
34% Get, Avg. Amt. $55,090
Federal Loans
13% Get, Avg. Amt. $5,116

Grad Rate

89% 

 

10 Wesleyan University
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Wesleyan is a four year private school with 2,922 undergrads, In CT, it offers 36 fields of study. Some majors are economics, area studies, English and poli sci.  

Open Curriculum Requirements

Students may create their own plan for gen ed but must satisfy some disbursement requirements. 

Open Curriculum Programs

Applied Data, Film Studies, Religion, Theatre.

Tuition & Fees

$67,316

Financial Aid

Grants & Awards
38% Get, Avg. Amt. $64,709
Federal Loans
13% Get, Avg. Amt. $3,739

Grad Rate

92%

 

11 James Madison University
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James Madison U is a four year, public school with 19,679 undergrads. In VA it offers 46 fields of study, some available online. Of these, the some majors are in mental and social health services, communications and liberal arts.  

Open Curriculum Requirements

You must take gen ed classes in five cluster areas. As long as you meet the GE credits, you may take courses in any area.

Open Curriculum Programs

Geology, Philosophy, Hospitality Management. 

Tuition & Fees

$30,790

Financial Aid

Grants & Awards
81% Get, Avg. Amt. $4,456
Federal Loans
32% Get, Avg. Amt. $5,193

Grad Rate

84%

 

 

12 California College of the Arts
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California College of the Arts is a four year school with 1,453 undergrads. In San Francisco, this small school offers 9 fields of study. A few are design, fine and studio arts, graphics and architecture.  

Open Curriculum Requirements

Some programs map out a first year core curriculum.

Open Curriculum Programs

Architecture, Fine Arts, Design, Humanities and Science. 

Tuition & Fees

$57,946

Financial Aid

Grants & Awards
85% Get, Avg. Amt. $29,175
Federal Loans
52% Get, Avg. Amt. $5,550

Grad Rate

72%

 

13 University of Washington
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U Washington is a four year public school with 30,905 undergrads in their main campus in Seattle. Out of 136 fields of study, some area include psych, communication, biochemistry and economics. 

Open Curriculum Requirements

You may need at least three credits in a ‘diversity’ study area.  

Open Curriculum Programs

Arts, Humanities, Natural Sciences, Social Sciences. 

Tuition & Fees

$42,171

Financial Aid

Grants & Awards
77% Get, Avg. Amt. $13,521
Federal Loans
26% Get, Avg. Amt. $4,613

Grad Rate

84%

 

14 Cornell College
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Cornell College is a four year private school that has 1,022 undergrads. In IA, the school offers 40 fields of study. Economics, psych, health and biochem are some. 

Open Curriculum Requirements

There are specific requirements to follow but you have some flexibility in how to fill them. 

Open Curriculum Programs

Pre Health Sciences, Law and Society, Business, Literacy Arts. 

Tuition & Fees

$50,634

Financial Aid

Grants & Awards
100 Get, Avg. Amt. $38,486
Federal Loans
68% Get, Avg. Amt. $5,651

Grad Rate

69%

 

15 CUNY
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The City University of New York, aka CUNY, is a four year public school with 12,503 undergrads in its NYC campus. A large school, it offers 57 fields of study in areas are psych, bio, liberal arts and sciences.  

Open Curriculum Requirements

You need to complete a Common Core, but there may be some flexibility around course choice.

Open Curriculum Programs

World Culture, Liberal Arts, Business, Finance.

Tuition & Fees

$66,139

Financial Aid

Grants & Awards
52% Get, Avg. Amt. $61,061
Federal Loans
7% Get, Avg. Amt. $5,988

Grad Rate

49%

 

16 Indiana University Bloomington
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Indiana U Bloomington is a four year public school with 32, 991 undergrads. There are 87 fields of study to choose from. Among them are business, public administration, computer and info sciences.  

Open Curriculum Requirements

You must satisfy Common Ground gen ed classes. 

Open Curriculum Programs

Accounting, Advertising, Music, Web Programming

Tuition & Fees

$40,482

Financial Aid

Grants & Awards
74% Get, Avg. Amt. $9,857
Federal Loans
31% Get, Avg. Amt. $5,022

Grad Rate

80%

 

17 Lesley University
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Lesley U is a four year private school with 2,108 undergrads. In MA, the school offers 33 fields of study. Some options are liberal arts and sciences, psych, business and design. 

Open Curriculum Requirements

You may need to take required foundation credits.

Open Curriculum Programs

Art and Design, English, Math, Counseling.

Tuition & Fees

$32,780

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $16,476
Federal Loans
68% Get, Avg. Amt. $5,285

Grad Rate

62%

 

18 Evergreen State College
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Evergreen State College is a four year public school with 2, 962 undergrads. In WA, the school offers two main fields of study. Liberal arts and sciences; and biological and physical sciences.  

Open Curriculum Requirements

Students could layer interests and their degree. 

Open Curriculum Programs

Architecture, Art History, Bio, Leadership Studies.  

Tuition & Fees

$30,980

Financial Aid

Grants & Awards
85% Get, Avg. Amt. $10,278
Federal Loans
43% Get, Avg. Amt. $5,040

Grad Rate

64%

 

19 Warren Wilson College
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Warren Wilson College, in NC, serves 635 undergrads. While a small school , they offer 21 fields of study. Some of these are in natural resources conservation, bio and psych. 

Open Curriculum Requirements

You will take a liberal arts core, on campus work and community engagement. There is an option to also pursue a self designed major.

Open Curriculum Programs

Contemporary Writers, Leadership, Environmental Law, Business.

Tuition & Fees

$40,290

Financial Aid

Grants & Awards
99% Get, Avg. Amt. $25,670
Federal Loans
57% Get, Avg. Amt. $4,912

Grad Rate

51%

 

20 University of Maryland
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U Maryland is a four year public school with a main campus in Baltimore that has 11,156 undergrads. Here you may choose from 62 fields of study. Some are bio, psych, comp sci, and info sciences.   

Open Curriculum Requirements

You must complete core credits and UMBC electives, but these may vary between programs.

Open Curriculum Programs

Africana Studies, Modern Languages, Education, English.

Tuition & Fees

$43,936

Financial Aid

Grants & Awards
52% Get, Avg. Amt. $12,142
Federal Loans
22% Get, Avg. Amt. $5,120

Grad Rate

92%

 

21 University of Michigan
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U Michigan is a four year public school. The Ann Arbor campus has 30,079 undergrads and there are 81 fields of study. Areas include research psych, comp and info science, business admin and economics.  

Open Curriculum Requirements

You need to follow some guidelines related to writing, language, major, diversity and residence. 

Open Curriculum Programs

Humanities, Natural Sciences, Social Sciences, General Studies. 

Tuition & Fees

$58,072

Financial Aid

Grants & Awards
55% Get, Avg. Amt. $22,005
Federal Loans
23% Get, Avg. Amt. $4,988

Grad Rate

93%

 

22 Hanover College
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Hanover College is a four year private school with 1,099 undergrads. In IN, the school is affiliated with the Presbyterian Church. They offer a liberal arts education and option to design your own major. Among the 34 available fields of study are physical ed, media studies, psych and economics.  

Open Curriculum Requirements

You may have to follow some guidelines but programs are interdisciplinary. 

Open Curriculum Programs

Art and Design, History, English, Pre Law, Humanities.

Tuition & Fees

$42,894

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $33,304
Federal Loans
55% Get, Avg. Amt. $4,698

Grad Rate

71%

 

23 Swarthmore College
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Swarthmore College is a four year private school with 1,544 undergrads. In PA, the school offers 60 fields of study. Some of these are economics, comp sci, bio and math.  

Open Curriculum Requirements

You need to fulfill distribution, physical education, and foreign language requirements in order to graduate. 

Open Curriculum Programs

Comparative Literature, Global Studies, Engineering, Art History. 

Tuition & Fees

$62,412

Financial Aid

Grants & Awards
53% Get, Avg. Amt. $62,084
Federal Loans
8% Get, Avg. Amt. $5,092

Grad Rate

95%

 

24 UC San Diego
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UC San Diego is a four year public school with 30,279 undergrads. In La Jolla, the school offers 65 fields of study. Among them are comp sci, economics, bio and biochemistry.  

Open Curriculum Requirements

You must follow some guidelines for core credits and may declare a second major.  

Open Curriculum Programs

International Studies, Global Health, Literature, Poli Sci.  

Tuition & Fees

$46,042

Financial Aid

Grants & Awards
64% Get, Avg. Amt. $24,176
Federal Loans
28% Get, Avg. Amt. $4,057

Grad Rate

89%

 

25 Oberlin College
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Oberlin College is a four year private school. In OH, it serves 2,785 undergrads and offers 38 fields of study. Among these are music, bio, poli sci and natural resources.  

Open Curriculum Requirements

You must follow some guidelines to develop balanced programs.  

Open Curriculum Programs

Cinema Studies, Creative Writing, Book Studies, Comparative American Studies. 

Tuition & Fees

$64,646

Financial Aid

Grants & Awards
99% Get, Avg. Amt. $33,746
Federal Loans
30% Get, Avg. Amt. $5,109

Grad Rate

87%

 

26 St. Olaf College
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St. Olaf College is a four year private school serving 3,022 undergrads. In MN the school offers 33 fields of study. Some are bio, economics, psych and math.  

Open Curriculum Requirements

You must take some foundation and core classes. 

Open Curriculum Programs

Film Studies, Linguistic Studies, Classics, English.

Tuition & Fees

$56,970

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $41,918
Federal Loans
40% Get, Avg. Amt. $5,045

Grad Rate

87%

 

27 The University of Minnesota
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U Minnesota is a four year public school. The main campus in MN serves 31,451 undergrads. Of the 148 fields of study are psych, economics, comp sci and bio. 

Open Curriculum Requirements

You need to complete liberal education and second language requirements.  

Open Curriculum Programs

Liberal Arts, Science, Sociology, Technical Writing.

Tuition & Fees

$36,402

Financial Aid

Grants & Awards
62% Get, Avg. Amt. $11,807
Federal Loans
40% Get, Avg. Amt. $5,273

Grad Rate

81%

 

28 UC Berkeley
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UC Berkeley is a four year public school with 30,845 undergrads. There are 75 fields of study to choose from. Among them are economics, cell bio, comp sci, and engineering.  

Open Curriculum Requirements

You have to meet some guidelines for core classes and ones for your major. 

Open Curriculum Programs

Comparative Literature, Arts and Humanities, Social Sciences.

Tuition & Fees

$45,627

Financial Aid

Grants & Awards
50% Get, Avg. Amt. $25,951
Federal Loans
20% Get, Avg. Amt. $4,463

Grad Rate

94%

 

What are the benefits of having an open curriculum?

A key advantage of the open curriculum is the belief that students can best prepare for future opportunities and uncertainties by developing confidence in exploring and responding to challenging issues without a predetermined roadmap.

How do college curricula operate?

College courses typically span one semester and carry three credits each. To earn a degree, you’ll need to complete around 40 classes at a rate of approximately five classes per semester. Credits are earned by successfully passing classes, and failing a class means foregoing those credits.

What is the objective of a well-designed curriculum?

Every curriculum shares a common goal: facilitating student learning. An effective curriculum goes beyond guiding lessons in subjects like math, reading, and history. It benefits not only students but also schools, from teachers to administration, fostering connections with parents and the broader community.

 

What is the College Score Card?

What is the College Score Card?

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What is the College Score Card? 

The College Scorecard is an online tool established by the US Department of Education. It serves as an extensive database that allows you to delve into colleges’ inner workings. From the programs they provide to their student demographics, costs, admissions information, outcomes, and beyond. 

Strengths and Weaknesses of the Data on College Score Card

An advantage of the college scorecard lies in its ability to bring higher education data into the open. This increased transparency can prove to be beneficial if utilized judiciously. Generally, the tool offers a broad perspective on cost comparisons. However, experts caution against relying on it to accurately forecast your individual college expenses. 

This is primarily due to the fact that the costs provided are net costs, not the advertised price visible on a college’s website. The net price represents the school’s average annual expenses, encompassing factors such as tuition, living expenses, books, and fees. This net price is then adjusted by subtracting the average grants and scholarships awarded to recipients of federal financial aid

One drawback of the tool is its data limitations. Often, the metrics rely on information reported by schools, which might not be comprehensive or entirely accurate, as stated in disclaimers by the US Department of Education. 

So, what can you gather from this? The college scorecard could serve as a valuable starting point. It could aid in refining your college choices for more in-depth investigation. Another valuable resource is the College Navigator, a tool provided by the National Center for Education Statistics, which could address additional queries you might have about a specific college. 

How to Navigate the College Score Card Data 

Navigating the college scorecard is akin to handling an actual card, embellished with icons and numeric insights. The interface incorporates a user-friendly search bar and provides direct access to a variety of resources through embedded links. Beyond the search functionality, the lower section of the homepage is dedicated to a range of additional resources. Here, you can uncover details about potential career paths and apprenticeship opportunities. Alternatively, you can opt to delve into comprehensive information about federal financial aid possibilities. Notably, financial aid may be attainable for individuals who meet the specified eligibility criteria. 

Here is a walk through on how you might use the college score card data in your college search.  

1. Find the college you want to learn about 

When using the college scorecard, your first step is to search for the college you’re interested in learning about. This essential information is readily available on the homepage, offering you three distinct search options: 

  • Custom search. his allows you to refine your search by location, field of study, and desired degree type – be it certificate, associate, or bachelor. 
  • Name search. Input the name of the specific school you’re seeking information about. 
  • Show me options. A more personalized route, where you can customize your search based on factors like location, admission rates, graduation rates, and degree type. 

If a college has multiple campuses, you can further narrow down your search to compare different locations.  

2. How to read each card 

Each scorecard comprises four sections: a header, a set of illustrative icons, relevant metrics, and an option to “view more details.” The top header displays the college’s location, followed by the university name and the number of undergraduates. The four icons provide insight into the college’s characteristics, including its duration (two or four years), public or private status, urban or rural setting, and size. 

Beneath the icons, you’ll encounter three sets of metrics, each expandable for more in-depth understanding: 

  • Graduation rate. This metric indicates the percentage of students who successfully graduate within eight years of their initial enrollment. 
  • Salary after completing. This data showcases the median annual earnings of former students one year after graduation, specifically those who received federal financial aid. 
  • Average annual cost. The average net price paid by students receiving federal financial aid, which encompasses tuition and living expenses. For public schools, this reflects in-state students’ average cost. 

At the end of the card, if you select “view more details”, the card opens up to a new screen. 

3. Make sense of the big screen 

Upon expanding the scorecard, the screen provides additional features. You can choose to add the school to your comparisons using the “+ compare” button or share it with others. A prompt to “start my FAFSA form” assists with financial aid application initiation. Military benefits for education are also covered. The map displays the school’s location, aiding in gaining a sense of its surroundings.

Some of the other pull downs from the menu delve deeper into data.

  • Costs. Calculate personal net price and estimate costs for students in your income bracket.
  • Graduation and retention. Examine the number of returning students after their first year.
  • Financial aid and debt. Obtain insights into monthly loan payments and post-graduation student debt.
  • Salary after completing by field of study. Bar graphs depict first-year earnings for various programs.
  • Fields of study. Fields of study represent programs but may not map in a direct way to actual course catalogs.
  • Student body. This gives you an idea of the racial and ethnic mix of a college. Also, it shows you how many eligible low income students received federal Pell Grants
  • Test scores and acceptance. Charts ACT/SAT score ranges for admitted and enrolled students.

4. View more details  

For deeper exploration, the “blue i” or “view more details” button provides additional information, each leading to a distinct menu. The “i,” representing ‘information,’ leads to:

Data documentation. College scorecard provides data at two levels. The scorecard provides data at both institutional and field of study levels, with technical details provided here.

Change log. As a rule, the USDE updates the college score card a few times per year. So, on this page, you can check if their data is recent. At last check, their last date stamp was March 30, 2020.

Glossary. Understand the terminology used in the scorecard, clarifying data sources and compilation methods.

Grants for Women

Grants for Women

Find Information on Grants and Scholarships That You May Qualify For

Are There College Grants and Scholarships for Women?

There are many grants and scholarships for women. Grants are typically needs-based, for women who need financial help. Providers may also set aside grant money for women who are part of a certain group, such as moms, battered women, Veterans, minorities, and women who put their degrees on hold. Scholarships, on the other hand, are generally merit-based and reward academics, community service, or talent.

Where Can I Find College Grants and Scholarships for Women?

As a woman, you have many sources to check for grants, including government, nonprofits, agencies, businesses, foundations, schools, and trusts. You might also look for grants based on your major, ethnic group, and status. Using as many personal factors as you can think of might focus your search and help you find grants that suit your goals. For more information on financial aid, grants, and scholarships, you can download our FREE Education Success Kit.

How Do You Earn Grants and Scholarships for Women

Securing a grant as a woman requires meeting specific qualifications, as each grant provider has unique criteria. Generally, many grants are available to U.S. citizens or legal permanent residents. Some may require proof of residency, such as providing a copy of your ID. Need-based grants target low-income women, often requiring proof of financial need such as income tax statements or copies of FAFSA paperwork.

Merit-based grants typically consider a woman’s GPA, so including copies of official or unofficial transcripts with your application is essential. Certain grants aim to support women in male-dominated fields, where women are still underrepresented in the workforce. Some grants may request additional materials like references, a resume, and a personal essay. You might also have a section to showcase your awards, achievements, and extracurricular activities. Be sure to submit your complete application by the specified deadline, which may involve mailing a physical package, utilizing an online system, or both.

Why Is Grant Money Available to Women

Grant money for women aims to help females meet their educational and career goals (if you qualify, of course!). The millions of dollars available to those who qualify may also fill the gap where women don’t have as many opportunities. Take the workforce. Despite a strong presence, women are still a minority in some fields.

According to the Bureau of Labor Statistics (BLS), women’s labor force participation rate was 56.1% in 2021, about the same as in 2020 (56.2%).1 Occupations like software developers, lawyers, and executives still have fewer female professionals.

For example, women are significantly underrepresented in STEM occupations. In 2021, 35% of STEM workers were women, compared to 65% for men—that’s nearly half. The good news is that women’s numbers have been growing—in 2011, only 32% of STEM workers were female, compared to 68% of men.2 Then there’s pay inequality. In 2020, the median wage and salary earnings of men in STEM occupations was $64,998, compared to $59,931 for women. The discrepancy is even greater in one area of STEM—science and engineering (S&G). In S&G occupations, men earned a median wage and salary of $99,923, while women earned $75,562.3

Why Consider College Grants and Scholarships for Women

Grants and scholarships typically provide women with funding opportunities to finance their college education without the burden of repayment, unlike loans. Research indicates that obtaining a college degree could significantly enhance lifetime earnings and reduce unemployment rates.

Meanwhile, the cost of tuition for four-year programs continues to escalate. According to the National Center for Education Statistics, tuition at public colleges could amount to approximately $9,400.4 Grants and scholarships could help alleviate some of the financial strain by covering expenses such as tuition, fees, housing, and supplies. Additionally, they could assist women in managing other financial obligations like childcare and transportation to and from school.

Unemployment Rates and Weekly Earnings by Education Level (2023)

Education Level Unemployment RATEMEDIAN Weekly Earnings 
Doctorate 1.6% $2,109 
Professional Degree 1.2% $2,206
Master’s Degree 2.0% $1,737
Bachelor’s Degree 2.2% $1,493
High school diploma (or equivalent)3.9% $899
Source: BLS.gov, 2023
*Based on national data, not school-specific information. Conditions in your area may vary

Grants and Scholarships for Women in 2025 and Beyond

We’ve compiled a list of college grants and scholarships for women with deadline dates in 2024 and beyond. 

Grants

AAUW Career Development Grants

AAUW is the American Association of University Women. They were established in 1881 and have advocated for women’s and girl’s rights since. Career Development Grants range from $2,000 to $20,000. The grants are for women with a bachelor’s degree who want to re-enter the workforce or prep for or further a career. If you are a woman of color, you are pursuing your first advanced degree, or you are in a nontraditional field, you might get priority. Applicants must be U.S. citizens or permanent residents who earned their last degree before June 30, 2016. Funds are available for tuition, fees, books, supplies, local transportation, and dependent care.

Deadline: November 15

Soroptimist Live Your Dream Awards

Each year, Soroptimist provides over $2.9 million in education awards for more than 2,000 women each year. Some of the challenges recipients face include poverty, domestic and sexual violence, and addiction. The Live Your Dream Awards are for women who are the main breadwinners in their families. Recipients could use the money to offset any costs related to higher education, such as books, childcare, tuition, and transport. There are three levels of cash awards; the finalist may receive up to $16,000.

Deadline: November 15

P.E.O. Program for Continuing Education

The P.E.O. Program for Continuing Education is a need-based grant for women whose education was interrupted. It aims to help women go back to school to complete a college degree or certificate that boosts their marketable skills. The maximum grant amount is $3,000—lesser amounts may also be available. If you qualify and receive a grant, the money must go to education-related expenses including childcare, mandatory uniforms, and transport to and from class. 

Deadline: Varies

Jeannette Rankin Foundation Award

The Jeannette Rankin Foundation (JRF) Awards are for low-income women aged 35 and over. About 75% of JRF scholars are single moms, but you don’t have to be one to apply. You need to be a US citizen or legal permanent resident who is pursuing a technical/vocational diploma, associate degree, or bachelor’s degree. Along with financial information, expect to submit references and transcripts. Grant amounts awarded are $3,000.

Deadline: February 16

Patsy Takemoto Mink Education Foundation

The Patsy Takemoto grant is for mothers with minor children who are pursuing their first degree and meet income requirements. Grants of up to $5,000 are awarded based on financial need, personal circumstance, educational goals, and civic goals. Award amounts are paid each of two semesters and may be used for direct school and living expenses.

Deadline: August

Scholarships

P.E.O. STAR Scholarship

P.E.O. is the Philanthropic Educational Organization. A member group, their mission is to help women with at least a bachelor’s degree complete a doctoral-level degree. higher education. A non-renewable $2,500 award, the funds could help offset tuition, fees, books, or necessary supplies. You may qualify if you have a 3.0 GPA or above and plan to attend an accredited US or Canadian college. Applicants also need the vote of a local P.E.O. Chapter. 

Deadline: October 15

P.E.O. Scholar Awards

P.E.O. Scholar Awards are a one-time merit award for women in doctoral-level programs. These awards offset some of the cost of study and research. Eligible women are leaders in their field, whether in university academics, science, medicine, law, global economics, history, literature, government, or the arts. The award amount is $25,000. You need to be nominated to be eligible and show the potential to make a positive impact. 

Deadline: Spring

Women’s Independence Scholarship Program (WISP) Inc.

The Women’s Independence Scholarship Program, Inc. funds female survivors of intimate spousal abuse who seek higher education. Amounts range from $250 to $2,000 per school term. To qualify, you need to have a sponsor. A sponsor is a 501(c)3 charity (domestic violence victim services provider) that you’ve worked with for six months in a row. This person agrees to partner with WISP and you during your time in school. You also have to pursue your education at an accredited school and be separated from your abusive spouse for one year.

Deadline: Rolling

Jane M. Klausman Women in Business Scholarship

This scholarship, offered by Zonta International, is awarded to women internationally who are pursuing an undergraduate or master’s degree in business. 37 scholarships are awarded in the amount of $5,000 each. Applicants must be pursuing a business program and enrolled in their second year of undergraduate study through their final year of a master’s program.

Deadline: Varies

Educational Foundation for Women in Accounting (EFWA) Scholarships

The Educational Foundation for Women in Accounting offers scholarships to women pursuing an accounting degree. Five scholarships are available; you may apply for more than one scholarship as long as you meet the criteria:

  • Women in Transition, awarded to incoming freshmen who are the primary breadwinners of their family and are pursuing a Bachelor’s degree in accounting; the amount is up to $16,000 over four years
  • Women in Need, awarded to women in their sophomore year who are pursuing a Bachelor’s degree in accounting and are the primary breadwinners of their family; the amount is $2,000 per year for two years
  • EFWA Undergraduate, which funds several one-year undergraduate students working toward a Bachelor’s degree in accounting; amounts vary between $1,000 and $2,000 each
  • American Dream, awarded to women who are attending a two-year community college and hope to transfer to a Bachelor’s degree program in accounting; the amount is $1,000

Deadline: April 30 

 

Army Women’s Foundation Legacy Scholarship Program

The Army Women’s Foundation (AWF) Legacy Scholarships provides awards to women soldiers (past or present) and their children. The funds aim to offset costs related to higher education. Scholarships are available for certificate programs, community college, undergrad degree programs, and graduate programs. Amounts vary depending on the specific scholarship. The scholarships take into account your GPA, community service record, letters of recommendation, and need level. 

Some of the named scholarships include:

  • The M.M. Costello Scholarship, which is awarded to a recipient pursuing a major in healthcare; the scholarship amount is $3,000
  • The Professional Contract Services (PCSI) scholarship, which awards two scholarships of $5,000 for disabled women veterans
  • The 6888th Central Postal Directory Battalion Legacy Scholarship, which honors the Women’s Army Corps (WAC) 6888th Central Postal Directory Battalion, awarded to women who are serving in any category of the U.S. Army or are a lineal descendent of women who have served; the amount is $2,500

Deadline: January 21

Women Marines Association (WMA) Scholarships

WMA offers nine scholarships ranging from $1,500 to $5,000 for women who have served or are currently serving in the U.S. Marine Corps or spouses and descendants of a Marine. The scholarships provide qualified applicants with the opportunity to pursue education at a college, university, or college-level trade school. Applicants must be sponsored by a WMA member.

Deadline: March 31

Sources

1https://www.bls.gov/opub/reports/womens-databook/2022/home.htm2https://ncses.nsf.gov/pubs/nsf23315/report/the-stem-workforce3https://ncses.nsf.gov/pubs/nsf23315/report/stem-median-wage-and-salary-earnings4https://nces.ed.gov/fastfacts/display.asp?id=765https://www.bls.gov/emp/chart-unemployment-earnings-education.htm

 

Internet Safety Tips For Students

15 Must Know Internet Safety Tips For Students

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Internet Safety Tips for Students

The surge in cybercrime underscores the growing significance of internet safety guidelines, especially tailored for students. In case you weren’t aware, according to Security Magazine, there’s a staggering rate of over 2,200 daily cyberattacks, which averages out to nearly one cyber assault striking every 39 seconds. To put this into perspective, it’s less time than the average duration it takes to share a selfie. Given the likelihood that you’re dedicating even more of your time to online activities, it’s imperative to know how to safeguard your device. Here, we present several recommendations to ensure your safety as you navigate the digital realm. For more in-depth insights, feel free to explore our compilation, ” 12 Must Know Facts About Cyber Security“.

15 Must Know Internet Safety Tips for Students

These are some of the ways students can stay safe on the internet. 

#1. Be careful what you share  

Imagine the internet as a vast room teeming with countless strangers, each potentially holding a role in your future as a friend, employer, or even the culprit who snags your phone from your denim pockets. Always bear in mind, the internet lacks a delete function. Once you divulge your address and personal situation, this information becomes accessible to anyone who cares to look. The same principle applies to an awkward selfie, a profanity, or an impolite remark. As a guiding principle, it’s wise to refrain from sharing anything online that you wouldn’t want your mother or a prospective boss to stumble upon.

#2. Check your privacy settings

Privacy preferences work in a manner akin to doors. You shut a door to exclude unwelcome visitors, or swing it open to admit them. Neglecting to ‘shut the door’ may grant marketers and malicious actors access to substantial insights regarding you – from your internet search patterns to your interactions on social media. While each online platform retains its unique characteristics, locating these options is typically possible beneath your profile emblem. As you undertake this task, be certain to ‘activate’ these protective measures. Many also propose the deactivation of geotagging. Geotagging, in essence, divulges your whereabouts (or lack thereof) at any given point in time.

#3. Browse with caution

Browsing resembles strolling about. Certain pathways are secure, while others pose risks. Cyber malefactors frequently lurk behind explicit or enticing material. You might assume that clicking is harmless, even if the destination is unfamiliar. However, an incautious click could unveil your private information or implant malicious software into your device. Therefore, it’s crucial to suppress the inclination to pursue unfamiliar links or engage with unknown senders.

#4. Use secure networks

The allure of tapping into public WiFi often stems from its cost-free nature, yet it’s not always a bastion of security. Protected networks usually come with a price, requiring a reciprocal transaction. This might entail agreeing to legal stipulations, creating an account, or entering a password. On the flip side, using unsecured networks opens you up to potential hacker threats. These individuals are bona fide agents who surveil network traffic in their bid to intercept your personal data. Should they succeed, they gain the ability to abscond with passwords, your bank card’s PIN, and even intricate credit card particulars.

#5. Ponder the Potential of a VPN

If you’re someone who relies on public WiFi while using a laptop, considering a VPN is paramount. A VPN, or virtual private network, has the capability to shroud your identity, information, and internet protocol (IP) address. By linking your device with an internet server, a VPN establishes an environment where your data remains inscrutable. This is achieved through the encryption of outgoing data, enhancing your overall privacy.

#6. Exercise Caution with Downloads

For the gaming enthusiasts out there, this piece of advice is tailor-made. The primary objective of cyber criminals revolves around deceiving users into downloading malware. Malware comprises programs or applications that harbor insidious viruses designed to pilfer your information. A dependable guideline to uphold is to refrain from downloading suspicious software or apps, especially if they don’t originate from a reputable, familiar source. In situations where you’re compelled to use a public computer, ensure the removal of any files you may have downloaded or saved.

#7. Make strong passwords

Our inclination often leans towards passwords that are simple to recollect. Regrettably, these weak passwords are equally susceptible to being divined by hackers. Strong passwords, however, function akin to robust locks on doors. On occasion, your device might propose a sturdy password. Typically, these entail intricate combinations of numbers, letters, and special characters. You can choose to adopt such a suggestion or emulate its complexity, subsequently safeguarding your passwords through the utilization of password management software, if that proves helpful. Nonetheless, it’s imperative to never save your passwords on websites you access through public computers. Additionally, always ensure you log out before departing from these websites.

#8. Look for https: when you shop online

Whenever your online shopping ventures entail credit card usage, it becomes paramount to verify the site’s security. You can ascertain this in one of two ways. Firstly, examine the site’s URL – a secure site will commence with ‘https:’ rather than ‘http:’ (with the ‘s’ signifying secure). Secondly, take notice of a padlock symbol. As an added measure, it’s worthwhile to peruse reviews to ascertain the site’s credibility.

#9. Think twice about accepting invites

In the last quarter of 2022, Facebook made a move against 1.3 billion fraudulent accounts, a decrease from the 1.5 billion tackled in the prior quarter. The social media giant managed to expunge a staggering count of around 2.2 billion counterfeit profiles during the initial quarter of 2019. These fabricated profiles serve as tools for malicious individuals to disseminate falsehoods and gain entry to your data. To steer clear of this peril, exercise prudence when it comes to accepting unsolicited invitations. Maintaining a judicious approach to your online social existence is just as crucial as it is in the offline realm.

#10. Enable Automatic Updates

The individuals crafting viruses and malware possess the know-how to distribute them effectively. As a result, it’s imperative to ensure that all your interconnected devices are equipped with up-to-date antivirus software, operating systems, and applications. This practice contributes an additional stratum of security, particularly due to the fact that newer iterations are often equipped to identify and eliminate emerging varieties of malware, viruses, and potential threats.

#11. Check all your statements

According to research from SpyCloud, a provider of Cybercrime Analytics (C2A), their research unveiled a staggering 721.5 million exposed credentials on the internet in 2022. This poses a significant concern as user accounts often house sensitive information such as your name, bank or credit card details, social insurance number, and phone number.

To maintain vigilance in the face of this threat, it’s advisable to regularly scrutinize all your financial statements to verify the legitimacy of all charges. Suspicious activities may initially manifest as inconspicuous, small charges. However, if left undetected, they can escalate into more substantial and troublesome issues.

#12. Keep a backup

For a student, few things rival the dread of investing time into a project only to lose all progress just before the deadline. To avert this nightmarish scenario, consider safeguarding your work by storing it on the cloud or an external hard drive. The concept of a cloud system entails a virtual architecture designed to house data. The majority of these systems come fortified with firewalls, antivirus software, monitoring capabilities, and host intrusion protection, ensuring an added layer of security for your valuable work.

#13. Protect against ransomware

Ransomware constitutes a breed of malicious software that executes a rather sinister tactic. It ensnares a victim’s computer or device data by locking and encrypting it, subsequently extorting a ransom in exchange for restoring access. Employing the strategies we’ve previously delineated serves as an effective defense against the clutches of ransomware, preventing it from seizing your data hostage. Additionally, it’s crucial to exercise vigilance concerning any email attachment that urges you to enable macros for content viewing. The activation of macros could pave the way for macro malware to infiltrate multiple files. In the realm of preventative measures, it’s wise to opt for the ‘delete’ option instead.

#14. Be a guest user

Data breaches hit businesses and retailers alike. According to Shape Security, retailers reported (in 2018) that 80 to 90% of their login activity was malicious. To stay safe when you shop, remain a guest user. This way, you don’t have to store personal data in the first place.

#15. Protect your devices too

One of the most straightforward pieces of internet security advice for students revolves around safeguarding your devices. This encompasses not only your smartphone, tablet, or laptop but also extends to your overall digital arsenal. While a cable lock does contribute an extra stratum of protection, it remains insufficient to thwart the possibility of your hardware being pilfered by a determined individual. Abandoning any of these items unattended in public spaces or within an unlocked dorm room stands as a well-established ‘no-go’ practice. Moreover, in scenarios where you find yourself compelled to leave something behind, ensure it’s out of plain sight.

The History of Online Learning

The History of Online Learning

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The history of online education has gained newfound significance in recent times. Presently, over a third of all students engage in at least one online course.

Nevertheless, achieving success in online learning differs somewhat from excelling in traditional on-campus courses. Here’s what you should anticipate and how to prepare for it.

First of all, online learning isn’t new or easy.

It’s crucial to dispel the notion that online learning is a novel, effortless endeavor. While online courses do offer flexibility in your study approach, the substance of the courses themselves often mirrors what you’d encounter in a traditional campus-based curriculum.

Furthermore, online students may encounter unique challenges, which we’ll delve into shortly. However, this doesn’t mean you shouldn’t consider online learning—it simply underscores the importance of not assuming it will require less effort than a conventional college program.

History of online learning infographic

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Pick Your Learning Format

Begin by determining which online class format aligns better with your preferences – or perhaps, consider trying both!

  • Synchronous learning. This term implies “simultaneous learning.” In synchronous courses, you’re required to attend virtual class sessions in real-time, typically through videoconferencing. An advantage of this format is the opportunity for live interaction. You can engage in real-time discussions with your instructors and fellow classmates.
  • Asynchronous learning. This term denotes “non-simultaneous learning.” Within this course type, you’ll access prerecorded lessons at your convenience, adhering to your own schedule. It offers greater flexibility, a feature cherished by many students. Additionally, you can still actively participate in discussions with your professor and peers, albeit not in real-time.

Know Your Tech Tools

As an online learner, your technology tools become your trusted companions. This doesn’t necessarily entail possessing the latest cutting-edge devices, but it does require that your laptop, desktop computer, or tablet is capable of meeting the technological demands of your online course. This entails the ability to install and run any necessary software for your coursework.

Of course, a reliable internet connection is paramount.

Facing technical difficulties? Most colleges and universities offer resources to assist you in such situations. These resources may encompass a range of options, from providing Wi-Fi hotspots to supplying each student with a laptop. It’s also important to be well-informed about how to contact your school’s tech support team should you require assistance.

After the pandemic, 73% of American students desire to maintain online learning.

Make Space to Study

While on-campus students have the privilege of computer labs and study lounges, as an online learner, the majority of your study hours will likely unfold within the confines of your own home.

Here’s how you can fashion an ideal study space:

  • Invest in an ergonomic desk chair for comfort.
  • Ensure your desk is of the right height for your needs.
  • Equip your space with a power strip to conveniently charge your devices.
  • Add some greenery in the form of plants to enhance air quality.
  • Adorn your workspace with inspirational posters for motivation.
  • Keep a water bottle on hand to stay adequately hydrated.
  • Combat distractions with noise-cancelling headphones.
  • And feel free to include any other items that aid your concentration.

It’s also important to establish boundaries, especially if you’re the go-to person within your family. Make certain your children, spouse, parents, or pets are aware of when you require uninterrupted time to focus on your assignments.

Practice Online Learning Success Skills

Online learners may need to build new skills – like how to stop procrastination before it starts. Or how to ask for help with a new concept. Or how to stay motivated while studying at home.

It’s not that traditional students don’t need to learn these things, too. They do. But as an online learner, you might have to try a little harder. It’s not as easy to turn to the person next to you to ask a question, or stay a few minutes after class to talk to the professor.

But you can still get the most out of your classes and have an amazing college experience.

Here are 6 success skills every online learner should know:

  • How to connect with peers online: Everything from starting a social media group to scheduling virtual meetups could help you stay in touch.
  • How to get help with something: Be proactive about asking for a hand – whether it’s tutoring, tech support, or just a question you want answered.
  • How to manage your time: Set a schedule and stick to it. Use apps (or an old-school agenda book) to help you stay organized, create to-do lists, and reach goals.
  • How to participate: It could be in a virtual class meeting or on an online discussion board. Either way, get comfortable with weighing in!
  • How to avoid distractions: Sometimes willpower needs a little help. Use apps to block social media while you study. Keep your music low. And, avoid doing too many things at once!
  • How to take it one day at a time: Adjusting to online learning happens quickly for some learners. For others, it takes longer. Give yourself time to find your rhythm and the success strategies that work for you!

Student Loan Fraud – Don’t Get Scammed

Avoid Student Loan Fraud

Then, Get Matched To Online Schools Using Our Degree Finder!

Student Loan Fraud – Don’t Get Scammed

Beware of fraudulent schemes that claim to offer relief from student loan debt – these scams are designed to deceive and drain your finances. These unscrupulous companies cunningly present themselves as associates of the U.S. Department of Education, all while swindling millions from unsuspecting victims. Their modus operandi involves making enticing but false assurances of erasing student loan debt burdens.

In a recent case, scammers were brought to a halt by the Federal Trade Commission (FTC) for their fraudulent practices. This operation preyed upon students seeking debt relief, taking advantage of their vulnerability. These nefarious activities involved fabricating affiliations with esteemed institutions, like the U.S. Department of Education, and employing deceptive tactics to convince students to cease communication with their legitimate federal loan servicers. These scammers cunningly manipulated the concept of debt relief and lured students in with the allure of the “Biden Loan Forgiveness” plan, which they falsely claimed to offer, all the while collecting exorbitant upfront fees.

The FTC asserts that this group, operating under various names like Express Enrollment LLC and Intercontinental Solutions LLC, managed to amass a staggering $8.8 million in ill-gotten upfront fees since at least 2022. These fraudulent entities, led by individuals such as Marco Manzi, Ivan Esquivel, and Robert Kissinger, exploited the uncertainty surrounding student loan borrowers and preyed on their desire for debt alleviation. Through persuasive misrepresentations and bogus promises, they managed to convince individuals to part with their hard-earned money for services that were non-existent.

Fortunately, the FTC, armed with its Bureau of Consumer Protection, is relentless in its pursuit of such scams. The agency promptly filed a complaint against the defendants, prompting a federal court to take immediate action by imposing a temporary restraining order and freezing the assets of the culprits’ operation, known as Apex Processing Center.

It is essential to remain vigilant and informed to avoid falling victim to these fraudulent schemes. The FTC provides valuable resources to help individuals recognize and steer clear of student loan debt relief scams. Remember, legitimate assistance for student loans can be accessed for free through trusted channels like StudentAid.gov. With a unanimous vote of 3-0, the FTC continues its resolute efforts to shield the tens of millions of Americans grappling with student loan debt from such malicious scams.

Student Loan Fraud and Facts

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How to Avoid Student Loan Debt Relief Scams

Equipping yourself with knowledge about your student loan debt is your best defense against falling victim to the next potential scam. Here are some key pointers to bear in mind in order to safeguard yourself from falling prey to such fraudulent schemes.

#1 Be Aware of “Payment up Front” Scammers

Legally, companies are prohibited from charging you prior to offering assistance. While some companies might promise to alleviate your student debt burden, there’s truly nothing they can accomplish for you that you can’t achieve independently, and at no cost.

#2 Check Out Options for Financing College

Before resorting to a loan, it’s prudent to explore alternative sources of financial aid, such as grants, scholarships, and federal work study programs. A pivotal initial step involves completing a Free Application for Federal Student Aid (FAFSA). When creating your FSA user account, exercise caution not to share your ID, as unscrupulous individuals could exploit it to gain unauthorized access and compromise your account’s security.

#3 Learn About Student Loans

Student loans can be categorized into two types: federal loans offered by the government and private loans extended by entities like banks and credit unions. Federal loans come with certain safeguards, but private loans lack comparable protections. Irrespective of the source, repayment remains your responsibility.

#4 Understand Loan Forgiveness and Repayment

You may qualify for alternative repayment plans or even loan forgiveness based on your specific loan type and circumstances. These possibilities hinge on factors unique to your situation. It’s vital to recognize that no company possesses the ability to secure these options for you that you cannot secure on your own. Equipping yourself with this understanding serves as a bulwark against the tactics employed by scammers.

If you have federal loans, the Department of Education has a few free programs.

  • Income driven repayment plans – monthly payments based on how much money you make
  • Deferment and forbearance – you postpone payments though may incur more interest
  • Loan forgiveness or discharge – these programs let you off the hook, but you have to qualify (E.g. you become disabled or find out your school committed fraud)

For private loans, deal with reputable loan servicers. Keep in mind it is also unlikely the servicer will offer a loan forgiveness program. So, any third party claiming they can do this for you is likely a scammer. Don’t listen and don’t give any third party your account details either.

#5 Be Cautious with Consolidation

Consolidating a loan involves amalgamating multiple loans into a singular entity. This results in a fresh loan arrangement and altered repayment terms, which could potentially impact your interest rate.

When choosing to consolidate your loans through the federal government, this process is devoid of charges. Hence, if any company proposes a fee for this service, it’s advisable to firmly decline. In some cases, consolidating loans with a private lender may entail costs. However, it’s prudent to steer clear of entities that demand upfront payments. Furthermore, exercise prudence when encountering debt relief agencies and lenders who propose the consolidation of federal and private loans into a solitary new loan, promising reduced monthly payments or lower interest rates. The Federal Trade Commission (FTC) strongly advises against pursuing such arrangements.

Five Things to Remember About Scammers to Avoid Student Loan Fraud

  1. Only scammers promise fast loan forgiveness
  2. Never pay a fee upfront (Think: free not fee)
  3. Use trusted sites – scammers can make fake gov’t seals
  4. Don’t give or share your FSA ID with anyone
  5. You can’t roll federal and private loans together to lower payments
  6. Report scams so others don’t suffer: 1-877-FTC-HELP (382-4357)

What’s the Difference Between a PhD in Psychology and a PsyD?

PhD vs PsyD

What’s the Difference Between a PhD in Psychology and a PsyD? Let Us Help You Get Matched For FREE!

 

Doctoral Degrees in Psychology

A doctoral degree in psychology can open doors to a range of career paths that often require this level of qualification, especially in fields such as clinical, counseling, and school psychology. The Bureau of Labor Statistics (BLS) forecasts a 7% growth in demand for these roles from 2023 to 2033. When considering your options, it’s essential to understand the distinctions between two primary psychology doctorate programs: the PhD in psychology and the Doctor of Psychology or PsyD. Evaluating these choices with your aspirations and interests in mind will guide you toward the most suitable path for your future

What Is a Doctor of Philosophy (PhD) in Psychology?

A PhD, or Doctor of Philosophy, in psychology is inherently a research-oriented degree, emphasizing a more scholarly approach rather than a hands-on engagement with psychology practices. 

Termed the “scientist-practitioner model,” this type of training focuses on inquiry, statistical analysis, testing, and data interpretation instead of clinical work. PhD programs in psychology are characterized by their comprehensive scope, covering a wide array of theories and research methodologies while allowing students to delve deeply into a chosen research area. 

While honing skills in experimental design, you’ll also explore various methods of data collection, analysis, and the art of presenting findings scientifically. The pinnacle of a PhD program is the dissertation, an original theory that you defend before peers and educators with substantial evidence. 

The expertise cultivated through a PhD often revolves around analytical prowess, which can be advantageous for careers like research, education, consultancy, and program evaluation. Given the breadth of psychological domains, it’s essential to pinpoint your area of interest as a prospective PhD student, ensuring alignment with faculty expertise and program offerings in fields such as PTSD, forensics, couples therapy, addiction, and beyond. 

PhD vs PsyD : Difference between psyd and phd

What Is a Doctor of Psychology (PsyD)?

A PsyD, known as a Doctor of Psychology, is inherently centered around the clinical practice of psychology. 

Referred to as the “practitioner-scholar model,” this educational approach is distinguished by its emphasis on the direct application of research findings to therapeutic interactions with clients. As a result, PsyD programs are predominantly pragmatic in nature, featuring fewer research or statistical courses and a greater focus on clinical subject matter. 

These areas delve into theories of human growth and behavior, along with techniques for assessment, diagnosis, counseling, and intervention with individuals and groups. The PsyD journey often involves specialization in a specific clinical domain, enabling you to concentrate on particular groups or issues such as troubled adolescents, families, couples, or mental health concerns. Practical experience is paramount, including immersive training within a chosen setting. 

Throughout the PsyD program, you’ll encounter assessments that validate the integration of acquired skills and knowledge. Beyond accumulating clinical hours, a thesis—distinct from a PhD dissertation—is required. This PsyD paper could manifest as a lengthy essay or project. Unlike the PhD track, the emphasis lies in applying existing knowledge rather than formulating novel theories. 

Regarding clinical hours, they typically comprise two components: an initial practicum phase followed by an internship during the final two semesters of the program. 

PsyD vs PhD in Psychology

Degree comparisonsPhD in PsychologyPsyD (Doctor of Psychology)
Who is it ideal for?Designed for those interested in clinical practice, research and academia Designed for those interested in clinical practice with clients  
What does it focus on?Focus on research Focus on clinical (hands on) 
What are the admission criteria?Typical Admission criteria/requirements: Bachelors (major in psychology preferred) and or masters (preferred), strong research interests, acceptable GPA (3.0 – 3.5) and standardized test scores like the GRE, references, goals statement and writing sample. Often, there is an interview too. Typical Admission criteria/requirements: 
Bachelors (major in psychology preferred) and or masters (major in the same field), CV, acceptable GPA (3.0 – 3.5) and standardized test scores like the GRE, references, goals statement, and aptitude to help others.  
Often, there is an interview too. 
What can of funding can you get?Funding: Many PhD programs offer funding as students may serve as Research Assistants or Teaching Assistants.
 
Funding: There may be fewer options from schools based on the premise that you earn your degree sooner and pursue a career.
What are the program lengths?Program length: 5-8 years Program length: 4–6 years
  
What do courses and training look like?Courses: Research, statistics, analysis and theory (practical psychology knowledge) along with a research or teaching practicum and final dissertation Courses: Direct application of psychology through courses in topics that relate to intervention and treatment methods that relate to working with clients and patients plus a one year internship 
What are your career path options?Career path options: Scientific researcher, educator, consultant, program director, licensed psychologist Career path options: Licensed clinical, counseling or school psychologist (with many focal areas such as family and couple therapy)  

Which degree is perfect for you?

Regardless of the degree path you choose whether it’s a PhD or a PsyD, both can lead to licensure and open doors to similar roles within clinical psychology. 

Consider your aspirations: Do you envision delving into research and academia, teaching psychology at an advanced level? Or do you picture yourself in a clinical setting, working closely with patients to help them achieve their goals? 

Opting for a PhD in psychology means immersing yourself in the scientific study of behavior. This involves elements like testing, theory development, and in-depth analysis. If your ambition is to influence the field as an educator, researcher, consultant, or scholar, a PhD might align well with your goals. 

On the flip side, a PsyD program focuses on the practical application of psychological science in real-world scenarios. It takes proven behavioral theories and employs them to aid individuals in overcoming challenges. If you see yourself in a counseling role, conducting one-on-one sessions or leading group therapy, a PsyD could be a suitable choice. Staying current with the latest techniques would remain essential, but your focus might lean more towards patient interaction than laboratory research. 

Admission Requirements for PhD vs PsyD Programs

Admission prerequisites for PhD and PsyD programs exhibit variations among institutions, while the application process typically adheres to a uniform structure of submission and interviews. 

Universities establish their distinct entry criteria, commonly emphasizing a minimum GPA and standardized test scores. Although these benchmarks are prevalent, there might be supplementary requisites. Both program types generally favor candidates with an undergraduate degree in psychology, and many also seek applicants with a master’s degree. PsyD programs often accept majors in related fields. 

An expected GPA range of 3.0 and higher is widespread. Recent GRE scores may be obligatory, accompanied by their own acceptable ranges. 

Admission committees meticulously assess personal statements and recommendation letters. These documents provide insights into your personality, work ethics, and alignment with the institution’s ethos. 

Furthermore, there are discernible variations in the evaluated criteria for each program. PhD programs conduct more extensive assessments, considering traits like determination to excel in a rigorous PhD curriculum. They also evaluate whether your research interests correspond with faculty expertise, as successful candidates frequently engage in collaborative research ventures. 

And, they look at whether your research interests align with theirs. This is to see if there’s a “fit,” as successful candidates work under faculty in their labs. 

Conversely, PsyD programs concentrate on evaluating your suitability for effectively working with individuals and families dealing with diverse challenges. 

What are your prospects for securing admission to a PhD or PsyD program? Intriguing data exists on this subject. According to the APA, both program types uphold higher admission standards compared to master’s in psychology programs. 

At the doctoral level, clinical psychology exhibits the highest count of programs, applications, and acceptances. However, the overall acceptance rate stands at 13%. Acceptance rates for doctoral programs vary between 7% and 14% across most subfields, with significantly higher rates for school psychology (31%) and other applied psychology (25%). While almost four out of five (78%) applications to other psychology subfield programs are accepted, the limited number of programs (5) hampers comprehensive analysis. 

Funding for PhD vs PsyD Programs

Another distinct contrast between PhD and PsyD programs lies in the potential funding options available to students. 

Numerous PhD psychology programs provide stipends and tuition waivers. In return, students often work as research or teaching assistants, contributing to faculty projects. With a substantial stipend, students might even secure a comprehensive financial package. 

PsyD students might also qualify for a stipend if the institution offers one. However, not all PsyD programs provide stipends, and tuition waivers are less common. The underlying assumption is that PsyD graduates enter the workforce sooner than PhD counterparts, leading to quicker career launches. 

In cases where financial aid remains a concern, avenues might exist to fund your dissertation or thesis. According to the APA, potential sources encompass educational institutions, foundations, APA divisions and grants, psychology associations, as well as state and federal agencies. 

Additionally, scholarships or fellowships could potentially reduce the overall cost of your degree. These awards might cover a portion or the entirety of your academic expenses, and unlike loans, they generally do not require repayment. Keep in mind, however, that certain conditions and terms might still apply. 

Program Length in a PhD vs PsyD Program

Both a PhD and PsyD entail a significant amount of time. Many PhD programs devote about three years to course work and lab rotations. Once you compete these components, there is an exam.  

Passing the exam allows you to move onto your own research project (dissertation). There may also be an option to take part in a teaching practicum, depending on the school.  

To complete all these steps, you might need an average of 5 to 7 years. At that, some schools are flexible, and give more time since the research process is extensive.  

In comparison, PsyD students may need from 4 to 6 years. The first three years tend to be for classes and exams. And the latter part, for practicum, internship and doctoral project. As the project is one of applied research, it may be less complex an effort than for the PhD.  

Courses for a PhD vs PsyD Program

While there are places of overlap, courses for a PhD and PsyD differ, as you might guess.  

A PsyD aims to provide academic, practicum, internship and research experience. While science based, it emphasizes therapy and counseling methods.  

This yields a study plan around quality clinical skills. Ones needed to assess, diagnose, and treat mental health problems and illnesses. You tend to also study ethical codes and how to set boundaries with patients. So, some classes cover group dynamics, cultural diversity and other professional issues. 

In some PsyD programs, you can choose a focal area as well. Forensics, health, mental illness, family, and couple are a few. Each one brings with it some electives, practicum and research. So aside from the core program, you are likely to develop expertise in one subject area.    

PsyD Sample Classes 

  • Interviewing assessment
  • Intelligence testing
  • Psychoanalytic theory
  • Human growth (child, adolescent, adult, older adult)
  • Consultation and supervision
  • Psychopharmacology
  • Human sexuality
  • Substance abuse
  • Clinical practicum
  • Statistics
  • Doctoral project courses 

Main goal: To learn how to provide psychological services
Central elements: Core classes, exam, electives, doctoral project courses, internship   
Credits: Varies, some programs cover 70 to 80 credits 

PhD programs include core courses, seminars, reading and research. Core courses frame theories like social learning, behaviorist, cognitive, gender, and more. You also tend to human growth, milestones and phases.    

Research methods are central too. Topics like statistics, experiment design, and data analysis. These take a good part of your study plan and may involve lab rotations.  

If you plan to teach, you might take classes that outline teaching skills. Things like how to communicate and manage a classroom. You tend to have a teaching practicum too. 

Most students also choose to earn a PhD in a specific area of psychology. It guides your dissertation work and includes electives in your chosen area. For example, let’s say you do a PhD in social psychology. It may discuss all the above and add topics related to memory, attention, schema theory and social influence. 

PhD in Psychology Sample Classes 

  • Psychology themes and theories
  • Human growth (child, adolescent, adult, older adult) 
  • Culture and psychology
  • Teaching of psychology
  • Consultation
  • Program assessment
  • Research foundations
  • Advanced qualitative reasoning
  • Research theory, design, methods
  • Advanced quantitative reasoning
  • Research or teaching practicum 

Main goal: To generate new knowledge through scientific inquiry
Central elements: Core classes, doctoral writing, research classes, dissertation support classes, teaching or research practicum 
Credits: Varies, some programs cover 60 to 70 credits.

APA Accreditation  

Beyond the above, APA accredited programs follow guidelines. APA accreditation promotes unified standards both for training and education.  

The APA commission accredits PhD and PsyD programs in a few areas: clinical psychology, counseling psychology, school psychology, and other related areas.  

APA standards also span a broad and general training in scientific psychology and core elements of practice. And aim to ready students for the practice of professional psychology. 

As a graduate of an APA accredited program, you may be prepared for licensure. For one, these programs cover material you need to master for the EPPP exam. The EPPP is the Examination for Professional Practice in Psychology. 

It is from the Association of State and Provincial Psychology Boards (ASPPB). You need to pass this to be a licensed psychologist. Second, some states mandate you have a degree from an APA accredited program. Or prove their program is equal. In other words, if your goal is licensure, APA accreditation matters.     

Potential Career Path Options for a PhD vs PsyD Program

To call yourself a licensed psychologist, you first need to take and pass the EPPP exam, or Examination for Professional Practice in Psychology. It is available through the Association of State and Provincial Psychology Boards (ASPPB). Each state may also mandate continued education to keep your license active.    

Some licensed psychologists go an extra step to board certify in a specialty area. This is through the American Board of Professional Psychology (ABPP). Either a PsyD or PhD may help ready you to take the EPPP exam. But each type of degree helps you hone certain skills that may be useful in different career paths. 

A PhD, for example, nurtures skills in analysis. So, it may be helpful for positions such as researcher, consultant, program director and or, educator. According to the O’NET, college psychology teachers earn median annual wages of $78,810. Demand is high too, with 5% to 8% more jobs forecast for 2022-2023. So, this may be one option.     

If you prefer to solve problems in the workplace, I / O psychology is another in demand sector. Industrial organizational psychologists rely on data and earn a median annual salary of $147,420 per year.  

On the other hand, a PsyD expands practical clinical skills. And these are crucial if you want to work with clients in an office or health care setting.   

According to the BLS.gov, psychologists earn a median annual wage of $92,740. Many work in private practice. And others may find jobs in government, hospitals, ambulatory care, and schools. Prospects are even better if you work with seniors and rehab psychology.  

Other Doctoral Degrees in Psychology

There are a few other doctoral degrees that may be useful if you want to pursue a career in psychology. One is the EdS, or Education Specialist, and another is a DBA, or Doctor of Business Administration (likely in organizational psychology).  

Education Specialist (EdS) 

An EdS is a post masters and pre doctoral degree. It generally takes about three years to complete after a masters degree. Most EdS programs are designed for professionals who would like to study beyond the master’s degree level but do not plan to pursue a doctoral degree like the PhD or PsyD. 

The coursework is at the advanced graduate level though. So many schools will transfer earned credits to a doctoral degree if you decide to pursue one later. 

Some students choose the EdS to improve their skills for advanced licensure in K – 12 related roles or to prep for academic and administrative leadership roles within higher education. 

In some states, graduates can pursue licensure with an EdS. In other states, however, you must have either a PhD or EdD (a doctoral level degree) to pursue licensure.  

Both school counseling and school psychology are practice areas in EdS programs. School psychology programs cover education and mental health subject areas such as behavioral and learning disorders, performance plans, and specific counseling tactics for students. 

If you want to prepare for a career as a school psychologist, this may be an option. According to the BLS, the demand for school psychologists is on the rise. Apart from 7% more jobs by 2023-2033, average annual salaries are about $92,740.  

Doctor of Business Administration (DBA) 

A DBA in I/O psychology studies human behavior in the workplace. It typically takes about three years to complete after a masters or MBA. Many DBA programs are for senior executives who make decisions and policies for their business. For instance, human resource directors and training managers.

These roles tend to rely on research and data to solve problems. In a work setting, these problems often affect productivity, profit, morale and performance. Some of the subject areas in a DBA program are leadership and coaching. You may also learn how to manage conflict and group dynamics.   

As a doctorate in business admin, it is likely to focus on managerial theory too. So, tactics, planning and policy processes tend to be key topics also. Some I/O psychologists launch a career with a masters in I/O psychology. And if a career as a licensed psychologist is your goal, a PhD may be more useful. 

At present, the Society for Industrial Organizational Psychology (SIOP) does not list the DBA as a path to licensure. You would need either a PhD or PsyD from an accredited school and then undergo a supervised practice and pass the EPPP exam.

But if a C suite job lines up with your personality, a DBA may provide other possible paths. Consulting is one area where demand is high. Business consultants use psychological research methods as well as strategic managerial skills. They can help a company become more efficient and control costs.

According to the BLS, jobs for consultants are on the rise by 11% through 2033. Other job titles are management analyst and leadership development manager. Beyond faster than average growth, consultants earn an average annual salary of $99,410. And some earn more than $172,280.

Colleges That Accept Low SAT Scores

Truly, you wish you’d scored better on the SAT. But colleges that accept low SAT scores might help with your goals anyway. In fact, we’ve rounded up 7 partner schools that have no SAT score requirements. Also, we have compiled a list of 20 schools that accept SAT scores in the 25th percentile range. First though, we will run through some things to consider.

1. CAN YOU STILL GET INTO COLLEGE WITH A LOW SAT SCORE?

Even if you have low SAT scores, there is still a chance of getting into college.  For one, according to the NCES, 52.2% of all colleges have no application criteria. This means, they may not look at standardized test scores like the SAT at all.

Many colleges are now test optional too. Test optional colleges let you decide to submit test scores or not. Then there are test flexible colleges. A test flexible college may accept a wider list of scores than the SAT.  As a result, you have a bit of wiggle room if you got low SAT scores and want to play up other qualities. Your high school grades for example. References, personal essay or community service.

The International Baccalaureate or Advanced Placement (AP) exam scores are a few. Some may also accept the scores of the ACT Assessment Test or the SAT Reasoning Test. You must check. Bottom line – there may be many colleges that you can apply to. And, if you are unclear about a school’s admission policy, reach out to them. They may have options. 

As of 2018 the 51st percentile SAT score is 1060. That is to say 51% of test-takers score below 1060. But your percentile is not the only number you need to know.

2. WHAT IS CONSIDERED A LOW SAT SCORE?

To understand what a low SAT score you have to look at your scores in context. This is because how “low” your SAT score is will depend on which college you hope to attend. First though, it may be useful to understand the SAT and scoring.  The SAT has two sections. ERW (Evidence Based Reading and Writing) which tests your use of the English Language. And Math which tests your ability to problem solve.

When you take a test, you get two section scores – one for ERW, and one for Math. There is also an optional SAT essay. But these scores are separate. To calculate section scores, your raw score gets converted to a scaled score of 200 to 800. This means the lowest possible SAT score is 200 for ERW and 200 for Math.

You also get a total score (ERW + Math scores). Total scores range from 400 to 1600 with 400 being the lowest. And these scaled scores are the ones provided on SAT score reports. The national average, or mean SAT, looks at the scores of all high school graduates. It records these figures and shows trends from year to year.

According to the College Board, the national averages for the SAT were

  • Evidence Based Reading and Writing: 531
  • Math: 528
  • Total: 1059

As these are averages, some people score 1060 and higher, or above the norm. And others score anywhere from 1058 down which is below the norm. But if you get 25% of SAT questions right, you score above the lowest score.  There are also average scores for ethnic groups, family income level and gender. Each state and college also have their own averages.

There’s a general rule that If it falls around a given school’s 25th percentile, your score is low.

Southern New Hampshire University

  • Multiple term start dates throughout the year. 24/7 online classroom access.
  • Popular Online Programs include Business Administration, Psychology, Information Technology, Human Services…

3. MAKE SURE YOUR APPLICATION SHINES

Generally speaking your application is important! To be sure, whether you’re applying to college with a low SAT score. Or, taking the test optional route, the rest of your application may matter more than ever. Overall, you are going to want to have as strong an application as possible.

In fact, some test optional schools may ask for additional application materials. For example, an essay or letters of recommendation. In reality, it’s wise to maximize any opportunities during the admissions process. Because doing so will showcase your potential beyond test scores. By all means, make sure you have a strong application!

4. DON’T JUST LOOK FOR COLLEGES THAT TAKE LOW SAT SCORES

In other words, look for the college that feels like your ideal fit. After all, you don’t just want to get in, you want to do well. With this in mind, important factors may include:

  • First, is the school known for your prospective major?
  • Second, what organizations or activities are available?
  • Third, do you want to study on campus or online?

7 COLLEGES WITH NO SAT SCORE REQUIREMENTS

By and large, many students wonder, “What colleges can I get into with my SAT score?” In short, the good news is, there are plenty of schools that do not demand high SAT scores. Even better, there are some that do not ask you to submit them at all!

Keep in mind that colleges consider other factors besides the SAT. This makes it important to make sure the rest of your App measures up as well. Also, SAT and other admissions requirements are subject to change. In summary, check with the school.

Below we show you seven schools that no SAT requirements.

1

PURDUE UNIVERSITY GLOBAL

MINIMUM SAT SCORE: SAT NOT REQUIRED

Available Degree Programs

  • Accounting: Bachelor of Science (BS)
  • Cybersecurity: Bachelor of Science (BS)
  • Early Childhood Administration: Bachelor of Science (BS)
  • Psychology: Bachelor of Science (BS)
  • Nursing (BSN) RN-to-BSN
ADMISSIONS REQUIREMENTS
  • High school diploma, GED, or equivalent
  • Some programs may require an entrance examination

Part of the renowned Purdue University System, Purdue Global offers an online education designed for busy adults. For this reason, they’re home to online programs across many career-focused areas. This includes competency based ExcelTrack™ degree programs. These programs may help you earn your degree on a timeline that’s ideal for you.

Plus, Purdue Global offers a risk-free three-week trial period. That way you can see if their unique approach to higher education is your style.

2

STRAYER UNIVERSITY

MINIMUM SAT SCORE: SAT NOT REQUIRED

Available BS Degree Programs

  • Accounting
  • Business Administration
  • IT
  • Criminal Justice
SCHOOL ADMISSION REQUIREMENTS
  • Official high school transcript
  • Completed application form and enrollment agreement
  • A valid, current, government issued photo ID

Strayer University’s online degrees are flexible, regionally accredited, and supported by people who know what it means to work while learning.  Plus, save up to 25% on your tuition, with the Strayer Graduation fund.

3

University of Arizona Global Campus

MINIMUM SAT SCORE: NO SAT SCORES REQUIRED

Available Bachelor of Arts Degree Programs

  • Social and Criminal Justice
  • Operations Management and Analysis
  • Human Resources Management
  • Public Relations and Marketing
  • Sports and Recreation Marketing
ADMISSIONS REQUIREMENTS
  • High school diploma, GED, or equivalent
  • Must be 22 or older, with possible exceptions
  • Must meet minimum technology requirements

This unique university offers 100%-online degree programs, designed for the adult learner.

It is important to know, you generally must be at least 22 to study at UAGC. Notably, their 60 flexible programs may help you balance your studies with life’s other obligations. Also, since UAGC is dedicated to serving nontraditional learners, the admissions process is more likely to consider your potential.

4

WESTERN GOVERNORS UNIVERSITY

MINIMUM SAT SCORE: NO SAT SCORES REQUIRED

  • Business Management – B.S.
  • Healthcare Management – B.S. Business
  • Information Technology Management – B.S. Business
  • Health Information Management – B.S.
  • Accounting – B.S.
  • Elementary Education – B.A.
  • Special Education and Elementary Education – B.A.
  • Nursing (RN to BSN online) – B.S.
  • Cybersecurity and Information Assurance – B.S.
ADMISSIONS REQUIREMENTS
  • High school diploma (or equivalent)
  • Official Transcripts
  • Completed application
  • Be 16 years of age
  • Some students may be required to complete a college readiness exam, additional program related requirements may be applicable

Western Governors University offers competency based and affordable degree programs. In this case, tuition often averages under $4,000 a term. In fact, that is about half the cost of most other online universities. Including programs that start monthly. Lastly, there is a $65 application fee that can be waived. Apply free this week!

5

AMERICAN INTERCONTINENTAL UNIVERSITY

MINIMUM SAT SCORE: NO SAT SCORES REQUIRED

Available Degree Programs

  • BBA in Entrepreneurship
  • Healthcare Management
  • Information Technology in Network Administration
  • BS in Criminal Justice – Law Enforcement
  • BBA in Finance
ADMISSIONS REQUIREMENTS:
  • High school diploma (or equivalent)
  • Contact Admissions Adviser
  • Completed application

AIU understands the challenges you face in your daily life. Which is why their programs are designed to fit into your life. As a result, the school offers 24 7 access to your classes online and through a mobile app.

Plus, AIU provides you with a Graduation Team. In detail, this consists of four advisers who can help you while you pursue your degree any time you need them.

6

COLORADO TECHNICAL UNIVERSITY

MINIMUM SAT SCORE: NO SAT SCORES REQUIRED

Available Bachelor of Science Degree Programs

  • Criminal Justice – Cybercrime and Security
  • Psychology
  • RN to BSN Degree Completion
  • Business Administration – International Business
  • Healthcare Management
ADMISSIONS REQUIREMENTS:

Applying to Colorado Technical University includes:

  • Connecting with an Admissions Advisor
  • Completing application
  • Submitting documentation (valid proof of high school graduation or equivalency)

Colorado Technical University strives to provide industry relevant higher education to a diverse student body population. To begin with they use innovative technology and experienced faculty, In addition, the school is committed to your ongoing personal discovery and professional achievement.

7

GRANTHAM UNIVERSITY

MINIMUM SAT SCORE: NO SAT SCORES REQUIRED

Available Degree Programs

  • Computer Science
  • Cyber Security
  • Health Systems Management
  • Business Management
  • Nursing (BSN) – RN to BSN Degree Completion
ADMISSIONS REQUIREMENTS:
  • Contact Admissions Representatives
  • High school diploma (or equivalent)
  • Funding Plan in place within seven days of Term Start Date
  • Participation and substantive interaction

Grantham was founded in 1951 as a way to help veterans improve their lives through higher education. At the present time Grantham offers quality distance learning programs serving a diverse student population.

To this day, the schools strives to establish a level playing field in education and to serve those who want to make a difference. In essence Grantham is dedicated to providing a quality education to students serious about preparing for a brighter future.

Sponsored Schools

20 SCHOOLS WITH THE LOWEST SAT SCORES

Much SAT data is about the scores for the 25th and 75th percentiles. For example, the 25th percentile score means 25% of freshman admits scored at or below the average. And, that 75% of admitted applicants scored above average.

The average SAT is an average of all admitted SAT scores.  Using NCES data, we produced a list with the lowest combined 25th percentile scores. If you have below average scores, you may still have a chance of getting into these 20 colleges.

colleges that accept low sat scores

1 Albany State University


ASU serves 5,761 undergrad students. Of those students 66% are enrolled full time while 34% are part time. The grad rate at this school is 29%. Some of the schools popular degrees are liberal arts, nursing, criminal justice and business admin. 

Total SAT Score750
Reading:380

Math370
Admission Rate90%

Average Annual Cost: $11,590

2 Medaille College


The school serves 1,476 undergrad students. Of those students 96% are enrolled full time while 4% are part time. The grad rate at this school is 37%. Some of the schools popular degrees are medical assisting, business, psychology and biology.

Total SAT Score: 850
Reading: 430

Math: 420
Admission Rate: 75%

Average Annual Cost: $11,664

3 University of West Alabama


UWA serves 2,106 undergrad students. Of those students 88% are enrolled full time while 12% are part time. The grad rate at this school is 32%. Some of the schools popular degrees are Interdisciplinary studies, nursing, phys ed, and finance.

Total SAT Score: 860
Reading: 440

Math: 420
Admission Rate: 28%

Average Annual Cost: $13,512

4 Lewis – Clark State College


The school serves 2,941 undergrad students. Of those students 75% are enrolled full time while 25% are part time. The grad rate at this school is 39%. Some of the schools popular degrees are liberal arts, nursing, business and phys ed.

Total SAT Score: 890
Reading: 450

Math: 440
Admission Rate: 100%

Average Annual Cost: $11,152

5 Warner University


The school serves 398 undergrad students. Of those students 75% are enrolled full time while 25% are part time. The grad rate at this school is 59%. Some of the schools popular degrees are business, human development, biology and phys ed.

Total SAT Score: 890
Reading: 450

Math: 440
Admission Rate: 95%

Average Annual Cost: $21,780

6 Wayland Baptist University


The school serves 3,549 undergrad students. Of those students 28% are enrolled full time while 72% are part time. The grad rate at this school is 49%. Some of the schools popular degrees are business, liberal arts, criminal justice and human services.

Total SAT Score: 890
Reading: 440

Math: 450
Admission Rate: 81%

Average Annual Cost: $23,601

7 University of Maine at Fort Kent


The school serves 1,036 undergrad students. Of those students 56% are enrolled full time while 44% are part time. The grad rate at this school is 54%. Some of the schools popular degrees are nursing, business, criminal justice and forestry.

Total SAT Score: 900
Reading: 450

Math: 450
Admission Rate: 100%

Average Annual Cost: $9,214

8 Trinity Baptist College


The school serves 335 undergrad students. Of those students 90% are enrolled full time while 10% are part time. The grad rate at this school is 34%. Some of the schools popular degrees are interdisciplinary studies, education, pastoral counseling and psychology.

Total SAT Score: 800
Reading: 420

Math: 530
Admission Rate: 43%

Average Annual Cost: $17,464

9 Indiana University – Northwest


The school serves 3,549 undergrad students. Of those students 73% are enrolled full time while 27% are part time. The grad rate at this school is 32%. Some of the schools popular degrees are nursing, business, liberal arts and psychology.

Total SAT Score: 800
Reading: 420

Math: 550
Admission Rate: 85%

Average Annual Cost: $17,464

10 MidAmerica Nazarene University


The school serves 3,549 undergrad students. Of those students 73% are enrolled full time while 27% are part time. The grad rate at this school is 32%. Some of the schools popular degrees are nursing, business, liberal arts and psychology.

Total SAT Score: 800
Reading: 420

Math: 550
Admission Rate: 85%

Average Annual Cost: $6,666

11 Indiana University-East


The school serves 2,969 undergrad students. Of those students 63% are enrolled full time while 37% are part time.The grad rate at this school is 38%. Some of the schools popular degrees are business, nursing, psychology, liberal arts and education.

Total SAT Score: 800
Reading: 470

Math: 590
Admission Rate: 81%

Average Annual Cost: $8,149

12 University of South Carolina-Upstate


The school serves 5,149 undergrad students. Of those students 87% are enrolled full time while 13% are part time.The grad rate at this school is 50%. Some of the schools popular degrees are nursing, business, liberal arts and education.

Total SAT Score: 800
Reading: 480

Math: 470
Admission Rate: 76%

Average Annual Cost: $14,661

13 Indiana University-South Bend


The school serves 4,790 undergrad students. Of those students 79% are enrolled full time while 21% are part time.The grad rate at this school is 32%. Some of the schools popular degrees are nursing, business, liberal arts and education.

Total SAT Score: 800
Reading: 490

Math: 490
Admission Rate: 89%

Average Annual Cost: $8,518

14 Texas A&M International University


A&M serves 6,780 undergrad students. Of those students 76% are enrolled full time while 24% are part time.The grad rate at this school is 50%. Some of the schools popular degrees are criminal justice, psychology, business and nursing.

Total SAT Score: 930
Reading: 470

Math: 460
Admission Rate: 50%

Average Annual Cost: $4,884

15 University of Nebraska at Kearney


UN Kearny serves 4,440 undergrad students. Of those students 90% are enrolled full time while 10% are part time.The grad rate at this school is 57%. Some of the schools popular degrees are business, education, parks & recreation and psychology.

Total SAT Score: 800
Reading: 468

Math: 470
Admission Rate: 90%

Average Annual Cost: $16,611

16 Gwynedd Mercy University


GMU serves 1,987 undergrad students. Of those students 94% are enrolled full time while 6% are part time.The grad rate at this school is 54%. Some of the schools popular degrees are nursing, business, health diagnostics and education.

Total SAT Score: 800
Reading: 490

Math: 500
Admission Rate: 91%

Average Annual Cost: $26,072

17 Midwestern State University


MSU serves 5,329 undergrad students. Of those students 79% are enrolled full time while 21% are part time. The grad rate at this school is 50%. Some of the schools popular degrees are nursing, interdisciplinary studies, mechanical engineering and psychology.

Total SAT Score: 800
Reading: 480

Math: 460
Admission Rate: 95%

Average Annual Cost: $10,203

18 University of Southern Maine


USM serves 5,248 undergrad students. Of those students 74% are enrolled full time while 26% are part time.The grad rate at this school is 47%. Some of the schools popular degrees are business, nursing, health diagnostics, communications and psychology.

Total SAT Score: 940
Reading: 480

Math: 485
Admission Rate: 87%

Average Annual Cost: $9,472

19 Lamar University


LU serves 8,928 undergrad students. Of those students 67% are enrolled full time while 33% are part time.The grad rate at this school is 39%. Some of the schools popular degrees are business, nursing, health diagnostics, communications and psychology.

Total SAT Score: 940
Reading: 460

Math: 450
Admission Rate: 88%

Average Annual Cost: $13,351

20 Ottawa University-Ottawa


OUO serves 670 undergrad students. Of those students 96% are enrolled full time while 4% are part time. The grad rate at this school is 40%. Some of the schools popular degrees are phys ed, business, accounting and communications.

Total SAT Score: 940
Reading: 410

Math: 390
Admission Rate: 80%

Average Annual Cost: $26,214

More Schools You May Be Interested In

Accelerated Nursing Programs – BSN, MSN, DNP

Accelerated Nursing Programs – BSN, MSN, DNP 

What is an Accelerated Nursing Program? 

An accelerated nursing program is meticulously crafted to have a shorter duration compared to a conventional nursing program. It caters to students who possess a Bachelor’s degree in a different field but aspire to make a transition into the nursing realm. Essentially, if your goal is to shift careers and embark on the path to becoming a registered nurse, this program could be an impeccable choice.

The realm of fast track nursing programs addresses the escalating demand for registered nurses within the workforce. To the point where hospitals may establish partnerships with educational institutions in a bid to bolster their ranks of fresh RN recruits. It’s no surprise that more than 282 accelerated BSN programs exist in the United States, with even more in the pipeline!

These programs delve into an extensive array of subjects in a considerably compact timeframe. Consider rapid-paced BSN degree programs, attainable in a mere 11 to 18 months. You will be building upon your prior collegiate knowledge, with a concentrated emphasis on nursing-centric coursework and practical clinical exposure. Moreover, your study journey is likely to be full-time, bereft of semester breaks. Thus, it serves as an excellent avenue for individuals without prior nursing backgrounds to swiftly acquire expertise in an entirely new field.

Accelerated Nursing Program Types

There are accelerated nursing programs to suit many levels and goals. Let’s learn about a few of them. Later, we’ll go into detail about some common program types. 

  • Accelerated BSN. Often referred to as ABSN, this program entails obtaining a Bachelor of Science in Nursing within a compressed time frame. It accommodates individuals with non-nursing Bachelor’s degrees. As a result, it encompasses essential nursing skills and theoretical knowledge. The advantageous aspect is that you won’t be required to redo your general education courses. Nonetheless, you might have to fulfill certain prerequisites if you missed any foundational science and health courses during your previous college tenure.
  • Direct Entry BSN to MSN. Tailored for individuals holding non-nursing Bachelor’s degrees, this program offers the unique opportunity to earn both a Bachelor of Science in Nursing (BSN) and a Master of Science in Nursing (MSN) within a single integrated curriculum. This is particularly relevant for career paths like Nurse Practitioner and Nurse Midwife that necessitate a Master’s degree. Instead of pursuing a separate BSN program followed by distinct MSN studies, this route allows you to accomplish both endeavors concurrently.
  • Accelerated DNP. Crafted to expedite the attainment of a Doctor of Nursing Practice degree, this program capitalizes on online courses and continuous learning methodologies. While some programs might stipulate a prerequisite of earning an MSN before entry, certain options exist to merge your MSN studies with your pursuit of a DNP.
  • MSN to PhD. This program seamlessly integrates your Master of Science in Nursing (MSN) studies with the pursuit of a Doctor of Philosophy (PhD) in Nursing. This strategic combination facilitates a streamlined transition from your MSN coursework to the advanced curriculum of your doctoral studies. It’s imperative to have obtained your BSN prior to enrolling in this program.

Accelerated BSN, MSN, and PHD in Nursing Programs  

Accelerated nursing programs are available across the spectrum of educational levels, encompassing Bachelor’s, Master’s, and doctoral tiers. As you navigate your academic journey, here’s an overview of what to anticipate at each stage:

Fast track BSN Programs

The accelerated Bachelor’s in Nursing (BSN) is crafted to be pursued as a subsequent degree endeavor. Consequently, it typically demands a reduced number of credits (typically ranging from 49 to 60) compared to a conventional Bachelor’s program. Given your completion of general education courses in your prior degree, you’ll seamlessly transition into the realm of nursing studies.

The curriculum will lay the groundwork for your transition into the nursing profession. It will encompass critical health sciences, such as pharmacology and pathophysiology, while also immersing you in the intricacies of patient care. This entails mastering nursing practices for diverse scenarios, spanning from surgical contexts to psychiatric situations. Furthermore, you’ll delve into nursing methodologies tailored for various demographics, including children, women, and the elderly.

The culmination of your accelerated BSN program lies in the clinical hours you’ll undertake. Within the clinical setting, you’ll have the opportunity to apply theoretical knowledge gained in the classroom to authentic healthcare environments. Here, you’ll acquire practical skills like tending to wounds and conducting diagnostic tests.

It’s noteworthy that certain prerequisites might be stipulated for your fast-track BSN program. These prerequisites would involve courses that you should have already completed during your initial Bachelor’s program. Failure to have completed these prerequisites necessitates their fulfillment before commencing the accelerated nursing curriculum. These preparatory courses could encompass subjects such as biology, chemistry, statistics, and nutrition.

Admissions requirements for an accelerated BSN program may include: 

  • A Bachelor’s degree in a non nursing field, from a regionally accredited school
  • Minimum GPA (often 3.0 or higher on a 4.0 scale) 
  • Post secondary transcripts 
  • Personal statement 
  • Letters of recommendation 
  • Resume 

Common courses in an accelerated BSN program may include: 

  • Foundation of Nursing Practice. Just like it sounds, this course covers the basics of nursing. You’ll learn skills like patient assessment, analysis, and intervention. And, you’ll learn how to keep patients safe, clean, and comfortable.
  • Pharmacology. This course focuses on drug therapy. You’ll learn the chemistry behind medicine and how it treats diseases. You will learn how to calculate dosage. And, you’ll explore the toxic effects of misused drugs. 
  • Nursing Care of Children and Their Families. Your patients will have different needs throughout the lifespan. This course covers children, from infancy through adolescence. You’ll also examine the role of the family in children’s health. 
  • Community Health Nursing. This course introduces you to nursing for groups and communities. That include disease prevention in group settings. You’ll also look at environmental hazards that could impact large populations. And, you’ll study how to promote good health within communities. 
  • Psychiatric Mental Health Nursing. Psychiatric patients need nurses with knowledge of mental health. This course covers how to deliver a treatment plan to those with mental health needs. You’ll learn about the social and cultural factors at play, and how to provide sensitive care.  

Accelerated MSN Programs

Admissions requirements for an accelerated MSN program may include: 

  • A Bachelor’s degree in a non nursing field, from a regionally accredited school 
  • Minimum GPA (often 3.0 or higher on a 4.0 scale) 
  • Post secondary transcripts 
  • Letters of recommendation (academic and / or professional) 
  • Personal statement or essay 
  • Resume 
  • GRE scores (may be optional) 

Some common courses in an accelerated MSN program include:

  • Adult Health Nursing. A course like this may focus on both theory and clinical experience. You’ll learn important nursing concepts. And, you’ll practice them in person. That includes IV access and care, using a catheter, and keeping wound dressings sterile.
  • Maternal / Newborn Nursing. Learn the skills to care for mothers and babies. This course covers pregnancy and birth. You’ll learn about neonatal care, nutrition, and issues that occur during pregnancy. You will also learn how to care for infants after they are born.   
  • Nursing Leadership and Management. Running a nursing team or health organization calls for business knowledge. In this course, you’ll learn the theory and practice of leadership. That includes motivation, conflict management, and decision making. 
  • Assessment Across the Lifespan. This course covers how to assess and understand patients. You could look beyond symptoms, to gain the full picture of a patient. That includes cultural, social, and even spiritual factors. 
  • Becoming an APRN. Advanced practice registered nurses go beyond the basics. They specialize in areas of patient care, like midwifery or gerontology. This course covers what you could expect from this career path. It may be a good intro to further studies in a concentration area. 

Accelerated Doctorate in Nursing Programs 

Fast-track doctoral programs in nursing diverge slightly from accelerated BSN and MSN programs. This divergence arises because these programs typically require applicants to hold a Bachelor’s in Nursing as a prerequisite for entry. Despite this criterion, these programs can facilitate the expedited attainment of a PhD in Nursing or a Doctor of Nursing Practice (DNP) degree.

Certain accelerated nursing doctoral programs offer the opportunity to concurrently earn a Master’s degree. In essence, they amalgamate MSN studies with doctoral-level coursework, thereby expediting your academic progression. Other programs necessitate initiating your journey with an MSN and gain acceleration through features like online courses or continuous curriculum, which may forgo traditional semester breaks. This approach contributes to minimizing the temporal investment required to achieve a PhD or DNP.

Irrespective of the pathway, doctoral-level nursing courses delve into advanced subjects, encompassing realms like nursing research, evidence-based practice, and public policy. Furthermore, you can opt to specialize or delve into an advanced practice area. This is particularly relevant for many Advanced Practice Registered Nurses (APRNs) who pursue a DNP or PhD. Should you choose a clinical concentration, your focus would be directed towards mastering the nuances of practice within that specific domain. For instance, a pathway leading to becoming a Family Nurse Practitioner could encompass comprehensive training in primary care and advanced health assessment.

The crux of your time and dedication will likely be invested in a scholarly project or dissertation. In this endeavor, you will acquire the skills to employ research methodologies in resolving practice-oriented predicaments. This might even involve venturing into uncharted territories within the nursing field. Anticipate amalgamating this newfound knowledge in your culminating project.

Admissions requirements for an accelerated nursing doctorate may include: 

  • BSN and/or MSN from an accredited school
  • Postsecondary transcripts 
  • Resume 
  • Letters of recommendation 
  • Valid U.S. RN license 
  • APRN license (if it applies to the program)   
  • GRE scores
  • Goal statement or essay
  • Writing sample     

Some common courses in accelerated nursing doctoral programs are: 

  • Statistical Analysis for Evidence Based Practice. In this course, you’ll learn skills to analyze research. These include qualitative and quantitative reasoning. You’ll use these methods to draw insights that will inform your nursing practice. 
  • Leadership as an Advanced Practice Nurse. This course explores the leadership functions of APRNs. You’ll study skills for communicating with and guiding others. You will also learn how to improve patient outcomes, safety, and more. 
  • Healthcare Informatics. This field uses information engineering in health care. You’ll bring skills from information and computer science to the health field. This can help you understand and gain insights from health data. 
  • Epidemiology. This course covers population health and the spread of disease. You’ll study methods for intervention and control of disease. You will also learn how to conduct research in this field.  
  • Clinical Research Design. Research is a big part of doctoral nursing programs. That includes original research. This course teaches how to design a research study using human subjects. You’ll learn about ethics, controls, and how to make sure your findings are valid. 

Accelerated Nursing Online Programs 

An online accelerated nursing program has a convenient format that could save time. It covers the same coursework as an in person program. But, you don’t have to stick to a rigid course schedule. You could study any time of the day or night. 

This flexibility can be great, but also challenging. That’s because you’ll need to keep yourself on track and manage your time well. Sure, you’ll have access to supportive faculty and classmates. But, you may have to be more proactive about reaching out for help and mentorship. 

That said, if you plan to earn a fast track nursing degree, you’ve already earned at least a Bachelor’s degree. Hopefully, that means you’ve mastered time management. In fact, employers have reported that accelerated nursing program grads tend to be more mature. They’re older than traditional students. And, they usually have work experience in another field. All this could be helpful for online learners. 

Even if your program is mostly online, some parts will likely be in person. Many programs require labs and simulations. Some of these could be done virtually. But, many of these experiences call for in-person guidance. And, your clinical hours will likely be done at a hospital or health care facility near you.

In the end, it comes down to your preferences and learning style. Either program format could help you transition to a nursing career path. 

How long does an Accelerated Nursing Program Take? 

A typical accelerated BSN degree takes 11 to 18 months to earn. That includes any prerequisite courses you may need to take, depending on your educational background.  

While the shortest program may be 11 months or less, many take somewhere in the range of 14 or 15 months. These programs are designed to be pursued full time. That means you may not be able to keep working while you earn your degree. 

That said, some schools offer accelerated BSN programs that are also part time. These take a few years to earn but may still take less time than a traditional BSN program. 

Accreditation for Accelerated Nursing Programs 

Opting for an accredited fast-track nursing program carries significant weight. Accreditation serves as an assurance that your chosen program adheres to specific benchmarks of quality. The Commission on Collegiate Nursing Education (CCNE) is entrusted with accrediting programs based on their commitment to excellence and ongoing enhancement. The overarching objective is to ascertain that nursing programs effectively cater to both students and the broader public, while simultaneously equipping them for professional practice or advanced studies.

Parallel to this, it’s imperative to factor in the licensing requisites within your state. Across all states, prospective nurses are mandated to graduate from an approved nursing program. To gain clarity on which programs hold approval, consulting your state board of nursing is essential. It’s noteworthy that approval and accreditation are distinct concepts. Nonetheless, it’s worth noting that a substantial number of state-approved nursing programs align with CCNE accreditation standards.

In order to obtain a nursing license, successful completion of the NCLEX exam is imperative. The National Council Licensure Examination evaluates your grasp of fundamental nursing knowledge and the tenets of patient care. Your proficiency in addressing questions in these realms will be evaluated:

Safe and Effective Care Environment 

  • Management of Care 
  • Safety and Infection Control 

Health Promotion and Maintenance 
Psychosocial Integrity 
Physiological Integrity 

  • Basic Care and Comfort 
  • Pharmacological and Parenteral Therapies 
  • Reduction of Risk Potential 
  • Physiological Adaptation 

Completing an accredited program doesn’t ensure you’ll pass the NCLEX. But, it should cover the materials you’ll need to know.  

Graduate Scholarships for International Students

Are there Graduate Scholarships for International Students?

International students interested in attending graduate school in the U.S. have the opportunity to apply for scholarships, which provide free funding that doesn’t require repayment if the terms are met. 

Numerous scholarships cater to non-U.S. students seeking master’s, PhD, or postgraduate certificate programs in the U.S. Additionally, there are specific scholarships available for international students pursuing different levels of education, such as master’s degrees or doctoral studies.

On the other hand, there are scholarships designed for U.S. students aspiring to pursue graduate degrees abroad, like the prestigious Rhodes Scholarships for studying at Oxford University. In this context, a U.S. student becomes an international student when they pursue their education outside the country. 

An international student (for admissions and financial aids purposes) into the U.S. is

  • Not a U.S. citizen
  • Not a permanent resident of the U.S.
  • Does not have a refugee visa
  • DACA recipient (in some cases)

Types of Graduate Scholarships for International Students

There are different kinds of scholarships that international grad students might look for.

University scholarships. Some schools offer scholarships to grad students from other countries. Financial scholarships. Usually, these awards go to people with a high financial need. But they may also check out your GPA. Merit scholarships. These may look at financial facts but want students with strong minds and high GPA or GRE scores. Country based scholarships. These awards may only be available for people in certain countries Privately funded scholarships. Often from businesses or foundations with funds set aside for certain groups (E.g. minority groups, by major) Part scholarships. These may take the form of a contest, sweeps or give away (E.g. Scholarship Points)

How can I apply for an international scholarship for graduate students?

To apply for one of these scholarship, you need to meet certain criteria. And apply on time!

That said, eligibility varies from one scholarship to the next. If you apply for a university scholarship, you may need to have:

  • The U.S. equivalent of a bachelor’s degree (for acceptance into a master’s program)
  • The U.S. equivalent of a master’s degree (for acceptance into a PhD program)
  • Passing scores on an English proficiency exam (TOEFL / IELTS)

To decide who gets a scholarship, many providers also look at a student from all sides. Academic achievement, leadership, and financial need are common things that are considered. You may also need to be studying in a certain field with a track record of making a difference.

Why Consider Graduate Scholarships for International Students?

Around 1,056,165 international students are currently enrolled in U.S. schools, making a significant contribution of $40.1 billion to the U.S. economy, while also enriching campuses and workplaces with diverse cultural perspectives. 

Graduate students aspiring to study in the U.S. encounter various challenges, including dealing with unfavorable exchange rates to U.S. dollars, facing out-of-state costs, obtaining visas, and ensuring secure housing and other essential details. 

In the U.S., the tuition fees students pay for graduate school often vary based on their residency status. If you are a resident of the state where you study, you qualify for in-state tuition, which averages around $12,394 at public institutions. 

On the other hand, if you are not a resident, you are required to pay out-of-state costs, which can be higher. Currently, the average cost of graduate school at a private institution is approximately $26,621. 

Which U.S. Schools Give Graduate Scholarships to International Students?

Many U.S. schools give scholarships to int’l grad students. Here are 5 of them:

Capella U, online. Capella Progress Rewards are scholarships for eligible new students and are not need based. Value: $3,000 to $20,000. Walden U, online. Walden awards up to $25,000. They fund grad study in K through 12 or public policy. American U, Washington DC. AU offers merit based awards which int’l students may apply for. U of Southern California. USC offers a wide range of scholarships in many disciplines of grad study. NYU, NY. NYU offers Wagner Scholarships which are merit based awards.

11 Graduate Scholarships for International Students for 2025

1 Fulbright Foreign Student Program


Every year, the Fulbright Program grants up to $50,000 per year to approximately 4,000 foreign students. The selection process is based on merit, but eligibility criteria and the selection process differ from country to country. 

Fulbright follows an annual application cycle, typically opening about fifteen months before the start of the grant, although there may be some exceptions.

Amount: Varies

Deadline: The deadline is about 11 or 12 months before the grant’s start date.

Requirements: Preferred students may need to meet a wide range of criteria. Some relate to academic merit. While others speak to project feasibility, and available grant funds. Non U.S. citizens with legal residency status in the U.S. are not eligible for Fulbright grants.

2 Rotary Peace Fellowships


Every year, Rotary offers up to 50 fellowships for master’s degrees and an additional 50 fellowships for professional development certificate programs. 

These prestigious awards provide global leaders with the opportunity to study peace, conflict, and security issues at one of the Rotary Peace centers 

The grants offer comprehensive financial support of up to $50,000 per year, covering tuition, fees, room and board, round trip transportation, as well as all internship and field study expenses. 

Amount: up to $50,000 per year

Deadline: The 2025-26 Rotary Peace Fellowship application will be available online in February 2025

Requirements:  Master’s degree applicants need at least three years of full time work in a related field. Or volunteer experience and a bachelor’s degree. Their program lasts 15 to 24 months and includes a 2 to 3 month self designed field study. Certificate applicants need at least five years of full time work in a related field. Or volunteer work. You’ll also need to furnish a CV. This program is for the seasoned leader who wants to gain hands on tools to promote peace.

3 Paul and Daisy Soros Fellowships for New Americans


The Paul & Daisy Soros Fellowships for New Americans program celebrates the valuable contributions of immigrants and their children to the United States. Each year, they choose 30 New Americans who demonstrate the potential to make substantial contributions to US society, culture, or their academic disciplines. These outstanding graduate students receive financial support of up to $90,000 over two years, and they also become part of a supportive and enduring community of New American Fellows. 

Amount: up to $90,000

Deadline: Oct 26

Requirements:  Recipients are immigrants or their children. The Fellowship supports one to two years of grad study in any field. It can be in any advanced degree granting program in the U.S.

4 Ford Foundation Dissertation Fellowship


The Ford Foundation Dissertation Fellowship offers approximately 36 fellowships each year, open to all U.S. citizens, U.S. nationals, U.S. permanent residents, and DACA recipients. The program aims to provide one year of financial support to doctoral candidates working on their dissertations, with a focus on those who demonstrate great potential as future scholars and educators. 

Recipients of this fellowship will receive a one-year stipend of $25,000, along with an invitation to the Conference of Ford Fellows and access to Ford Fellow Regional Liaisons. 

Amount: $25,000

Deadline: January 7

Requirements: Open to all U.S. citizens, U.S. nationals, U.S. permanent residents and DACA recipients.

5 Mastercard Foundation Scholars Program


The Mastercard Foundation Scholars Program aims to cultivate Africa’s future leaders, with a preference for students who possess excellent academic records and a strong commitment to creating positive impacts in their communities. 

The award’s total value is approximately $50,000, although the number of available awards may vary. The program offers comprehensive support, encompassing financial assistance for tuition fees, books, and other educational materials, as well as social and academic support to the selected scholars. 

Amount: Varies

Deadline: Depends on the institution

Requirements: Each partner has its own criteria. But, for a grad (master’s) degree, students must be 35 years old or under at the time they apply.

6 Global Citizen Scholarship


MPower Financing is a mission-driven fintech company and a leading provider of global educational loans, with a dedicated focus on supporting international students in achieving their career aspirations. 

Annually, they offer several scholarship programs, and their flagship initiative is the Global Citizen Scholarship, featuring three prestigious awards: a $5,000 scholarship, along with $3,000 and $2,000 scholarships. 

These esteemed scholarships will be granted to one outstanding student from each of the following regions: India, Asia (excluding India), Latin America/Caribbean, and Africa, with the condition that the recipients must be enrolled at a school supported by MPOWER. 

Amount: Varies

Deadline: Depends on the institution

Requirements: Each partner has its own criteria. But, for a grad (master’s) degree, students must be 35 years old or under at the time they apply.

7 Women in STEM Scholarship


In addition to its mission of empowering international students, MPower Financing also strives to foster innovation. As part of this commitment, they proudly present the Women in STEM Scholarships each year, offering three esteemed awards: a $6,000 scholarship, a $2,000 scholarship, and a $1,000 scholarship. 

Amount: Varies

Deadline: January 15, 2025

Requirements: You do not need to be a borrower to apply. Awards go to female int’l/DACA students who are enrolled or accepted to study full time in a STEM degree program at a school MPOWER supports. The program can be in any field of STEM that leads to a bachelor’s, master’s or PhD.

8 Korean American Scholarship Fund


Each year the Korean American Scholarship Fund offers awards. KASF scholarships range from $500 to $5,000. They are open to qualifying Korean American students. This includes foreign students from Korea. 

Amount: $500 – $5,000

Deadline: April-June Recurs Annually

Requirements: Enrollment in a full time program in the U.S. during the scholarship application year is a criteria. Other criteria are financial need, grades, school activities and volunteer service. If extra funds are available, non Koreans may qualify for these scholarships. This includes offspring of American vets who served during the Korean War.

9 Hubert Humphrey Fellowship Program


The Humphrey Fellowship Program caters to young and mid-career professionals from select foreign countries, offering them a unique opportunity to spend a year in the U.S. 

Although it is not a degree program, Fellows can enhance their leadership skills through various activities, including taking courses at their host institution, participating in conferences, networking, and exchanging insights. 

The program’s ultimate goal is to cultivate a global mindset through international study, providing an enriching experience distinct from a typical graduate school journey.  

To support participants during their fellowship, a stipend of approximately $50,000 is provided, covering tuition, fees, living expenses, books, insurance, air travel, and even a one-time computer subsidy. Additionally, a professional development allowance is included to support field trips, visits, and conference attendance. 

Amount: $50,000

Deadline: Application deadlines vary by country

Requirements: Check site for eligibility requirements.

10 American Association of University Women Educational Foundation


AAUW is a national grassroots organization. It has been helping to empower women as individuals and as a community since 1881.The International Fellowship Program is one of AAUW’s award programs. 

The program is for women who are going for grad or post doctoral study in the U.S. on a full time basis. It supports women who are not U.S. citizens or permanent residents. 

There are also a few awards for study outside of the U.S. (excluding the applicant’s home country). These go to women who are members of Graduate Women International

Up to 5 International Fellowships for master’s/first professional degrees are available. They are renewable for a second year and award $18,000. Doctoral awards are $20,000 and Post doctoral $30,000.

Amount: Varies

Deadline: November 15

Requirements: Preferred applicants are women with a history of working to advance women and girls in some way. For instance, through civic, community, or professional work.

11 PEO International Peace Scholarship


The PEO Sisterhood is a charitable organization. Its mission is to advance, educate and motivate women. Members of P.E.O. believe that education is a key to world peace.

One of the awards the PEO offers since 1949 is the International Peace Scholarship Fund. This program awards up to $12,500. Scholarships go to international female students wanting to study at a grad level in the U.S.

Amount: up to $12,500

Deadline: December 15 every year

Requirements: Preferred applicants show financial need. There are also lesser amounts awarded according to individual needs.

12 Graduate Scholarships for DACA Students in 2025

Can DACA Students Get Scholarships?

If you are a DACA grad student, there are potential scholarships available with varying eligibility requirements. Some Graduate Scholarships for DACA Students may not have citizenship prerequisites and could be open to Undocumented or Eligible Non-Citizens (as defined by FAFSA). 

Scholarships for DACA grad students vary in dollar amounts. Some may offset the cost of tuition and fees. While others may cover expenses like food, insurance, books and travel. 

Unlike a loan, scholarships usually don’t require repayment if you fulfill their terms, and a substantial scholarship could help you cover the expenses of pursuing a master’s degree or PhD. 

To be able to apply for a scholarship as a DACA grad student, you need to meet the criteria. These vary from each college and grad schools as well as from each state and local source.

9 Common Criteria for Scholarships that DACA Graduate Students May Need

As a DACA student, your status may not be the only thing you need to show. When you apply for a scholarship, you may need some (or all) of the these to qualify. 

  • Grades – GPA range
  • Leadership skills
  • Volunteer service 
  • Goal to pursue a master’s degree or PhD in a certain field 
  • Membership in an association
  • Strong writing skills 
  • Work history related to your major 
  • Being a resident of a certain state 
  • Financial need  

3 Types of Scholarships for DACA Graduate Students

There are three main kinds of grad scholarships for DACA students. Need based, merit based and contest scholarships. 

Need based scholarships assess financial need. They may still look at a student from all sides. But preferred students will show a desire to go to grad school but also a lack of money.  

Merit scholarships may place more weight on your academic achievement or talent. They may also look at your volunteer service background.  

Contests are another way for DACA students to fund grad school. These often ask you to sign up by making an account. You might enter a few at once to improve your odds. 

One example is ScholarshipPoints. Applicants complete a student profile which asks for name, email, birthday and grade level. This is all you have to do to enter for the $2,500 prize.     

Winning a scholarship contest may help with costs related to getting your grad degree. But, they may not be enough to pay the entire tuition bill.  

As an example, the Get Schooled No Essay Scholarship is a $2,000 award.  

If this is the case, you may need to also get a small loan. Luckily, as a DACA grad student there are borrowers to turn to. MPower Financing is one such option. 

Why Consider Graduate Scholarships for DACA Students? 

About 690,000 people have Deferred Action for Childhood Arrivals status. The average age of “Dreamers” enrolled in DACA is 24 year. About a quarter (24%) are ages 26 to 30, while one in ten (11%) are ages 31 to 36.  

Almost half (45%) of current DACA recipients live in two states: California (29%) and Texas (16%). Illinois (5%), New York (5%), Florida (4%) and Arizona (4%) also have pretty big DACA populations. 

Without scholarships, DACA students may have a hard time being able to pay for grad school. These students do not qualify for federal aid or loans. But scholarships may be easier to find in some states than others. 

There are at least 19 states where DACA students may receive in state tuition. Of these, only some states offer state grants to these students. Those states are California, Colorado, Minnesota, New Mexico, Oregon, Texas and Washington 

Other states make these students pay the same tuition as an international student. These are Alabama, South Carolina, and Georgia. Dreamers in these locations cannot access in state tuition. 

12 Scholarships for DACA Graduate Students for 2025-2026

Are you a DACA student who wants to go to grad school? You may be eligible for state or school financial aid and private scholarships. To get started, check out these 12 scholarships for DACA grad students for 2025.

Dream.US National Scholarship

Undocumented immigrant students under 16 can apply for the Dream.US National Scholarship. It offers up to $33,000 for a bachelor’s degree and is open to those with or without DACA or TPS status. Don’t miss this chance to pursue higher education!

Amount: awards worth up to $8,250
Deadline: Feb 28, 2025.
Requirements: High school seniors and college underclassmen with a minimum GPA of 2.5. Other categories include low-income and immigrant students.  

Dream.US Opportunity Scholarship

Undocumented immigrant students, arrived before 16, may be eligible for the Dream.US Opportunity Scholarship! Open to high school seniors/graduates in locked-out states, offering up to $80,000 for a bachelor’s degree at Opportunity Partner Colleges. Apply now!

Amount: awards worth up to $20,000
Deadline: January 31, 2025
Requirements: High school seniors & college freshmen in specific states with DACA status, minimum GPA of 2.8, low income, and immigrants. States: AL, AK, AR, GA, ID, IN, IA, LA, ME, MA, MS, MO, NH, NC, ND, OH, SC, SD, WV, WI. 

National Association of Hispanic Journalist Scholarships

The NAHJ supports professional growth of Hispanics in the news industry. NAHJ scholarship opportunities range from $1,500 to $10,000. They are open to both undergrad and grad students.   

Amount: $1,500 – $10,000
Deadline: February
Requirements: To be eligible, one must be going to school in the United States and Puerto Rico. Preferred applicants also have at least a 3.0 GPA. Preferred career paths are English or Spanish language print, broadcast, digital or photo journalism. 

Maria Elina Salinas Scholarship – $2,500   

Students applying for this scholarship must submit their essay in Spanish. Preferred applicants must show a strong intent to become a Spanish language journalist. 

eQuality Nursing Scholarships 

Each year, eQuality Scholarship Collaborative awards scholarships. In the year 2025, scholarships are being offered to four categories of students, each with unique eligibility criteria. If you have any doubts about your eligibility, feel free to reach out to them via email before proceeding with the application process or deciding against applying. 

Amount: $6,000
Deadline: Scholarship will resume in the fall
Requirements: Applicants must be a resident of northern or central CA. But may study in other places (there’s a list of approved sites). They must also be enrolled by the interview date and in good standing. Master’s programs with a BA/BS in a field other than nursing are eligible. RN re entry and RN to BSN or MSN programs are not eligible. 

Simplr AI and Technology Scholarship

Simplr is a Silicon Valley start-up involved in machine learning and AI. They offer a $7,500 scholarship award as a way to give back to the community.  

Amount: $7,500
Deadline: December 31
Requirements: Applicants can be pursuing an undergrad or grad degree in an accepted major. Computer Science (CS), Math, IT. Or is attending or will attend law school. Criteria include merit and financial need. Applicants must submit a winning essay showing their passion for one of a few topics. AI, the Internet of Things (IoT), Block chain tech and Intellectual Property (IP) law.    

MPower Global Citizen Scholarship 

The MPOWER Global Citizen Scholarships are available through MPower Financing. These scholarships support DACA and international students at partner schools.  

The scholarship is open to all international and DACA students, regardless of whether they are MPOWER borrowers, and aims to support the diverse experiences of international students. 

Amount: $10,000
Deadline: July 31, 2025
Requirements: You do not need to be a borrower to apply. The form asks prompted questions about goals and education history and includes a longer essay. 

MPower Women in STEM Scholarship 

The Women in STEM Scholarship is available to those planning to study STEM in the U.S. or Canada with legal permission to do so. This scholarship, offered by MPOWER Financing, aims to support women in STEM by providing up to $6,000 annually to help reduce financial barriers to international education. 

Amount: $6,000
Deadline: June 30, 2025
Requirements: College and graduate students with DACA status, particularly women, pursuing degrees in computer science, education, engineering, electrical engineering, biology, math, or healthcare are eligible for the scholarship.  

Prospanica Foundation Scholarships  

If you are a Hispanic/Latino student enrolled in a U.S. undergraduate or graduate business program, consider applying for the Prospanica Foundation Scholarships! Each year, eligible applicants who are Prospanica members can receive awards of up to $5,000. The scholarships have different criteria and award amounts, so check the FAQ for more details. Prospanica is a business-oriented organization dedicated to empowering and enabling Hispanic professionals to reach their educational and career goals. If you support their mission and need financial assistance for your education, we encourage you to apply! 

Amount: awards worth up to $5,000
Deadline: April 2025
Requirements: College students of Hispanic/Latino heritage, who are US Citizens, Permanent Residents, or DACA recipients, with a minimum GPA of 2.8, and pursuing an academic interest in Business are eligible for the Prospanica Foundation Scholarships. 

Ford Foundation Predoctoral Fellowship

The Ford Foundation Predoctoral Fellowship is available for academically outstanding students pursuing a research-based Ph.D. or Sc.D. program in the U.S., with a career goal in teaching and research at the university level. The fellowship, offered by The National Academies of Science, Engineering, and Medicine, grants $9,000 awards to support graduate studies for aspiring educators passionate about teaching. 

Amount: $9,000
Deadline: Resume Next School Year 
Requirements: Graduate students with an academic interest in Education or Social Science and holding US citizenship, Permanent Resident status, or DACA are eligible for this scholarship.

Davis Putter Scholarship 

The Davis Putter Scholarship Fund aids those who work to advance social and economic justice. The largest grant is $15,000 per year.   

A complete application includes a 1000 word essay that details progressive social activity. You must also provide two letters of recommendation, transcripts and show financial need.  

Amount: up to $15,000
Deadline: April 1
Requirements: Preferred applicants to these need based scholarships are student activists. Recent awards went to students active in efforts against racism, sexism, and homophobia. To apply, you need to be a current grad student or enrolled in a trade or technical program.  
 

American Hotel and Lodging Educational Foundation Scholarships 

AHLEF presents a range of scholarship opportunities annually, with a total of nine programs. These scholarships offer generous values, some up to $7,500. The recipients are students who are currently pursuing bachelor’s or graduate degrees in hospitality-related fields. For the upcoming year, AHLEF has allocated $1.3 million in scholarships, benefiting over 100 deserving recipients. 

Amount: Varies
Deadline: The deadline to apply for scholarships covering the 2025-2026 academic year are now closed, and applications are undergoing review. Stay tuned as applications for the 2025-2026 academic year will open later this fall.  
Requirements: Preferred applicants have strong grades, financial need, and relevant work history.  

Grad School Scholarships

Can I Apply for Grad School Scholarships? 

If you’re considering grad school, rest assured that numerous scholarships are available to support your educational journey. Certain scholarships cater to master’s degree programs, helping to alleviate the associated costs. Additionally, scholarships exist for PhD students, providing financial assistance for research endeavors. 

It’s worth noting that pursuing a graduate degree doesn’t necessarily require on-campus attendance. Many adults opt for online grad school programs, and scholarships are also available for those pursuing education in this format. 

Where Do I Find Grad Scholarships? 

Many scholarships come from grad schools themselves. But there are private donors and agencies that offer them too. In fact, if your field of study has an association of some type, it may be useful for a scholarship. Sometimes, these awards are only for members, so you may have a shot. 

Take the American Speech Language Hearing Foundation. They offer scholarships of $5,000. They go to grad students in communication science and disorders master’s or PhD programs. Because they are not loans, scholarships and grants typically don’t have to be paid back. You may have to abide by the terms of the grant or scholarship, though, so make sure to see what these are. 

How Do You Get Grad Scholarships for Grad School? 

To get a scholarship for grad school, you must apply. You may apply only if you meet the provider’s criteria for eligibility.  

Eligibility varies from one scholarship to the next but can include things such as:

  • Merit (e.g., GPA range, creativity shown in a portfolio) 
  • Financial need 
  • Intent to pursue a grad degree in a specific field (e.g., Business adminSocial workArchitectureProject Management, etc.)
  • Plans to research in a chosen area (e.g., Archaeological Research
  • Demonstrated qualities (e.g., History of leadership or Public Service
  • U.S. citizen, permanent resident status 
  • Live in a certain location 
  • Be a member of the grantor organization or association

Graduate Scholarship Contests 

There are also scholarships that are more like contests. These may ask you to submit a video or some kind of portfolio, depending on the subject. One example is the Pelican Water Sustainability Scholarship. Applicants create a video to support the theme of water conservation for a chance to win up to $1,500.

Or, all you might need to do is create an account and put your name in the hat. One example is Scholarship Points, a $10K giveaway.   

Graduate Scholarships for Minority Students and Women 

Yet others are set aside for people that belong to a certain group. Like women, international students and minorities. An example is the Jonathon Lax Scholarship Fund for Gay Men. These tuition awards are for $5,000 to $10,000 each. They honor inventor Jonathon Lax an inventor and entrepreneur. Recipients are gay men pursuing more education who live in the five county Philadelphia region.

Another is the Holly A. Cornell Scholarship. This $7,500 annual award is from the American Water Works Society. It goes to talented female and/or minority students. Recipients must be going for their degree and research in the field of water supply and treatment.  

Why Consider Grad School Scholarships? 

A grad degree may lead to higher lifetime earnings and more job potential. One recent study compared salaries for people with and without a grad degree. It found that people with a grad degree earn more and experience less unemployment.   

Unemployment Rates and Weekly Earnings by Education Level 

Education LevelUnemploymentAvg Weekly Earnings
Doctorate1.0%$2,083
Professional Degree1.4%$2,080
Master’s Degree1.9%$1,661
Bachelor’s Degree2.2%$1,432 

But the average costs of grad school has been climbing. At last check, the average cost of grad school at a public in state school was $12,596. A degree program at a private school was $28,017. 

While scholarship amounts vary, they may bring your goals within reach. They can help pay for tuition, travel fees, books, and other expenses. Especially if you have other spending needs like housing and children. 

Grad School Scholarships for 2025 and Beyond 

This curated list has eleven of the top grad school scholarships you can apply to in 2025. We selected a broad array of grad majors. Make sure to expand your search if you do not see one in your field.

1 Global Citizen Scholarship


MPower Financing’s mission is to support international students and their career goals. Each year, they offers three Global Citizen Scholarships. One $5,000 scholarship, and a $3,000 and $2,000 one.

You do not need to be a borrower to apply. These scholarships will be given to one student from each of the following countries/regions: India, Asia (excluding India), Latin America/Caribbean, and Africa. All winners must be students at a school MPOWER supports. 

Amount:Varies

Deadline:July

Requirements: Check site to see requirements for eligibility.

2 Women in STEM Scholarship


To support future innovation, MPower Financing offers three annual Women in STEM Scholarships. One $5,000 scholarship, one $3,000 one, and one $2,000 one.

You do not need to be a borrower to apply. Awards go to female international/DACA students who are currently enrolled or accepted to study full time in a STEM degree program at a school MPOWER supports. This means any program in science, tech, engineering and math that leads to a bachelor’s, master’s or PhD.

Amount:Varies

Deadline:July

Requirements: Check site to see requirements for eligibility.

3 Women Techmakers Scholarship


The Women Techmakers Scholars, sponsored by Google, honors Anita Borg. Anita’s vision was to create gender equality in the tech field.  

Women Techmakers Scholars in the U.S. will each receive $10,000 USD. Or $5,000 CAD (for students in Canada) for the school year. All recipients get an invite to the annual Google Scholars Retreat. 

Amount:$10,000

Deadline:Fall

Requirements: Applicants must plan to be full time bachelor’s, master’s or PhD students. Other criteria include a strong academic record and leadership skills. Plus, you need to major in computer science, computer engineering or a technical field.

4 Virginia Nurse Practitioner/Nurse Midwife Scholarship Program


Each year the Virginia Department of Health awards Nurse Practitioner/Nurse Midwife Scholarships. The program provides a scholarship award of about $5,000. The number of recipients depends on funding. 

Amount:$5,000

Deadline:June 30

Requirements: Applicants must agree to two things. One is to practice full time as a nurse practitioner or nurse midwife. The other is to work in an under served area of Virginia. Preferred applicants are state residents and minority students. They must be in family practice, obstetrics, gynecology, pediatrics, adult health, and geriatric nurse practitioner programs.

5 ONS Foundation Master’s Scholarship


Each year the Oncology Nursing Society Foundation offers scholarships. These $5,000 awards go to RNs committed to oncology nursing. The number of scholarships varies – last year there were fourteen. 

Amount:$5,000

Deadline:February 1

Requirements: Applicants must be pursuing either a master’s degree in nursing or a post master’s certificate. They must also be enrolled at an NLN or CCNE accredited School of Nursing. 

6 African American Heritage Endowed MBA Scholarship


Each year the University of Washington Foster School of Business offers a non renewable scholarship. The amount varies from $7,500 to $10,000. The scholarship is for an African American student at the Foster School of Business. Preferred applicants show academic excellence and business leadership. The recipient will also partner with the Consulting and Business Development Center to provide consulting to an African American owned business in the Seattle area.   

Amount: $7,500 – $10,000

Deadline:April 15

Requirements: Check site to see requirements for eligibility. 

7Davis Putter Scholarship


The Davis Putter Scholarship Fund helps those working for social and economic justice. The largest grant from the Davis Putter Scholarship Fund is $15,000 per year. These need based scholarships go to students who promote social change. Like being active in the struggle against racism, sexism, or homophobia.

Amount: $15,000

Deadline: April 1

Requirements: To apply, you need to be a current grad student or enrolled in a trade or technical program. A complete application also includes a 1,000 word essay that details progressive social activity. You must also provide two letters of recommendation, transcripts, and show financial need.

8Frederic G. MELCHER Scholarship


The American Library Association (ALA) offers 2 to 4 annual scholarships of $7,500 each. Called the Frederic G. Melcher Scholarships, they help grad students pay for an MLS or MLIS degree.

Amount: $7,500

Deadline: March 1

Requirements: Applicants must also plan to work in a children’s library. This work may be serving children up to and including the age of 14 in any type of library.

9Beinecke Scholarship Program


The Beinecke Scholarship set up in 1971 is a program of the Sperry Fund. The goal of the fund is to support grad education in the Arts, Humanities, and Social Sciences. There are 20 awards granted each year. Candidates must plan to pursue a research focused master’s or PhD program in the arts, humanities, or social sciences.

Each Beinecke scholar receives $5,000 right before entering grad school, plus, an extra $30,000 while going to grad school. There are no geo restrictions on the use of the scholarship. Recipients may also combine the funds with other scholarships, assistantships, and research grants

Amount: $5,000 plus an extra $30,000 for grad school

Deadline: February 09

Requirements: To apply, applicants must contact their campus liaison at a partner institution. Each school in the program may nominate one candidate per year for the scholarship. Candidates must show financial need, scholastic achievement, and have a strong intellect.

10 Hertz Fellowships


Each year, the Hertz Foundation offers awards to fund the cost of pursuing a PhD. The Hertz Graduate Fellowship Award are merit based. They consist of a cost of education allowance and a personal support stipend. Successful applicants have the choice of two fellowships. One is $34,000 and a 9 month stipend. There is an extra $5,000 per year for Fellows with dependent children. The award is renewable each year for up to 5 years.

The second option is a coordinated fellowship. It offers a Hertz period which provides full tuition and $40,000/9 month personal stipend. There is an extra $5,000 per year for Fellows with dependent children. The award is renewable each year for up to 5 years. Plus, an NSF period which gives $8,000/ year supplemental stipend from Hertz. 

Amount: Varies

Deadline: October 23

Requirements: Fellows must attend one of the Foundation’s currently participating schools or petition the Foundation to include a school in the U.S. that they desire to attend.

11 Vercille Voss IFDA Graduate Student Scholarship


The International Furnishings and Design Association (IFDA) awards a $2,000 scholarship. The annual award is The Vercille Voss Graduate Student Scholarship. It is in memory of Vercille Voss. She was a long time Illinois Chapter member and mentor to new members and students.  

Amount: $2,000

Deadline: March 31

Requirements: The scholarship program is open to enrolled full or part time grad students. Applicants must be pursuing a degree in interior design or a related design program. The completed application packet must include a few things, such as samples of your design work and a letter of recommendation. You must also write a 200 to 400 word essay that explains your goals, special interests, and volunteer service, and what inspired you to pursue a career in this field.

15 Military Scholarships to Apply For in 2023

What is a Military Scholarship?

A military scholarship essentially functions as a grant designed to assist military members in financing their college education. These scholarships vary in terms of award amounts, ranging from modest sums to comprehensive coverage of tuition, textbooks, board, and additional expenses.

While many military scholarships are exclusively available to active-duty service members and veterans, some extend their support to include spouses and dependent children. In fact, the latest statistics indicate that a substantial 87% of spouses and dependents have received financial aid, with a majority pursuing undergraduate degrees. It’s important to note that unlike loans, military scholarships do not require repayment. However, certain scholarships may impose specific terms and conditions that recipients must adhere to.

Some providers give scholarships to honor your service. Or, to honor the memory of a fallen hero. As a result, you may find unique programs in each branch of the military:

  • Air Force 
  • Army
  • Coast Guard
  • Marine Corps
  • Navy

Military scholarships also come from diverse other sources. From the VA and gov’t agencies. To colleges, nonprofits and private donors. Each award program comes with its own criteria. These tell you if you are eligible. And, how to apply.

ec-grants-scholarships

Types of Military Scholarships

Military scholarships come in various forms, primarily categorized as merit-based and need-based awards. Merit-based scholarships often take into account academic performance, while need-based scholarships address financial constraints in affording tuition expenses. These scholarships serve as valuable resources for financing college, career, or technical education.

Military scholarships can also serve distinct purposes. Some are designed to prepare recipients for civilian roles upon completion of their education, while others provide financial support in exchange for participation in officer training programs.

ROTC Scholarships 

Many colleges collaborate with the Reserve Officers’ Training Corps (ROTC) to provide scholarship opportunities. The ROTC serves as a training program tailored for college students, and if you meet their eligibility criteria, you can pursue these scholarships. Basic requirements include U.S. citizenship and possession of a high school diploma, with GPA and test scores often factored into the selection process.

ROTC scholarships have the potential to cover tuition expenses, fees, and textbook costs for a four-year duration. Additionally, some recipients receive a monthly stipend to assist with various expenses. In return for this financial support, recipients commit to serving in the U.S. military and participate in ROTC training while pursuing their education.

While you serve after college, the number of years varies by branch. Here are a few examples:

  • Army ROTC scholarships holders serve 8 years (4 years of active duty and 4 years in the reserves) 
  • The Navy contract is 4 to 5 years of active duty 
  • Air Force ROTC service is 4 to 6 years of active duty. Plus, 10 years for cadets trained as pilots 

Scholarships for Military Spouses 

Scholarships designed for military spouses play a crucial role in alleviating the financial burden of tuition expenses. These scholarships, akin to other forms of financial aid, are often directed towards individuals with significant financial need. A military spouse is defined as the husband or wife of a member serving in the nation’s armed forces, encompassing spouses of active duty service members, veterans, as well as widows.

These awards can typically be found through each branch of the military, with programs like the Spouse Education Assistance Program standing out. Sponsored by the U.S. Army, this is a need-based scholarship specifically accessible to spouses of Army soldiers seeking to pursue a college degree.

Scholarships for Military Dependents 

Scholarships specifically earmarked for military dependents and survivors are instrumental in supporting higher education, whether for college or vocational school pursuits.

Military dependents encompass spouses and children of service members, extending to family members of those who are actively serving, retired, or have tragically fallen in the line of duty. To access these scholarships, you may be required to complete a Free Application for Federal Student Aid (FAFSA). This application aids in evaluating the appropriate financial assistance to be provided, although it is not always the sole determining factor.

In certain instances, a strong academic record, including test scores and GPA, along with a demonstrated history of community service may also be prerequisites.

Fortunately, numerous avenues exist for sourcing such scholarships, with the U.S. Department of Veteran Affairs (VA) being a notable resource. An example is the Fry Scholarship, designed for children and spouses of service members who made the ultimate sacrifice in the line of duty, but specifically after September 10, 2001.

Scholarships for Veterans 

Scholarships support veterans who want to start, continue or finish a degree. They are for use at accredited schools and at many levels of study. 

There are also scholarships you may use at approved vocational or technical schools. These help veterans enter or advance a career in a skilled trade. Like TTT, Troops for Teachers. TTT is for current and former members of the Armed Forces. The program helps them shift to a career as a K 12 teacher. And is available in 31 states. To do so, it gives a $5,000 stipend or $10,000 bonus. Based on eligibility.

Often, the scholarships fill a gap. The one between GI Bill benefits and the cost of school. So, they may kick in to pay for tuition, housing and fees. To be eligible, you must have an honorable discharge from military service. But other criteria vary by program.

One is AMVETS National Scholarships. The American Veterans is a service agency that helps veterans. Each year they offer a few scholarships. Of them, two go Veterans, Active Duty, Guard/Reserves. One is only for their spouses. And another two only for their children and grandchildren.

College Specific Military Scholarships 

Numerous military-friendly colleges actively support military students by offering scholarships, some of which are exclusive to their institution. These scholarships may bear the names of local heroes or commemorate distinguished alumni who have served their country. These awards not only facilitate the educational pursuits of military students but often extend their benefits to direct family members as well.

To apply for these scholarships, individuals must gain admission to both the college and their chosen degree program. Following admission, eligible candidates can submit applications for the scholarship of their choice. In this context, a compelling essay with a clear and impactful message can significantly enhance your chances of securing the award.

Military Scholarships for 2023 

Below is a sampling of military scholarships that you might apply to in 2023/2024.   

HotelPlanner Graduate Technology Scholarship for Military Veterans

The HotelPlanner Scholarship Program caters to United States veterans and extends its reach to include their family members, including spouses, partners, and children aged 16 and older. This initiative disburses $1,000 to each of its ten chosen applicants on two occasions annually. The primary objective of this program is to provide financial support for pursuing a technology degree, regardless of whether it’s at the undergraduate or graduate level.

Amount: $1,000 each
Deadline: Summer – Apply by August 15th / Notified by September and Fall – Apply by December 15th / Notified March
Requirements: To apply, you need to show financial need. You also write an essay or present a video. This must explain how the military spiked your interest in tech.  

NMCCG Enlisted Dependent Spouse Scholarship

Annually, the Navy Wives Clubs of America, Inc. (NWCA) awards a total of 30 scholarships, including two specifically designated for spouses, widows, and widowers: the NMCCG Enlisted Dependent Spouse Scholarships. Eligible spouses can be affiliated with retired or enlisted members of the Navy, Marine Corps, or Coast Guard who are currently on active duty.

Amount: $500 – $1,000 each
Deadline: March 31st 
Requirements: To apply, you need to submit a copy of the military ID card. Also, attach a copy of your tax returns.

Blinded Veterans Association Scholarships 

The Blinded Veterans Association is a national agency. BVA members are blinded veterans. And help other blinded veterans. Each year, they award two merit scholarships. While they do not auto renew, you can re apply up to 4 times. One award is the Kathern F. Gruber Scholarship. It gives 6 people scholarships for $2,000 each. The other is the Thomas H. Miller Scholarship Program. This award goes to one person and is for $1,000. It  

Amount: $1,000 – $2,000 each
Deadline: April 
Requirements: To be eligible you need to be a dependent child, grandchild, or spouse of a blinded veteran. But do not need to be a member of the BVA.

Maryland Veterans of the Afghanistan and Iraq Conflicts Scholarship

Each year, the Maryland Higher Education Commission offers about 125 awards. The Maryland Veterans of the Afghanistan and Iraq Conflicts Scholarships. Armed forced personnel who served in these conflicts are eligible to apply. As well as their sons, daughters and spouses. Awards amounts vary and adjust based on VA benefits. But may cover up to $10,655 per year.

Amount: up to $10,655
Deadline: March 2020
Requirements: To apply, you need to fill out a FAFSA by March 1st each year. You can also renew the awards if you keep your GPA at 2.5 or higher.

Mike and Gail Donley Air Force Spouse Scholarship

The Air Force Association offers a few award programs each year. One is the he AFA Mike & Gail Donley Spouse Scholarship program. It awards two $2,500 scholarships on an annual basis. And aims to help Air Force spouses worldwide pursue a college degree at any level.

Amount: $2,500
Deadline: April 30, 2020
Requirements: The Air Force Spouse Scholarship program is designed to encourage Air Force spouses to pursue associate or bachelor undergraduate or graduate/post graduate degrees.

Pat Tillman Scholars Program

Each year the Pat Tillman Foundation offers awards. These are for military members, veterans and spouses. Tillman scholarship amounts vary. But give annual funding for academic expenses. So, things like tuition, books and living expenses. The average award amount last year was $6,567 per year. Others range from $1,500 to $23,000.

Amount: $1,500 – $23,000
Deadline: February 28
Requirements: To get one, you need to show selfless leadership. And dedicate yourself to make an impact. You will also have to write two essays. Plus, supply references, finances and have a 3.0 GPA.

NMCRS Gold Star Scholarship

The U.S. Navy Marine Corps Relief Society sponsors the Gold Star Scholarship Program. It is for the dependent children and spouses of Navy and Marine personnel. Ones who were killed in the line of duty. Awards range from $500 to $2500 per academic year. And, there are about 30 recipients each year. If you are studying oceanography, NMCRS offers another award. The McAlinden Divers Scholarship. It awards from $500 to $3,000. And is for active duty or retired Sailors, Marines and family members.    

Amount: $500 – $3,000
Deadline: May 
Requirements:  To get an award, the committee looks at two things. Financial need and academic merit (3.0 GPA and above).

American Legion Scholarship

Every year, the American Legion helps children of fallen soldiers. One way they do this is through the Legacy Scholarship. The Legacy Scholarship amounts vary as do the number of people who get one. But past awards were about $1,785.

Amount: Varies
Deadline: April 
Requirements: Awards go to children of post-9/11 veterans who died on active duty. Or who have a combined VA disability rating of 50 percent or greater. 

Military Order of the Purple Heart Scholarship 

A grant from Mr. Frederick W. Smith funds the Purple Heart Scholarship. It is a competitive program, and awards $3,000. 

Amount: $3,000
Deadline: February 15
Requirements: To be eligible, you must meet a few sets of criteria. One is to be a Purple Heart recipient and member of MOPH. You can also apply if you are the spouse or lineal descendant of someone who is or was. But not a great grandchild. Other criteria include being a full time undergrad at an accredited US school. You may also need a GPA of 2.75 and up.

Chief Petty Officer Scholarship Fund

CPOSF is a nonprofit. Their mission is to help qualified family members of US Navy Chief Petty Officers pay for education. Last year, they awarded 30 scholarships. Amounts were $2,000 each. 

Amount: $2,000 each
Deadline: April 1, 2020
Requirements: To qualify, you need to be a non uniformed spouse or dependent child. You also need to have a GED and be on track for an associate or bachelor’s degree. 

Make it Count Scholarship

The Make it Count Scholarship honors Spencer C Duncan. He was an Army Specialist, killed in action is August 2011. Each year, Grantham University offers 4 awards to deserving applicants. Valued at $5,000, you can apply the funds to any degree program at the school.

Amount: $5,000
Deadline: Varies
Requirements: To apply, you need to meet admissions criteria. Then, qualify for the scholarship. The scholarship is also open to a parent, child, spouse or sibling. As long as their family member served or is serving in the US Armed Forces. 

Army Nurse Corps Scholarship 

Every year, the Army Nurse Corps offers scholarships. Its goal is to support nursing education. 

Amount The 2020 ANCA scholarships will be $3,000 per selected applicant. 
Deadline: March 31
Requirements: To apply, there are a few rules to meet. For one, you need to be serving or have served in any branch or rank of the US Army. You also need to be enrolled in an accredited bachelor’s, graduate nursing or anesthesia program. But, cannot be also receiving GI Bill benefits or an ROTC scholarship.

My CAA Scholarship

My CAA scholarship is an award for military spouses. It is part of the Department of Defense Spouse Education and Career Opportunities program. Awards only pay for tuition for credentials, certificates, or associate degrees. Or, to pursue a recognized license or industry certification. Certificates and credentials may be for post graduate work also. 

Amount: The scholarship provides up to $4,000 with an annual fiscal year cap of $2,000.  
Deadline:  Varies
Requirements: To qualify, you need to be a military spouse with a high school diploma. And, need the extra education to prep for a career. Spouses can be of service members on Active Duty, under Title 10 orders. Or, spouses of service members with pay grades of E1 through E-5, W1 through W-2, O-1 through O-2.

Military Enhanced Recognition Incentive and Tribute – MERIT Scholarship

New York State’s Division of Veteran’s Services offers annual awards. One is the Military Service Recognition Scholarship (MSRS). MSRS awards vary but in amounts. But may pay about 20 people up to $21,250 each. MSRS awards are for family members of New York State fallen veterans of the US Armed Forces.

Amount: up to $21,250
Deadline: Varies
Requirements: The awards are for spouses and dependents of US Armed Forces or state organized militia. Ones who, at any time on or after Aug. 2, 1990, while a NY State resident, died. Or became disabled while engaged in hostilities or training for it. 

 

Top HBCUs for 2023

Top HBCUs for 2023

CHECK OUT OUR LIST OF TOP 2023 HISTORICALLY BLACK COLLEGES AND UNIVERSITIES!

What is an HBCU? 

An HBCU, short for Historically Black College or University, is an educational institution established before 1964. While HBCUs are open to students of all races, their primary mission is to advance the education of black Americans. 

For an institution to be recognized as an HBCU, it must possess accreditation from an accrediting agency or approval from the Secretary of Education. Currently, there are over 100 schools that meet these criteria. The number of HBCU students experienced a 47 percent increase, rising from 223,000 to 327,000 students, between 1976 and 2010. However, it saw a subsequent 12 percent decrease to 287,000 students between 2022 and 2032. Among these institutions, you may discover the perfect one for your educational journey! 

 

List of the 15 Top HBCUs

This list of top HBCUs was developed using College Scorecard. College Scorecard identifies 96 schools as Historically Black. We have listed the top 15 below by greatest average salary after attending the school.

1 Xavier University of Louisiana
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Xavier U of Louisiana is Catholic and an HBCU. Around 3,300 students attend Xavier, 71.6% of whom are black. The school is known for helping students pursue global leadership and service. Choose from 45 academic majors. Xavier is accredited by the Southern Association of Colleges and Schools Commission on Colleges.

Undergrad Admissions

To apply to this school, students must submit their high school transcripts and GPA. And, don’t forget SAT or ACT scores! Some students may need to submit TOEFL (Test of English as a Foreign language) scores. Completing a college prep program is also suggested.

Popular Undergrad Programs

Biology, Chemistry, Media Studies, Public Health, Accounting, Business

Tuition & Fees

Undergrad: $26,863
Grad:$18,399

Financial Aid

Grants & Awards
99% Get, Avg. Amt. $20,511
Federal Loans
63% Get, Avg. Amt. $5,516

Grad Rate

52%

 

2 Howard University
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Howard U is a private research school. It offers programs in over 120 areas, across 13 schools and colleges. Howard is well known for its STEM programs and its law school. (The first African American Supreme Court Justice was a grad from Howard!) The school serves students based on the motto, Truth and Service. It is accredited by the Middle States Commission on Higher Education. 

Undergrad Admissions

To apply to Howard, you must submit your transcript, GPA, and SAT/ACT scores. Recommendations are required. And, you must have gone through a college prep program. Other requirements may apply.

Popular Undergrad Programs

Biology, Public Relations, Health and Wellness, Psychology

Tuition & Fees

Undergrad: $31,050
Grad: $36,022

Financial Aid

Grants & Awards
99% Get, Avg. Amt. $20,063
Federal Loans
60% Get, Avg. Amt. $7,415

Grad Rate

62% 

 

3 Spelman College
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The mission of Spelman College is to educate women of African descent. It was founded in 1881 as the Atlanta Baptist Female Seminary. Today, Spelman serves 2,100 students from 43 states and 10 countries. The school is dedicated to the liberal arts and sciences. And, they promote positive social change and global engagement. Spelman is accredited by the Southern Association of Colleges and Schools Commission on Colleges.

Undergrad Admissions

Admission to Spelman requires you to complete a college prep program. You must also submit materials including your transcripts, GPA, and test scores. These include the SAT or ACT, plus TOEFL if needed.

Popular Undergrad Programs

Economics, Biology, Women’s Studies, Global Studies, English

Tuition & Fees

Undergrad: $28,885
Grad: N/A

Financial Aid

Grants & Awards
97% Get, Avg. Amt. $10,629
Federal Loans
84% Get, Avg. Amt. $5,763

Grad Rate

77%

 

4 Bowie State University
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Bowie State University was founded in 1865, making it one of the oldest HBCUs in the country. The school strives to create a diverse, supportive environment. Online or evening courses offer flexible learning paths. Bowie State is home to 22 undergrad majors, plus 35 master’s, doctoral, and cert programs. It is accredited by the Middle States Commission on Higher Education.

Undergrad Admissions

Bowie State’s application looks for your GPA and secondary school record. Other materials may be optional. That includes SAT or ACT scores! That said, completing a college prep program is recommended.

Popular Undergrad Programs

Business, Radio and TV Broadcasting Technology, Registered Nursing, Criminal Justice, Biology

Tuition & Fees

Undergrad: $19,470
Grad:$17,704

Financial Aid

Grants & Awards
76% Get, Avg. Amt. $9,463
Federal Loans
51% Get, Avg. Amt. $5,763

Grad Rate

51%

 

5 Hampton University
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Hampton U is known for its technical, liberal arts, and grad programs. This HBCU serves over 4,000 students, the majority of whom are black. Founded in 1868, the school has a rich history as an HBCU. It offers a high quality education focused on leadership and service. Hampton U is accredited by the Southern Association of Colleges and Schools Commission on Colleges.

Undergrad Admissions

Hampton University needs students to complete a college prep program. To apply calls for items like your transcripts and GPA. Some aspects of the process are recommended but not mandatory. That includes SAT or ACT scores.  

Popular Undergrad Programs

Business, Biology, Liberal Arts and Sciences/Liberal Studies, Psychology

Tuition & Fees

Undergrad: $29,162
Grad:$13,134

Financial Aid

Grants & Awards
86% Get, Avg. Amt. $13,710
Federal Loans
67% Get, Avg. Amt. $11,695

Grad Rate

57%

 

 

6 Morehouse College
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Martin Luther King, Jr. and many other notable grads went to Morehouse College. The HBCU serves African American men, with a focus on leadership. It offers a high quality liberal arts education, with programs in three main areas. These are: business and economics, humanities and social sciences, and math. Morehouse is accredited by the Southern Association of Colleges and Schools Commission on Colleges. 

Undergrad Admissions

Morehouse requires applicants’ transcripts, GPAs, and other items. SAT or ACT scores are also mandatory. Completion of a college prep is optional but suggested.  

Popular Undergrad Programs

Business, Biology, Health and Fitness, Economics, Psychology

Tuition & Fees

Undergrad: $29,468
Grad: N/A

Financial Aid

Grants & Awards
79% Get, Avg. Amt. $13,577
Federal Loans
61% Get, Avg. Amt. $5,622

Grad Rate

53%

 

 

7 Morgan State University
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Morgan State University is an urban, doctoral research school located near Baltimore. It offers over 100 programs. And, it awards degrees from the Bachelor’s to the PhD. Morgan is proud to serve a diverse student body that is multi ethnic, multi racial, and multi national. The school is accredited by Middle States Commission on Higher Education.

Undergrad Admissions

Morgan State U looks at many factors for admissions. These include your GPA and test scores (SAT or ACT). They suggest doing a college prep program.

Popular Undergrad Programs

Business, Engineering, Liberal Arts, Psychology, Sociology 

Tuition & Fees

Undergrad: $18,479
Grad:$17,559

Financial Aid

Grants & Awards
99% Get, Avg. Amt. $12,738
Federal Loans
69% Get, Avg. Amt. $6,805

Grad Rate

47%

 

8 Coppin State University
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Coppin State University was named after Fanny Jackson Coppin, an African American leader in education. The school continues her work of educating future teachers, while offering many other programs. 53 majors and nine grad degree programs are available. This HBCU is based in Baltimore and accredited by the Middle States Commission on Higher Education.  

Undergrad Admissions

Coppin State University has a fairly stream lined admissions process. Along with the application, students must submit their high school transcripts and SAT or ACT scores.  

Popular Undergrad Programs

Registered Nursing, Social Work, Criminal Justice, Health Information Administration, Business

Tuition & Fees

Undergrad: $13,560
Grad:$13,208

Financial Aid

Grants & Awards
88% Get, Avg. Amt. $8,558
Federal Loans
45% Get, Avg. Amt. $5,166

Grad Rate

39%

 

9 Florida Agricultural and Mechanical University
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FAMU has a long legacy as an HBCU. And, it serves over 10,000 students from around the country and the world. Choose from 54 bachelor’s programs, 29 master’s programs, three professional degree programs, and 12 doctoral programs. FAMU is accredited by the Southern Association of Colleges and Schools Commission on Colleges. 

Undergrad Admissions

FAMU considers many factors in the admissions process. These include GPA, high school record, and SAT or ACT scores. You must also submit TOEFL scores, if that applies to you.  

Popular Undergrad Programs

Allied Health/Health Sciences, Registered Nursing, Criminal Justice, Psychology, Social Work

Tuition & Fees

Undergrad: $17,725
Grad:$24,669

Financial Aid

Grants & Awards
98% Get, Avg. Amt. $12,191
Federal Loans
42% Get, Avg. Amt. $5,103

Grad Rate

56%

 

10 University of Maryland Eastern Shore  
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The University of Maryland Eastern Shore is a historically black 1890 land grant school. They values diversity and foster social growth. A student centered environment helps learners prep to lead and contribute in their fields. UMES is known for both its undergrad and grad programs. It is accredited by the Middle States Commission on Higher Education.

Undergrad Admissions

UMES requires your secondary school record, GPA, and test scores (SAT or ACT), among other items. Other materials are suggested but not required.

Popular Undergrad Programs

Criminal Justice, Hotel/Motel Admin, Biology, Business, Family and Consumer Sciences

Tuition & Fees

Undergrad: $19,728
Grad:$17,544

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $12,705
Federal Loans
60% Get, Avg. Amt. $5,377

Grad Rate

44%

 

11 Delaware State University
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Delaware State U has over 125 years of history. It is one of the nation’s first land grant schools, as well as an HBCU. The student population is 64% African American. Choose from 42 undergrad degree programs, 16 master’s programs, and five PhD programs. DSU is accredited by the Middle States Commission on Higher Education.

Undergrad Admissions

DSU’s application process calls for you to submit your high school records and SAT or ACT scores, among other requirements. You must have at least a 2.0 GPA, on a 4.0 scale. Completion of a college prep program is also suggested.

Popular Undergrad Programs

Business, Media Studies, Criminology, Social Work, Psychology 

Tuition & Fees

Undergrad: $18,280
Grad:$11,726

Financial Aid

Grants & Awards
76% Get, Avg. Amt. $13,881
Federal Loans
56% Get, Avg. Amt. $5,519

Grad Rate

45%

 

 

12 Norfolk State University
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Norfolk State U is an urban, public school dedicated to teaching, research, and service. Multi cultural diversity and inclusion are important values to the school. Students can choose from 49 degree programs on campus, plus online programs from NSU online. NSU is accredited by the Southern Association of Colleges and Schools Commission on Colleges. It awards associate’s, bachelor’s, master’s, and doctoral degrees.

Undergrad Admissions

Students can apply to NSU using the online application. Applicants must also provide materials like their high school records, GPA and test scores. It’s suggested that you complete a college prep program. 

Popular Undergrad Programs

Business, Health Care Admin, Psychology, Social Work, Sociology 

Tuition & Fees

Undergrad: $20,790
Grad:$24,742

Financial Aid

Grants & Awards
91% Get, Avg. Amt. $12,164
Federal Loans
61% Get, Avg. Amt. $10,161

Grad Rate

41%

 

13 Prairie View A & M University
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Prairie View A & M University is part of the Texas A&M System, offering a unique community for over 9,000 students. The school has more than 140 years of history. Its mission is to foster both academic and professional development. And, 170+ student organizations provide many ways to get involved. PVAMU is accredited by the Southern Association of Colleges and Schools Commission on Colleges. 

Undergrad Admissions

PVAMU uses the Texas Common Application. Applicants must also submit their high school transcripts, SAT or ACT scores, and other materials. Some other items are suggested but not mandatory. 

Popular Undergrad Programs

Biology, Chemical Engineering, Registered Nursing, Health and Wellness, Criminal Justice, Health and PE

Tuition & Fees

Undergrad: $26,874
Grad:$17,378

Financial Aid

Grants & Awards
97% Get, Avg. Amt. $14,071
Federal Loans
45% Get, Avg. Amt. $5,334

Grad Rate

45%

 

14 Clark Atlanta University
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Clark Atlanta U is an urban research school. It is known for its rich history, with over 150 years of tradition. And, don’t overlook its commitment to the arts. CAU has one of the world’s longest running jazz stations! Choose from 38 areas of study across four schools: Arts and Sciences, Business Admin, Education, and Social Work. CAU is accredited by the Southern Association of Colleges and Schools Commission on Colleges.

Undergrad Admissions

Apply to CAU through the Common App. To be considered during the admissions process, you must include your GPA, high school record, recommendations, and test scores. You must have completed a college prep program. 

Popular Undergrad Programs

Radio, TV, and Digital Communication, Fashion, Business, Criminal Justice, Biology 

Tuition & Fees

Undergrad: $24,730
Grad:$19,120

Financial Aid

Grants & Awards
83% Get, Avg. Amt. $9,431
Federal Loans
88% Get, Avg. Amt. $6,045

Grad Rate

45%

 

15 Tuskegee University
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Tuskegee U is not only a top HBCU. It is also the only HBCU to be designated a National Historic Site! The school boasts many claims to fame in fields from aerospace engineering to veterinary medicine. It welcomes students and researchers from around the world. Tuskegee offers 64 academic programs. It is accredited by the Southern Association of Colleges and Schools Commission on Colleges. 

Undergrad Admissions

Tuskegee University’s application standards are straight forward. You must submit your application, high school transcripts, and SAT or ACT scores. Other components are optional.

Popular Undergrad Programs

Animal Sciences, Biology, Chemical Engineering, Registered Nursing 

Tuition & Fees

Undergrad: $22,614
Grad:$23,398

Financial Aid

Grants & Awards
98% Get, Avg. Amt. $6,328
Federal Loans
58% Get, Avg. Amt. $5,826

Grad Rate

40%

 

 

Accelerated Bachelor’s Degrees

Accelerated Bachelor’s Degrees

Earn your degree faster with an accelerated bachelor degree!

What Is an Accelerated Bachelor’s Degree Program?

Numerous individuals ponder the swiftest route to securing bachelor’s degrees. An accelerated bachelor’s program provides students with the opportunity to expedite their collegiate degree attainment. Such programs span a wide array of majors, spanning from business and criminal justice to IT. 

How Do Accelerated Programs Work?

Upon enrolling in an accelerated bachelor’s degree program, expect a more tightly packed schedule. Classes are typically condensed into 5, 8, or 10-week sessions, enabling the possibility of completing your bachelor’s degree in as little as one year.

In contrast, conventional college courses follow the semester structure, consisting of Spring and Fall terms. These classes typically span 16 weeks. Given that a bachelor’s degree necessitates a minimum of 120 credits, the usual duration to obtain one through this route is around four years.

WHO CAN REAP THE BENEFITS OF AN ACCELERATED DEGREE PROGRAM?

  • Individuals with an associate degree and transferable credits
  • Those who initiated their bachelor’s degree but never finished
  • Busy adults with limited spare time
  • Members of the military
  • Law Enforcement professionals
  • Aspiring nurses

Pros of Accelerated Degree Programs

People who choose an accelerated bachelor’s degree may enjoy many benefits. By enrolling in one of these programs, you might:

Earn your degree faster

For those with time constraints, acquiring a degree in a shorter duration translates to possessing the credential sooner. This can be exceptionally advantageous if your desired profession mandates a college degree. The swifter degree acquisition might also hasten your path to securing that coveted job position.

Enhance your current resume

Incorporating your projected graduation timeframe can augment your resume. Employers often value the determination required to complete a degree. Consequently, it might bolster your desirability to certain employers even before your formal graduation.

Commence your college journey at your convenience

Accelerated degree courses may be accessible throughout the year, as many educational institutions accept applications on a rolling basis. This eradicates the necessity of adhering to a traditional semester commencement.

Gain credit for previous learning

Numerous accelerated programs enable you to bypass certain courses through testing or swiftly advancing through familiar coursework. This empowers you to concentrate on absorbing novel material and studying at your own rhythm.

Make the most out of your time

Numerous accelerated programs eliminate breaks. For individuals who thrive on consistent momentum, this could be the ideal solution. It permits a continuous flow instead of interruptions that might tempt disengagement.

Set your own pace

Accelerated online bachelor’s programs frequently grant you the liberty to structure your own timetable. This feature proves appealing to numerous working adults and parents. With no fixed log-in times, you can tailor your study routine to align with your lifestyle.

Study on the move

Online accelerated degree programs offer flexibility. Armed with a computer and reliable internet access, your degree pursuits can accompany you. Whether you’re deployed, employed, raising children, or residing far from your campus.

Accelerated programs are often tailored for adults

Many adults hesitate to return to college due to concerns of feeling out of place among younger students. However, accelerated online programs often provide a smoother transition. While you can still network and partake in discussions, interactions commonly occur through web-based chats and similar platforms.

Save money

Students pursuing accelerated online degrees might incur cost savings. Each additional year in school contributes to higher tuition costs. Given the shorter timeframe of these programs, the long-term financial burden is reduced. Moreover, expenses related to student housing and commuting are minimized.

Cons of Accelerated Degree Programs

While there are benefits, there are challenges to accelerating your degree too.

It takes self motivation

Thriving within an accelerated bachelor’s program necessitates substantial self-motivation. Your ability to regulate your own learning pace becomes pivotal, making self-discipline an essential trait.

Shorter programs are intense

Numerous accelerated bachelor’s degree programs compress 120 credits into a truncated timeframe. This potentially entails grappling with a comprehensive course load without intervals. For individuals engaged in full-time employment, evaluating the available time for dedicating to their studies becomes imperative.

Expect fast paced

Certain individuals thrive on a learning process that allows ample time for material assimilation and contemplation, or the luxury of breaks like a summer hiatus. Participating in an accelerated program might entail relinquishing these elements.

There’s no face to face

The majority of accelerated programs are conducted online, potentially precluding any physical presence on campus. If you derive motivation from interpersonal interactions, the absence of in-person engagement could be a missed opportunity.

How Long Does It Take to Earn an Accelerated Bachelor’s Degree?

If you are wondering whether you can earn a bachelor’s degree in two years, yes it may be possible. Often, one needs from 12 to 18 months to complete an accelerated bachelor’s degree program.

But how long your degree takes depends on a few things. Like how many transfer credits you have. What kind of program you enroll in. And whether you’re pursuing two degrees at once. We’ll unpack a few ways to graduate in a quicker time frame below.

More Schools You May Be Interested In

Second Degree Bachelor’s Programs

One example is an accelerated nursing program. These are usually for students who already have a bachelor’s degree but not in nursing. Such ‘second degree’ nursing programs may allow students to earn a Bachelor of Science in Nursing (BSN) in 11 to 18 months. Apart from science courses, you usually have clinical instruction in labs and supervised nursing.

Associate to Bachelor’s Degree Completion

Many students pursuing an accelerated online degree already have an associate degree. If you earned it from an accredited college, all or some of these credits usually transfer over.

The way an associate to bachelor completion program works varies too. But you often get credit for all your general education courses. Now have fewer to do, you may finish in two years.

Credit for Prior Learning

Some students may also speed up their time to graduation by using credits from other sources. Transferring credits from a program you may have already started is one. Another is by testing out of classes through AP programs and CLEP exams.

Credit for Military Experience

Military friendly colleges often have generous transfer credit policies for military and Veteran students. These offer credit for military experience. Usually based on ACE recommendations on the Joint Service Transcript (JST). Using these credits may shorten the path to a college degree. Plus, if you deploy, online courses may be easier to access.

Air University Associate to Baccalaureate Cooperative (AU-ABC) 
There’s another option for enlisted airman. This is to enroll in an Air University Associate to Baccalaureate Cooperative (AU-ABC).

An AU-ABC is for those who have an associate degree from the Community College of the Air Force. The program links CCAF grads to accredited civilian school with online bachelor’s degrees.

There are 59 colleges that partner with the Air Force and about 217 programs to choose from. One is American Intercontinental University. When you pursue an AIU-ABC Business degree at AIU, they accept CCAF credits right away. This has the potential to save you 50% in time and tuition.

AU-ABC programs allow CCAF grads to earn their bachelor’s degree in no more than 60 credit hours. This makes it a quicker path to graduation. Plus, one may use benefits to offset tuition costs. 

3+1 Accelerated Degrees

Another quick path to a bachelor’s degree is a ‘3 Plus 1’ program. These roll a 4-year bachelor’s degree in with a master’s degree. Usually it means condensing a bachelor’s program into 3 years. Then beginning your master’s degree in your third year.

One example of this kind of program is a 3 + 1 BS in accounting and MS in accounting. The final year helps fill the gap of credit hours one needs to fulfill CPA licensure requirements.

Law Enforcement Advanced Standing Bachelor’s Programs

Some colleges (American Intercontinental University is one) offer Law Enforcement Advanced Standing Programs. These provide transfer credits to law enforcement professionals.

Usually, it helps to speed up the time it takes to earn a criminal justice degree. Students need to have completed on a state approved law enforcement academy. Or a related training program.

Steps that May Add Time 

Another factor that impacts length is the type of program you are in. Some programs are hands-on, even when you study online.

One example is a bachelor’s degree in education. These programs often include some practice teaching under supervision. This part is critical to obtaining a state license. So, while prior learning credits may transfer, there may be no quick way to do your practicum.

How Quickly You Learn

If you have fewer credits to do but need to study part time, you may graduate ahead of four years. But, not as fast as if you enrolled full time. Figuring out how much time you can devote may give you a clear understanding of how long it can take to graduate.

How Much Does an Accelerated Bachelor’s Degree Cost?

At last check, the average cost of earning a bachelor’s degree at an in state public 4 year college is $19,488. Pursuing a college degree out of state costs an average of $24,854.

Another factor that impacts cost is how many credits you can transfer in. When paying per credit, the fewer credits you need to complete, the fewer you pay for. In some colleges with robust policies you might save up to 75% of your tuition.

Competency Based Learning

A wide range of colleges offer online degrees with a competency based learning option. These empower you to take the most efficient path to complete your studies.

Instead of paying a cost per credit, some colleges offer a term based tuition model. Here, you usually play a flat rate for the term. So, the more courses you are able to complete in that billing cycle, the greater your potential to cut costs.

Is an Accelerated Bachelor’s Degree Right for You? 

Remember that earning your degree on your terms means you need to figure out what your terms are. If you want to graduate ‘ahead of the class’, think about what a realistic speed is. Then choose an accelerated bachelor’s degree program that weighs:

  • Your career goals 
  • Amount of time each course takes and how many you have to complete 
  • How long you can devote to studying each week 
  • Prior learning, military experience, transfer credits 

Whatever level of commitment you are ready for, pursuing a college degree may pay off. For one, a bachelor’s degree is the entry point to many careers. Plus, having one may also increase lifetime earnings.

To give you an idea, one study compared people with a bachelor’s degree vs. an associate degree. They found bachelor’s degree holders earn an average of $1,348 per month. That’s a pretty big difference to strive for, however fast you can do it.

Accelerated Bachelor's Degree

10 Schools with Accelerated Online Programs

Many online colleges (and traditional ones too) offer accelerated bachelor’s degree programs. You can also look for these speedier options by other names. Like fast track bachelor’s degree programs and bachelor’s completion programs. These programs allow you to earn a college degree within in the shortest time possible.

1Western Governors University
Visit WGU


Most students complete their bachelor’s degree from WGU in much less time than four years and some even finish in 12 months or less.

How do they do it?

Competency based learning. Instead of completing courses when a semester ends, you complete a course when you can show that you’ve mastered the material. This can help shave months or even years off of your degree program.

Other Accelerated Bachelor’s Programs

Business, Teaching, IT, Health and Nursing

Tuition & Fees

Undergrad $8,300
Grad: $8,856

Financial Aid

Grants & Awards 
Avg. Amt. $4,798
Federal Loans
Avg. Amt. $5,494

Accreditation

Council for Business Schools and Programs

2 Capella University
Visit Capella


Capella University has one of the fastest paths to a bachelor’s degree. You can complete four years worth of courses in about two years. The top 10% of FlexPath students finish within a year.

How do they do it?

Capella’s FlexPath. With no set semester or quarter system, you learn on your schedule. Finish a course and move on to the next one without having to wait. Or, take the extra time you need on a new topic.

Other Accelerated Bachelor’s Programs

Business, Education Healthcare Administration, IT, Nursing, Psychology

Tuition & Fees

Undergrad $14,436
Grad: $15,066

Financial Aid

Grants & Awards
Avg. Amt. $6,637
Federal Loans
Avg. Amt. $6,637

Accreditation

Higher Learning Commission

3 Indiana Wesleyan University
Visit IWU


Indiana Wesleyan University’s online bachelor’s degree programs are all in business, management or admin fields. Some students complete these degree programs in as few as 10 months.

How do they do it?

You may be able to shorten your program with a prior learning assessment portfolio. You can also transfer up to 90 credits and earn up to 40 credits from relevant prior learning.

Other Accelerated Bachelor’s Programs

Business, Criminal Justice, Nursing, Social Work

Tuition & Fees

Undergrad $8,216
Grad: $10,391

Financial Aid

Grants & Awards
Avg. Amt. $6,179
Federal Loans
Avg. Amt. $5,608

Accreditation

Higher Learning Commission

4 Liberty University
Visit Liberty


Liberty University has one of the biggest selections of online bachelor degree programs and they offer many different options to help fast track your degree.

How do they do it?

Job training in certain fields can help you earn credits and you can submit an Experience Plus Portfolio for credit as well. Liberty University also lets you transfer up to 75% of your degree program from another school and they also offer online degree completion programs as well.

Other Accelerated Bachelor’s Programs

Accounting, Business Administration, Computer Science, Healthcare Administration, IT, Sports Management

Tuition & Fees

Undergrad: $21,222
Grad: $8,340

Financial Aid

Grants & Awards
Avg. Amt. $12,471
Federal Loans
Avg. Amt. $5,402

Accreditation

Southern Association of Colleges and Schools, Commission on Colleges

5 American Intercontinental University
Visit AIU


AIU’s online school has a great menu of bachelor degree programs and their prior learning credit system can really help you cut down on the time it takes to finish your program.

How do they do it?

You can earn credits for training or having work experience that directly relates to the degree you are pursing. You can also transfer up to 75% of your previous college credits. And, AIU offers exams that can be taken, that if passed, can be substituted for lower level courses in your degree program.

Other Accelerated Bachelor’s Programs

Business Admin, Criminal Justice, IT, Education 

Tuition & Fees

Undergrad: $12,310
Grad: $12,169

Financial Aid

Grants & Awards
Avg. Amt. $6,284
Federal Loans
Avg. Amt. $6,247

Accreditation

Higher Learning Commission

6 Northeastern University
Visit School


Northeaster U has many online bachelor degree programs and offers options to complete them faster.

How do they do it?

You can submit exam scores from tests like AP, CLEP, DSST and Excelsior. Northeastern also has 3 online degree college completion programs. And, the school allows you to transfer up to 50% of previous college credit.

Other Accelerated Bachelor’s Programs

Biology, Chemistry, Mathematics, Psychology, Physics

Tuition & Fees

Undergrad: $63,141
Grad: $28,100

Financial Aid

Grants & Awards
Avg. Amt. $42,331
Federal Loans
Avg. Amt. $4,430

Accreditation

New England Commission of Higher Education

7 Colorado Technical University
Visit CTU


Besides their wide selection of online degree programs, CTU offers a unique apprach to prior learning assesment.

How do they do it?

Colorado Technical University’s FastTrack. A series of exams tests your knowledge of key course objectives. This provides an opportunity to earn college credit for what you already know. Apart from earning your degree faster, you might save up to 30% on tuition 

Other Accelerated Bachelor’s Programs

Accounting Business Admin, Computer Science, Criminal Justice, Healthcare Management, IT

Tuition & Fees

Undergrad: $12,760
Grad: $14,764

Financial Aid

Grants & Awards
Avg. Amt. $6,589
Federal Loans
Avg. Amt. $6,320

Accreditation

Higher Learning Commission

8 Purdue Global University
Visit PG


Students can choose from 175 online programs and flexible learning paths, including competency based ExcelTrack™ programs. 

How do they do it?

Purdue’s ExcelTrack™ program. With no set semester or quarter system, you control the pace, deadlines and course load. Finish a course and move on to the next one without waiting. Or, take the extra time you need on a new topic.

Other Accelerated Bachelor’s Programs

Analytics, Business Admin, Healthcare Admin, Criminal Justice, Cyber security, IT.

Tuition & Fees

Undergrad: $10,110
Grad: $11,582

Financial Aid

Grants & Awards
Avg. Amt. $8,815
Federal Loans
Avg. Amt. $7,810

Accreditation

Higher Learning Commission

9 Concordia University Chicago
Visit School


Concordia University offers accelerated online degree programs that are fast even if you don’t have transfer credits.

How do they do it?

Concordia University’s fast paced degree programs can be completed in as few as 16 months and courses are only five weeks long. But, you will need to have two years of full time work experience in order to qualify for these programs.

Other Accelerated Bachelor’s Programs

Health Care Management, HR Management, Sports and Recreation Management

Tuition & Fees

Undergrad: $36,258
Grad: $10,782

Financial Aid

Grants & Awards
Avg. Amt. $25,141
Federal Loans
Avg. Amt. $4,818

Accreditation

Higher Learning Commission

10 Colorado State University 
Visit CSU


CSU provides students with various online degree programs but even better, there are many selections of concentrations or specializations.

How do they do it?

To quicken the time it takes to complete your degree program, CSU offers ways for you to receive alternative credits. What this means is that you can take college level exams or submit relevant portfolio experience which they review.

Other Accelerated Bachelor’s Programs

Computer Science, Economics, Human Development and Family Studies, Psychology

Tuition & Fees

Undergrad: $8,400
Grad: $9,000

Financial Aid

Grants & Awards
Avg. Amt. $5,614
Federal Loans
Avg. Amt. $5,778

Accreditation

Higher Learning Commission

2025 Top Bible Colleges

2025 Top Bible Colleges

Get matched to Bible Colleges and other online colleges today!

What is a Bible College?

A Bible college is an institution that provides education in both Bible study and general subjects. The primary focus is often on Christian teachings, ministry, and the Bible itself. 

While some of these colleges exclusively offer majors in theology, ministry, or related fields, others provide a broader range of majors such as nursing or education. Nevertheless, all subjects are taught with a biblical worldview, incorporating teachings from the Bible into various aspects of the curriculum. For example, a philosophy course might explore what the Bible says about living a fulfilling life. 

While Bible colleges share some similarities with seminaries, which prepare students for careers as priests, ministers, or rabbis, Bible colleges primarily offer undergraduate programs with a Christian emphasis. This preparation can lead students to pursue various paths, including careers in ministry or other fields with a Christian perspective. 

History of Bible Colleges

Bible colleges originated during the North America’s Third Great Awakening, a significant period in the late 19th and early 20th centuries marked by Christian missionary and revival movements gaining momentum. 

Among the pioneering Bible colleges were Nyack Missionary Training Institute and Moody Bible Institution, both established in the 1880s. These institutions addressed what they perceived as a gap in traditional education—a lack of emphasis on spreading the Christian faith. Early schools focused on equipping students with practical skills to build ministries.

As time passed, some Bible colleges evolved into post-secondary institutions that granted degrees. Today, there are approximately 1,000 of these colleges across North America.

Finding Accredited Bible Colleges

Numerous Bible colleges have obtained regional accreditation, and some have even secured accreditation from esteemed agencies like the Association for Biblical Higher Education (ABHE), which accredits these schools in the United States and Canada. Opting for an accredited institution can instill confidence in the quality of your education.

15 Bible Colleges

Using data from the NCES we have created a list of the top 2024 Bible Colleges in the US. These schools were ranked based on the number of total enrolled students for the 2023 / 2024 school year.

1 Liberty University
Visit Liberty


Liberty U is an evangelical liberal arts school. It is one of the largest bible colleges in the world, serving over 100,000 students. It has 17 colleges and schools, including a school of divinity. Not only does Liberty have a vibrant campus in Lynchburg, Virginia. It is also a leader in distance education, with over 400 online programs. 

Undergrad Admissions

Liberty considers factors that include your GPA, high school record, and test scores (SAT, ACT, or CLT). You must also submit answers to essay questions about your faith and beliefs.  

Popular Undergrad Programs

Religious Studies, Business, Psychology, Registered Nursing, Criminal Justice

Tuition & Fees

Undergrad $21,222
Grad:8,340

Financial Aid

Grants & Awards
98% Get, Avg. Amt. $12,471
Federal Loans
53% Get, Avg. Amt. $5,402

Grad Rate

36%

Salary After Attending

$45,115

 

2 California Baptist University
Visit CBU


California Baptist University (CBU) is a private, Christian College in Southern California. CBU was founded by the California Southern Baptist Convention, in 1950. Today, this bible college serves over 11,000 students in Associate’s, Bachelor’s, and grad programs. The Riverside main campus features everything from an aquatic center to a music recording and production space. You can also study at the San Bernardino location or online.

Undergrad Admissions

CBU considers your high school transcripts, GPA, and recommendations. You must also submit SAT or ACT scores. And, you must submit an essay that speaks, in part, to your spiritual reasons for wanting to go to CBU.

Popular Undergrad Programs

Business, Psychology, Registered Nursing, Early Childhood Education and Teaching, Liberal Studies

Tuition & Fees

Undergrad $39,720
Grad: $14,914

Financial Aid

Grants & Awards
97% Get, Avg. Amt. $22,757
Federal Loans
63% Get, Avg. Amt. $5,217

Grad Rate

61%

Salary After Attending

$56,253

 

3 Belmont University
Visit Belmont


Belmont U offers a student centered Christian community, based in Nashville, TN. This private, bible college has often been recognized as a “Most Innovative” school. Belmont offers liberal arts and professional education at the undergrad and grad levels, with a focus on learning and service. It serves over 8,400 students from around the country and the world, in more than 133 programs.  

Undergrad Admissions

Belmont needs three main items, besides your application. These include your high school transcripts, your test scores (SAT or ACT), and your a recommendation or school report.

Popular Undergrad Programs

Registered Nursing, Music Management, Music, Recording Arts Technology, Marketing

Tuition & Fees

Undergrad $41,320
Grad: $27,050

Financial Aid

Grants & Awards
91% Get, Avg. Amt. $22,080
Federal Loans
38% Get, Avg. Amt. $8,365

Grad Rate

72%

Salary After Attending

$51,864

 

4 Azusa Pacific University
Visit APU


Azusa Pacific U is an evangelical Christian school, based in Southern California. It was founded in 1899, in the Wesleyan Holiness tradition. Today, APU serves learners with diverse Christian back grounds, while still being able to uphold its roots. Home to a main campus and seven regional locations, the school strives to create a community of disciples and scholars. Choose from over 200 programs, including online learning options.

Undergrad Admissions

Freshmen that apply must meet some minimum requirements. These include a 3.0 high school GPA. You must also submit SAT (minimum score of 990) or ACT (minimum score of 19) results. Other things are taken into account – like how involved you are in church and the community.

Popular Undergrad Programs

Registered Nursing, Psychology, Business, Physical Education Teaching and Coaching, Liberal Studies

Tuition & Fees

Undergrad: $43,600
Grad: $17,330

Financial Aid

Grants & Awards
99% Get, Avg. Amt. $27,474
Federal Loans
43% Get, Avg. Amt. $5,139

Grad Rate

71%

Salary After Attending

$61,701

 

5 Colorado Christian University
Visit CCU


Colorado Christian U is proud to be the flagship Christian university in the Rocky Mountains. It serves over 8,000 students and offers over 100 programs for both traditional and adult students – including online programs. CCU is evangelical and relates to more than one religious denomination, with a focus on discipleship and preparing for ministry. The school is regionally accredited by the Higher Learning Commission.

Undergrad Admissions

CCU may ask that you to have at least a 2.8 high school GPA. You must also submit SAT or ACT scores – minimum scores apply. Admission essays are required. And, you must submit a spiritual recommendation. This could be from a pastor, youth pastor, youth worker, or spiritual mentor. It should speak to your Christian faith and spiritual growth.

Popular Undergrad Programs

Registered Nursing, Business, Psychology, Bible Studies, Speech Communication and Rhetoric

Tuition & Fees

Undergrad: $39,266
Grad: $16,733

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $25,200
Federal Loans
46% Get, Avg. Amt. $5,339

Grad Rate

31%

Salary After Attending

$48,890

 

6 Harding University
Visit School


Harding U is a Christian school founded in 1924. A leader in Christian missions around the world, Harding counts one third of the missionaries from churches of Christ among its grads. The school has over 100 undergrad majors, 14 pre professional programs, and 21 grad and professional programs. Along with its main campus in Searcy, Arkansas, Harding has many other campuses around the world.

Undergrad Admissions

To apply, you must submit your high school transcripts and SAT, ACT, or CLT scores. And, you must send a reference. This could come from someone like a spiritual advisor.

Popular Undergrad Programs

Elementary Education and Teaching, Bible Studies, Social Work, General Studies, Accounting 

Tuition & Fees

Undergrad: $24,888
Grad: $13,684

Financial Aid

Grants & Awards
97% Get, Avg. Amt. $14,682
Federal Loans
47% Get, Avg. Amt. $5,490

Grad Rate

66%

Salary After Attending

$50,273

 

7 Lee University
Visit Lee


Lee University is a private, Christ centered school in the mountains of Tennessee. Lee was founded in 1918 and is affiliated with the Church of God in Cleveland, Tennessee. It is conservative, evangelical, and Pentecostal. Students can choose from over 57 undergrad majors. And, Lee is well known for its study abroad options. Choose from over 30 trips in its Global Perspective Program.

Undergrad Admissions

Lee University looks at your high school transcripts and GPA (at least 2.0 on a 4.0 scale). You must also submit SAT (minimum score of 900) or ACT (minimum score of 17) results.

Popular Undergrad Programs

Business, Psychology, Liberal Studies, Pastoral Studies/Counseling, Public Relations

Tuition & Fees

Undergrad: $22,690
Grad: $16,670

Financial Aid

Grants & Awards
96% Get, Avg. Amt. $14,042
Federal Loans
53% Get, Avg. Amt. $5,322

Grad Rate

56%

Salary After Attending

$42,772

 

8 Biola University
Visit BU


Founded in 1908, Biola University offers a Christian education in sunny La Mirada, California. Biola is home to over 150 programs at the Bachelor’s, Master’s, and PhD levels. That includes online and distance learning programs offered to students around the world. All programs are centered around the bible. In fact, undergrads take 30 credits of Bible and theology courses, which can lead to a minor in the bible or theology.

Undergrad Admissions

Biola takes a look at a variety of factors. These include your high school records, GPA, and test scores (SAT or ACT). It is also recommended that you graduate from a college prep program. TOEFL scores are also looked at, if that applies to you.

Popular Undergrad Programs

Business, Psychology, Sociology, Registered Nursing, Bible Studies

Tuition & Fees

Undergrad: $46,704
Grad: $12,420

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $26,521
Federal Loans
45% Get, Avg. Amt. $5,231

Grad Rate

72%

Salary After Attending

$53,148

 

9 Abilene Christian University
Visit ACU


Abilene Christian University offers a unique, Christ centered education. It’s home to over 70 majors and 135 areas of study. Along with a main campus in Abilene, Texas, ACU offers flexible online programs. Either way you choose to study, you will apply your Christian faith to your academic field. ACU is accredited by the Southern Association of Colleges and Schools Commission on Colleges.

Undergrad Admissions

Applying to ACU is straight forward. Along with an application, you must send your high school transcripts and SAT or ACT scores.

Popular Undergrad Programs

Psychology, Sport and Fitness Administration, Registered Nursing, Marketing, Accounting

Tuition & Fees

Undergrad: $42,380
Grad: $24,174

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $26,280
Federal Loans
48% Get, Avg. Amt. $5,345

Grad Rate

64%

Salary After Attending

$51,336

 

10 Ohio Christian University  
Visit OCU


Ohio Christian University got its start in 1948, as a Bible college with the goal of wanting to educate clergy. Today, it has stayed true to its values while also being able to expand quite a bit. Choose from undergrad and grad programs, including paths for online and adult learners. Each program strives to offer bible focused and bible integrated Christ centered education in the Wesleyan tradition.

Undergrad Admissions

To apply to OCU, submit your application and your high school transcripts, along with transcripts from any other college courses you may have taken. You must also submit SAT, ACT, or CLT scores.

Popular Undergrad Programs

Divinity/Ministry, Business, Nursing Science, Human Services, Psychology

Tuition & Fees

Undergrad: $23,700
Grad: $11,828

Financial Aid

Grants & Awards
93% Get, Avg. Amt. $12,560
Federal Loans
75% Get, Avg. Amt. $7,441

Grad Rate

27%

Salary After Attending

$40,968

 

11 Regent University
Visit Regent University


Regent University was founded in 1978 to offer academic programs from a Christian perspective. Choose from Associate’s, Bachelor’s, and grad degree programs in popular fields, with a biblical focus. Study either online or at the 70 acre campus in Virginia Beach, VA. Regent is accredited by the Southern Association of Colleges and Schools Commission on Colleges.

Undergrad Admissions

Regent asks for your high school transcript and SAT, ACT, or CLT scores. You must also submit a statement that speaks to your faith in God.

Popular Undergrad Programs

Psychology, Business, Speech Communication and Rhetoric, Bible Studies, Lay Ministry, English 

Tuition & Fees

Undergrad: $20,686
Grad: $16,128

Financial Aid

Grants & Awards
92% Get, Avg. Amt. $11,842
Federal Loans
51% Get, Avg. Amt. $5,981

Grad Rate

49%

Salary After Attending

$44,160

 

12 Dallas Baptist University
Visit DBU


Since 1898, Dallas Baptist U has combined faith and learning to help students serve the world. They offer Christ centered undergrad and grad programs in the arts, sciences, and professional studies. Learning paths are available for both traditional and adult students. And, learners benefit from proximity to Dallas, a vital business and cultural center.

Undergrad Admissions

DBU looks at many factors. These include your high school records, GPA, and ACT or SAT scores. To get started, you must fill out the online application. If you use the Texas Common Application, keep in mind that you will need to complete a supplement, as well.

Popular Undergrad Programs

Business, Elementary Education and Teaching, Finance, Psychology, Music Management

Tuition & Fees

Undergrad: $38,140
Grad: $24,508

Financial Aid

Grants & Awards
97% Get, Avg. Amt. $12,584
Federal Loans
46% Get, Avg. Amt. $5,382

Grad Rate

54%

Salary After Attending

$53,741

 

 

13 Cedarville University
Visit Cedarville


Cedarville University got its start in 1887, when five founders established it in affiliation with the Reformed Presbyterian Church. Today, Cedarville offers over 150 academic programs to choose from, across the liberal arts or the professions. That includes online as well as residential learning. Every course features biblical integration, so students learn the Gospel inside and out. And, all undergrad programs include a Bible minor.

Undergrad Admissions

You must submit your high school transcript and ACT, SAT, or CLT scores. And, you must show evidence of your personal relationship with Jesus Christ. A recommendation from a Christian leader is also suggested.

Popular Undergrad Programs

Registered Nursing, Mechanical Engineering, Business, Psychology, Early Childhood Education and Teaching

Tuition & Fees

Undergrad: $36,078
Grad: $10,727

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $19,637
Federal Loans
47% Get, Avg. Amt. $5,017

Grad Rate

73%

Salary After Attending

$53,681

 

14 Oral Roberts University
Visit ORU


Oral Roberts University is a Christian liberal arts school that takes a whole person approach to learning. They serve over 4,000 students from all 50 states and around the world. Online programs make the ORU community even more connected. Or, study at the vibrant, multi cultural main campus in Tulsa, OK. You will attend chapel twice per week and pursue spiritual as well as academic growth.

Undergrad Admissions

Submit your application and high school transcripts. You must also send ACT or SAT scores, as well as TOEFL or IELTS scores, if applicable.

Popular Undergrad Programs

Registered Nursing, Engineering, Divinity/Ministry, Accounting, Pastoral Studies/Counseling

Tuition & Fees

Undergrad: $34,100
Grad: $13,102

Financial Aid

Grants & Awards
98% Get, Avg. Amt. $23,675
Federal Loans
68% Get, Avg. Amt. $5,836

Grad Rate

45%

Salary After Attending

$44,293

 

15 Point Loma Nazarene University
Visit Point Loma


Point Loma Nazarene U is dedicated to helping each student pursue a spiritual calling. The San Diego based school has over 100 years of history, and was established by Phineas Bresee, a founder of the Church of the Nazarene. Choose from over 60 areas of study at the undergrad level, plus grad programs. PLNU is accredited by the WASC Senior College and University Commission (WSCUC).

Undergrad Admissions

PLNU takes a holistic approach to admissions. While students must submit their grades and SAT or ACT scores, PLNU will consider the person as a whole. You must also submit both spiritual and academic letters of recommendation. And, making sure to schedule an admissions interview is strongly suggested.

Popular Undergrad Programs

Registered Nursing, Sociology, Child Development, Allied Health Diagnostic, Intervention, and Treatment Professions

Tuition & Fees

Undergrad: $43,550
Grad: $11,880

Financial Aid

Grants & Awards
100% Get, Avg. Amt. $19,422
Federal Loans
48% Get, Avg. Amt. $5,195

Grad Rate

76%

Salary After Attending

$64,114

 

Top Open Admission Colleges

Top Open Admission Colleges

CHECK OUT OUR LIST OF TOP 2024 OPEN ADMISSIONS COLLEGES!

What Are Open Admissions Colleges? 

Open admissions colleges are colleges that accept all students that apply. That doesn’t mean they don’t offer a high quality education. It just means they’re easier to get into. 

One type of broadly known open admissions college is the community college system. Community colleges largely exist to promote educational access. So, they admit all or most students. Compare that with colleges that are harder to get into, which only admit a percentage of students who apply. Some colleges that run only online programs are also open. With no physical space to be concerned with, these types of colleges are able to offer access to college programs for many more people.

History of Open Admissions Colleges 

The idea of open admissions gained popularity in the 1960s and 1970s. The idea was to reduce discrimination and increase education access. In other words, open admissions policies were designed to serve those often over looked by elite colleges. 

City University of New York (CUNY) was the first major U.S. college to try out this concept. Today, CUNY no longer follows an open enrollment policy. But, many colleges have embraced open admissions. 

Open Admissions Colleges Enrollment Criteria 

Not everyone gets perfect grades in high school. But that doesn’t mean college isn’t possible. Colleges with open admissions focus less on your academic history and more on your future potential. That means you likely won’t have to take the SAT or ACT. And if your GPA wasn’t as high as you like, you could have the chance to start fresh. Requirements usually include: 

  • High school diploma
  • OR a GED
  • OR a qualifying equivalent 
Open Admissions Colleges

2025 Top 15 Open Admissions Colleges

More and more students are searching for open admissions colleges. To help you narrow down your search, we have ranked our top 15 open admissions colleges. Our methodology uses data provided by NCES. Education Connection does work with some of the schools on this list. No position on this list was influenced by this.

1 University of Phoenix
Visit UOP


UOP was founded to meet the learning needs of working adults. Founded in 1976 by Dr. John Sperling, the school initially offered evening courses. Today, students can study online, taking up to five 6 week course at a time. Access your classroom, the digital library, and more – all from a PC, tablet, or phone.

Undergrad Admissions

To apply to UOP, student must have earned a high school diploma or GED. If applying to an Associates degree program, you must be at least 16 years of age. For some programs there may be other elements the school asks for, like work experience.  

Popular Undergrad Programs

Business, Accounting, IT, Medical Office Assistant, Criminal Justice, Behavioral Sciences 

Tuition & Fees

Undergrad $9,552
Grad: $16,215

Financial Aid

Grants & Awards
83% Get, Avg. Amt. $5,716
Federal Loans
86% Get, Avg. Amt. $6,685

Grad Rate

27%

 

2 Western Governors University
Visit WGU (Sponsored School)


WGU was created by a group of U.S. governors to offer high quality education. It’s the first school where all Bachelors and Masters programs are competency based. That means students can move forward once they’ve mastered the material. There is no set timeline. This makes WGU an ideal school for busy adult students. Online courses make WGU even more flexible.   

Undergrad Admissions

WGU strives for hassle free enrollment. Criteria is minimal and includes a high school diploma or GED, and you must be at least 16. There are no exams like the SAT needed. But, some students may need to take the WGU Collegiate Readiness Assessment. Some programs may have additional criteria.

Popular Undergrad Programs

Registered Nursing, Elementary Education and Teaching, Business, Cyber Security, Human Resources

Tuition & Fees

Financial Aid

Undergrad $8,300
Grad: $8,856

Grants & Awards
52% Get, Avg. Amt. $4,974
Federal Loans
50% Get, Avg. Amt. $3,944

Grad Rate

54%

 

3 University of Maryland Global
Visit UMGC


UMGC is an online, public state university. It was founded to serve working adults and service members. UMGC offers undergrad and grad programs in over 90 programs and areas of focus. And, choose from online and hybrid courses for added flexibility. The university has locations in Maryland and at military bases around the world. 

Undergrad Admissions

UMGC focuses on making education open to many people. For admissions is a high school diploma or GED. Students who have already graduated from a U.S. college also qualify.

Popular Undergrad Programs

Business, Information Science, Cyber Security, Criminal Justice, Psychology, Human Resources  

Tuition & Fees

Undergrad $7,992
Grad: 12,132

Financial Aid

Grants & Awards
46% Get, Avg. Amt. $5,268
Federal Loans
23% Get, Avg. Amt. $5,886

Grad Rate

30%

 

4 American Public University System
Visit APUS


APUS is two schools. American Military University (AMU) and American Public University (APU). It focuses on serving adult students. That includes members of the military and veterans moving on from post military paths. The system is one of the largest online universities, with over 200 programs. APUS is home to 80,271 active students, 87% of whom are working adults. 

Undergrad Admissions

To attend, you must have at least a high school diploma or a GED. Students who have not earned college credits must send proof they have finished high school. Applicants may also be asked to complete a College Readiness Assessment.

Popular Undergrad Programs

Business, General Studies, Health Professions, Child Care Provider, Criminal Justice, Data Processing

Tuition & Fees

Undergrad: $8,400
Grad: $8,160

Financial Aid

Grants & Awards
96% Get, Avg. Amt. $6,036
Federal Loans
40% Get, Avg. Amt. $9,151

Grad Rate

18%

 

5 University of Arizona


UAGC is a global, online school offering more than 80 degree programs. Founded to offer accessible education, they welcome students from diverse life paths. In fact, 25% of UAGC students are in the military. Online courses are offered in ongoing 5 or 6 week terms.

Undergrad Admissions

Applicants must have a high school diploma or GED. They must also be at least 22 years old. The age criteria may be waived under certain conditions. Check with UAGC for details!

Popular Undergrad Programs

Business, Early Childhood Education and Teaching, Health Care Admin, Criminal Justice, Psychology, Behavioral Sciences 

Tuition & Fees

Undergrad: $41,095
Grad: $33,961

Financial Aid

Grants & Awards
97% Get, Avg. Amt. $16,511
Federal Loans
26% Get, Avg. Amt. $5,013

Grad Rate

65%

 

6 Excelsior University
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Excelsior University is a not for profit school. It was founded in 1971 to serve under served students. As a distance learning college, they offer education for adult learners around the world. Choose from more than 30 programs across six areas of study. These include business, health sciences, liberal arts, nursing, public service, and technology.

Undergrad Admissions

Entrance criteria depend on the program you are interested in. For instance, business and liberal arts programs have no special criteria. Just follow the application instructions – like sending over your transcripts. Other programs, like nursing, have other criteria, such as work experience. 

Popular Undergrad Programs

Business, Liberal Studies, Registered Nursing, Nuclear Engineer Technology

Tuition & Fees

Undergrad: $NA
Grad: $NA

Financial Aid

Grants & Awards
Avg. Amt. $2,817
Federal Loans
Avg. Amt. $8,345

Grad Rate

33

 

7 St Petersburg College
Visit SPC


St. Petersburg College (SPC) was founded in 1927 as St. Petersburg Junior College. It was Florida’s first two year college and soon became the first state college in Florida to award Bachelors degrees. Today, the college offers 110 career focused degree and certificate programs, at 11 locations.

Undergrad Admissions

SPC features an open admissions policy. Applicants must have a high school diploma or GED. That’s all there is to it! 

Popular Undergrad Programs

Business, Technology Management, Liberal Studies, Registered Nursing, Vet and Animal Health Technology 

Tuition & Fees

Undergrad: $9,286
Grad: NA

Financial Aid

Grants & Awards
65% Get, Avg. Amt. $10,201
Federal Loans
15% Get, Avg. Amt. $5,357

Grad Rate

35%

 

8 Purdue Global University
Visit PG (Sponsored School)


PG is a public, nonprofit institution. It is part of the respected Purdue University system. Purdue is committed to serving adult students, through tailored online programs. Students can choose from 175 online programs and flexible learning paths, including competency based ExcelTrack™ programs. 

Undergrad Admissions

To be admitted to Purdue Global, you must have a high school diploma or GED. You may need to complete an informational interview and take an entrance exam. Some programs may have other requirements.

Popular Undergrad Programs

Business, Health and Wellness, Health Admin, Registered Nursing, Criminal Justice, Accounting, Human Services 

Tuition & Fees

Undergrad: $14,421
Grad: $11,582

Financial Aid

Grants & Awards
80% Get, Avg. Amt. 9,818
Federal Loans
40% Get, Avg. Amt. NA

Grad Rate

27%

 

9 Colorado Technical University
Visit CTU (Sponsored School)


CTU was founded by Lt Col Robert Turkisher, to help veterans pursue their educational goals. The school offers a tech focused education in areas like business, engineering, IT, and beyond. CTU has campuses in Colorado Springs and the Denver area. In 1995, they added online learning. Students can choose to study on campus, online, or both.  

Undergrad Admissions

The admissions process at CTU is simple. To get started, you must contact an admissions advisor to discuss your goals. Along with your application, you must submit valid proof of high school graduation or GED.  

Popular Undergrad Programs

Business, IT, Registered Nursing, Health Care Admin, Medical Office Assistant, Criminal Justice

Tuition & Fees

Undergrad: $12,760
Grad: $14,764

Financial Aid

Grants & Awards
94% Get, Avg. Amt. $6,956
Federal Loans
87% Get, Avg. Amt. $6,753

Grad Rate

22%

 

10 Saddleback College 
Visit Saddleback


Saddleback College serves the South Orange County Community College District. The school offers 43 fully online degree and certificate programs. Saddleback is accredited by the Accrediting Commission of Community and Junior Colleges, of the Western Association of Schools and Colleges. 

Undergrad Admissions

Saddleback is an open admissions college. To qualify, you must be a high school graduate or have a high school equivalency certificate. Or, if you are 18 years of age, you may be admitted if you can show evidence of being able to benefit from instruction. 

Popular Undergrad Programs

Business, Speech Communication and Rhetoric, Health Services, Registered Nursing, Liberal Studies, Psychology 

Tuition & Fees

Undergrad: $13,732
Grad: NA

Financial Aid

Grants & Awards
65% Get, Avg. Amt. $4,689
Federal Loans
1% Get, Avg. Amt. $4,331

Grad Rate

29%

 

11 Rio Salado College
Visit Rio Salado


Rio Salado College was founded in 1978 to provide innovative educational programs. As a community college, they focus on affordable access to higher education for students with diverse backgrounds and goals. The offerings at Rio Salado include college bridge pathways and online learning.

Undergrad Admissions

Rio Salado is another open admissions college. To get started, select your program of study. Then, submit an online application and proof of your identification and lawful presence.

Popular Undergrad Programs

Business, Human Resources, Early Childhood Ed and Teaching,  Health Care Admin, Criminal Justice, Psychology

Tuition & Fees

Undergrad: $8,958
Grad: NA

Financial Aid

Grants & Awards
96% Get, Avg. Amt. $2,327
Federal Loans
13% Get, Avg. Amt. $3,474

Grad Rate

13%

 

12 Full Sail University
Visit Full Sail


Full Sail offers programs in entertainment, media, art, and technology education. They offer 93 Associate, Bachelor, and Master degree programs in these areas. Programs strive to offer learning that encourage students’ creativity. The Winter Park campus features over 110 studios and labs. Or, earn select degrees online. 

Undergrad Admissions

Applying to Full Sail starts with an interview and online application. You’ll need a government issued photo ID. If English is not your first language, you must submit proof of English proficiency. Check to see if your program of interest has other criteria. 

Popular Undergrad Programs

Human Computer Interaction, Digital Arts, Film and Cinema, Music Technology, Writing Studies, Multimedia 

Tuition & Fees

Undergrad: $26,417
Grad: $19,401

Financial Aid

Grants & Awards
74% Get, Avg. Amt. $8,531
Federal Loans
67% Get, Avg. Amt. $6,605

Grad Rate

39c%

 

 

13 Keiser University
Visit Keiser


Keiser was founded by the Keiser family to offer career education in small classes. The school has campuses throughout the state of FL. Or, you could study online. Pursue programs at the Associate, Bachelor, and graduate levels. They offer career focused subjects ranging from accounting to sport management.

Undergrad Admissions

Applicants must provide proof of high school graduation or GED. Check with your admissions counselor to learn if your program of interest has other criteria.  

Popular Undergrad Programs

Business, IT, Medical Assistant, OT Assistant, Registered Nursing, General Studies 

Tuition & Fees

Undergrad: : $24,136
Grad: $33,390

Financial Aid

Grants & Awards
70% Get, Avg. Amt. $N/A
Federal Loans
77% Get, Avg. Amt. $N/A

Grad Rate

44%

 

14 Foothill College
Visit Foothill


Foothill College has a reputation as one of the most renowned community colleges in the United States. Founded in 1957 in Los Altos Hills, California, the college offers many resources for students and the surrounding community. It serves more than 15,000 students at its campuses, learning sites, and online. Choose from 167 degree and certificate programs.  

Undergrad Admissions

Foothill College has an open admission policy. So, you only need a high school diploma or GED for admission. 

Popular Undergrad Programs

Business, Speech and Communication, Psychology, Social Sciences, Sociology, Math

Tuition & Fees

Undergrad: $12,320
Grad: NA

Financial Aid

Grants & Awards
62% Get, Avg. Amt. $4,298
Federal Loans
3% Get, Avg. Amt. $5,561

Grad Rate

26%

 

15 Central Texas College
Visit CTC


Central Texas College is a community college founded in 1965. The school offered its first online Associate degree program in 2001. Today, it is a leader among two year colleges that offer distance learning. Along with many Associate degree programs, CTC offers over 40 certificate programs. They also have services to support students from all walks of life. That includes single-parent support services and programs for military service members. . 

Undergrad Admissions

Students should have proof of high school graduation or the equivalent. But, there are exceptions. For instance, some students may apply for Individual Approval status to take courses at CTC before finishing high school. 

Popular Undergrad Programs

Business, Registered Nursing, General Studies, Criminal Justice, Military Applied Sciences, Liberal Studies 

Tuition & Fees

Undergrad: $7,500
Grad: NA

Financial Aid

Grants & Awards
78% Get, Avg. Amt. $5,297
Federal Loans
27% Get, Avg. Amt. $5,580

Grad Rate

14%

 

What is a BBA Degree?

What Is a BBA Degree?

Get Matched for FREE to a BBA Degree!

What Does BBA Stand For?

BBA stands for Bachelor of Business Administration. This degree offers a comprehensive understanding of business fundamentals, earning it the nickname “holistic management degree” due to its general nature.   

In BBA programs, the emphasis lies in cultivating communication skills and honing business decision-making abilities. Moreover, these programs provide valuable insights into the factors that contribute to a business’s success. Interestingly, BBA degrees often focus on liberal arts subjects rather than intensive calculations. 

What Is the Difference Between BBA vs BSBA Degrees?  

Both the BBA and BSBA degrees share a solid foundation of business courses, covering topics like marketing, economics, operations, and business law. However, the key distinction lies in the extent of math and finance coursework. 

Typically, the BBA provides a well-rounded exploration of various facets of business. On the other hand, the BSBA leans towards a more math-oriented approach, immersing you in the realm of commerce. 

Most BSBA programs aim to cultivate an analytical mindset. You’ll delve into a company’s cash flow statement and budget, mastering the art of deciphering data and utilizing these insights to drive strategic decisions. 

Choosing between a BBA and BSBA may hinge on the specific skill sets you wish to develop, as the area of focus within your business administration degree can significantly shape your future career path. 

BBA Degree Coursework

In general, a BBA program encompasses a total of 120 credits. Around one third of these credits are dedicated to general education and liberal arts courses, which include subjects like public speaking, psychology, business writing, and English. 

The remaining portion of the curriculum constitutes the business core. In these classes, students gain a comprehensive understanding of how companies operate and develop an appreciation for applying these concepts in real-world business scenarios. 

This often means learning to manage people, finances, and risk for companies of all sizes. While no two programs are the same, some popular BBA classes might include these topics.  

  • Ethics and business law 
  • Management and leadership 
  • Intro to Marketing 
  • Micro and macro economics 
  • Business statistics 
  • Finance basics 

Along with your classes, you may have a capstone project or thesis. Most schools offer a menu of concentrations to help you tailor your studies too.  

According to the BLS, According to the Bureau of Labor Statistics (BLS), employment in business and financial occupations is expected to grow at a rate faster than the average for all occupations from 2023 to 2033. Additionally, the average annual salaries in this field are expected to be $99,580, which was higher than the median annual wage for all occupations of $48,570. 

How Long Does it Take to Earn a BBA? 

Earning a BBA or BSBA degree typically takes four years of full-time study. However, if you have transfer credits, you may be able to expedite the process. Certain colleges also provide accelerated programs or offer a 4 + 1 option for those planning to pursue a master’s degree. In a 4 + 1 program, your bachelor’s and master’s classes can overlap, allowing you to complete both degrees in a shorter timeframe. 

BSBA Degree Coursework

A BSBA program consists of 120 credits, focusing on the scientific aspects of business. Compared to a BBA, the BSBA narrows its scope to delve deeper into specific topics. 

This specialization may involve additional courses in accounting, banking, and finance, as well as subjects like calculus and business analytics. Some schools may also include technology-focused courses in their curriculum. 

The emphasis on these classes is to equip you with the ability to convert business intelligence into practical strategies. Ultimately, you will apply and integrate these skills into a final management capstone project. 

While no two BSBA programs are the same, these classes are popular. 

  • Managerial accounting 
  • Applied statistics 
  • Financial accounting 
  • Business systems analysis 
  • Principles of finance 
  • Micro and macro economics 

What Can You Do with a BBA or BSBA Degree?

With a BBA degree, you can develop essential skills in sales, marketing, and administration. Throughout the program, you’ll learn to create business plans, maintain accurate financial records, handle personnel matters, and navigate legal issues. 

These abilities can be beneficial if you aspire to start your own business or pursue entry-level positions such as accountant, loan officer, sales manager, or roles in human resources. 

On the other hand, a BSBA degree program hones various foundational skills, including accounting, finance, economics, management, marketing, and international business. This broad knowledge base opens up a wide range of career possibilities in the business world. 

You may also gain other useful abilities like leadership and analysis. This may enable you to pursue entry level positions as:

 

Is Recycling Worth It?

Do These Facts Suggest Recycling is a Waste of Time?

Plus, Jobs and Degrees That Have a Positive Impact on the Planet

Does recycling pay off for the planet, or is it a waste of time? The facts may surprise you.

Is Recycling Worth it?

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Is Recycling Worth It?
Did you know that that in the U.S., the total generation of municipal solid waste (MSW) in 2018 reached an astounding 292.4 million tons? This translates to approximately 4.9 pounds of waste generated per person per day. 

YIKES!

On the flip side, only around 69 million tons were recycled, and a mere 25 million tons were composted. In total, approximately 94 million tons of municipal solid waste (MSW) were recycled and composted, resulting in a recycling and composting rate of 32.1 percent. This significant disparity between the amount of garbage we dispose of compared to what we recycle raises the question of why the balance is so skewed. 

Advantages of Recycling

Recycling presents numerous compelling reasons to choose it over discarding items. One key benefit is that recycling requires less energy compared to manufacturing new products. For instance, recycling plastic utilizes two-thirds less energy, while paper uses 60% less energy. When it comes to steel and tin cans, recycling saves between 60 and 74 percent of the energy used to produce them from raw materials. Moreover, recycling a single aluminum beverage can conserves enough energy to power a 14-watt CFL bulb (equivalent to a 60-watt incandescent) for 20 hours, a computer for 3 hours, or a TV for 2 hours. 

Great right? Well There is more.

By producing recycled paper, we effectively cut down air pollution by an impressive 74%, along with a notable reduction of 35% in water pollution compared to the production of virgin paper. This conservation of energy holds great potential as it can be harnessed for a multitude of other purposes.

Moreover, the process of generating recycled paper not only exemplifies its environmental benefits but also highlights its significant advantages. It leads to a substantial 74% decrease in air pollution and a commendable 35% reduction in water pollution when contrasted with the production of paper from virgin sources. To further underscore the importance of recycling, consider the remarkable impact of recycling one ton of steel: it slashes air pollution by an astounding 86%, reduces water pollution by an impressive 76%, while concurrently saving an impressive 74% of energy and an essential 40% of water that would have otherwise been consumed.

Shifting our focus, let’s consider the example of recycling just one aluminum can. This seemingly small act holds immense potential, as it has the capability to power:

  • A TV for two hours
  • A computer for three hours
  • A 100 watt light bulb for 4 hours
  • A 14 watt CFL light bulb for 20 hours

Ultimately, if an office building with 7,000 employees recycles all its paper, plastic, and corrugated waste annually, it could make a significant impact on reducing greenhouse gas emissions. Specifically, this green initiative could result in a reduction of 1,200 metric tons of carbon equivalent, which is comparable to taking 900 cars off the road for a whole year. 

Recycling plays a crucial role not only in conserving energy but also in significantly reducing CO2 emissions. Some opponents of recycling tend to focus on products with low returns, such as plastic and green glass. However, materials like aluminum cans offer a highly positive impact, with recycling saving approximately 95% of the energy required for their initial production due to the energy-intensive nature of manufacturing aluminum. 

Statistics from The Balance Small Business reveal that about 69% of the crude steel used in the U.S. in 2019 was sourced from recycled materials, while the EPA estimates that 68% of all paper and cardboard is effectively recycled. These figures indicate that recycling actively reduces the consumption of raw materials and contributes to energy conservation. 

The environmental benefits of recycling are evident. By minimizing energy consumption and curbing CO2 emissions, recycling proves to be a more sustainable option. The Waste & Resources Action Programme (WRAP) commissioned analyses from the Technical University of Denmark and the Danish Topic Centre on Waste, which found that recycling was environmentally superior in 83% of the examined scenarios. This highlights the crucial role recycling plays in promoting a greener and more eco-friendly world. (Economist.com – The Truth about recycling

The Cons of Recycling

Recycling has the potential to generate profits, but it might not always be the most cost-efficient waste management solution. In the United States, landfill space is often more economical compared to the expenses involved in recycling.

When considering the overall cost per ton of waste processing in an average US community, recycling comes out to be approximately $50-$150 more expensive per ton than simply disposing of the waste in a landfill. For financially struggling communities, the monetary benefits from recycling might not be sufficient to offset the disposal costs, leading to everything being dumped in landfills due to the lack of profitability. 

Recycling can be costly and sometimes inefficient. For instance, the carbon footprint of recycling 40,000 plastic bottles is equivalent to just one round trip ticket from NYC to London. Similarly, recycling one ton of glass only saves one ton of carbon dioxide. 

Recycling is a time-consuming and labor-intensive process aimed at reducing waste; however, it requires the use of valuable resources. According to a report by (NPR), recycling plastic is deemed “costly” and impractical to sort effectively. As stated by Jan Dell, the founder of the Last Beach Cleanup, the US struggles to recycle a mere 5% of its plastic consumption due to the lack of suitable facilities and the high water demands associated with the process. This scarcity of recycling infrastructure discourages further expansion in the US, as reported by (Guardian). 

Given water is an increasingly scarce resource, recycling plastic could do more harm to the environment than putting it in a landfill. 

Recycling green glass proves to be an unproductive endeavor, yielding a meager outcome. Although green glass can be recycled, it transforms into a rather useless and unattractive substance known as ‘cullet.’ Surprisingly, producing new glass bottles from this recycled material tends to be more expensive than using the primary raw material, sand. Contrary to expectations, disposing of glass in a landfill poses minimal harm as it naturally decomposes into sand over time. Carl Munger highlights an ironic situation in some US cities where citizens are compelled to recycle glass bottles. Despite the intention to recycle, the glass ultimately ends up in the landfill after being transported through recycling trucks to the recycling facility, and then again to the landfill. According to Munger’s perspective in (Cato Unbound), this process effectively leads citizens to pay extra for discarding the glass, merely to maintain the illusion of recycling. 

5 Tips for Smarter Recycling

  1. Familiarize yourself with the rules and regulations of your local recycling program. Knowing what is accepted in your recycling bin will ensure you don’t inadvertently contaminate the recycling process. 
  2. Ensure recyclables are clean by rinsing dirty items before placing them in the recycling bin. Clean recyclables are more likely to be accepted and processed effectively. 
  3. Shred sensitive documents before recycling to protect your privacy. Identity theft is a serious concern, so taking this extra step adds security to the recycling process. 
  4. Focus on reducing your household waste in the first place to minimize the need for recycling. Reducing waste at the source is an essential step in promoting sustainable practices. 
  5. Support the recycling industry by purchasing products made from recycled materials, which helps create a demand for recycling. By buying products made from recycled materials, you contribute to creating a demand for recycling, thus encouraging more sustainable production practices. 

Jobs/Degrees That Have a Positive Impact on the Planet

Degrees in:

  • Sustainability
  • Environmental Science
  • Environmental Engineering
  • Forestry or Natural Resources
  • Agriculture and the Environment

Careers:

Easiest Schools with Nursing Programs to Get Into

Easiest Schools with Nursing Programs to Get Into

Check out or list of easiest schools with nursing programs to get into. Then, get Matched for FREE to an online nursing program.

 

Why Are Many Schools with Nursing Programs Not Easy to Get Into?

Locating nursing programs that are relatively easy to gain admission to can be quite a challenge. Consequently, this could exacerbate the difficulty of securing a spot in a reputable nursing program.

Find an Online Degree Program

 

Several factors contribute to the growth of the nursing industry. These include an aging population, the increase in outpatient procedures, and the retirement of registered nurses (RNs). Consequently, it is projected that by 2033, the nation will require 6% more RNs and an even more substantial increase of 40% in advanced practice registered nurses (APRNs).

Yet in 2022-2023, the AACN says nursing schools rejected 91,938 qualified applicants. Both from Bachelor of Science in Nursing (BSN) and nursing grad programs. The main reason is a lack of master’s and doctorate prepared faculty. But there’s also a shortage of clinical sites, classroom space, and budget.

These issues often force nursing schools to downsize their programs. And makes it more competitive to get into a nursing school. Even with a 3.5 GPA.

  • Apply eligible work experience and prior college credits toward up to 75% of your undergraduate degree.
  • Experience a Purdue Global undergraduate program for an introductory 3-week period. There’s no financial obligation beyond the application fee
  • Competency-based ExcelTrack™ programs may allow you to earn your degree faster and for less money

Purdue Global University

Easiest Schools with Nursing Programs

We compiled a list of 33 of the easiest schools with nursing programs to get into. It takes into account the most recent NCLEX pass rates and acceptance rates. You should note the acceptance rates published are at the school level not the nursing program level.

School# of Nursing Students% AdmittedUndergrad TuitionRN NCLEX 1st Time Pass RateBSN NCLEX 1st Time Pass Rate

Cox College

236100%$15,59993%90%

D’Youville University

259100%$33,560N/A85%

Herzing University – Madison

248100%$13,42075%53%

The University of Texas at El Paso

445100%$25,512N/A98%

Mississippi University for Women

47498%$8,092N/A100%

University of Southern Mississippi

22798%$11,618N/A95%

Brigham Young University – Idaho

24697%$4,656N/A93%

California University of Pennsylvania

27997%$15,726N/A95%

Western Kentucky University

31097%$27,00090%99%

Wichita State University

22096%$19,24084%N/A

Maryville University of Saint Louis

97595%$27,166N/AN/A

West Coast University – Orange County

66795%$22,685N/A91%

Wright State University Main Campus

26295%$20,606N/AN/A

University of Kentucky

31994%$33,406N/A99%

University of Toledo

27794%$21,737N/AN/A

Curry College

28493%$46,220N/A90%

MCPHS University

33893%$38,850N/A91%

North Dakota State University Main Campus

22593%$15,51188%89%

University of Saint Francis – Fort Wayne

26493%$35,42080%95%

Gwynedd Mercy University

38292%$38,310N/A88%

South Dakota State University

37892%$12,809N/A92%

Southwestern Oklahoma State University

22992%$8,325NA88%

University of Alabama at Birmingham

99692%$21,864N/A96%

University of Kansas

24892%$28,772N/AN/A

Barry University

21591%$33,450N/A87%

Marshall University

28391%$20,294N/AN/A

Nebraska Methodist College of Nursing & Allied Health

25091%$18,173N/A99%

University of Colorado Colorado Springs

23191%$20,492N/A95%

University of Northern Colorado

22591%$26,204N/A94%

Albany State University

32290%$16,65678%93%

Indiana State University

27790%$21,734N/AN/A

Jacksonville University

57390%$46,180N/A100%

Illinois State University

21589%$28,086N/A96%

Northern Kentucky University

22389%$21,480N/A93%

How Do I Increase My Chances of Getting into Nursing School?

It may not be easy, but there are ways to improve the chances of getting into nursing school. Here are a few tips and suggestions to try out.

Clarify Your Personal Statement

Many nursing schools ask for an admissions essay. Or, you have to submit to an interview. For these things, you need to be able to explain why you want to become a nurse. What your goals are and any stories you have.

For example, you volunteer at blood drives or at a local hospital. Enrollment counselors often look for a well rounded candidate. So, be clear, focused and make it personal as well as professional.

Review Admission Requirements

Each nursing school may set its own standards for admission. These may also vary by degree level and program. And, may be lax at some schools and more detailed at others.

It is common for schools to set an acceptable GPA range, ask for SAT or ACT scores, and prerequisite courses. You may also need recommendation letters, written by a teacher, mentor or employer. A CPR certificate and up to date flu shot too. Review school standards against your own achievements. Then try to apply those matches to boost the odds of getting an acceptance letter. For instance, if you have a 2.75 GPA, apply to schools with a 2.0 or 2.5 range to stand out.

Apply to Lesser Known Schools Too

Many lesser known schools have approval from their state board, and accreditation. But, being lesser known than popular ones, may get fewer applications.

If you meet the admissions requirements, they may be worth looking into. At the end of the day, getting accepted into a few schools means you can pick the perfect one for you.

Pursue a Nursing Degree Online

Many lesser known programs are available at online nursing schools. Often, these schools have state approval, national accreditation and high NCLEX pass rates too. Some online programs are available at traditional colleges. These may use a cohort model where you enter with the same group. Most also use video conferencing and a set schedule to foster interaction. But you won’t have to move which may make them an affordable option.

Other programs are from online schools with nursing programs. In these schools, classes are available on a learning management system (LMS). The LMS may feature discussion boards, Wiki, and other digital tools. You may also have the flexibility to set your own pace, study from wherever you have high speed internet and so on. As far as clinical and hands on experiences, each school handles them in their own way. So, it is important to speak with an administrator to get full details.

Are you open to some legwork? A self-starter? If so, many online programs have lax admissions requirements (E.g. GPA of 2.0). And again, applying to a broad pool of nursing schools may help you get into one.

Scout Locations and Cast a Wide Net

Your chances of getting into a nursing program may be higher in some states than in others. This may be because there are more nursing programs in the particular state. Or, a wider range of open nursing jobs.

The schools may also have an open admissions policy making them accessible. Applying to schools in these states may increase your odds of getting into nursing school. Assess the school as well as the potential to land a job after you graduate.

A few states with the highest number of registered nurse jobs are:

  • California
  • Texas
  • Florida
  • New York
  • Pennsylvania

Areas like New York, Florida, Michigan, Texas, Iowa, Ohio, Pennsylvania and North Carolina also report high concentrations of RN jobs.

Start Preparing Before You Apply

Some nursing schools look at the whole candidate. Beyond your grades, they may want to see what kind of person you are and what type of nurse you would be. Things like volunteer work can help a professional resume stand out. Especially if in a health care setting.

Check out your local hospital, nearby camp, or emergency dept. Doing so may provide valuable experience. And, might help you form a professional network as you start your career.

NCLEX Exam Pass Rate

The NCLEX exam is the National Council Licensure Examination from the NCSBN. Or, National Council of State Boards of Nursing. The exam is a standardized test every state board of nursing use. They do this to assess your skill level and determine whether to grant you a nursing license.

Depending on your goals, you may take one of two NCLEX exams. The NCLEX-RN if you aspire to become a registered nurse. Or, the NCLEX-PN if you are a graduate of a vocational or practical nursing program. You need to pass the NCLEX to earn licensure. It is a pass or fail outcome, so in an ideal scenario, you only take the test once.

If you fail, you have to wait 45 days before your next try and may take it up to 8 times in one year. This is expensive as you have to pay to take the test each time. You may have took many tests in nursing school, but the NCLEX exam is different. As a practical exam, it tests clinical reasoning skills. So, while ideal to pass it first time around, many do not. To give you an idea, the national pass rate for first time NCLEX-RN exam takers is 88.18%. And the national pass rate for repeat test takers is 72.80%.

 

Top 5 States with the Highest NCLEX Exam Pass Rates

Statistics from 2022 have yet to be compiled. But as of 2022, the 5 states with the best pass rates for BSN programs are:

StateRN to BSN Pass Rate %
Vermont100%
New Hampshire100%
Wyoming100%
South Carolina95.3%
South Dakota94.4%

10 Tips for Passing the NCLEX on Your First Try

If you prepare for the NCLEX, it is possible to nail it on your first try. In 2022, 84,298 BSN students took the NCLEX exam and of them, 91.22% passed it the first time.

Here are ten tips to help you succeed as an NCLEX test taker.

1. Take the Test Seriously

Earning straight A’s in nursing school does not mean you will pass the NCLEX exam. Some nurses say you should spend at least 1 to 2 months studying for it. So, no cramming the night before.

2. Know What the NCLEX Covers

To be effective when you study, it is wise to know exactly what the exam covers. There are four main categories in the NCLEX -RN exam. Based on client care needs, these are:

  • Safe and Effective Care Environment (infection control, case management etc.)
  • Psychosocial Integrity (grief, loss, family dynamics etc.)
  • Health Promotion and Maintenance (aging, high risk behaviors etc.)
  • Physiological Integrity (risk, hygiene, nursing actions etc.)

3. Understand the NCLEX Format

The NCLEX test does not use pen and paper. Rather, it uses a computer and keyboard. Pen and paper exams give every student the same test, not so with the NCLEX.  The NCLEX uses CAT format, or computerized adaptive testing. This means that no one exam is identical to another. In fact, the computer algorithm draws questions from a test bank. CAT targets items to each candidate’s ability. The computer stops giving questions when it is 95% sure that you are above or below the passing standard.

4. Figure Out Your Learning Style

For nursing school exams, maybe you reread, rewrote and recopied your class notes. You will want to do more than that for the NCLEX. The test is practical and tries to get you to think like a nurse. Not memorize statistics. Some people learn by listening, interacting or through visual means. So, depending on your style, you may want to use study groups, flash cards, watch videos or draw systems of the body on paper. These tools aim to connect you with the material. And, may engage you in a way that exercises your nurse decision skills.

5. Invest in Your Success

To bolster your test taking skills, you may want to invest in practice exam books. Or, enroll in a test prep class (E.g. Kaplan, UWorld etc.). Some of these services use 3D images, quizzes and questions that mimic the NCLEX format. They are guides, so look for one that fits your learning style.

6. Think Endurance, Not Speed

For the NCLEX-RN exam, you need to answer from 75 to 265 questions and have up to 6 hours to do so. And for the NCLEX-PN exam, there are from 85 to 205 questions. This makes the exam day more of a marathon than a sprint. Getting your head into the game may help you pace your energy. You can also plan to take the breaks offered during the test. There is usually a locker area at the test center so you can pack snacks, water and a sweater.

7. Practice Makes Perfect

A practice exam may grow your comfort level with test taking. But going through the motions of answering questions doesn’t always help you learn. When you get an answer wrong, look up the content topic to go over the right explanation. Also, make a note of any areas you get a few wrong answers in. Then focus your studies on these areas. If you stress out before, during and after exams, this is another reason to practice. Some people take at least one or two full online mock NCLEX exams to get into the rhythm.

8. Stick to Science

If you are a nursing aid or have experience working in a hospital setting, put this aside. It may cloud your test answering judgement. Even if what you did in this facility was safe and correct. For instance, you called the doctor right away or your intuition worked. The NCLEX is about proven, research and evidence-based approaches. So, stay in the moment with science and think of how to apply it to form your answer choice. Often, the correct answer is about putting the patient’s safety first. Are they breathing, choking, passed out? You should approach every question step by step and use deductive reasoning.

9. Prep for the Day of Ahead of Time

Think of exam day ahead of time. Try to get your beauty sleep the week before, eat and create a checklist. Things like planning your commute, putting gas in the car and setting a reliable alarm. There are rules about what ID each kind of test center accepts. You also want to ensure the ID you plan to take with you is valid (not expired).

10. Breathe and Believe

You graduated, got your approval to take the test and you scheduled the test at a perfect timeslot for you. It is OK to have a few gameday jitters. But now is also the time to exhale and believe you have what it takes to pass the NCLEX at first go.

Nursing Program Accreditation

At a basic level, accreditation is about quality control. So, one of the main indicators of a quality nursing program is accreditation status. Quality standards apply to both curriculum and teaching staff. They also help to set criteria for professionals seeking licensure or certification.

A main goal of accreditation in nursing is to set a common standard for all nursing programs through the US. This ensures nurses in each state perform duties with the same skills and know how. But there are a few levels and types of accreditation. You may find an accredited school. But this does not mean each nursing program within it is also accredited. Accreditation has a few levels and types. You may find an accredited school. But it does not mean each nursing program in it is also accredited.

What are the main accrediting bodies for nursing programs in the US?

National accreditation means the program adheres to common standards of quality. Ones set by a US Department of Education (USDE) approved agency. The two main accrediting bodies of nursing programs in the US are the CCNE and the ACEN. Both agencies continue to evolve their process and refine their standards. Many people wonder whether CCNE or ACEN accreditation is better. One is not better than the other. But the two agencies differ in scope and set their own standards and review process.

Commission on Collegiate Nursing Education (CCNE)

  • Recognized by the USDE, the CCNE is the accrediting branch of the AACN. Or, American Association of Colleges of Nursing. Their goal is to improve the quality of nursing education and patient care. CCNE accredits nursing education programs of all levels in the United States. Bachelors, masters, doctoral, and certificate levels. It also includes programs offering online and residency programs.

Accreditation Commission for Education in Nursing (ACEN)

  • Both the USDE and Council for Higher Education Accreditation (CHEA) recognize the ACEN. The ACEN is older than the CCNE and went by another name. National League for Nursing Accrediting Commission (NLN). The ACEN is an accrediting body for all types of nursing education. So, it accredits nursing education programs and schools, both postsecondary and higher degrees. ACEN also accredits programs which offer a certificate, diploma, or a professional degree. Like the DNP, masters, baccalaureate, associate, diploma, and practical nursing programs. Plus, those offered via online education and transition to practice (TTP) programs. There are other

Accreditation Commission for Midwifery Education (ACME)

  • ACME accredits basic certificate, graduate nurse-midwifery, direct entry midwifery, and pre-certification nurse-midwifery education programs. It also accredits these programs offering online education.

Council on Accreditation of Nurse Anesthesia Educational Programs (COA – NAEP)

  • COA accredits schools and programs of nurse anesthesia at the post-master`s certificate, master`s, or doctoral degree levels. This includes online education programs.

State Board of Nursing Approval

  • State board approval allows the nursing program to operate. So, an accredited school still needs their state board to approve each program. You need to attend a state approved program to sit for the NCLEX exam. Also, to get a nursing license and practice nursing. It is worth pointing out state approval and national accreditation are not the same. Nationally accredited schools also meet state board approval. Yet a school might be approved, but not accredited. The difference comes down to what accreditation offers to those who qualify. Like financial aid, using your credits, and vis a vis the job market.

5 Reasons Choosing an Accredited School with Nursing Programs Matters

  • It is important you make sure the nursing school you’ve been accepted to is accredited by proper agencies. Attending an accredited (vs non-accredited) nursing school matters for a few reasons.
  1. In an accredited school, you may apply for federal financial aid (E.g. Pell Grant)
  2. It may be easier to transfer schools. Accredited schools may refuse to accept credits from non-accredited programs
  3. You may want to earn a nursing graduate degree. Nursing grad schools want to see your college transcripts from an accredited school
  4. To build a career, become an RN and beyond. You can only take the NCLEX exam if you graduate from an accredited program
  5. For the job market, and to boost your chances of getting hired. Many employers prefer or only hire grads of accredited programs

What happens if you attend a non accredited school with nursing programs?

  • If you attend a non accredited program, it does not always mean the level of education is not subpar. You may still sit for the NCLEX exam and earn a license if your program has state approval.
  • In this case, you might check out the nursing school’s pass rate for the NCLEX exam. This may give you the feedback you need to make a decision, as some schools have higher pass rates than others. You also want to weigh the possible benefits of choosing a CCNE or ACEN accredited program. Then make the choice while considering your financial situation, study and career goals.

 

20 Surprising Facts About Recycled Money

20 Surprising Facts About Recycled Money

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Healthcare Administration Job Outlook

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Are you curious about the facts about recycled money?

Ever wondered about the whereabouts of old money? Have you ever observed how a bank typically issues pristine and neat banknotes, while the change you receive at a restaurant often comes in the form of crumpled bills?

Many individuals are unaware that the nation undergoes a daily process of refreshing its currency supply. This routine is necessitated by the wear and tear that paper money experiences—ripping, crinkling, disintegration, soiling, and mangling are all common occurrences. Mutilated money can result from various causes, such as fire, water, exposure to chemicals like explosives, damage from animals, insects, or rodents, and deterioration through burial.

Mutilated money is often the result of any of these common causes:

  • Fire
  • Water
  • Chemicals like explosives
  • Animal/insect/rodent damage
  • Deterioration by burying

The responsibility of injecting new money into circulation and retiring old, damaged currency falls upon the Federal Reserve. However, it’s important to note that the Federal Reserve doesn’t physically produce new money. Instead, the two key agencies responsible for creating new currency in the U.S. are the Bureau of Engraving (BEP) and the United States Mint.

These agencies adhere to stringent rules governing the production of new coins and currency. Simultaneously, there are regulations specifying the criteria that render money unfit for use, preventing its acceptance by ATMs or other electronic readers.

As a result, the Federal Reserve engages in the daily process of introducing fresh currency into circulation and withdrawing damaged money. According to some reports, the print order for CY 2024 ranges from 5.3 billion to 6.9 billion notes.

Does the Fed Recycle Money?

When a note is authentic but too worn for recirculation, the Fed destroys it. In the past, it would burn or shred old bills, dumping them in landfills. In fact, The Federal Reserve used to send the shredded cash to landfills, but now 90% of the money is recycled.

But this process is changing. Going green, you could say. Take San Francisco, for instance. There, the Federal Reserve Bank partners with a green facility. They burn shredded currency in an eco-friendly power generation plant. The plant then provides electricity for local businesses and homes.

 

Can You Take ripped Money to the Bank?

Some banks accept and exchange soiled, dirty, worn and torn bills. But they set rules about what they take and what they don’t. These rules may follow BEP guidelines for mutilated currency:

  • The note is more than 50 % identifiable as United States currency
  • Has enough remnants of security features (like serial numbers)
  • More than half the original note remains

The Treasury also has a method in place to review claims made where you can’t check the above off your list. To file a claim, you need to submit the currency and details of how it became mutilated.

Here’s What Happens to Old Currency

Here are some other some surprising facts about recycled money that you may not know:

  • Banks send excess currency to one of 28 Fed cash offices all around the country, in armored vehicles under tight security.
  • The Fed runs the cash through special sorting machines to count it, check for counterfeits, and cull the bills considered unfit.
  • The Federal Reserve rejects incorrect denominations, suspected counterfeits, and non-machine-readable notes.
  • Every year the Treasury Department handles about 30,000 claims for mutilated money. It redeems mutilated currency valued at over $30 million.
  • In one year alone, the Federal Reserve shredded 7,000 tons of retired money.

What is Considered Unfit?

  • A bill with holes totaling more than 19 square millimeters, or the size of an aspirin
  • Dirty and worn out bills detected with sensors
  • Fives, tens and twenty-dollar bills printed before 1996
  • More than 90% of the new currency the Fed orders each year is used to replace old currency that has been destroyed
  • For fiscal year 2019, the greatest number of bills that the Federal Reserve ordered were $1 bills, at 2,502,400,000
  • The Federal Reserve placed an order of about 7 billion notes from the BOE for fiscal year 2019

How Long Should Notes Last?

According to the Federal Reserve the lifespan of notes varies by denomination. It will also depend on how many times each one passes between users.  Smaller bills tend to change hands more often, so it doesn’t endure as long as the larger bills (like the $100).

Denomination Estimated Lifespan*
$1.00 6.6 years
$5.00 4.7 years
$10.00 5.3 years
$20.00 7.8 years
$50.00 12.2 years
$100.00 22.9 years

What Happens to The Old Notes?

  • Annually, the Money Museum distributes approximately $36.4 million in shredded currency as keepsakes.
  • In the past, the remaining shredded money was either sent to landfills or incinerated. However, the Federal Reserve now recycles nearly 90% of the decommissioned currency.
  • Following the shredding process, a briquetting machine compresses the remnants into a sizable pellet, measuring approximately two inches in diameter by five inches in length.
  • This compression results in a 9-to-1 reduction in waste volume, significantly diminishing reliance on landfills.
  • Abandoning the practice of burning money is due to environmental concerns regarding potentially harmful inks used in the printing process.
  • Attempts by horse breeders to use shredded currency as bedding proved unsuccessful due to the chemicals causing skin rashes in horses.
  • Presently, shredded cash finds new life as mulch, compost, potting soil, fuel pellets, and even home insulation.
  • Each business day, the NY Fed obliterates around $5 million in notes, while Atlanta surpasses this with an average of $6 million daily.
  • At the forefront, the Chicago Fed and the Detroit Branch collectively shred approximately $26 million every day!

Should I Transfer Colleges?

Should I Transfer Colleges?

Thinking if you should transfer colleges? You’re not alone! In fact, according NCES data, millions of students transfer each year. In the 2017 school year 3,755 schools accepted over 1.3 million transfer students!

Can you transfer from a community college to a university?

Yes, you absolutely can transfer from a community college to a university. In fact, according to a report by the National Student Clearinghouse, 33% college students who switch schools before earning a degree

Not only that but another study reports that 80% of community college students hope to transfer to a four year school.

In fact according to NCES, the majority, 56% of all transfer students come from a two year college. The remaining 44% transferred from a 4 year college.

Where do students transfer to and from?

The majority, 82%, of transfers come from public schools. 64% of total the transfers happen between public schools. Only 18% of students transfer from a public school to a private school.

It is interesting to note, that 92% of transfers happened between regionally accredited schools. Only 3.3% transfered from a national to a regionally accredited school.

Beyond that, many more students, 82% to be exact, stay in state when they transfer. A mere 18% transfer to an out of state 4 year school.

Myths about transfer students

Myth #1: Colleges don’t care about transfer students.

Busted: 66% of four year colleges said transfer students will be more important than ever in their recruitment strategy.

Myth #2: Credits don’t transfer between colleges.

Busted: About 33% of students were able to transfer all previously earned credits, while 24% of students transferred some credits.

Myth #3: Students who transfer rarely end up graduating.  

Busted: 61% of full time students at pubic schools earned their degrees after transfer.

Reasons to Transfer Colleges

  • Cost – When college breaks the bank, some students look elsewhere.
  • Social life – Students may seek better parties, Greek life, or likeminded friends.
  • Homesickness – Some students transfer to be closer to loved ones.
  • Relationships – Painful breakups or roommate troubles send some students packing.
  • New Major – Changing fields may mean finding a new school.
  • Academics – Students facing too-easy or too-hard classes may look for a just-right school.
  • Prestige –  Renowned programs and famous faculty may attract transfer students.
  • Campus culture – Don’t fit in? Maybe another college is more your style.
  • Other – Sometimes life throws a curveball, like illness or personal problems.

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The Healthcare Administration Job Outlook

Healthcare Administration Job Outlook

Why Is the Healthcare Industry a Growing Field?

So what makes the Healthcare Administration job outlook so good? According to the BLS:

Increased demand for healthcare services from an aging population and people with chronic conditions will drive much of the expected employment growth.

Bureau of Labor Statistics

The demographic aging trend is primarily driven by the ‘Baby Boomer’ generation. According to the US Census, by 2033, every Baby Boomer will have reached the age of 65 or older. Consequently, at this juncture, over 16.8% of the entire U.S. population will belong to the 65 and older age group. The projection for 2056 suggests that the number of individuals aged 65 and above will surpass the population under 18 years of age. This demographic shift will exert a profound impact on the healthcare industry.

In fact of the 30 fastest growing occupations, 19 are in healthcare and related jobs. Between 2023 and 2033 the healthcare industry growth is projected to grow much faster than the average for all occupations creating 1.9 million new jobs. Among those jobs include:

Healthcare Administration Job Growth

When you think of the healthcare industry, you may think of doctors, nurses and other specialists, but the reality is that behind every great hospital is a team of healthcare administrators who help ensure that patients receive the best care possible.

As already noted, the Healthcare Administration Job Outlook is estimated to grow 29% from 2023 to 2033. Compared to the average growth rate, this is much faster than average. It translates to over 509,500 new jobs in that 10 year span.

It is the job of a Healthcare Administrator to make sure hospitals and other medical facilities run efficiently and effectively. They hire staff, prepare budgets and keep records of the hospitals services. As such, an ideal healthcare administrator has a strong background in both leadership and healthcare.

According to the BLS, Medical and health services managers typically need at least a bachelor’s degree to enter the occupation. However, master’s degrees are common and sometimes preferred by employers. With a 2023 median annual pay of $110,680 , now may be an excellent time to enter the healthcare work force.

Healthcare Administration Job Outlook

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Regionally Accredited Online Colleges

Regionally Accredited Online Colleges

In today’s landscape, it’s crucial to guarantee your selection of an online college holds regional accreditation. By preemptively verifying a school’s accreditation, you steer clear of the potential scenario where your earned credits encounter roadblocks when attempting to transfer. Even more concerning would be the realization that your hard-earned degree isn’t acknowledged by your employer.

TYPES OF ACCREDITATION

Accreditation comes in two distinct flavors: institutional and programmatic. Institutional accreditation assesses whether the college as a whole meets specific standards, whereas programmatic accreditation ensures that a particular program aligns with the industry-specific benchmarks.

In the accreditation realm, there’s a further breakdown into national and regional categories. National accreditation is commonly adopted by institutions aiming to fast-track students into their chosen careers. This category encompasses technical, vocational, and religious schools. It’s important to note that transfer credits from nationally accredited institutions may not receive widespread recognition among regionally accredited colleges and universities.

Regional accreditation, on the other hand, stands as the gold standard, enjoying recognition from most traditional higher education institutions. Consequently, it garners broader acceptance. While both national and regional accreditation are endorsed by the U.S. Department of Education, regional accreditation facilitates smoother credit transfers among institutions with the same regional accreditation.

SchoolAgency
Colorado Technical UniversityHigher Learning Commission
Strayer UniversityThe Middle States Commission on Higher Education
Southern New Hampshire UniversityNew England Commission of Higher Education
  
Liberty UniversitySouthern Association of Colleges and Schools Commission on Colleges
Purdue Global UniversityHigher Learning Commission
Grand Canyon UniversityHigher Learning Commission

Sponsored Schools

WHY IS ACCREDITATION IMPORTANT?

Accreditation holds immense significance in the realm of higher education, playing a pivotal role for both students and universities alike. It serves as a quality assurance mechanism, signifying that a college or university meets rigorous and established standards. Beyond this fundamental purpose, accreditation serves as a guiding light for various aspects within the educational landscape. According to the US Department of Ed, college accreditation is used by both students and universities to:

  • Verify that a college or university meets established standards.
  • Help students identify acceptable colleges or universities.
  • Allow colleges and universities determine the acceptability of transfer credits.
  • Set goals to raise the standards among educational institutions.
  • Establish criteria for professional certification and licensure and for upgrading courses offering such preparation.
  • Set a basis for receiving federal financial aid.

You can check your school’s accreditation by visiting the following:

To check distance learning accreditation, visit:

Beware of these phrases when considering a school’s accreditation:

  • “Pursuing Accreditation”
  • “Chartered”
  • “Licensed”
  • “Registered”
  • “Recognized”
  • “Approved”

These terms do not necessarily mean a school is accredited. To verify regional accreditation of a school, visit the CHEA.

Colleges with No GPA Requirements

Universities with no GPA requirements may prove to be a real lifeline. This is especially beneficial for individuals grappling with a subpar high school GPA. Similarly, those who’ve obtained their GED and lack a conventional GPA can also benefit from such institutions.

DID YOU KNOW?

Your cumulative GPA is the average of all of your grades over a set time period. For instance, colleges may look at your cumulative GPA from 9th through 12th grade.

HOW TO GET INTO COLLEGE WITH BAD GRADES

Find an Online Degree Program

Even when your grades fall short of perfection, there are still pathways to secure a college admission. Certain institutions extend conditional or provisional acceptance to applicants in such situations. This affords students an additional opportunity to demonstrate their preparedness for college-level coursework. Moreover, certain colleges might provide applicants an avenue to circumvent GPA requirements through alternative means, such as achieving a minimum ACT or SAT score.

In addition, you have the option to delve into how your work experience has crystalized your academic interests, bolstered by compelling letters of recommendation showcasing your fervor for the chosen field. Alternatively, one could dedicate time to focused preparation, aiming for improved scores on the SAT or ACT.

In other words, the past cannot be rewritten to mend high school grades. Nevertheless, there exists an alternate route to exhibit to your desired institution your suitability for collegiate endeavors.

5 THINGS YOU NEED TO KNOW ABOUT APPLYING TO UNIVERSITIES WITH NO GPA REQUIREMENTS

Why seek out universities with no GPA requirements? Some individuals might not take pride in their grade records, while others could hold a GED, leaving them without a GPA for submission to prospective colleges. Consequently, the pursuit of institutions without GPA requirements might become a top priority. Nevertheless, the process of discovering your ideal educational institution goes beyond a mere quest for colleges that omit a specified minimum GPA.

Here are a few more thoughts for applying to colleges with no GPA requirements:

1. UNDERSTAND HOW YOUR PROSPECTIVE COLLEGES WITH NO GPA REQUIREMENTS WORK

Adopting a comprehensive admissions perspective implies that the university evaluates you as a whole person, considering factors beyond just your academic performance. Many universities that bypass GPA requirements take this comprehensive approach to application assessment.

However, certain institutions opt not to publicize a minimum GPA, presuming that applicants inherently boast impressive scholastic achievements.

Familiarize yourself thoroughly with the university’s admissions philosophy. You could even unearth the average GPA of previously admitted students, giving you a gauge to measure your compatibility.

Southern New Hampshire University

  • Multiple term start dates throughout the year. 24/7 online classroom access.
  • Popular Online Programs include Business Administration, Psychology, Information Technology, Human Services…

2. MAKE THE REST OF YOUR APPLICATION STAND OUT

Happily, you may be able to show and tell your academic aptitude in ways besides beside GPA. For example, strong SAT scores can help. Also letters of recommendation from teachers and guidance counselors who can vouch for you. In fact, do you have positive work experiences? If so ask for letters from your boss.

3. EARNED YOUR GED? CALCULATE YOUR GED SCORE TO GPA

Although your intended college might not necessitate this, you can still gauge what your GPA would translate to. Begin by dividing your cumulative GED score by the number of sections you completed in the test, allowing you to compute an average. Normally, the GED consists of five sections. Subsequently, divide that computed average by the maximum achievable score for a GED section. Typically, this highest score stands at 800. This calculation enables you to arrive at your percentage score.

To conclude, multiply your percentage by the grading scale you intend to apply (commonly 4.0) to derive your GPA equivalent. Certain institutions also stipulate minimum acceptable GED scores, aiding in your assessment of potential eligibility for admission. In brief, sum up all five individual scores and then divide the total by five. For instance, if your scores were 300, 450, 625, 550, and 700, the sum would be 2,625. This total, divided by five, yields 525. Further, 525 divided by 800 equals 65.625%. Ultimately, multiplying 65.625% by 4.0 yields a GPA of 2.625.

4. DON’T MAKE EXCUSES

If you didn’t perform well in high school, own up to it and provide an explanation without blaming others. In the first place, admitting you might have made some mistakes along the way is just human. In the second place, it is a sign of maturity. By and large something admissions representatives may respect. Usually colleges with no GPA requirements use a more well rounded approach to look at potential students.

5. HAVE A UNIQUE PROBLEM WITH YOUR GPA? TALK TO ADMISSIONS.

Are you a student grappling with GPA-related inquiries? Or do you find yourself uncertain about navigating the application process for universities without GPA prerequisites? In such cases, we strongly suggest reaching out to the institutions you’re considering. While emailing is an option, making a phone call tends to be quicker and more efficient, allowing you to address multiple concerns in one go.

For instance, if your GPA suffered due to a personal crisis such as illness or family difficulties, it might be crucial to communicate this to your potential college. Some schools might even accept substantiating documentation that validates your circumstances.

Check out our list of nine partner colleges and universities that don’t list a GPA requirement. Or potentially offer an alternate path to admission if your GPA isn’t up to par.

LIST OF 5 COLLEGES WITH NO GPA REQUIREMENTS

The nine sponsored schools listed below don’t mention a GPA requirement. Or they may offer flexible policies, such as provisional admissions. Check them out below. Or fill out our form to get matched to schools that may be your ideal fit!

Keep in mind that GPA and other admissions requirements are subject to change. So check with each school you’re interested in to learn more!

1

SOUTHERN NEW HAMPSHIRE UNIVERSITY 

UNDERGRADUATE GPA REQUIREMENTS:

SNHU is committed to making education accessible to all. As such, there is no GPA requirement for undergraduate applicants. It is possible, that very low GPAs may require provisional admission.

AVAILABLE PROGRAMS:

  • Business
  • Criminal Justice
  • IT & Cyber Security 
  • Psychology
  • and more

2

STRAYER UNIVERSITY 

UNDERGRADUATE GPA REQUIREMENTS: NO MINIMUM GPA

AVAILABLE PROGRAMS:

  • Bachelor of Science in Accounting
  • Business Administration Bachelors
  • Bachelor of Applied Science in Management
  • Criminal Justice Bachelor of Science
  • Bachelor of Science in Information Technology
ADMISSIONS REQUIREMENTS MAY INCLUDE:
  • A Completed application form and enrollment agreement, as applicable
  • Documentation of High School Graduation from an approved high school or its equivalent
  • A valid, current, legible government-issued photo identification

Strayer University is an accredited institution. In fact, they have a proud history of 130 years in quality education. Strayer’s bachelor’s degrees can equip you with the skills and the knowledge you’ll need to advance in your career. Another key point, is you can earn them online, on campus, or a combination of both. Lastly, you will have your student services coach at your side all along the way.

3

GRANTHAM UNIVERSITY 

UNDERGRADUATE GPA REQUIREMENTS: NO MINIMUM LISTED

Some programs may have additional requirements. For instance, the RN to BSN completion program requires an Associate Degree in Nursing (ADN) and a 2.5 GPA.

AVAILABLE PROGRAMS:

  • Bachelor of Science (BS) in Business Administration
  • BS in Computer Science
  • Bachelor of Business Administration (BBA) in Human Resource Management
  • BS in Health Information Management
  • Information Systems Bachelor of Science (BS)
ADMISSIONS REQUIREMENTS MAY INCLUDE:
  • Proof of high school graduation
  • Funding in place within seven days of program start date

Founded in 1951, Grantham University is an entirely online university serving a diverse student population. On the whole the school believes that education should enhance your life. Which is why everything they do is designed to serve the needs of their students.

4

LIBERTY UNIVERSITY ONLINE 

UNDERGRADUATE GPA REQUIREMENTS: NO GPA REQUIREMENTS FOR ONLINE PROGRAMS

AVAILABLE PROGRAMS:

  • Bachelor of Science (BS): Early Childhood Education in Interdisciplinary Studies
  • Public Administration Bachelor of Science
  • Business Administration BS
  • Political Science BS
  • Bachelor of Science (BS) in Psychology
ADMISSIONS REQUIREMENTS MAY INCLUDE:
  • Completed application
  • Unofficial college transcripts (if applicable; official transcripts will be needed later)
  • Proof of high school completion (or equivalent)

In less than 50 years, Liberty University has become an accredited evangelical liberal arts institution of higher learning. For this reason, Liberty serves the needs of more than 100,000 students. In fact, the school’s philosophy is to balance academic theory, research, and hands-on training. In order to prepare you to succeed in your profession and to adapt and thrive in a constantly changing marketplace.

5

FULL SAIL UNIVERSITY

UNDERGRADUATE GPA REQUIREMENTS: NO MINIMUM LISTED

AVAILABLE PROGRAMS:

  • Graphic Design Bachelors of Science
  • Bachelor of Science (BS) in Game Design
  • Audio Production Bachelors of Science
  • Bachelor of Science (BS) in Sports Marketing and Media
  • Digital Marketing Bachelor of Science (BS)
ADMISSIONS REQUIREMENTS MAY INCLUDE:
  • Completed application and application fee
  • Proof of high school graduation or equivalent
  • Government issued photo identification
  • Verification of English proficiency (if primary language)
  • Interview with Admissions Representative

Founded in 1979, Full Sail University has developed a project-based, relevant educational philosophy. Especially adapted to the fields of entertainment and media. In general, courses and curriculum strive to replicate real world working environments. This includes teachers who are industry veterans.

Sponsored Schools

SEARCH UNIVERSITIES WITH NO GPA REQUIREMENTS

Regardless of what your academic history looks like, finding your ideal school may still be possible. Browse our list of sponsored schools. Or simply fill out the form on this page to get matched with partner schools that might be the perfect fit for you!

Or read more about colleges that accept low GPA!

8 Colleges with No Admissions Essay

Though it may seem inevitable that you’ll have to write an admissions essay when applying to college, have no fear! There are now many no admissions essay colleges that you can apply to.

Check out our list of colleges that don’t require an admissions essay and some of the available programs at each.

DO ALL COLLEGES REQUIRE AN ADMISSIONS ESSAY?

Many schools, online and on campus, from the Ivy League to community college, are skipping the admissions essay. Instead, they rely on other admissions requirements, such as:

  • Test scores
  • Transcripts
  • Letters of recommendation
  • One-on-one interviews

This holistic approach helps colleges get a full picture of who you are and how prepared you are for the demands of college.

LIST OF 8 NO ADMISSIONS ESSAY COLLEGES

If the idea of summing up your personality and experience in just a few paragraphs gives you major writer’s block, you can breathe a sigh of relief. There is no admissions essay required at the 8 sponsored schools listed below.

1

AMERICAN INTERCONTINENTAL UNIVERSITY

NO ADMISSIONS ESSAY REQUIRED

ABOUT AMERICAN INTERCONTINENTAL UNIVERSITY

AIU is a private, for-profit university with more than 8,000 students enrolled in online undergraduate degree programs. Its Intellipath™ programInterContinental University’s online programs include bachelor’s degrees in business administration, criminal justice, and information technology. These programs also offer several specific concentrations. Have a flair for the arts? AIU also offers degrees in fashion marketing is an adaptive learning technology that tailors online lessons to each student’s needs.

AVAILABLE PROGRAMS:

American InterContinental University’s online programs include bachelor’s degrees in business administration, criminal justice, and information technology. These programs also offer several specific concentrations. Have a flair for the arts? AIU also offers degrees in fashion marketing and design as well as media production at its campuses in Houston or Atlanta.

Some programs include:

  • Bachelor of Business Administration (BBA) in Entrepreneurship
  • Bachelor of Science (BS) in Criminal Justice – Forensic Science
  • Bachelor of Information Technology in Network Administration
  • Bachelor of Healthcare Management
  • Bachelor of Accounting

2

University of Arizona Global Campus 

NO ADMISSIONS ESSAY REQUIRED

ABOUT UAGC UNIVERSITY

This private, for-profit school based in San Diego boasts more than 31,000 undergraduate students across more than 50 online degree programs. Because UAGC focuses on adult learners, applicants under 22 must have transfer credits or meet other criteria.

AVAILABLE PROGRAMS:

Just browsing the list of online bachelor’s degrees at UAGC is enough to inspire any potential student. They offer more than 50 programs, which include:

  • Bachelor of Arts (BA) in Public Relations and Marketing
  • Bachelor of Arts (BA) in Early Childhood Education
  • Bachelor of Arts (BA) in Supply Chain Management
  • Bachelor of Arts (BA) in Health and Human Services
  • Bachelor of Arts (BA) in Consumer and Family Financial Services

3

COLORADO TECHNICAL UNIVERSITY 

NO ADMISSIONS ESSAY REQUIRED

ABOUT COLORADO TECHNICAL UNIVERSITY

Colorado Technical University is a four-year, for-profit school founded in 1965. Although CTU has campuses in Aurora and Colorado Springs, as of 2016, more than 92% of students were enrolled in a completely online degree program.

AVAILABLE PROGRAMS:

CTU’s career-focused offerings include bachelors in business administration, criminal justice, and information technology. There are more than 50 undergrad programs to choose from. Plus, most offer concentrations tailored to specific career paths. These include healthcare management or web development.

Some programs include:

  • Bachelor of Science (BS) in Business Administration – Data Analytics
  • Bachelor of Science (BS) in Business Administration – Project Management
  • Bachelor of Science (BS) in Criminal Justice – Cybercrime and Security
  • Bachelor of Science (BS) in Healthcare Management
  • Bachelor of Science (BS) in Information Technology – Web Development

4

STRAYER UNIVERSITY

NO ADMISSIONS ESSAY REQUIRED

ABOUT STRAYER

Strayer University is an accredited institution with a proud history of 130 years in quality education. Bachelor’s and associate programs include Business Administration, Information Systems & Technology, Accounting, Human Resource Management and more. 

AVAILABLE PROGRAMS:

Save up to 25% on your tuition, with the Strayer Graduation fund.

Some programs include:

  • Accounting (AA, BS, MS)
  • Business Administration (AA, BS, MBA)
  • Criminal Justice (BS)
  • Information Technology (AA, BS, MS)
  • Marketing (AA)
  • Education (MA)

5

GRAND CANYON UNIVERSITY 

NO ADMISSIONS ESSAY REQUIRED

ABOUT GRAND CANYON UNIVERSITY

Grand Canyon University is a private Christian university based in Phoenix, Arizona. Founded in 1949, it transitioned to a for-profit school in 2004 but in July 2018 it was granted non-profit status once again. There are about 20,500 on-campus students and as of 2018, online enrollment was more than 70,000 students.

AVAILABLE PROGRAMS:

Some of GCU’s most popular degrees are in business, education, and health sciences, including a BS in business information systems or business analytics. GCU is one of many colleges that don’t require essays when applying, unless you’re seeking enrollment in the on-campus Honors College.

  • Bachelor of Science (BS) in Early Childhood Education
  • Bachelor of Science (BS) in Nursing (Registered Nurse – (RN to BSN)
  • Bachelor of Science (BS) in Elementary Education
  • Bachelor of Science (BS) in Elementary Education / Special Education (Dual Major)

6

GRANTHAM UNIVERSITY 

NO ADMISSIONS ESSAY REQUIRED

ABOUT GRANTHAM UNIVERSITY

Grantham was founded in 1951 to offer FCC license certification courses for WWII veterans. Today it’s a private, for-profit, online-only school that still caters to veterans, as well as active duty personnel and first responders. But this also includes first-generation college students, adult learners, and other non-traditional students.

AVAILABLE PROGRAMS:

Grantham University’s online bachelors degrees include programs like a BS in engineering management technology or a BA in criminal justice. Students in the BS in business administration program can pick concentrations like financial planning, procurement and contracts, and human resource management.

  • Bachelor of Science (BS) in Engineering Management Technology
  • Bachelor of Arts (BA) in Criminal Justice
  • Bachelor of Science (BS) in Business Administration in Financial Planning
  • Bachelor of Science (BS) in Business Administration in Procurement and Contracts
  • Bachelor of Science (BS) in Business Administration in Human Resource Management

7

LIBERTY UNIVERSITY ONLINE 

NO ADMISSIONS ESSAY REQUIRED

ABOUT LIBERTY UNIVERSITY ONLINE

Liberty University is a private, for-profit university whose motto is “Training Champions for Christ since 1971.” Its distance learning program launched in 1985 and evolved into an online education program in 2006. As of 2017, Liberty had more than 110,000 students, with almost 100,000 of those students studying online.

AVAILABLE PROGRAMS:

As an evangelical institution it’s no surprise that Liberty University Online offers several Bachelor of Science degrees in religion and other online degrees in more popular fields. Some of the options at Liberty include:

  • Bachelor of Science (BS) in Religion – Christian Leadership
  • Bachelor of Science (BS) in Religion – Global Studies
  • Bachelor of Science (BS) in Early Childhood Education
  • Bachelor of Science (BS) in Fire Administration
  • Bachelor of Science (BS) in Public Administration

8

PURDUE UNIVERSITY GLOBAL 

NO ADMISSIONS ESSAY REQUIRED

ABOUT PURDUE UNIVERSITY ONLINE

Purdue University Online is public, nonprofit, and taught 100 percent online with a focus on working adults. It’s part of Purdue University in Indiana and now boasts 30,000 students.

AVAILABLE PROGRAMS:

All of the online undergrad degrees at Purdue Global include courses in ethics, technology, research, and other topics to help provide a foundation while you pursue an online degree in career-oriented fields like accounting, IT, criminal justice, and dozens more.

  • Bachelor of Science (BS) in Business Administration
  • Bachelor of Science (BS) in Corrections
  • Bachelor of Science (BS) in Criminal Justice – Crime Scene Investigation
  • Bachelor of Science (BS) in Information Technology – Information Management
  • Bachelor of Science (BS) in Legal Support and Services

Sponsored Schools

WHY DO SOME COLLEGES AND UNIVERSITIES NOT REQUIRE AN ESSAY?

According to some admissions officers, more no admissions essay colleges are appearing because essays simply aren’t as effective as other methods at assessing whether a prospective student is qualified and ready.

Instead, many schools are looking at your entire application to see if you’re ready for the rigors of college, which may include letters of recommendation, standardized test scores, or a minimum GPA.

Keep in mind that while there are plenty of colleges that don’t require essays to apply, most college programs do require plenty of writing! This is especially true if you’re seeking an online degree, where you’ll be interacting with teachers and classmates through email, forums, and online student portals.

4 REASONS TO APPLY TO A COLLEGE WITH NO ADMISSIONS ESSAY REQUIREMENT

#1: YOU’RE A TRANSFER STUDENT

Some schools that don’t require admissions essays are especially focused on helping transfer students finish a degree they started elsewhere. And chances are you wrote a great essay to get into that school. If you have transfer credits and a good enough GPA, it makes sense that you don’t need to write another essay.

#2: YOU’RE ACTIVE DUTY MILITARY OR A VETERAN

Online undergraduate degree programs are a great option for service members, especially if you enlisted straight out of high school. You’re probably not looking at “Best Party Schools” rankings—you’re ready to get to work.

Colleges with no admissions essay recognize that your military service already shows that you can handle a challenge.

#3: YOU’RE FINISHING A DEGREE YOU STARTED ON CAMPUS

What if a school offers the same degree online and on-campus? Sometimes, the online program is especially geared toward people who started the on-campus program but couldn’t complete it. Sometimes life knocks you off course, or maybe you needed to take a few years off to work.

Deciding to finish a degree program is tough enough without barriers to re-admission like essays.

#4: YOU HAVE VALUABLE LIFE EXPERIENCE

A lot of online bachelor’s degree programs cater to adult students. There are many reasons why some people don’t enroll in college right after high school. Maybe you were raising a family, or you went right to work, or you were touring the world with your rock band!

Many colleges that don’t require essays to apply also offer potential college credit for real-world professional experience, so be sure to check out each school’s policy before applying.

FIND THE PERFECT COLLEGE FOR YOU!

Check out these sponsored no admissions essay colleges and contact the school’s that interest you.

Or, complete the form on this page and we’ll match you to the perfect program for you!

Low Tuition Online Colleges

Low tuition online colleges could help you earn your degree without breaking the bank. Of course, finding affordable online colleges means something different for everyone, since student budgets come in all shapes and sizes.

That’s why we’ve rounded up partner schools offering online programs at a variety of price points. Check them out and keep reading for tips on potentially pursuing your college education more affordably!

8 LOW TUITION ONLINE COLLEGES

Check out this list of low tuition online colleges to get a feel for how much earning your degree might cost. Keep in mind that the listed tuition is for the 2022 school year and may vary depending on the program and other factors. For schools that charge per credit, the tuition category is determined based on a course load of 30 credits per year. In addition. Other fees may apply that are not listed as part of their tuition costs.

1

COLORADO TECHNICAL UNIVERSITY 

2023 UNDERGRAD TUITION & FEES: $12,760

For the past 50 years, CTU has placed a strong focus on providing industry relevant degree programs to meet the unique needs of their students. This emphasis extends to and has helped them innovate in areas such as problem based and adaptive learning.

POTENTIAL COST SAVING BENEFITS

  • Discounts for active duty, reserve, and National Guard military personnel serving in the U.S. Armed Services and their eligible spouses
  • CTU Fast Track ™ allows you to earn college credit for what you already know through competency based exams, you may be able to reduce your cost

There are additional fees, which include the technology fee (paid every semester) and the graduation fee (paid only during your last semester).

PROGRAMS INCLUDE:

  • Psychology, Bachelor of Science (BS)
  • Project Management, Bachelor of Science (BS)
  • RN to BSN, Bachelor of Science in Nursing (BSN)
  • Information Technology, Bachelor of Science (BS)
  • Criminal Justice, Bachelor of Science (BS)

2

GRANTHAM UNIVERSITY 

2023 UNDERGRAD TUITION & FEES: $8,280

Dedicated to serving those who serve others. Grantham University is a low tuition online college option. The school offers quality education to students who are serious about preparing for their future. The school’s vision is to be a globally recognized innovator in higher education and to provide quality, accessible programs to prepare students for a changing global society.

POTENTIAL COST SAVING BENEFITS

  • Military, veteran, first responder, and civil servant discounted tuition
  • Textbook and Software Grant Program, which covers the cost of books and software for those who qualify

There are additional fees, which include the technology fee (paid every semester) and the graduation fee (paid only during your last semester).

PROGRAMS INCLUDE:

  • Criminal Justice, Bachelor of Arts (BA)
  • Accounting, Bachelor of Science (BS)
  • Business Admin, Bachelor of Science (BS)
  • Computer Science, Bachelor of Science (BS)
  • Cyber Security, Bachelor of Science (BS)

3

PURDUE UNIVERSITY GLOBAL 

2023 UNDERGRAD TUITION & FEES: $14,421

Purdue University Global is a low tuition online college option. Their Tuition Cap program may permit eligible first time Purdue students to earn their bachelor’s degree for a total cost of $45,000. This would average to $11,250 per year for four years. (Program length may vary based on the student.)

Part of the Purdue University system, Purdue Global was designed to help adult learners pursue their degrees in a flexible format. The school is home to 180 online programs, which feature one on one mentoring and support. Plus, the Purdue Global Commitment means you can try your classes for an intro three week period, with no obligation to pay tuition unless you opt to move forward.

POTENTIAL COST SAVING BENEFITS

  • Purdue Global ExcelTrack programs may allow you to earn your degree at a faster pace, for $2,200 per term.
  • Reduced tuition rates are offered to eligible military service members, veterans, and dependents.

4

COLORADO STATE UNIVERSITY GLOBAL CAMPUS

2023 UNDERGRAD TUITION & FEES: $8,400

CSU Global offers programs that are committed to student success and to helping modern learners achieve their academic goals. Their programs are flexible and convenient. They are designed to offer the modern learner the ability to earn their degree at their pace and on their own terms.


POTENTIAL COST SAVING BENEFITS

  • No student fees
  • Reduced military tuition rates
  • Tuition lock – your tuition stays the same from the time you enroll to the time you graduate (must meet certain criteria)

PROGRAMS INCLUDE

  • HR Management, Bachelor of Science (BS)
  • Healthcare Administration, Bachelor of Science (BS)
  • Human Services, Bachelor of Science (BS)
  • Project Management, Bachelor of Science (BS)
  • Organizational Leadership, Bachelor of Science (BS)

5

LIBERTY UNIVERSITY ONLINE 

2023 UNDERGRAD TUITION & FEES: $21,222

Liberty University is a nonprofit, evangelical liberal arts university based in Lynchburg, Virginia. They offer more than 250 online programs that serve students from around the world. In fact, Liberty has been a pioneer in distance learning since 1985. Today, they’re proud to offer innovative, Christ centered learning with a strong online community and a commitment to serving others.


POTENTIAL COST SAVING BENEFITS

  • Choose from several interest free payment plans
  • Eligible Emergency Response Personnel (such as police, firefighters, and paramedics) may qualify for a 25% tuition discount and other potential benefits
  • Liberty offers a variety of scholarship opportunities for online students
  • Note: full time students are considered students who take 12 or more credits per semester

PROGRAMS INCLUDE

  • Business Admin , Bachelor of Science (BS)
  • Psychology , Bachelor of Science (BS)
  • Public Administration, Bachelor of Science (BS)
  • Political Science, Bachelor of Science (BS)
  • Early Childhood Education, Bachelor of Science (BS)

6

University of Arizona Global Campus

2023 UNDERGRAD TUITION & FEES: In-State $13,626
Out of State $41,095

UAGC is an accredited school offering both online and on campus degree programs designed for adult students. Students can access the online classroom from their phones, tablets, or laptops. Plus, around the clock tech support, over 180 digital textbooks, and other handy learning features may help your coursework fit seamlessly into your busy life!

POTENTIAL COST SAVING BENEFITS

  • For eligible military students, UAGC offers a reduced rate of $250 per credit.
  • UAGC offers a variety scholarship and grant opportunities for eligible students.
  • Students get free access to Microsoft Office 365.

PROGRAMS INCLUDE

  • Business Admin, Bachelor of Arts (BA)
  • Gerontology, Bachelor of Arts (BA)
  • Health and Human Services, Bachelor of Arts (BA)
  • Public Relations and Marketing, Bachelor of Arts (BA)
  • Social and Criminal Justice, Bachelor of Arts (BA)

7

GRAND CANYON UNIVERSITY  

2023 UNDERGRAD TUITION & FEES: $17,450

Grand Canyon University is a private, Christian school based in Arizona. In addition to campuses in Phoenix and beyond, they offer online and evening programs designed to be flexible for busy students. Since GCU was founded in 1949, they have upheld a commitment to faith, with a focus on service and a community spirit. They welcome students of all backgrounds.


POTENTIAL COST SAVING BENEFITS

  • Eligible Active Duty and Active Reserve students may qualify for a reduced tuition rate.
  • Use GCU’s online cost estimator tools to start planning early!

PROGRAMS INCLUDE

  • RN to BSN, Bachelor of Science in Nursing (BSN)
  • BS in Early Childhood Education
  • Public Health, BS
  • BS in Health Sciences

8

SOUTH UNIVERSITY’S ONLINE PROGRAMS

2023 UNDERGRAD TUITION & FEES: $13,594

*Note: this rate is for select online programs. Specific programs may be more or less.

South is an accredited, private institution offering online learning, as well as traditional learning on campuses across nine states. They are home to associate, bachelor’s, master’s, and doctorate degree programs across areas like business, health, nursing, and more.

In addition, online students receive the support of “graduation teams,” made up of an admissions representative, finance counselor, and academic counselor who can help you pursue your goals!


POTENTIAL COST SAVING BENEFITS

  • Students plan on pursuing fewer than 10 credits per quarter may pay reduced tuition.
  • South University may offer financial aid, to qualifying students.

PROGRAMS INCLUDE

  • IT, Bachelor of Science (BS)
  • Nursing (BSN)
  • Business AdmiN (BBA)
  • Criminal Justice, Bachelor of Science (BS)
  • Healthcare Management, Bachelor of Science (BS)

Sponsored Schools

3 WAYS TO MAKE ONLINE COLLEGE MORE AFFORDABLE

When considering the potential expenses associated with obtaining your degree, there’s some encouraging news – you can potentially reduce your costs significantly by choosing to pursue your studies online instead of attending classes on campus.

Online students tend to avoid various expenses that burden traditional students. These include costs like parking permits, commuting expenses, student activity fees, and meal plans.

Nonetheless, there are additional strategies you can employ to keep your educational costs in check. First and foremost, it’s essential to have a clear understanding of how your chosen institution structures its tuition fees. Are they based on a per-credit model or calculated per term? Some students may actively seek out the most affordable online colleges based on a per-credit-hour rate.

While schools that predominantly charge on a per-credit-hour basis might be a great fit for part-time students looking to take a few courses at a time, you might also want to explore online institutions that offer fixed tuition rates for students planning to earn more than a specified number of credits each term. This approach can enable you to pursue up to 12 or more credits for a set cost, allowing you to maximize the value of your tuition investment.

Here are a few other things that may help you save money:

1. LOOK FOR SCHOOLS THAT OFFER PRIOR LEARNING CREDITS

If you have military training or work experience that enhanced your knowledge, some online schools may recognize the value of your past learning, even if it didn’t take place in a classroom. 

2.READ THE FINE PRINT

Besides tuition, your online program may have other costs associated with it – like technology fees and graduation application fees. While such fees are not necessarily unfair or avoidable, it’s good to be aware of them to make sure you don’t get sticker shock when it comes time to pay your term bill.

You could also look for online schools that strive to keep their feels low or simple. CSU Global Campus is one such school that offers all inclusive tuition, so students don’t have to worry about after the fact costs.

3. DON’T JUST LOOK FOR THE CHEAPEST ONLINE COLLEGE

Instead of searching for the cheapest school, look for a college that feels like the perfect fit for you. Remember that changing schools down the road could cost you money. As you may have to pay new application fees or have to worry about certain credits not transferring.

By doing your due diligence, you’ll hopefully find a school and program that sounds ideal for your goals.

DID YOU KNOW?

The 2017 school year, annual cost for undergrad tuition and fees were averaged at $8,300 for in state public schools, $28,000 for private non profit institutions, and $16,200 for private for profit institutions.

NCES

College GPA Calculator

When it comes to narrowing your list of colleges to apply to, there are so many things to balance. Does the school have the degree you want to earn? Does it fit your budget? What are the GPA requirements? We’ve put together a list of colleges that accept different levels of high school GPAs.

COLLEGE GPA REQUIREMENTS

At times during the process of applying to college, keeping track of the admissions checklists to all of your favorite schools, including the different GPA requirements, can seem like too much to handle.

However, there’s no need to worry. We’ve broken down each GPA level and found some partner schools that accept students at different GPA levels. In fact, there are plenty of options available at each level, which are:

  • 2.0 GPA 
  • 2.5 GPA
  • 3.0 GPA
  • 3.5 GPA

And, double check all of the requirements with the school because some schools offer conditional acceptance to students who don’t meet full time requirements.

WHAT COLLEGE CAN I GET INTO WITH A 2.0 GPA?

You may not have performed as well as you would’ve liked in high school, but there are still many colleges that may be interested in you. Plus, many of these schools offer online programs, which allow you even more flexibility while pursuing your degree.

Check out the list of schools below that accept a 2.0 GPA to learn about their admissions requirements and some of the popular programs available at each.

1

SOUTH UNIVERSITY

GPA REQUIREMENTS: 2.5

At South University, their goal is to provide educational opportunities. Their end to end degree programs are designed to prepare you for professional and personal success.

BASIC REQUIREMENTS FOR UNDERGRAD PROGRAMS

  • High school diploma (or equivalent)
  • 2.0 GPA
  • SAT score of 900 (ACT score of 19)
  • Complete university-administered placement test

The specific undergradadmissions requirements are slightly different for on-campus and online programs. For instance, online students only need to meet the SAT score (or ACT score) if they do not meet the minimum GPA requirements.

  • Bachelor of Business Administration (BBA)
  • BS – Bachelor of Science in Criminal Justice
  • Bachelor of Science (BS) in Healthcare Management
  • BSN – Bachelor of Science in Nursing
  • Bachelor of Arts (BA) in Psychology

University of Arizona Global Campus

  • Accredited University offering Associate’s, Bachelor’s and Master’s Degrees
  • Affordable tuition, 5-6 week courses, and various payment options
  • 80+ online programs

2

AMERICAN INTERCONTINENTAL UNIVERSITY

GPA REQUIREMENTS: 2.0

At American Intercontinental University, they understand the demands and challenges you face on a daily basis, which is why they’re always available to support you. Their programs offer 24/7 access to coursework online and through their app, so you can learn in ways that fit your life.

BASIC ADMISSIONS REQUIREMENTS FOR UNDERGRAD PROGRAMS

There are no GPA requirements listed for applicants looking to earn an undergraduate degree. Instead, AIU looks for applicants who show proficiency in English and math and require students to submit official transcripts or GED certificate.

  • Bachelor of Accounting
  • BS of Information Technology in Software Analysis and Development
  • Bachelor of Business Administration (BBA) in Human Resource Management
  • BS – Bachelor of Science in Criminal Justice – Law Enforcement
  • Bachelor of Business Administration (BBA) in Project Management

3

AMERICAN NATIONAL UNIVERSITY

GPA REQUIREMENTS: NONE LISTED

American National University is designed to teach adult learners a foundation to pursue their career goals through quality programs in career-focused disciplines.

COMMON ADMISSIONS REQUIREMENTS FOR UNDERGRAD PROGRAMS

While there are no GPA requirements listed, American National University asks that potential students contact the admissions department for guidance through the easy-to-complete process.

This process includes acquainting yourself to the campus or online platforms and completing the FAFSA to see what type of financial aid package you qualify for.

AVAILABLE UNDERGRADUATE PROGRAMS

  • Associate of Science (AS) in Paralegal Studies
  • Associate of Science (AS) in Pharmacy Technician
  • AS – Associate of Science in Network Support
  • Bachelor of Science (BS) in Medical and Health Services Management
  • Bachelor of Science in Nursing (BSN)

4

University of Arizona Global Campus  

GPA REQUIREMENTS: 3.11

At UAGC, they understand the unique challenges facing adult learners. As a result, they have tailored their online learning platforms, both on desktops and on mobile, to make it as easy as possible.

This includes a virtual classroom to interact and discuss assignments with your fellow students and a student portal that offers notifications and University alerts, as well as tracking the progress of your financial aid.

Admissions Info

Conditional acceptance to UAGC requires:

  • High school diploma (or equivalent)
  • Official transcripts
  • Computer with minimum technological requirements

UAGC normally requires students to be 22 or older or have previous college credits. However, there are exemptions available for younger students.

In addition, after conditional acceptance, UAGC has different stages to reach full acceptance, which includes completing the Student Success Orientation.

AVAILABLE UNDERGRADUATE PROGRAMS

  • Bachelor of Arts (BA) in Applied Behavioral Science
  • BA – Bachelor of Arts in Early Childhood Education
  • Bachelor of Arts (BA) in Health Care Administration
  • Bachelor of Arts (BA) in Operations Management and Analysis
  • BA – Bachelor of Arts in Sports and Recreational Management

WHAT COLLEGE CAN I GET INTO WITH A 2.5 GPA?

If you earned a 2.5 high school GPA, you meet the requirements of even more colleges and universities. Many schools in this range offer a combination of online and on-campus programs to offer you more choices.

Check out the list of sponsored programs below for colleges that accept applicants with a 2.5 GPA.

5

COLORADO CHRISTIAN UNIVERSITY

GPA REQUIREMENTS: 2.8

As the premier interdenominational Christian college in Colorado, CCU emphasizes the development of Christian character, compassion, and social character while advocating and teaching investigative study and the proper methods of scientific research and technological innovation.

REQUIREMENTS FOR UNDERGRAD PROGRAMS

  • ACT score of 19 or SAT score of 1060
  • Letter of recommendation showing spirituality
  • Essay

However, CCU still considers applications that don’t meet these requirements through a committee review process that may include an interview.

AVAILABLE UNDERGRAD PROGRAMS

  • BS – Bachelor of Science in Business Administration
  • BA – Bachelor of Arts in Early Childhood Education with Licensure
  • Bachelor of Arts (BA) in Elementary Education with Licensure
  • BS – Bachelor of Science in Health Care Admin
  • Bachelor of Science (BS) in Psychology

Southern New Hampshire University

  • Multiple term start dates throughout the year. 24/7 online classroom access.
  • Popular Online Programs include Business Administration, Psychology, Information Technology, Human Services…

6

FULL SAIL UNIVERSITY

GPA REQUIREMENTS: 2.0

Offering undergrad and graduate programs specifically designed for the world of entertainment, media, arts, and technology, Full Sail University’s creative approach provides an immersive and fast-paced learning experience.

BASIC REQUIREMENTS FOR UNDERGRAD PROGRAMS

  • High school diploma (or equivalent)
  • Government issued photo identification
  • Interview
  • Completed application and $75 application fee
  • Bachelor of Science (BS) in Computer Animation
  • Bachelor of Science (BS) in Game Design
  • BS – Bachelor of Science in Graphic Design
  • Bachelor of Science (BS) in Sports Marketing and Media
  • Bachelor of Science (BS) in Music Production

7

PURDUE UNIVERSITY GLOBAL  

GPA REQUIREMENTS: 2.0

Dedicated to adult learners who need flexibility to fit their busy lives, Purdue University Global offers an innovative approach to teaching and curriculum to help you achieve your personal and professional goals.

REQUIREMENTS FOR UNDERGRAD PROGRAMS

Applying to Purdue University Global is different than some schools and is more of a guided process rather than applying and waiting to hear back.

The first step is to contact an Admissions Adviser who can explain the process and guide you through each step. Usually, this includes an interview so your adviser can better understand your goals and find programs to help you achieve them.

  • BSBA – Bachelor of Science in Business Administration – Human Resources
  • Bachelor of Science (BS) in Criminal Justice
  • BS – Bachelor of Science in Cyber Security
  • Bachelor of Science in Nursing – RN to BSN
  • Bachelor of Science (BS) in Psychology

WHAT COLLEGE CAN I GET INTO WITH A 3.0 GPA?

If you earned a 3.0 GPA in high school, you are right at the average for all high school students, you’re GPA is competitive for colleges and universities that have stricter admissions requirements.

Discover the partner schools listed below that accept a 3.0 GPA.

8

COLORADO STATE UNIVERSITY – GLOBAL CAMPUS

GPA REQUIREMENTS: 3.20

The mission of Colorado State University – Global Campus is to provide career-focused and academically authoritative programs designed for working adults that are aligned with the fast changing markets and industry practices.

BASIC REQUIREMENTS FOR UNDERGRADPROGRAMS

Recently, Colorado State University – Global Campus decided to grant provisional acceptance to first time freshman directly from high school if they meet:

  • SAT score above 1000 (or ACT score above 20)
  • Less than 13 transferable college credits

However, CSU-Global grants full acceptance to students who have more than 12 transferable credits and a college GPA of at least 2.30.

  • Bachelor of Science (BS) in Accounting
  • Bachelor of Science (BS) in Healthcare Administration and Management
  • BS – Bachelor of Science in Human Resource Management
  • Bachelor of Science (BS) in Informational Technology
  • Bachelor of Science (BS) in Organizational Leadership

9

LIBERTY UNIVERSITY ONLINE

COLLEGE GPA REQUIREMENTS: 3.25

As a liberal arts institution with 17 colleges and schools, Liberty University offers a world-class education with a solid Christian foundation to offer students the values, knowledge, and skills you may need to succeed in life.

BASIC REQUIREMENTS FOR UNDERGRAD PROGRAMS

Some of the factors Liberty uses to determine acceptance are:

  • Cumulative high school GPA
  • Consistency and trends of grades
  • SAT or ACT scores
  • Essay submission
  • BS Bachelor of Science in Political Science
  • Bachelor of Science (BS) in Psychology
  • BS – Bachelor of Science in Business Administration
  • Bachelor of Science (BS) in Public Administration
  • Bachelor of Science (BS) in Early Childhood Education in Interdisciplinary Studies

Sponsored Schools

AVERAGE COLLEGE GPA BY MAJOR

There can be big differences between the average GPA of different majors for a number of factors, which include the difficulty of classes and the level of interpretation of right and wrong on tests and quizzes.

For instance, STEM majors on average tend to have lower GPAs than liberal arts and humanities majors. Many believe that one of the main reasons for this is that STEM courses rely on tests and quizzes where students are either right or wrong.

On the other hand, humanities, social sciences, and liberal arts courses are usually writing intensive, which leaves answers up to interpretation and levels of ‘rightness’.

The average GPA of some college majors are:

  • Chemistry: 2.78
  • Math: 2.90
  • Engineering: 2.90
  • Economics: 2.95
  • Psychology: 2.98
  • Biology: 3.02
  • Business: 3.11
  • Religion: 3.22
  • Music: 3.30
  • English: 3.33
  • Language: 3.34
  • Education: 3.36

As a result, usually these programs look for applicants that, based upon their high school GPA, can meet the rigors and challenges of the specific program. As a result, at some schools, applicants to STEM programs have to meet stricter requirements.

WHAT IS CONSIDERED A GOOD GPA?

The average high school GPA is 3.0, though for college bound students it’s likely a bit higher. Therefore, if your GPA is 3.1 or higher, you should be in good shape and have plenty of options when applying to colleges.

However, that doesn’t mean there’s no hope if you have a GPA less than 3.0. In fact, there are many colleges that accept low GPA.

GPA TO LETTER GRADES

Calculating your GPA can get tricky when it comes to translating letter grades into a number. Luckily, using the chart below, it’s not that difficult.

  • A: 4.0
  • A-: 3.7
  • B+: 3.3
  • B: 3.0
  • B-: 2.7
  • C+: 2.3
  • C: 2.0
  • C-: 1.7
  • D+: 1.3
  • D: 1.0
  • D-: 0.7
  • F: 0.0

Some schools score an A+ as a 4.3 GPA. However, usually these types of GPAs are only for the high school to use to determine class rank. When applying to colleges, most schools will translate that 4.3 into a 4.0 to keep your GPA on the 4.0 scale.

HOW TO CALCULATE GRADE POINT AVERAGE?

In order to calculate your GPA, do the following math:

  • Add all converted decimal grades together
  • Count the number of classes you’ve taken
  • Divide your sum by the number of classes
  • This is your GPA

For example, if you took seven courses your freshman year and earned:

  1. A
  2. B+
  3. A
  4. B-
  5. C+
  6. B
  7. C

Translate those grades into the numbers using the chart above:

  • A = 4.0
  • B = 3.3
  • A = 4.0
  • B- = 2.7
  • C+ = 2.3
  • B = 3.0
  • C = 2.0

Add those numbers together:

  • 21.3

Divide that number by the number of classes (7):

  • GPA = 3.04

Colleges with No Application Fee

Colleges with No Application Fee

Then, get matched to a program for free.

 

Colleges with no application fee may be available. Students who wish to attend a school may find the initial fee to just apply a bit off-putting. Some schools could offer a fee waiver. Others may not charge a fee at all. Unfortunately, many factors go into determining if the school should require an application fee.

College Application Fee Waivers

Some students may be able to request to not pay an application fee. This is done through an application fee waiver. Students may need to demonstrate financial need to obtain this type of waiver. It may be possible to obtain a fee waiver for applications done through the Common App. Some higher education students may also qualify for a fee waiver from the college directly. Should a student wish to obtain a waive, he or she should request one from the college financial aid office.

Why Do Colleges Offer No Application Fee?

The college admissions process may  seem daunting. Filling out financial aid is hard in itself. Students applying to numerous schools may find it impossible to pay for all of their app fees. That is why some schools may not charge an application fee. Some schools may not charge a fee to help expand the pool of applicants. It could also help to make the application process more affordable – and that may mean more accessible to those who cannot or do not want to pay numerous fees.

Some schools may charge a fee for various reasons. This may be an admin fee to cover the cost of managing those applications. The app fee is non refundable. For students applying to numerous schools, this may become expensive over time.

What Is the Average Application Fee?

According to a survey conducted in 2021, which included 889 colleges, the average cost of application fee amounted to nearly $45. Notably, some schools charged higher fees, with all the top-tier institutions demanding at least $78, averaging around $78. Out of the 64 schools examined, 22 surpassed this average, and Arkansas Baptist College claimed the highest position with a fee of $100. These findings highlight the considerable variation in application costs across different educational institutions.

Consider the cost of applying to school. Many students hope to get into one or two schools. These may be their favorite or first choices. Yet, many students apply to up to 10 schools. These work well as a safety school. If the student does not get into one, they may have other options to choose. At the average cost of $45 to $78, applying to 10 schools may mean spending $450-$750 just to apply to schools. Remember, there is no guarantee of getting in. That means students are spending $450-$750 just for the benefit of applying and may not get anything back in return. That may be expensive for many people.

What is the Common App?

The Common Application, or Common App, is a helpful tool for some students. It helps make it easy for students to use the same information to apply to more than one school. Instead, they complete the info on the Common App. Then, that info is sent to each school they wish to apply to. The Common App is free to set up and use. However, there may still be fees associated with applying to some schools.

The Common App is not used by all schools. Over 1000 colleges and universities in the U.S. do use it. Using the Common App is rather easy to do. Here are a few tips on how it works.

Users create a profile. You input your high school courses. Include your activities. Students may have to complete one of five essay topics. All of your personal data is saved in your profile. This may include anything relevant to applying for school. Then, students create a list. They add schools to that list they wish to apply to. The database of schools may provide insight to help you find schools that offer the programs you are interested in. They tend to offer a good deal of info to help you decide where to apply.

You may need to provide some extra information. Even with the Common App, some schools require additional information. You may need transcripts. Some schools require SAT or ACT scores. You may also have to include references or letters of recommendation too. Once you are ready to, you submit the applications to the schools using the Common App. You apply to schools one by one or at one time. And, you may have to pay an application fee to some schools at this time.

Are There Application Fees with the Common Application?

Students using the Common App may not pay a fee to register for the tool itself. Students may create an account and then complete applications using the Common App without cost. Some schools may still charge a fee to apply even if the student is using the Common App. The student may need to pay this fee before he or she may submit their application to a specific school.

There are some schools that may not charge an application fee that also use the Common App. Some high schools provide students with funds they may use up to a certain amount to apply to high schools using the Common App. Students may wish to speak to their financial aid advisor about options for this.

Colleges with No Application Fee

Here is a list of some colleges that may not have an application fee. This is accurate as of 2024. Things may change. Be sure to follow up with the school to check for current info for the school year you plan to apply.

Check out these top colleges with no application fees.

Colleges with No Application Fee

1

LOYOLA UNIVERSITY

Loyola University Chicago may offer a free application for freshman. They tend to have a full menu of online bachelor’s programs. To apply, you may need to send official high school transcripts. Also, ACT or SAT scores, a personal essay, and one reference. If admitted, you may need to send in a deposit to keep your space in the program.

  • Tuition: $51,716
  • Start Dates: Rolling
  • Enrollment: 16,899
  • School Type: Private
  • RN to BSN
  • Biology
  • Finance
  • Marketing

 

2

Concordia University

Concordia in St. Paul, Minnesota, may offer a no fee applications and may have a test optional admissions policy. To apply for their online bachelor’s programs, you may need high school transcripts. You may also have to write a typed 500-word essay. Some programs also ask for other things.

  • Tuition: $25,000
  • Start Dates: 3
  • Enrollment: 5,544
  • School Type: Private
  • Computer Science
  • Health Care Administration
  • IT Management
  • Criminal Justice

3

Siena Heights University

Siena Heights University is another college that usually has  no application fee. They may offer online degree completion programs for adults in an array of majors. To apply, you may have to fill out an online form, and answer prompted questions.

  • Tuition: $29,778
  • Start Dates: 3
  • Enrollment: 1,857
  • School Type: Private
  • Communications
  • Computer and Info Sciences
  • Education
  • Criminal Justice

4

Creighton University

Students may not have to pay a fee to apply to Creighton University. This private school offers a number of bachelor’s degree programs. Students may need to complete an essay. They may also need to provide transcripts and recommendations. GPA and ACT/SAT scores may be important here as well.

  • Tuition: $47,000
  • Start Dates: 3
  • Enrollment: 8,397
  • School Type: Private
  • Organizational Leadership
  • Health and Wellness
  • Nursing
  • Dentistry

5

Cornerstone University

Cornerstone typically has a free application. It may ask for an essay stating your faith commitment and high school transcripts and at least a 2.0 GPA. You may also need an ACT, SAT, and Classic Learning Test scores. But that is if you are transferring in less than 24 college credits.

  • Tuition: $29,100
  • Start Dates: Rolling
  • Enrollment: 1,781
  • School Type: Private
  • Army ROTC Program
  • Ministry, Education
  • Human Services

6

Kentucky Wesleyan College

Students may be able to download the application for Kentucky Wesleyan College online. The school may require all official transcriptions. The application tends to require an essay. Students may also be required to submit their ACT composite or SAT total school.

  • Tuition: $33,393
  • Start Dates: 3
  • Enrollment: 813
  • School Type: Private
  • Business Administration,
  • Criminal Justice
  • Psychology
  • Design Arts

 

7

McKendree University

McKendree typically offers a range of online bachelor’s program with no application fee. They may also offer discounted tuition to eligible students. To apply, you may need a high school diploma or GED. And may need official SAT and ACT scores as well as a recommendation.

  • Tuition: $34,070
  • Start Dates: 4
  • Enrollment: 1,960
  • School Type: Private
  • Psychology
  • Business
  • Nursing
  • Criminal Justice

8

University of Maine – Augusta

Students hoping to apply to the University of Maine – Augusta may not have to pay an application fee. The application is online. Students may need to submit their high school or GED information. Any previous college transcriptions must typically be completed. Students may apply using the Common App.

  • Tuition: $21,548
  • Start Dates: 3
  • Enrollment: 4,446
  • School Type: Public
  • Liberal Arts
  • Business Administration
  • Information Technology
  • Library Science

9

Johnson & Wales University

Johnson & Wales University typically does not have a fee requirement. Students may wish to use the Common App to apply to this school. High school transcriptions are usually necessary. College transcriptions may  also necessary. The school is test optional. It encourages the use of ACT or SAT scores, though.

  • Tuition: $40,408
  • Start Dates: 2
  • Enrollment: 4,566
  • School Type: Private
  • Foodservice Systems Administration
  • Business Administration
  • Hospitality Administration
  • Human Resources Management

10

Lindenwood University

Lindenwood typically has a free application. They may also offer a range of online bachelor’s degrees and more than 100 courses every semester. To apply, you may need official high school transcripts and ACT or SAT scores. You may also select “test optional” at the time of your application.

  • Tuition: $21,100
  • Start Dates: 5
  • Enrollment: 7,000
  • School Type: Private
  • Finance
  • Business Administration
  • Criminology
  • Game Design

11

Southeast Missouri State University

The Southeast Missouri State University application fee is typically zero. Both an online and paper application is available. Students may need to apply with an essay. An ACT or SAT score may be necessary for some students. The school may also require all transcripts.

  • Tuition: $9,496
  • Start Dates: 3
  • Enrollment: 9,927
  • School Type: Public
  • Nursing
  • General Studies
  • Business Administration
  • Health Care Administration

12

Campbell University

Campbell is another college with typically no application fee. To apply, you may need transcripts and to set up a user account. You may also need at least a 2.0 GPA and or military experience. There may be a range of online bachelor’s degrees, including ones in applied science such as Pre-Law. For some of them, you might have to fulfill prerequisites or submit standardized test scores.

  • Tuition: $40,410
  • Start Dates: Rolling
  • Enrollment: 5,272
  • School Type: Private
  • Biology
  • Business Administration
  • Info Technology
  • Homeland Security

13

Campbellsville University

Campbellsville University often does not require an application fee. This private school aims to make applying as easy as possible. Students may do this online or in person. Students generally create an online account. They provide personal information. They could also provide ACT or SAT test scores if applicable. Some students may need to provide transcripts of any college courses they completed.

  • Tuition: $26,990
  • Start Dates: 2
  • Enrollment: 11,775
  • School Type: Private
  • Social Work
  • Business
  • Nursing
  • Criminal Justice

14

Concordia University-Saint Paul

Concordia typically offers a no fee applications and has a test optional admissions policy. To apply for their online bachelor’s programs, you may need high school transcripts. You may also have to write a typed 500-word essay. Some programs also ask for other things.

  • Tuition: $25,000
  • Start Dates: 3
  • Enrollment: 5,544
  • School Type: Private
  • Computer Science
  • Health Care Administration
  • IT Management
  • Criminal Justice

 

15

Houston Baptist University

Houston Baptist University typically does not charge an application fee for undergrad students. Students may apply through the school’s website. The programs may have perquisites for some. Students may need to provide ACT or ACT scores. Students may have a GPA requirement to meet if they do not have testing scores.

  • Tuition: $36,750
  • Start Dates: 2
  • Enrollment: 4,120
  • School Type: Private
  • Nursing

 

16

Loyola University New Orleans

Students applying to Loyola University – New Orleans may not have to pay an application fee. The Loyola Application or the Common App may be available. Students who attended high school using the Naviance program are encouraged to use the Common App. Other users may need to create an account. An essay and test scores may be necessary.

  • Tuition: $47,240
  • Start Dates: Rolling
  • Enrollment: 4,397
  • School Type: Private
  • Nursing
  • Criminology

17

Champlain College

Champlain typically offers a no fee application. To apply, you tend to need at least a 2.5 GPA and an aptitude for success in their online programs. You may also need English language proficiency, transcripts, and a resume. Plus, CCO’s online bachelor’s degree programs are fully online and come in 7-week sessions.

  • Tuition: $45,550
  • Start Dates: Rolling
  • Enrollment: 3,543
  • School Type: Private
  • Business
  • Cyber Security
  • Accounting
  • Computer Science

Are You Looking for More Schools to Consider?

Here are a few more schools to apply to that may not require an application fee. Click on the name of the school. Then, find their application information on that page.

Previous No Application Fee Schools

This list of colleges used to offer no fee applications to students. Some may have changed their policy. Others may have put in place new fees for some students. It may be worth looking into these schools to find out if they now offer no fees again. Click on the school’s name. Then, follow the application info to learn more. Some of the best colleges change these application guidelines every few years.

2024 Colleges with High Acceptance Rates

In the quest for a college education with high acceptance rates can serve as a source of hope, especially if academic performance poses challenges to obtaining a degree. To assist in this pursuit, we’ve curated a list of reputable higher education establishments that potentially offer admissions with acceptance rates reaching up to 100%. This resource can be immensely valuable for those seeking a new start on their collegiate journey.

3 THINGS YOU SHOULD KNOW ABOUT COLLEGE ACCEPTANCE RATES

In 2023, only 4.50% of applicants received admission offers from Harvard University. However, there are numerous educational institutions that approach admissions more holistically. These schools, characterized by higher acceptance rates, are less stringent. Yet, this flexibility signals their openness to recognizing potential in students with imperfect academic records. Here are three essential points to consider.

1. ACCEPTANCE RATES MAY VARY

Firstly, certain institutions, such as the University of Scranton, might boast higher early acceptance rates. Consequently, submitting your application as soon as possible could be a strategic move.

Secondly, some schools, like UNC Chapel Hill, may have disparate acceptance rates for in-state and out-of-state applicants. Consequently, it’s prudent to compare state schools with out-of-state options, as well as different campuses within the same university system. This approach allows you to identify colleges with acceptance rates that align with your educational objectives.

To sum it up, start by constructing a list of potential schools, and then meticulously compile information regarding their acceptance rates and admission policies. Consider whether staying in-state is the right choice for you, whether applying early is advantageous, and the types of institutions that best fit your aspirations.

2. CONSIDER PRIVATE COLLEGES

In many cases, smaller private colleges tend to boast higher acceptance rates when compared to their larger public university counterparts, especially in contrast to renowned public flagship institutions. In essence, it’s advisable to include private colleges in your list of prospective schools. Moreover, considering applications to regional public institutions is another avenue worth exploring. And, certainly, don’t overlook the potential of online colleges, as many of them prioritize inclusivity. In summary, be sure to thoroughly explore all your available options. As demonstrated above, you have a more extensive array of choices than you might initially realize!

3. DON’T JUST LOOK FOR THE EASIEST COLLEGES TO GET INTO

First, prioritize seeking out reputable colleges with high acceptance rates that align with your personal and professional aspirations. Subsequently, assess the educational programs and resources offered by each institution. This approach ensures that you can envision yourself thriving in that academic environment. In essence, it’s essential to strike a balance between accessibility and suitability.

Finally, consider submitting applications to multiple schools, including those categorized as “reach” institutions. This strategy enhances your prospects of finding the educational institution that best suits your needs. Essentially, when you apply to several schools, you create a situation where these institutions vie for your enrollment. In the grand scheme, having a range of choices is advantageous. In summary, aim to create a well-rounded list that combines accessible options with those that are the right fit and includes some aspirational “reach” schools. This approach provides you with a solid starting point for your college search.

University of Arizona Global Campus

  • Accredited University offering Associate’s, Bachelor’s and Master’s Degrees
  • Affordable tuition, 5-6 week courses, and various payment options
  • 80+ online programs

HOW IS COLLEGE ACCEPTANCE RATE CALCULATED?

Simply put, college’s acceptance rate is determined by taking the number of students admitted to that college and dividing it by the total number of applicants. For instance, if a college received 37,000 applications and granted admission to only 3,700 students, the acceptance rate for that school would be 10%. In brief, highly sought-after institutions often have lower acceptance rates. As illustrated above, considering regional schools, online universities, or private colleges might offer you a more favorable chance of admission.

9 COLLEGES WITH HIGH ACCEPTANCE RATES

CollegeAcceptance Rate
American Intercontinental University100%
Colorado State University Global Campus96%
Southern New Hampshire University92%
Full Sail University100%
Grand Canyon University83%
South University100%
University of Arizona Global Campus87%
Saint Leo University71%
Colorado Christian University100%

1

AMERICAN INTERCONTINENTAL UNIVERSITY

Acceptance Rate: 100%

Available Degree Programs

  • BBA or Bachelor of Business Administration in Management
  • Bachelor of Healthcare Management
  • BS in Criminal Justice – Homeland Security and Crisis Management
  • Bachelor of Information Technology in Information Assurance and Security
  • BBA in Finance
Undergraduate Admissions Requirements

The admissions process at AIU include:

  • Connecting with AIU Admissions Advisor
  • Completing online application
  • Submitting official transcripts
  • Applying for financial aid

UNIQUE ELEMENTS

AIU understands the unique challenges you face. Which is why they offer flexible degree programs to fit your schedule. Additionally, they offer 24 7 support, and a Graduation Team. In order to help you through your educational journey.

2

COLORADO STATE UNIVERSITY GLOBAL CAMPUS 

ACCEPTANCE RATE: 96%

Available Degree Programs

  • Bachelor of Science (BS) in Communication
  • BS in Healthcare Administration and Management
  • Information Technology BS
  • BS in Organizational Leadership
  • Human Services Bachelor’s
Undergraduate Admissions Requirements

For many years, CSU Global only granted full acceptance to students with more than 12 college credits and a GPA of 2.30 or higher. In short, students who didn’t meet these requirements were granted provisional acceptance if they submitted:

  • Statement of Purpose
  • Current professional resume
  • SmartMeasure Assessment (takes about 30 minutes)

However, Colorado State University Global Campus now accepts First Time Freshmen. The requirements include those listed above for provisional acceptance and:

  • SAT score above 1000 or ACT score above 20
  • High school GPA of 3.20 or higher
  • Less than 13 transferable college credits

UNIQUE ELEMENTS

Designed for working adults, CSU Global offers professional relevant degrees that undergo continual evaluation. Including to ensure curriculum is aligned with fast changing market and industry practices.

3

ECPI UNIVERSITY

ACCEPTANCE RATE: 82%

Available Degree Programs

  • Cloud Computing Bachelor’s
  • Cyber and Network Security Bachelor’s
  • Bachelor’s in Electronics Engineering Technology
  • Mechatronics Bachelor’s
  • Bachelor’s in Mobile Development
Undergraduate Admissions Requirements

There’s a straightforward process to applying to ECPI University, which includes:

  • Scheduling an appointment with an Admissions Advisor
  • Assessment, including basic math and English concepts
  • Completing application

UNIQUE ELEMENTS

ECPI’s success is dependent on the trust and confidence they have earned from students, employees, and the communities. In particular, the school focuses on excellence in academics, commitment to students, and continually innovating to enhance each student’s experience.

4

FULL SAIL UNIVERSITY

ACCEPTANCE RATE: 100%

Available Degree Programs

  • Bachelor of Science (BS) in Computer Animation
  • BS in Game Design
  • Graphic Design Bachelor ‘s
  • BS in Sports Marketing and Media
  • Bachelor of Science (BS) in Music Business
Undergraduate Admissions Requirements
  • Completed application and $75 application fee
  • Documentation of high school graduation (or equivalent)
  • Government-issued photo ID
  • Interview with an Admissions Representative

In addition, students do need to prove English proficiency. Another key point, for students applying to online programs, pass a technology assessment.

UNIQUE ELEMENTS

The creative approach at Full Sail includes immersive, fast paced, and relevant programs.That is to say programs that mirror the workflow and collaboration usually found in today’s rapidly changing industries.

Southern New Hampshire University

  • Multiple term start dates throughout the year. 24/7 online classroom access.
  • Popular Online Programs include Business Administration, Psychology, Information Technology, Human Services…

5

SOUTHERN NEW HAMPSHIRE UNIVERSITY 

ACCEPTANCE RATE: 92%

AVAILABLE DEGREE PROGRAMS

  • Business
  • Criminal Justice
  • IT & Cyber Security
  • Psychology
  • and more
UNDERGRADUATE ADMISSIONS REQUIREMENTS

Freshmen applying to SNHU directly from high school need to:

  • Complete an Application
  • Obtain a High School Transcript Release
  • Electronic Attestation Form, stating that you’ve graduated from high school or received your GED

An SNHU admission counselor will walk you through the process and answer your questions. 

UNIQUE ELEMENTS

Named one of the world’s most innovative in 2012 by Fast Company magazine

 

6

REGENT UNIVERSITY

ACCEPTANCE RATE: 82%

AVAILABLE DEGREE PROGRAMS

  • Bachelor of Science in Business
  • BS in Criminal Justice
  • BS in Professional Studies – Healthcare Management
  • Bachelor of Science in CyberSecurity
  • Bachelor of Science in Psychology
ONLINE UNDERGRADUATE ADMISSIONS REQUIREMENTS
Note: Requirements may vary by program
  • High School Transcripts – Proof of high school graduation
  • Online Application & Questionnaire
  • Government Issued ID

Regent University offers 8 and 15 week course selections.

UNIQUE ELEMENTS

Regent University programs consistently top the charts among U.S. News & World Report “Best” rankings. Notably for quality, service and faculty credentials and training.

7

University of Arizona Global Campus 

ACCEPTANCE RATE: 87%

AVAILABLE DEGREE PROGRAMS

  • Bachelor of Arts (BA) in Sports and Recreation Management
  • Bachelor of Science (BS) in Information Technology
  • BA in Applied Behavioral Science
  • Business Administration BA
  • BA in Instructional Design
UNDERGRADUATE ADMISSIONS REQUIREMENTS

The admissions process at UAGC is designed to make sure that you are committed to pursuing your degree. Initially, your conditional acceptance requires:

  • High school diploma (or equivalent)
  • May need to submit official transcripts
  • Access to a computer that meets minimum technological requirements
  • 22 years or older (though exemptions exist for younger students)

In detail, after conditional acceptance, the school has different stages to full acceptance. For example, these include achieving a C- cumulative grade by week 3 in your first course and completing the Student Success Orientation.

UNIQUE ELEMENTS

UAGC knows how busy you are, which is why they created an online classroom that fits your needs. In particular one that you can easily access through your smartphone, tablet, or laptop. Plus, you’ll have access to faculty, classmates, librarian, writing assistants, and career service specialists to support your pursuit of a degree.

8

SAINT LEO UNIVERSITY

ACCEPTANCE RATE: 71%

AVAILABLE DEGREE PROGRAMS

  • Bachelor of Arts (BA) in Human Resource Management
  • BA in Psychology
  • BA in Sociology – Diversity and Inequality
  • Health Care Administration Bachelor of Science
  • BA in Liberal Studies
UNDERGRADUATE ADMISSIONS REQUIREMENTS
  • Complete application
  • Official high school transcripts
  • Letter of recommendation (optional)
  • Standardized test scores (optional)

UNIQUE ELEMENTS

As the oldest Catholic institution of higher education in Florida, St. Leo University seeks balanced growth in mind, body, and spirit for all members of their diverse community of students.

9

COLORADO CHRISTIAN UNIVERSITY

ACCEPTANCE RATE: 100%

AVAILABLE DEGREE PROGRAMS

  • Bachelor of Science (BS) in Accounting
  • BS in Business Administration
  • Bachelor of Arts (BA) in Communication Studies
  • BS in Human Resource Management
  • Bachelor of Science in Nursing (BSN) – RN to BSN
UNDERGRADUATE ADMISSIONS REQUIREMENTS
  • 2.8 high school GPA
  • SAT score of 1060 (or ACT score of 21)
  • Strong spiritual recommendation
  • Admission essay

With this in mind, the school recommends that you apply even if you don’t meet these requirements. In this case, CCU will still consider your application under a committee review process, which may include a personal interview.

UNIQUE ELEMENTS

As one of the premier interdenominational Christian colleges in Colorado, Colorado Christian University places a strong emphasis on excellence in teaching and providing opportunities for research and performance for both faculty and students.

Sponsored Schools

Cyber Security in Today’s World

Interview with Ron Woerner: What Is Cyber Security in Today’s World

Ron Woerner stands as a seasoned IT veteran and a luminary in the field of cyber security, offering a wealth of knowledge from which one can glean valuable insights. His current role as the Director of Cyber Security Studies and an assistant professor at Bellevue University underscores his expertise in this domain.

His journey into the realm of IT and cyber security was ignited by an early fascination with computers and an innate curiosity about unraveling the inner workings of technology. This initial spark paved the way for his illustrious career as both a distinguished cyber security expert and an educator in the realm of IT.

Cyber Security Tips Ron Woerner

Woerner commenced his academic journey by achieving a Bachelor of Science degree in Computer Science, a commendable feat he accomplished at Michigan State University’s esteemed College of Engineering. His thirst for knowledge then led him to pursue a Master of Science degree in Information Resources Management, an achievement he attained at Syracuse University’s renowned School of Information Studies & Technology. To further fortify his expertise, Woerner has also earned various certifications, including the esteemed Certified Information Systems Security Professional (CISSP) and the highly regarded Certified Ethical Hacker (CEH).

As his reservoir of experience and capabilities expanded, Woerner has earned recognition as an authoritative figure in the realm of cyber security. He has shared his profound insights by contributing articles to industry publications, delving into pressing topics such as “4 Challenges to Address Corporate Cyber War” and “Educating Employees to Build Better Cyber Security.” Moreover, Woerner frequently graces conferences on cyber security and risk management as a distinguished speaker. Notable presentations in his repertoire include a captivating “Human Hacking” discourse at the US Cyber Crime Conference and an illuminating “Security in the New World” presentation at the Armed Forces Communications and Electronics Association (AFCEA) conference.

So what is it like to work in cyber security in today’s ever changing technical world? We are pleased to share Ron’s thoughts on that topic.

Please give a general definition of cyber security for someone interested in Information Technology but may not be familiar with the field.

The practice of cyber security is preventing, detecting, and responding to threats to the confidentiality, integrity, and availability of information systems and data.

Tell us more about your background and education. What brought you to work in IT and cyber security? 

I’ve always been interested in computers. I started using them in middle school in the early 1980’s and bought my own computer in 1982. It stems from always being curious on how things work. I studied computer science in college with a full-ride AFROTC scholarship to Michigan State University

After college, I worked for a year at AT&T Bell Labs in New Jersey in their archives researching the history, patents, and technologies. Once active-duty, I was an Air Force Intelligence Officer. That taught me many of the fundamental concepts of cyber security. I gravitated toward that topic as a Master’s degree student in the mid-1990’s, since it merged my computer science and intelligence backgrounds. I started working cyber security full-time in 2000 when I created a security program for a major billing company.  

Your professional IT work experience has been in many varying industries, from TD Ameritrade Bank to Nebraska Department of Roads to a food packaging company. Can you tell us a little about how cyber security varies from industry to industry?

The basic cyber security concepts and philosophies don’t change from industry to industry. What’s different are the compliance requirements and the organization’s risk management approach. TD Ameritrade is both a publically-traded company as well as an online brokerage. They have many more regulatory requirements than organizations not in that industry. Regulatory and legal requirements often make a security professional’s job easier, since it sets the goals for a security program. For other organizations I worked for, I had to sell the reasons for security technologies, policies, and procedures to ensure they fit the organization’s business model.

The other difference is how the organization manages risk. Financial organizations and publically-traded companies are much more mature in their understanding and handing of risks. Government and private organizations have a different risk tolerance and therefore the security program must be able to work within their risk framework. 

Cyber security is really a component of risk management and a function of the organization’s business. Cyber security professionals need to use sound risk management processes to ensure IT and cyber security risks are identified, assessed, and appropriately managed based on the business model.  

Can you talk about your dual role as an educator at Bellevue University and as the university’s Cyber Security expert?

The Bellevue University Cyber Security programs are designed to meet the high demand for cyber security professionals in both the public and private sectors. Combining theory with active learning, the program provides a framework for protecting an organization’s information and technology assets. The program is designed for professionals who want to build and expand their knowledge of protection and risk management techniques in the realm of cyber technologies. The program focuses on network and software security, risk management, protection mechanisms, business continuity planning, disaster recovery, and governance of information systems.

As the program director, I need to convey to my student and colleagues the skills, abilities, knowledge, and behavior required of security professionals. I am often asked by people both internally and externally for my expert opinion on a particular security issue, breach, or vulnerability. This requires continual study and research to be able to answer questions accurately and intelligently along with keeping my technical skills up to date.

As an Cyber Security professor, what concepts are you teaching students that are new for even you, a veteran of the industry?

The more I learn, the more I realize just how much more I have to learn. This is true in almost any field, not just IT. A good security professional needs to be well-versed in a multitude of subjects including economics, business management, psychology/human factors, legal studies and project management along with technology. 

Within technology, the newest area is mobile and cloud computing. Many organizations are moving to cloud technologies and using mobile devices like smartphones and tablets. This requires a slightly different mindset than traditional technologies. So, I’m continually learning the technologies in use such as virtualization, mobile app development, and big data.

Bellevue University is partners with numerous large companies like IBM, EMC, and Cisco. I’m taking advantage of the great training that comes with those partnerships.

It sometimes boggles my mind how much more there is to learn.  A philosophy I live by is to always be learning.  

How has cyber security changed since you entered it? Where do you see it going in upcoming years?

We will continue to see anytime/anywhere computing grow. Mobile and cloud computing enable this. The Internet of Things (IoT) is also a great change where more devices are made network-accessible. This means we’ll need to identify the threat, vulnerabilities, and risks associated with those technologies and apply security accordingly.

We are slowly migrating away from passwords. They are a very poor security control, yet they are very simple and cheap to operate. We will continue to see a growth in two-factor or multi-factor authentication, which requires users to use something they know (like a password) along with something they have (like a cell phone) or something they are (like a fingerprint). It’s much more common-place and user-friendly today, which is great because of the additional layer of security it provides.

Many companies from varying industries have been featured in the news recently for having their company and consumer information stolen by hackers. How does the field of cyber security contribute to preventing these kinds of hacker attacks and security breaches?

The recent breaches are causing many (if not most) organizations to re-prioritize cyber security. They don’t want to be the next headline, so they are hiring cyber security professionals to improve their technologies, policies, and procedures to reduce their risks. Cyber Security professionals understand threat vectors and the threat landscape to better anticipate potential security problems and hopefully stop them before they occur (aka prevention). They also understand how to detect issues to reduce the impact or probability of damage occurring. Lastly, they can help the organization respond appropriately when there is a breach.

There is no silver bullet to security. It takes dedicated security personnel along with universal participation of all employees to keep risks at a manageable level.

In your opinion, is it an ideal time to go into IT or to become an IT specialist? If so, why?

IT continues to be one of the hottest career fields. Computers are now ubiquitous and we need people to program, maintain, manage, and secure them. There are way more jobs than there are workers. 

What qualities or skills do you think are necessary for pursuing a career in IT and cyber security?

We need students who know more than just how to point and click, but understand the underlying technologies. They need to be consistently curious about the technology with a passion to learn the many different facets of the career field. To be successful cyber security also takes maturity. Things rarely go as planned. The professional needs to be able to handle adversity and implement contingency plans to meet organizational goals.

Other skills needed for not only IT / Cyber security, but all career fields are the ability to (1) communicate and (2) work with people. Being a successful IT or cyber security professional means more than just the technology, but the ability to interact with the people who use that technology.

What advice do you have for students pursuing a degree in IT or cyber security? How can students prepare themselves for the challenges?

A-B-C: Always Be Curious. There’s so much to learn (see my quote above) that you can’t get it all in the classroom. You need to do your homework even when you’re out of school to stay up to date. The real tests aren’t in the classroom, but in the workforce. 

Ask questions. If there’s something you don’t understand, it’s your job to ask intelligent questions to learn. 

CYA: Check Your Assumptions. Don’t assume that things are as they appear. Also, don’t assume that people understand what you’re talking about.

What do you find is the most exciting thing about the work you do?

The students. I love interacting and learning with them.


The experts interviewed for this article may be compensated to provide opinions on products, services, websites and various other topics. Even though the expert may receive compensation for this interview, the views, opinions, and positions expressed by the expert are his or hers alone, are not endorsed by, and do not necessarily reflect the views, opinions, and positions of EducationDynamics, LLC. EducationDynamics, LLC make no representations as to the accuracy, completeness, timeliness, suitability, or validity of any information in this article and will not be liable for any errors, omissions, or delays in or resulting from this information or any losses or damages arising from its display or use.

Cyber Security Issues

Interview with Michael Meikle: Challenges of Working in Cyber Security

Michael Meikle has witnessed the profound transformations within the Information Technology (IT) sector during his extensive two-decade tenure. The landscape that initially revolved around combating viruses and fortifying passwords in the 1990s has since undergone a substantial shift towards safeguarding data in our wireless, mobile-device-dominated world. Holding the pivotal roles of Chief Operating Officer and partner at the cybersecurity consultancy firm secure HIM, Meikle enjoys an unobstructed view of the ever-shifting terrain of data protection and risk evaluation within the IT domain.

Michael Meikle pursued coursework at Virginia Commonwealth University before embarking on a journey with a startup, where he gained invaluable hands-on experience. He furthered his education by earning a Master’s certificate in International Business Management and subsequently pursued multiple certifications, including the coveted Project Management Professional (PMP) and the esteemed Certified Information Systems Security Professional (CISSP).

Thanks to his profound expertise in the field, Meikle has been called upon to share his insights in articles addressing topics ranging from security breaches to effective business strategies. His contributions have graced esteemed publications such as the Los Angeles Times, the Chicago Tribune, and PC World Magazine. Additionally, Meikle is a sought-after national speaker on technology and cybersecurity, regularly delivering talks at diverse industry events, including those hosted by the Medical Society of Northern Virginia (MSNVA), the Intel/McAfee FOCUS Conference, and Secure360.

Meikle emphasizes that many of his early positions played an instrumental role in shaping his current career trajectory. He points to pivotal roles such as a system and network administrator at an engineering startup, a project manager within the US Department of Health, and a security architect at Capitol One as vital stepping stones in his professional journey.

A significant milestone in his career was achieved when he received the prestigious Governor’s Technology Award from the Virginia Department of Social Services. This recognition was bestowed upon him for his exceptional contribution to the implementation of the Division of Licensing Programs Help and Information Network (DOLPHIN) System. Notably, this marked his inaugural software product implementation intended for statewide use, marking a momentous achievement in his professional portfolio.

Our interview with Michael Meikle explores the challenges currently facing the field of cyber security and the importance of continuing education in order to stay current and informed in the IT industry.

Tell us more about your background and education. What led you to work in IT and cyber security?

I have always had an affinity for computers and technology, so when I joined an engineering startup in college, I naturally fell into a system/network admin role. From there, I leveraged my experience and gradually shifted my career toward software development project management. After completing some large enterprise projects, I saw that information security was becoming more crucial and so I sought out more opportunities that would take my career toward the cyber security discipline.

Please describe cyber security and what your company does for someone who may not be familiar with the field.

To boil it down to its most basic essence, cyber security is the protection of data. All the processes, technologies, and people involved are all concerned with confidentiality, integrity and availability of that data.

Our company, secureHIM, is a security consulting and education company. We provide cyber security training for clients on topics such as data privacy and how to minimize the risk of data breaches. To facilitate these services, secureHIM has partnered with the Information Institute and its founder Dr. Gurpreet Dhillion. This partnership provides an accredited information and security framework for these programs.

Our consulting programs include security program evaluation, HIPAA & HITECH security assessments, strategic social media programs, and IT security planning services.

What is the most exciting thing about the work you do? Or the most rewarding?

Developing and delivering security training programs for companies are two areas that are the most exciting for me. I really enjoy interacting with folks and providing some great material that can be interesting, helpful, and contribute a great deal to the security of their company.

The other area that is most exciting for me is incident response. While stressful, there is a thrill of tracking down the origins of a phishing attempt or successful malware infection and then crafting the appropriate solution to protect against such an incursion in the future.

Can you tell us about your different roles in the IT industry (security consultant, risk consultant, author, trainer, voice in social media)?

I’ve held quite a few different roles in the IT & Security Industry. I’ll list a few of these below:

Security Consultant – I have provided security consulting services for around 15 years across multiple industries (Financial, Healthcare, Government, etc.). Projects I have led include Data Loss Prevention (DLP), endpoint encryption, intrusion detection/prevention, risk assessments, and data breach response.

Risk Consultant – As part of my security consulting practice, I have provided a wide assortment of risk consulting services, primarily in risk assessments. These assessments include HIPAA, HITECH, application security, and enterprise security environment.

Author – I have a significant body of published work across various publications, including a recent article about the Affordable Care Act in Social Work Today.

Trainer – I am an eLearning expert with dozens of online courses/webinars in my portfolio. I have provided these services for ExecSense/Financial Times, AtTask, Medical Practice Trends, and in person at various enterprises.

Social Media – I am an active participant in social media and I also provide security services for enterprise social media programs. I have spoken at national conferences on the topic of social media and I have designed several social media campaigns for regional companies.

How has your entrepreneurial spirit been a benefit to you in the cyber security field?

The drive to take a concept and create a viable business around it is very beneficial in several ways. It forces you to keep on top of your industry. You have to continuously educate yourself to ensure you have not missed a crucial opportunity or made potentially damaging missteps. 

It also provides a healthy reality check regarding business realities and forces a person who is oriented toward technology to manage the day to day operations of a business. This is invaluable experience and a definite step outside of the comfort zone of a typical technologist.

What are some of the key points you emphasize when training a company on risk, compliance, and security? What are some of the challenges of the profession?

Key points on Risk:

  1. Effective enterprise risk management requires a certain level of corporate maturity. This entails a managed and supported governance program.
  2. The concept of risk management itself must be driven from the executive suite with full support of those executives.
  3. With a new risk program, start small. Track no more than 10 critical business processes (KPI). Attach a Key Risk Indicator (KRI) to each.
  4. Risks must have executive oversight and business ownership.
  5. There is no technological silver bullet for managing risk.

Key points on Compliance:

  1. An effective compliance program is a component of a robust Governance, Risk, and Compliance initiative. This relies on a level of corporate maturity and support from the executive suite.
  2. The regulatory burden on multiple industries is continuously increasing. An enterprise needs to be educated on its local, state, and federal regulatory burden to ensure its program is covering its exposure.
  3. Beware of compliance by “checklist.” A checkbox compliance program may be tempting but many industry regulatory frameworks are incomplete or vague, which could lead to missing key risks. PCI compliance can be a good example of compliance by “checklist.”

Key points on Security:

  1. Security must become more of a priority at the executive level. Even with the latest breaches, corporate leadership mostly considers cyber security as a necessary evil with appropriate funding and visibility to match.
  2. The most unsophisticated security solutions still provide the most bang for the buck. These include patching your servers and endpoints, training your users on security risks, standard, updated antivirus/antimalware protection on servers and endpoints.
  3. Consider that nearly all of the recent major breaches have begun with a phishing campaign that lead to accounts becoming compromised and eventually stolen data.
  4. Monitor the tools you do have in place. All of the security solutions in the world will not protect you if they are not managed and monitored. Trained staff interpreting the data that is received by these solutions is very critical.

Challenges of the Security Profession:

  1. Staying current on the latest technologies, threats, and regulations is quite difficult. It requires continuous education.
  2. Communicating the need for training to leadership. Training in the enterprise today is not a priority for most companies. I have consulted for quite a few who do not invest at all in their employee’s ongoing education.
  3. Communicating the importance of security to leadership. It is an unfortunate reality that the security team of most companies becomes involved in a project near its completion when a security issue occurs. Proactive information security involvement in the enterprise is still in its infancy.

Companies from varying industries are desperately trying to safeguard their information from being hacked. What are some principle practices that you emphasize to companies trying to maintain security?

When considering your security program, remember it is about protecting the enterprise data. Data is the new currency and is increasingly important to the enterprise. In some industries, the protection of data has added federal mandates, such as healthcare Protected Health Information (PHI).

When protecting your data, review the Data CIA model. This stands for Confidentiality, Integrity and Availability.  Is you data confidential to unauthorized users? Do you know who has accessed, changed, or copied your data (integrity)? Can your data be accessed by authorized users when appropriate (availability)?

How has the cyber security field changed since you entered it?

The security field has changed tremendously since I first entered it in the 1990s. At that time, decent virus scanning tools, patching endpoints/servers when necessary, and a firewall were considered a viable security program. Security was usually an activity underneath the IT department that was managed by system administrator on an “as needed” basis.

Fast forward to today and the pace of security has become frenetic. New threats arise constantly and staying ahead of the curve is nearly impossible. In many cases, cyber security is still a subcomponent of information technology, but that is changing quickly. The basics of security still apply. Patching, monitoring, endpoint and server protection, employee training etc. are very critical.

The biggest change has been the arrival of consumer technologies into the enterprise (Consumerization). Gone are the days of corporate Blackberries, laptops, and desktops being the only devices an employee uses to access corporate information. Now a plethora of iDevices, Androids, and other mobile devices have knocked down the enterprise technology barriers. Managing how data is accessed, stored, and transmitted on these devices is one of the largest security challenges for security departments today.

Security has gone from the moat, drawbridge, and castle model to building a multiple secure perimeters around crucial pieces of corporate data. 

Do you think it’s an ideal time to go into IT or to become an IT specialist, and if so, why?

I believe it is a viable career choice with some caveats. You must realize that IT has been the target of downsizing, right-sizing, outsourcing, whatever euphemism you want to call it for over twenty years. You must be very flexible in your IT career and constantly aware of what trends are impacting the profession. Information security is relatively hot at the moment, but that could change quickly. Be prepared to shift your direction in your career and always have a few other IT skills you can fall back on.

Which skills do you think are necessary for pursuing a career in IT and cyber security?

General skills that may serve you well in IT and security:

  1. The ability to learn quickly
  2. Ability to troubleshoot problems while drawing on multiple sources of information
  3. Ability to embrace change
  4. The ability to communicate technical concepts to business users so they can make the appropriate decisions
  5. A love of technology

Valuable technical skills would be:

  1. Operating Systems
  2. Networking
  3. Servers
  4. Storage
  5. Virtual Machines
  6. Software Architecture

What advice do you have for students pursuing a degree in IT or cyber security? How can students prepare themselves for the challenges?

To prepare for the pursuit of an IT or cyber security degree, I would earn an industry certification or two. Take a look at the various CompTIA certifications and see what fits your interest. They may be valuable for your resume but there is no replacement for experience. Experience in the industry will give you the best feel for what to expect in a degree program. Internships may be abundant for IT and security, so seek them out at your university. 


The experts interviewed for this article may be compensated to provide opinions on products, services, websites and various other topics. Even though the expert may receive compensation for this interview, the views, opinions, and positions expressed by the expert are his or hers alone, are not endorsed by, and do not necessarily reflect the views, opinions, and positions of EducationDynamics, LLC. EducationDynamics, LLC make no representations as to the accuracy, completeness, timeliness, suitability, or validity of any information in this article and will not be liable for any errors, omissions, or delays in or resulting from this information or any losses or damages arising from its display or use.

Cyber Security Career

Interview with Doug Landoll: Navigating A Cyber Security Career

Amidst the era of digitization, where reports of cyber security breaches make frequent headlines, Doug Landoll has consistently maintained a proactive stance. Functioning as an authority in security risk evaluation and serving as the Chief Executive Officer of a firm specializing in information security, Landoll boasts a wealth of years spent acclimatizing to the dynamic shifts within the realm of IT. This encompasses the diverse array of perils that loom over digital data, spanning the domains of public and private information alike.

Cyber Security Career | Doug Landoll

Fueled by a passion for engaging with computers, Landoll achieved his Bachelor of Science degree in computer science from James Madison University. Subsequently, he pursued his executive Masters of Business Administration (MBA) from the esteemed Red McCombs School of Business at the University of Texas in Austin. Alongside his academic accomplishments, Landoll obtained certification as a CISSP (Certified Information Security Professional), a premier credential within the information security arena.

Over the passage of time, Doug Landoll’s professional journey encompassed diverse roles within multiple companies. These ranged from serving as a Trusted Product Evaluator at the National Security Agency, to assuming the mantle of Practice Director of Risk & Compliance Management at an enterprise specializing in information security, and culminated in the establishment of Lantego—a firm comprising adept professionals in information security compliance—with Landoll at its helm as CEO. He crafted a comprehensive handbook for security risk assessment, a vital resource embraced by IT practitioners and learners alike. Owing to his extensive expertise, he has earned prominence in numerous publications addressing information security subjects, and he frequently delivers talks at prominent IT conferences such as the recent Information Systems Audit and Control Association conference.

Read our full interview with Doug Landoll to find out how he got into IT and the field of cyber security and how the navigates the ever-developing challenges of the digital age.

Tell us more about your background and education. What led you to work in IT and cyber security? 

I always loved working with computers and enjoyed the mathematics background and analytical aspect of it all, but I never really enjoyed programming. Back when I went to school, programming seemed to be the only option in the field. Somehow I just knew I would find something in this field so I kept on with my education. A BS in Computer Science allowed me to pursue work in this field and discover that there were a wide variety of positions. I was introduced to the field of computer security (which I really did not know existed) when the intelligence community recruited me in my senior year of college. Once I caught that bug, I have never looked back. I love this field of study.

Did you hold any past positions that have played a significant role in where you are today?

I held several positions that influenced where I am today. I led several technical teams while serving in the intelligence community, analyzing security vulnerabilities of commercial systems. I led consulting practices within large organizations and grew them with additional services and members. But the most rewarding and influential positions I have held is founding and running my own company. I have done this four times now: founding, growing, and eventually selling information security consulting practices. I now enjoy working for myself and concentrating on information security risk assessments, policy development, and the education of others pursuing a career in information security.

Please describe cyber security and what your company, Lantego, does for someone who’s unfamiliar with the field.

Cyber security can be thought in two distinct missions: Builders and Busters. Builders design, assemble, configure, and operate secure networks and applications. Their job is to ensure that they create the most resilient and secure systems to protect an organization’s assets with the resources they have. Busters review, assess, and test these systems looking for any design, implementation, or operational flaws or vulnerabilities in the system. Their job is to find these vulnerabilities, prioritize them, and suggest how to fix them in the most efficient and effective way possible.

Lantego specializes in assessments. Gap assessments are a review of the current security controls with respect to an industry standard such as HIPAA (Health Insurance Portability and Accountability Act) security and privacy or the Payment Card Industry Data Security Standard (PCI DSS). Security risk assessments go one step farther and assess the likelihood that vulnerability could be exploited and the impact it would have on the organization. This allows us to prioritize our findings. Lantego also develops information security policies and processes for state agencies and commercial organizations when they are lacking appropriate administrative controls. Many organizations seek independent consultants for assessments and policy development because of the need for an independent review and the lack of specialized resources to create policy.

What keeps you excited and interested in the work you do?

I keep excited about my work because there is always something new to work on. Last year, I rewrote the information security policy set for the State of Arizona and worked directly with the State CIO (chief information officer) and State CISO (Chief Information Security Officer) in a project that affected all 145+ agencies in the state. At the same time, I performed HIPAA security risk assessments for hospitals in Virginia, resourcePageQuoteTennessee, Texas, and Arizona. The variety of environments, business models, system implementation, and security requirements keeps me on my toes and the work always interesting.

Expand on your different roles in the IT industry (risk assessment expert, author, voice in social media).

One of the most influential efforts I ever pursued in the writing of my first book: The Security Risk Assessment Handbook. I knew a lot about risk assessments at the time but the research I did to create a textbook expanded my knowledge beyond what I would have ever received from simply performing the risk assessments.

As a recognized expert on security risk assessments, I am able to provide some insight on the process, the state of security in the industry, and how we can continue to improve our security postures as the threat environment continues to mature. Just as regulations and threats continue to evolve so too does my own risk assessment process every time I perform another risk assessment.

I share my thoughts, findings, and experiences through social media and conferences. As a profession, it is important that we share our experiences and continue to mature our tools and processes to secure the infrastructure that protects data assets.

Is your book, The Security Risk Assessment Handbook: A Complete Guide for Performing Security Risk Assessments, used for students pursuing an IT degree? If so, what information do they find most helpful?

My book was written specifically for the practitioner. Anyone who intends to understand how to perform an information security risk assessment (or even use the results of one) will gain a practical understanding of how to conduct a complete assessment. The book is used in many colleges and universities as either required or supplemental reading. What the student will gain is practical advice on how to actually perform an information security risk assessment. Most students are surprised by the detail of instruction in the book. I wrote the book because there was no such instruction available elsewhere.

How has your entrepreneurial spirit helped you become an expert in the cyber security field?

My entrepreneurial spirit has allowed me to pursue business plans and offer information security services that my previous employers or “the big guys” did not see coming or did not see enough profit in. I am able to create new services quickly and effectively when I see a potential need. For example, last year I created a new class on the NIST Cyber Security Framework to coincide with NIST’s release of this new framework. I was able to gain several new clients who quickly adopted the standard and were unable to find training anywhere else.

I am also able to specialize in areas that I feel are most needed and underserved. For example, this year I launched my “Black Diamond Initiative”. This is what I call expert-only services. Most organizations have the expertise in-house to develop and deliver most of their information security program elements… with two notable exceptions. The first exception is an objective and independent review of the controls they put in place (i.e., an information security risk assessment). The second exception is education and training. When organizations reach out to consultancies for either an assessment or certification training the most important element is the expertise of the actual consultant that gets assigned. Assessing risk or educating your people is no place to cut corners, so organizations should demand an expert – that’s what Lantego delivers. We only provide experts in the field (i.e., someone who has performed scores of risk assessments or trained thousands of CISSP candidates).

What do you find are the most challenging aspects of cyber security as a field?

Keeping up with changes. No one can be an expert in the entire field of information security. You need to pick your areas of expertise and then be diligent about keeping up. There is always a new tool, regulation, technique, breach, conference, or threat that your customers expect you not only to know about but to have an opinion and a solution.

Has the field of cyber security field changed since you entered it? If so, how?

The field has expanded greatly and will continue to do so for the foreseeable future. It used to be that we all considered ourselves information security engineers. Now we are clearly divided as builders or busters, and then again in many different specialties such as forensics, web application code review, regulation compliance, and many more. The good news is that there is a lot of discovery yet to happen and this is a very exciting field.

In your opinion, is it an ideal time to go into IT or to become an IT specialist, and if so, why?

There are many types of jobs in both IT and IT specialties. If you have a desire to learn and push yourself, and if the thought of your field constantly expanding excites you, then I would advise you to pursue a specialty. It is not for everyone but for those that truly enjoy the challenge, you will find a career you truly enjoy.

Which skills do you think a person should build if they want to pursue a career in IT and cyber security?

Inherent skills include a thirst for knowledge, a desire to solve puzzles, and an analytical mind. If you have those, then throw yourself into the study of the basics: computer science, data analysis, programming, system design, privacy and security law. Once you understand the basics, pursue a position in a large company that allows you the freedom of lateral movement and encourages you to try new things. Pay attention to your interests and seek out experts. Let them know that you want to learn more about what they do. Continue this until you find your own special interest and then dig in.

What advice would you give to students pursuing a degree in IT or cyber security? How can students prepare themselves for the challenges?

Get involved in the cyber security community early. Many organizations such as ISSA (Information Systems Security Association), ISACA (Information Systems Audit and Control Association), and ISC2 (International Information Systems Security Certification Consortium) have student chapters; most security conferences have student rates and potentially even scholarships for qualified students. Attend meetings, go to conferences, even submit a paper. The earlier you get involved, the sooner you will be exposed to those areas that excite you and network with those that can help your career.


The experts interviewed for this article may be compensated to provide opinions on products, services, websites and various other topics. Even though the expert may receive compensation for this interview, the views, opinions, and positions expressed by the expert are his or hers alone, are not endorsed by, and do not necessarily reflect the views, opinions, and positions of EducationDynamics, LLC. EducationDynamics, LLC make no representations as to the accuracy, completeness, timeliness, suitability, or validity of any information in this article and will not be liable for any errors, omissions, or delays in or resulting from this information or any losses or damages arising from its display or use.

Online College Admission Process

Online College Admission Process

Online College ADMISSIONS PROCESS

In the ever-changing landscape of education, online college admissions have opened new doors. Whether you’ve recently graduated or you’re a professional seeking career advancement, understanding this process is pivotal. This guide is your companion through the stages of online college admission, starting from that first advisor call to enrolling in courses tailored to your aspirations. Uncover essential inquiries, necessary forms, and valuable insights for a seamless transition into online education. Empower yourself to make well-informed choices about your educational path.

STEP 1: THE FIRST PHONE CALL

During the first phone call, the Admissions/Enrollment Advisor/Counselor may want to schedule an interview time to speak with you. Otherwise, they may want to discuss the following during the first call and then schedule an interview at a later time:

  • Selecting the right program for your career and life goals. Are you looking for a school that accepts low GPAs or does not require entrance exams. All things to consider.
  • Your schedule and any time or life constraints for going back to school
Online CollegeGPA RequirementOther Requirements
GRAND CANYON UNIVERSITY3.0
  • High school GPA of 3.0 or above
  • ACT score of 19
  • SAT (Math and Reading only) score of 1000
  • GED and transcript of all credit-bearing coursework of 680 or higher
AMERICAN INTERCONTINENTAL UNIVERSITYNo GPA Listed
  • High school transcripts
  • High school diploma or GED certificate
  • Proficiency in English and math
COLORADO STATE UNIVERSITY GLOBAL CAMPUS2.0
  • SAT score of 880 on the Evidence-Based Reading and Writing and Mathematics sections or ACT score of 17
  • Official high school transcripts
PURDUE UNIVERSITY GLOBALNo Minimum Listed
  • Official transcripts
  • Upload government issued ID
  • Pay application fee
  • Review degree plan

When you speak with the Admissions Advisor from each school, they should provide you with specific information regarding their school and its offerings. It’s a good idea to ask the same questions so you can make accurate comparisons.

The following list of questions will be helpful to you — you can print these out and write down the answers as you speak to each school.

QUESTIONS TO ASK ADMISSIONS OFFICERS

  1. What type of accreditation do you hold?
  2. Do you offer any scholarships?
  3. Do you offer Title Four funding (government financial aid)?
  4. If I do not qualify for financial aid, do you offer help with Private Loans?
  5. Do you accept transfer credits from _______ school? (if you have any to transfer)
  6. Do you offer any credit for life experience?
  7. Do you accept CLEP transfer credits?
  8. How long will it take to complete your program?
  9. What are your technology requirements?
  10. Do you have a career services department?
  11. Do you have academic advisors?
  12. Do you offer technical support?
  13. Are books included in my tuition?
  14. Will I have access to a library?
  15. How does your program work?
  16. What is the time investment associated with this program on a weekly basis?

Note: Be sure to let the Advisor know if you are Active Military or a Veteran.

STEP 2: APPLICATIONS AND FORMS

After you have spoken with the schools, there are several ways you can begin the Admissions/Enrollment process:

  • It is not uncommon to receive an e-mail with the link to a school’s application site. Many schools have strictly enforced deadlines; however, do not be intimidated by this. These deadlines are established to separate serious students from non-serious students. Since the application should take only 10 minutes or so, take this opportunity to display your seriousness to the advisor.
  • You may be asked to pay an application fee, depending upon the school’s requirements. Make sure you ask your representative if there are any fees associated with filling out the application.
  • You may be asked to fill out financial aid paperwork. Some schools will complete your financial aid package prior to your acceptance, while other schools may wait until you are accepted.
  • Always feel free to contact your Admissions/Enrollment Advisor/Counselor with any questions. Most will follow up with you to see what questions or concerns you may have.
  • You may be asked to speak with a financial aid representative or a student accounts officer to set up a payment plan.
  • Some schools may require you to take a short exam or write an essay.

STEP 3: ENROLLMENT PAPERWORK

When you have chosen and been accepted by the school you wish to attend, you will be asked to sign an enrollment agreement. This may be e-mailed or mailed to you, or you may be directed to complete it online at the school’s website.

This is typically a three to seven page document that contains your personal information, your program of interest, what the institution is promising you, and what your obligations to the institution are.

Once you sign the document (you may e-sign, or sign manually and fax or mail back), you are enrolled!

STEP 4: COURSE REGISTRATION

Most institutions will recommend which classes you should register for first. Others may let you select from the course catalog. Keep in mind that if your school recommends that you register for certain classes, it is best to do so according to their guidelines.

In most cases, you can register online or on the phone. Once your registration is complete, many schools offer an orientation course to familiarize you with their format. It is recommended that you complete this course, as it will serve to benefit you.

HELPFUL HINTS

You might become anxious as your start date draws near. Just remember that this is normal, and that the first week of school might feel like culture shock. After a couple of weeks, you’ll assimilate school into your daily schedule and everything will begin to feel normal.

Simply keep reminding yourself:

  • “My education may enable me to make more money over my lifetime.”
  • “My education may enable me to move up the ladder in my company or get a better job.”
  • “My education may empower me to provide autonomy.”
  • “My accomplishment may inspire my children.”

You may even want to post it next to your computer or on your desk. Remember, in the words of Woody Allen, “80% of SUCCESS is showing up.”

IT Certifications

IT Certifications

The realm of skills extends beyond the boundaries of traditional colleges or degree-centric environments. Certain proficiencies find their form through IT certifications, akin to esteemed badges within the professional sphere. Intrigued by the concept of IT certifications? Discover a compilation of such certifications in the list below.

Within the tech community, there exists a division of thought: some champion specialized programs linked to vendors like Google, Microsoft, or Cisco, while others vouch for vendor-neutral assessments, exemplified by the offerings of the Project Management Institute. To delve deeper into this subject, check out our Top Online Project Management Programs for more information. However, the best IT certification for you can only be determined by you and your personal circumstances and your potential career path.

There are far to many Information Technology certifications for us to comprehensively cover, so we have selected a few of the more popular certifications and have listed some of the requirements necessary to complete them.

AWS CERITFIED SOLUTIONS ARCHITECT (CSA) ASSOCICATE EXAM

AWS has become a serious cloud solution option for both small and large businesses. This certification will test your ability to  effectively demonstrate knowledge of how to architect and deploy secure and robust applications on AWS technologies. 

  • Who offers it: Amazon
  • Pre-requisites: One year hands on experience designing available, cost-efficient, fault-tolerant, and scalable distributed systems on AWS
  • Does it expire?:  Recertification is required every two years for all AWS Certifications

NETWORK+ CERTIFICATION

Network+ certification – this data networking certification may be recommended as one of the first professional certifications for those pursuing the roles of help desk technician, network administrator, IT cable installer, and other career paths.

  • Who offers it: CompTIA (an independent industry vendor)
  • Pre-requisites: None, although the A+ recommended as well as 9 months of networking experience
  • Does it expire?: TBD – usually 3 years after the current exam has launched
  • Did you know? This certification is held by nearly half a million people worldwide

A+ CERTIFICATION

This may be another good starting point for IT professionals, this certification covers topics like mobile, tablets, desktop, PC repair, operating systems, and more.  It helps prepare an individual for troubleshooting networking and security systems and may be a good choice for field service technicians, IT support specialists, and others.

  • Who offers it: CompTIA (an independent industry vendor)
  • Pre-requisites: None, although it to have 6 to 12 months experience in the field
  • Does it expire?: Yes. Certifications issued after 2011 expire after 3 years, you can keep it current though, through continuing education offered by CompTIA
  • Did you know? This certification is held by over 1 million people

CCNA CERTIFICATION

The CCNA (Cisco Certified Network Associate) certification is intended for entry-level network engineers, this certification program covers the installation, configuration, and troubleshooting of medium-size routed and switched networks.

  • Who offers it: Cisco
  • Pre-requisites: None
  • Does it expire?: Yes, after 3 years. You can keep the certification valid by passing one of Cisco’s continuing education exams BEFORE your certification expires 

​MCSA CERTIFICATION

The MCSA (Microsoft Certified Systems Administrator)  certification covers core IT skill areas such as Microsoft Windows 8, SQL Server 2012, and Office 365.  It may be a good fit for computer support specialists and other IT employees.

  • Who offers it:  Microsoft
  • Pre-requisites:   None
  • Does it expire?:   The MCSA does not require any sort of re-certification

Curious about Systems Administration? Check out program information here.


​MCSE CERTIFICATION

MCSE (Microsoft Certified Systems Engineer) – this certification covers a more advanced level than the MCSA on topics such as server and desktop infrastructure, private cloud and business intelligence. 

  • Who offers it:  Microsoft
  • Pre-requisites:  MCSA  
  • Does it expire?:  the MCSE requires recertification every 3 years. 
  • Important to know! This certification is being replaced by the new Microsoft Certified Solution Expert (MCSE)  – yes, it has the same acronym. The new cert is centered around the ability to design and build technology solutions vs a specific job role.

CRISC CERTIFICATION

​CRISC (Certified in Risk and Information Systems Control ) – This certification is designed for IT professionals, project managers, and others whose job it is to identify and manage risks in Information Systems

  • Who offers it:  ISACA  (Information Systems Audit and Control Association an independent industry vendor)
  • Pre-requisites:  At least three years of experience in two of the four CRISC domains is required for certification
  • Does it expire?: To keep the certification in good standing individuals are required to maintain a minimum of 20 CPE hours annually and 120 CPE hours over their 3-year cycle. There is also annual maintenance fee of US $45 ISACA member and US $85 non-member is required.
  • Did you know?: This exam is only offered two times a year!

LINUX+ CERTIFICATION

The CompTIA Linux+ certification may be a good choice for junior Linux administrators, systems administrators, web developers, and others who need to demonstrate familiarity with the Linux operating system. Why is Linux important? Well, not only does it power a vast majority of Web servers it is also the foundation of the LAMP development stack (Linux, Apache, MySQL, PHP)

  • Who offers it: CompTIA (an independent industry vendor)
  • Pre-requisites: None, although it is recommended to have 6 to 12 months Linux experience and the A+ and Network+ certifications
  • Does it expire?: It was unclear in our research if it does, however most CompTIA certifications do require continuing education renewal so it is likely as technology is always rapidly changing.

GOOGLE APPS CERTIFICATION

The Google Apps certification tests your skills in either the deployment, configuration, and migration to Google Apps for Work (Certified Deployment Specialist exam) or the administration of a Google Apps domain (Certified Administrator exam)

  • Who offers it:  Google
  • Pre-requisites:  Deployment specialist: Recommended minimum of three years of professional IT experience, and complete at least three Google Apps for Work deployments.  Administrator – recommended minimum of six months experience managing a Google Apps domain with a minimum of 50 users.
  • Does it expire?: You’re required to pass the certification exams every 18 months; the exam can be retaken 30 days prior to or up to 60 days after the 18-month renewal date.

ACE (ADOBE CERTIFIED EXPERT) CERTIFICATION

Adobe offers a variety of certification programs related to their popular software products, such as Analytics, Target, Dreamweaver, Flash, ColdFusion, and many others. The Adobe Certified Expert certification may be useful to graphic designers, web designers, web developers, and others

  • Who offers it:  Adobe
  • Pre-requisites:  Typically none
  • Does it expire?: Certifications on Adobe Digital Marketing Suite products are valid for 12 months. All other product certifications do not expire

CCNP CERTIFICATION

The CCNP (Cisco Certified Network Professional ) certification program covers more advanced routing and switching knowledge for network engineers, network technicians, and others

  • Who offers it: Cisco
  • Pre-requisites: Valid CCNA or any CCIE certification
  • Does it expire?: Yes, after 3 years. You can keep the certification valid by passing one of Cisco’s continuing education exams BEFORE your certification expires

CISSP CERTIFICATION 

The CISSP (Certified Information Systems Security Professional) certification is perhaps one of the more popular IT certification programs for information systems security professionals, CISSP tests ten key areas including risk management, network security, and cryptography. This certification may be valuable to IT directors, security analysts, security systems engineers, and other IT professionals who need comprehensive knowledge of information security

  • Who offers it:  (ISC)²
  • Pre-requisites:  At least 5 years of recent full-time professional work experience in 2 or more of the 8 domains of the CISSP exam
  • Does it expire?: To remain valid, the individual is required to submit continuing professional education (CPE) credits in alignment with the refreshed 8 domains of the CISSP

SECURITY+ CERTIFICATION

The Security+ certification is relevant for professionals in the data security field as the certification aims to demonstrate proficiency with security fundamentals such as assessing network vulnerabilities. These fundamentals are likely to be important to any employee responsible for managing sensitive information.

  • Who offers it: CompTIA (an independent industry vendor)
  • Pre-requisites:  Recommended minimum 2 years of experience with a focus on IT security and the Netowrk+ certification
  • Does it expire?: TBD – usually 3 years after the current exam has launched

PMP® CERTIFICATION 

Project Management Professional certification program tests key knowledge areas about directly managing projects including how to manage project scope, time, cost, quality, risk and more

  • Who offers it:  Project Management Institute  (an independent industry vendor)
  • Pre-requisites:  Depending on your circumstances – at least three to five years of project management experience, with 4,500 to 7,500 hours leading and directing projects and 35 hours of project management education
  • Does it expire?: In order to keep the certification valid, the holder must earn 60 professional development units (PDU) per every 3 year cycle

ONLINE IT CERTIFICATION PREP COURSES

There are many books and other study aids out there to help you prepare for taking one of these exams, including courses offered by our partner Udemy. We have taken the time to compile a short list of their highly user rated courses that may help prepare you for taking some of the above IT Certification exams.

Certification/
Subject
Udemy CourseStudents Enrolled
A+CompTIA A+ 220-802 – Prepare For The CompTIA A+ 220-802 Exam3,435
A+CompTIA A+ 220-801 – Prepare For The CompTIA A+ 220-801 Exam3,337
CCNAComplete Cisco CCNA 200-301 Course24,962
CCNACCNA 2015 200-120 Video Boot Camp With Chris Bryant105,131
MCSAMicrosoft Windows Server 2012 Certification – Exam 70-41016,249
MCSAMicrosoft Windows Server 2012 Certification – Exam 70-4119,388
SQLMS SQL Server With Real World Db Design Techniques10,628
SQLOracle SQL – A Complete Introduction98,480
SQLSQL for Newbs: Beginner Data Analysis72,190
LinuxLearn Linux in 5 Days and Level Up Your Career175,068
LinuxLinux for Beginners52,621
AppsAndroid Java Masterclass – Become an App Developer69,696
AppsThe Complete iOS 10 & Swift 3 Developer Course62,813
AdobeMastering Adobe Photoshop CC30,072
AdobeAdobe InDesign CS6 Tutorial – Beginners to Advanced Training14,044
CCNPCCNP All-in-1 Video Boot Camp With Chris Bryant46,149
CCNPCCNP SWITCH 300-115 Video Boot Camp With Chris Bryant3,967
CISSPHacking Techniques for IT Professionals 2.0 Complete Course8,627

WHAT IT CERTIFICATION SHOULD I EARN FIRST?

The certification you might want to earn first (or at all) typically depends on your intended career path. For instance, web designers may pursue Adobe certification but likely won’t need Network+ certification. Take the time to explore your professional area and find out what the best IT certification track may be for your goals. Keep in mind that some certifications have prerequisites, and you may need to earn some certifications in a specific order. For example, the CCNP certification for network engineers requires candidates to have earned CCNA certification first

WHAT Info Tech CERTIFICATIONS DO NOT EXPIRE?

Some certifications could remain valid for the duration of your career, while others may need to be renewed on a regular basis as the IT field evolves. One example of a certification that does not expire is the MCSA. While the MCSA certifications may not technically expire, it may be retired as new operating systems replace old ones, but your certification remains valid.(Of course, once the operating system you are certified in is no longer in use, you may wish to be recertified in the latest OS.)

Some certifications, like the PMP, require you to pursue ongoing professional development and education in order to renew your certification. Certifications offered by CompTIA such as the A+, Network+ or Security+ certifications would only need to renew at the highest certification level held. So in this example, you would only need to meet the continuing education requirements for Security+ to renew all three certifications.

WHAT DOES Info Tech CERTIFICATION REQUIRE?

In most cases, you’ll need to pass an exam that covers core areas of your professional field, proving that you have the knowledge and experience necessary to be certified. Some certifications also have specific educational and professional requirements. For example, the CISSP certification requires candidates to have five years of full-time work experience involving at least two of the ten core areas that are tested in the exam.

Now that you know a bit more about the certifications that IT professionals could pursue, hopefully you are in a better position to decide which is the best IT certification for you. 

Sources:


certification.comptia.org/getCertified/certifications/network.aspx
certification.comptia.org/getCertified/certifications/a.aspx
cisco.com/web/learning/certifications/associate/ccna/index.html
microsoft.com/learning/en-us/mcsa-certification.aspx
onetonline.org/link/summary/11-3021.00
certification.comptia.org/getCertified/certifications/linux.aspx
certification.googleapps.com
training.adobe.com/certification.html
cisco.com/web/learning/certifications/professional/ccnp/index.html
isc2.org/cissp-training.aspx
certification.comptia.org/getCertified/certifications/security.aspx
pmi.org/Certification/Project-Management-Professional-PMP.aspx
rasmussen.edu/degrees/technology/blog/5-it-certifications-to-get-your-foot-in-the-door/ cio.com/article/2392856/careers-staffing/12-it-certifications-that-deliver-career-advancement.html
certification.comptia.org/news/2011/07/14/Top_10_FAQs_in_CompTIA_s_Continuing_Education_Program.aspx
microsoft.com/learning/en-us/mcse-certification.aspx
isaca.org/Certification/CRISC-Certified-in-Risk-and-Information-Systems-Control/Pages/default.aspx

Education Tax Credits | AOTC & LLC

The United States government provides Education Tax Credits (ETCs) for eligible students and individuals who cover educational expenses. Tax credits offer a one-to-one reduction in your tax liability, effectively reducing the amount of taxes you must pay. If these deductions bring your tax liability below zero, you may even be eligible for a tax refund. These credits were established to incentivize students to pursue higher education and ease the burden of tuition costs.

There are two potential tax credits available to students: the American Opportunity Tax Credit (AOTC) and the Lifetime Learning Credit (LLC). To qualify for either of these credits, students must satisfy a range of criteria, some of which overlap while others differ.

To be eligible for either the AOTC or LLC credit, you must, at the very least, satisfy the following requirements:

  1. Qualified expenses for higher education, such as tuition and mandatory fees, must be paid by you, a dependent, or a third party.
  2. The eligible student must be enrolled in an eligible higher education institution, one that qualifies for federal student aid and possesses a Federal School Code.
  3. The eligible student, whether it’s yourself, your spouse, or a dependent, must be included on your tax return. An eligible student cannot be married and file taxes separately.

In addition to these fundamental criteria, there are further distinct conditions that must be met to qualify for the AOTC and LLC.

AMERICAN OPPORTUNITY CREDIT

The American Opportunity Tax Credit (AOTC) represents a modification of a prior credit known as the Hope Credit.

Eligibility for the AOTC extends to students, spouses of students, and third parties (including parents of students) who have covered the qualified expenses, such as tuition and fees, for someone attending school. The individual claiming this credit must have made these payments either in the preceding year or within the initial three months of the year in which the taxes are being filed.

Once you meet the qualifications, you can apply for the AOTC once annually, limited to the first four years of a student’s college education. The student in question must be enrolled in a program leading to a degree or certificate and be enrolled at least half-time during one academic period (e.g., a semester) for the tax year.

This credit is calculated in two parts, meaning students can receive the tax credit on the following:

  1. 100% of the first $2000 of eligible expenses
  2. 25% of the next $2000 of eligible expenses

In short, the AOC is worth up to $2500 in tax credit per year. If you do not owe any taxes, you can have up to 40 percent of the tax credit refunded to you.

To remain eligible for this tax credit, your modified adjusted gross income must be $80,000 or less. For married couples filing jointly, it must be $160,000 or less.

LIFETIME LEARNING TAX CREDIT

The Lifetime Learning Credit is easier to qualify for than the AOTC.

Students become eligible for the LLC by taking at least one course during the tax year. Their course or courses can apply toward a degree or certificate, or they can simply stand alone. Said another way, students can earn this credit simply by taking a course or two to enhance their job skills.

There is no limit to the number of years students can apply for the LLC. Therefore, they can apply for one as they earn their undergraduate and/or graduate degrees. They can also apply for it to supplement the costs of undergraduate or graduate courses.

To be eligible for the LLC, applicants’ modified adjusted gross income must be $52000 or less. For married couples filing jointly, it must be $104,000 or less. You can only claim an LLC for one student per tax return.

The LLC is worth up to $2000 per return. Unlike the AOC, it does not offer a refund if you do not owe any taxes.

Like the AOTC, the LLC is available to U.S. Citizens and Resident Aliens. It is not available to students who are already claimed as a dependent on someone else’s tax return (such as a parent’s).

Key terms and forms for the LLC:

  • Modified Adjusted Gross Income: this is the adjusted gross income, found online seven of Form 1040. Use Publication 970 through the IRS to help find this number. It helps you identify whether or not you’re eligible for the AOTC.
  • IRS forms to use: Form 8863 (Education Credits) and Form 8863 Instructions (note that this is the same form you will use for the AOTC).

AMERICAN OPPORTUNITY TAX CREDIT VS. LIFETIME LEARNING CREDIT

CriteriaAOTCLLC
Maximum CreditUp to $2500 per eligible studentUp to $2000 per credit return
Refundable or Not Refundable40% of creditNot refundable 
Limit on MAGI for Married Filing Jointly$180,000$134,000
Limit on MAGI for single, head of household, or qualifying widow(er)$90,000$67,000
Number of Years of College Education Available4Unlimited
Type of Program RequiredThe student must be pursuing a degree or certificate  The student does not have to be pursuing a degree or certificate
Number of CoursesThe student must be enrolled at least half time for at least one academic period beginning in 2018Available for one or more courses
Qualified ExpensesTuition, required enrollment fees, required course materialsTuition and fees required for enrollment or attendance
Whom Can You Claim the Benefit for?
  • You
  • Your spouse
  • The student you claim as a dependent
  • You
  • Your spouse
  • The student you claim as a dependent
Who Must Pay the Qualified Expenses?
  • You or your spouse
  • Student
  • Third party
  • You or your spouse
  • Student
  • Third party

Source

Taking advantage of the American Opportunity Tax Credit and the Lifetime Learning Credit help make higher education more affordable. Remember that to qualify for either, you must:

  • Pay qualified expenses for higher education
  • Have a student (or be a student) registered at a qualified college (one that has a Federal School Code)

Otherwise, the LLC is easiest to qualify for. To receive that tax credit, students can take as few as one class. They do not have to be pursuing a degree or certificate. And they can apply for the LLC for the duration of their academic career; there is no limit to the number of years it’s available.

The AOTC meanwhile, is more difficult to qualify for. To receive that tax credit, students must be enrolled at least half time for one academic period per year. They have to be pursuing a degree or certificate. And they can only apply for the credit for the first four years of college education.  

The IRS makes applying for the AOTC and the LLC relatively simple. Applicants can use Form 8863 for both, and instructions for applying are available online.

Be sure to take advantage of the government-supplied benefits.

12 Must Know Facts About Cybersecurity

12 Must Know Facts About Cybersecurity for 2024

Our infographic is full of facts about Cybersecurity! Did you know that Cyber-attacks are the fastest-growing crime in the U.S.?  This includes user data theft from cybersecurity breaches. As our society increases its use of technology, this figure will continue to increase in size, scope, and cost. 

The foremost fact about cybersecurity is that Cyber terrorists, identity thieves, and computer hackers steal highly sensitive and classified data off of the web daily – and make front-page headlines in the process.

Today’s InfoSec professionals are trying to stay ahead of cybercriminals, though remain worried about AI-powered cyber attacks, sandbox evading malware, ransomware and more.

The growing demand for more effective information security products and protocols means now could be a great time to research an education and/or career in this exciting field.  Our team has put together some interesting data points that show how real this threat is.

TOP CYBERSECURITY FACTS

Hackers may work in the shadows, but they propose real threats to businesses and individuals alike. Here are some noteworthy statistics about InfoSec. You may be surprised at the extent to which data is under attack.

  1. Microsoft reports that approximately 80% of nation-state attackers have directed their focus towards government agencies, think tanks, and various non-governmental organizations.
  2. During the initial half of 2022, there were approximately 236.1 million ransomware incidents on a global scale.
  3. In the initial half of 2022, a staggering 53.35 million residents of the United States fell victim to cybercrime.
  4. In 2017, the FBI estimated that ransomware infected more than 100,000 computers a day around the world
  5. According to Microsoft, 20% of small to mid-sized businesses have been cybercrime targets.
  6. 53 percent of cyber-attacks resulted in damages of $500,000 or more 
  7. Research suggests that up to 40% of cyber threats are now occurring directly through the supply chain.
  8. 91 percent of security professionals are concerned that hackers will use AI to launch even more sophisticated cyber-attacks
  9. In fact, projections indicate that by the conclusion of 2025, there will be a notable shortage of cybersecurity professionals, with an estimated 3.5 million unfilled positions in the field
  10. Hundreds of thousands — and possibly millions — of people can now be hacked via cardioverter defibrillators (ICD), pacemakers, deep brain neurostimulators, insulin pumps, ear tubes, and more
  11. There are around 24,000 malicious mobile apps blocked every day
  12. Attacks involving crypto-jacking increased by 8,500 percent in 2017 so don’t click on unknown links

CYBERSECURITY BREACH AND USER DATA THEFT EXAMPLES IN THE NEWS

Innovation in computer and internet technology reshapes the ways we communicate and conduct business. However, this increasingly digitized world is hard to protect from computer hacking, cyber-espionage, malware, and other major security breaches. Here are some of the headline grabbers that have impacted millions of people across the world.

  1. Yahoo – Biggest data breach in history circa 2013-14 when 3 billion Yahoo users are hacked in a data theft
  2. LinkedIn – In June 2021, LinkedIn experienced a data breach, exposing data from 700 million users. The breach, perpetrated by a hacker called “God User,” raised concerns about potential social engineering attacks despite LinkedIn’s claims that no sensitive personal data was compromised.
  3. Facebook – In April 2019, data from Facebook apps, including phone numbers and account details of 530 million users, was exposed. By April 2021, the data became freely available, prompting security researcher Troy Hunt to add a feature to check if users’ phone numbers were affected on HaveIBeenPwned (HIBP).
  4. T-Mobile Data Breach – On May 1, T-Mobile experienced another data breach, impacting approximately 800 customers. The breach involved the unauthorized access of customer contact info, ID cards, social security numbers, and additional personal data from PIN-protected accounts. This marks the telecom provider’s second breach of the year, with the first affecting 37 million customers in January, and previous incidents occurring in December 2021 and November 2022.
  5. Under Armor – In 2018 Under Armor reported that its app,  “My Fitness Pal” was hacked, affecting 150 million users
  6. U.S. Power Companies – In 2017, security researchers detect that Russian hackers had infiltrated and probed U.S. power companies and that the perpetrators had direct access to an American utility’s control systems
  7. MSI Data Breach/Ransomware Attack – Computer vendor Micro-Star International has suffered a data breach, with new ransomware gang Money Message claiming responsibility for the attack. The group says they’ve stolen 1.5TB of information from the Taiwanese company’s systems and want $4 million in payment – or they’ll release the data if MSI fails to pay.
  8. Iranian Hackers – The U.S. Justice Department uncovers a major government-backed Iranian cyber-espionage ring. These hackers broke into the computer networks of 144 U.S. universities, stole 31 terabytes of intellectual property and caused f $3.4 billion worth of damages. They then attacked 36 private American companies and infiltrated five U.S. government agencies, stealing the emails associated with thousands of accounts
  9. Hudson’s Bay Company – HBC, which owns Saks Fifth Avenue and Lord & Taylor Inc were massively hacked in April 2018. They report Hackers stole the data of more than 5 million credit and debit cards
  10. Ticketfly – In June 2018 the subsidiary of Eventbrite concert ticketing agency announces a data breach that impacted more than 26 million customer accounts. The stolen information included customer names, addresses, email addresses, and telephone numbers
  11. U.S. Airforce – In 2018, an amateur hacker illegally accessed an Air Force captain’s computer by exploiting a known security flaw and stole classified information about MQ-9A Reaper drones and their operators. The hacker then tried to sell them on the dark web for just $150
  12. Vtech – Even children’s data is stolen when in 2018, a cyber-attack on electronic toymaker VTech Technologies exposed the personal data of 6.4 million children
Facts About Cybersecurity infographic

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WHAT DEGREE DO YOU NEED TO BE IN CYBERSECURITY?

Most information cyber security analyst careers require at least a bachelors degree in computer science, information assurance, programming, or a related field like cybersecurity. Experience is seen as an asset too.

For those aspiring to advance in their professional trajectory, acquiring a background in business can prove advantageous in developing strong managerial decision-making skills. Consider pursuing an MBA with a specialization in information systems. Alternatively, opt for a comprehensive and technically-focused path by enrolling in a Master of Science program in Cybersecurity or Information Security, where you may select a concentration to further enhance your expertise:

  • Cyber Intelligence
  • Computer Forensics
  • Cyber Operations
  • Electronic Crime & Fraud
  • Malware Analysis

In any case, to remain highly sought after and stay up-to-date with the latest trends and technologies, many cybersecurity professionals opt to pursue ongoing education throughout their careers. This can involve pursuing additional degrees or obtaining professional certifications in specialized areas such as penetration testing, systems auditing, or credentials like the Certified Information Systems Security Professional (CISSP).

Student Loan Consolidation

IS IT SMART TO CONSOLIDATE YOUR STUDENT LOANS?

Loan consolidation involves merging multiple loans into a single one. If you’ve taken out several student loans during your college years, consolidating them can simplify your life in the following ways:

  • You can turn several loans into a single loan
  • You can make a single monthly payment instead of many
  • You can switch variable interest rates to a single, fixed interest rate
  • You might be able to lower your monthly bill
  • If you have loans that don’t currently qualify for a federal loan forgiveness program, you could turn them eligible

Students with federal student loans have the option to apply for a Direct Consolidation Loan. This allows them to merge various types of loans, including Unsubsidized and Nonsubsidized Federal Stafford Loans.

Often, students consolidate after their grace period is over. The grace period is when your loans are temporarily in deferment after you graduate.

What about private student loans? While not eligible for a Direct Consolidation Loan, you can consolidate your loans through a lender. This is called refinancing.

HOW TO CONSOLIDATE STUDENT LOANS

1. IF CONSOLIDATING FEDERAL LOANS, START AT STUDENTLOANS.GOV

You can to fill out a Federal Direct Consolidation Loan Application and Promissory Note online. You may need information such as your Social Security Number, driver’s license number, and two personal references.

2. CHOOSE THE LOANS YOU WANT TO CONSOLIDATE

You may not wish to consolidate all of your federal loans. Why? Because some may come with extra benefits, like Perkins subsidized interest, or cancellation and discharge programs. You’ll lose those benefits after you consolidate.

Plus, if you have a loan with a higher interest rate than the others, you may wish to pay that off on its own. That’s because the interest rate of your Direct Consolidation Loan depends on the weighted average of the interest rates for all your loans. It may be smart to pay off that higher interest loan quickly, instead of including it in your Consolidation Loan.

What about private student loans? Since these don’t come with federal benefits, you could potentially refinance them all with a private lender.

3. CHOOSE YOUR STUDENT LOAN SERVICER

For federal loans, you can choose from several servicers. One possible option is FedLoan Servicing, which manages the Public Service Loan Forgiveness program (PSLF). If you plan to work toward PSLF, it may make sense to choose FedLoan Servicing.

For private student loans, there are several private student loan companies that do refinancing. When choosing a company to work with, consider factors like:

  • Interest Rate Ranges: The interest rate you qualify for depends on your lender, your credit report/eligibility, and the market. As of 2018, variable interest rates range from about 2.5 to 9.09%. Remember that variable rates can get higher or lower over time. Fixed rates, which stay the same, range from about 3.35 to 9% in 2018.
  • Loan Amount: Some lenders have minimum or maximum amounts you can refinance.
  • Loan Period: How quickly do you want to pay off your loan? Refinancers may have a minimum loan period, usually from five to 15 years. They may also have a maximum loan period. Remember that the quicker you pay off your loans, the higher your monthly payments will be. But, you’ll save on interest if you pay off your loans quickly.
  • Hardship Options: Does your lender have deferment and forbearance options? If you have trouble paying off your loan due to an event like the loss of your job, these options could help.
  • Fees: Compare late fees or other kinds of loan servicing fees.
  • Extra Benefits: What extras make a particular lender stand out? For example, some offer interest rate reductions if you hit milestone goals – like repaying the first 10% of your principle.

4. DECIDE ON YOUR REPAYMENT PLAN

For federal loans, there may be several ways to repay your consolidation loan. These include:

Standard Repayment Plan – Fixed payments, made over a period of 10 to 30 years Graduated Repayment Plan – Payments start out low and increase over 10 to 30 years Extended Repayment Plan – Fixed or graduated payments; pay off your loans in 25 years Income Driven Repayment Plans – Payments are recalculated each year based on factors like your income and family size

Private student loan refinancing companies do not have the same kinds of repayment options. That said, some lenders may offer more flexible plans.

5. SUBMIT THE APPLICATION

Once you’ve fully understood your options, it’s time to take the next step. Contact the loan servicer if you have questions or need help with your application.

LOAN CONSOLIDATION VS. LOAN REFINANCE

Both student loan consolidation and refinancing are ways to simplify repayment and change your loan terms. Consolidating only works for your federal loans, though.

If you want to combine several private student loans (or private + federal loans), you’ll have to refinance. Student loan refinancing means applying for a new private student loan and using it to pay off your other loans.

There are pros and cons to both. For starters, consolidation typically won’t lower your interest rate. Refinancing usually does, meaning you could save money over the life of your loan.

That said, refinancing student loans depends on factors like your income, credit report, and debts. In other words, your loan terms are based on your creditworthiness. That’s not the case when you consolidate federal student loans.

And, refinancing federal loans with a private lender could mean you lose out on key benefits – like subsidized interest or loan forgiveness.

Depending on the types of loans you have, a combination of consolidation and refinancing may be the ideal plan.

 Student Loan ConsolidationStudent Loan Refinance
Which Loans Can I Combine?Most federal student loansBoth private and federal loans
Can I Lower My Rates?Can I Lower My Rates? The interest rate on Direct Consolidation loans is based on the weighted average of the interest rates of the loans you’re combining. The good news? This interest rate is fixed, which means it can’t get higher over time. Yes, you may qualify for lower interest rates. It helps if you (or your cosigner) have a high credit score and low debt-to-income ratio.Yes, you may qualify for lower interest rates. It helps if you (or your cosigner) have a high credit score and low debt-to-income ratio.
Can I Save Money?Probably not (though fixed interest rates could help). Consolidation usually increases the length of your repayment period. Taking longer to repay what you borrowed could mean you’ll pay more interest over the life of the loan.Yes, you could save money if you qualify for a lower interest rate. Paying off your loan quicker can also help you save money.
Can I Use Federal Loan Protections and Forgiveness Programs?

Consolidating federal loans other than Direct Loans may give you access to:

  • Income-driven repayment plan options
  • Public Service Loan Forgiveness (PSLF)

But, consolidating your current loans means you’ll lose credit for any payments you’ve already made toward income-driven repayment plan forgiveness or PSLF.

And if you have Federal Perkins Loans, you’ll lose benefits like subsidized interest and cancellation/discharge options.

When you refinance federal student loans with a private lender, you lose federal benefits and programs. These include:

  • Income-based repayment options
  • Federal loan forgiveness programs
  • Interest discounts or rebates
  • Federal deferment and forbearance options (if you have trouble paying back your loans)
Will I Pay Only One Bill?YesYes
Who Offers These Loans?The U.S. Department of Education (often through consolidation loan servicers). Your first step should be to apply for a Direct Consolidation Loan at StudentLoan.gov.Private lenders, like banks and financial institutions

STUDENT LOAN CONSOLIDATION: THE BIG PICTURE

Average aid per full-time equivalent (FTE) student in 2022-23 was:

  • $15,480 per undergraduate student
  • $28,300 per graduate student

PRIVATE STUDENT LOAN CONSOLIDATION LENDERS

LenderWhy this LenderEligible DegreesEligible Loans
LendKeyChoose from flexible repayment plans, like interest-only payments for the first four years. And, pay no origination fees.Undergraduate and/or GraduatePrivate and/or Federal
CommonBondThey offer up to 24 months of forbearance over the life of your loan. And, you’ll pay no origination fees or prepayment penalties.Undergraduate and/or GraduatePrivate and/or Federal
College AveThey offer 16 loan term options. Choose how long it will take to pay back your loan, between five and 20 years. Plus, qualify for a lower interest rate when you use autopay.Undergraduate and/or GraduatePrivate and/or Federal

Repaying Student Loans

Repaying Your Federal Student Loans

Get Informed, Then Get Matched To Online Schools Using Our Degree Finder!

PICKING A STUDENT LOAN REPAYMENT PLAN

When dealing with federal student loans, you’re presented with a menu of eight distinct repayment possibilities. Familiarizing yourself with these options is crucial in order to pinpoint the one that aligns most favorably with your financial circumstances. To accomplish this, it’s imperative to evaluate your individual requirements, encompassing an understanding of both your monthly budget and the time frame available for settling your loan.

An online tool at your disposal for aiding this decision-making process is the Repayment Estimator offered by the Department of Education. By inputting specifics such as your loan balances, interest rates, tax filing status, income, and family size, this tool serves to generate a comprehensive array of potential strategies:

  • Which repayment plans you are eligible for
  • The amount of your first and last monthly payments
  • Total amount paid
  • Any projected loan forgiveness
  • How long you have to repay your student debt

Since there are different plans and grace periods, it is crucial to get to know the features of each choice. Often, a student loan servicer can work with you, but it is a good idea to go into a meeting prepared. For quick reference, the main types of student loan repayment plans are as follows. Before you start, these differ from the ways you’d pay back a private loan, which we discuss further on in the article.

  • Standard Plan
  • Extended Plan
  • Graduated Plan
  • Income-Driven Plans
  • Income-Sensitive Plan

STANDARD REPAYMENT PLANS (SRP)

The Standard Repayment Plans (SRPs) serve as the default payment arrangement for both Federal Direct Loans and Federal Family Education Loans (FFEL). These plans grant you the opportunity to clear your loan within a span of 10 years, during which you’ll be making fixed monthly payments. The exact amount of these payments is contingent upon your loan balance and is meticulously calculated to ensure complete repayment within the stipulated decade. However, it’s important to note that you might need to fulfill a minimum monthly payment of at least $50 throughout the entirety of your loan’s lifespan.

An appealing facet of the Standard Repayment Plan is its inherent flexibility. In the event of encountering financial hardships, you have the liberty to transition to an alternative plan. Conversely, if all unfolds as anticipated, you can bid adieu to student debt after the span of 10 years, subsequently diverting your focus toward other financial aspirations.

Another point to consider pertains to the matter of interest charges. When juxtaposed with the Income-Based Repayment Plans (which we shall delve into shortly), the Standard Repayment Plan tends to entail lower interest fees. This divergence can be attributed to the elongated duration of Income-Based Repayment Plans, which could potentially lead to higher accrued interest. Nonetheless, it’s worth noting that this plan’s monthly payments might surpass those associated with certain alternative plans.

INCOME-DRIVEN REPAYMENT PLANS (IDR)

For those grappling with student loan debt, income-driven repayment (IDR) plans can serve as a valuable tool. These plans achieve this by reducing your monthly payment obligations, offering immediate relief to your cash flow. Nevertheless, it’s essential to recognize that over the long haul, you might face implications like taxable income on forgiven loans and elevated interest fees.

Borrowers who qualify have access to four distinct income-driven repayment plans, designed to assist individuals who find it challenging to meet their payment obligations on their current income. In the overview provided below, the significance of your disposable income (discretionary income) becomes apparent when considering these options.

1. REVISED PAY AS YOU EARN REPAYMENT PLAN (REPAYE)

Under this plan, your monthly payments typically amount to 10 percent of your discretionary income, divided by 12. Any remaining balance is eligible for forgiveness after 20 or 25 years.

2. PAY AS YOU EARN REPAYMENT PLAN (PAYE)

Monthly payments, within the PAYE plan, are typically equivalent to 10 percent of your discretionary income, divided by 12. Any outstanding balance becomes eligible for forgiveness after 20 years.

3. INCOME-BASED REPAYMENT PLAN (IBR)

Within the Income-Based Repayment Plan, monthly payments usually correspond to 15 percent of your discretionary income, divided by 12. However, if you’re a new borrower, the payment percentage is lowered to 10 percent. Any remaining balance is subject to forgiveness after 20 or 25 years.

4. INCOME-CONTINGENT REPAYMENT PLAN (ICR)

This plan entails monthly payments equal to 20 percent of your discretionary income, divided by 12. Alternatively, it can be the amount you would pay under a fixed 12-year repayment plan (longer than the 10-year SRP). Any remaining balance becomes eligible for forgiveness after 25 years.

EXTENDED REPAYMENT PLAN (ERP)

The Extended Repayment Plan presents you with the option to spread out your loan repayment over a more extended timeframe compared to the Standard and Income-driven plans. In contrast to the 10-year term of the SRP, you have the ability to make payments over a span of up to 25 years. During this period, your payments can either remain fixed or follow a graduated pattern. Generally, this translates to more manageable monthly payments compared to what the Standard and Graduate Repayment Plans demand. Nonetheless, if your objective is to swiftly eliminate your student debt in order to allocate funds for purposes such as purchasing a house, retirement, travel, or other aspirations, this plan might not align with your goals.

GRADUATED REPAYMENT PLAN (GRP)

The Graduated Repayment Plan initiates your repayment journey with lower initial payments that increment every two years. In essence, you remain on a 10-year track (or a 30-year track for consolidated loans), but your monthly payments commence at a lower level and progressively rise. This payment structure assumes that as you advance in your career, you’ll be in a position to make more substantial contributions toward your loan.

UNDERSTANDING LOAN REPAYMENT

Your student loan billing is managed by your loan servicer, and each servicer follows its own payment procedure. It’s your responsibility to directly submit payments to your servicer; however, they often offer assistance if needed. In case you’re unsure about your servicer’s identity, you can verify it by checking your account on My Federal Student Aid.

How much will your payment be? Typically made on a monthly basis, your payment hinges on four key factors:

  1. The specific type of loan you obtained
  2. The total amount you borrowed
  3. The repayment plan you’ve selected
  4. The interest rate associated with your loan

WHAT IS A GRACE PERIOD ?

The time lapse after graduation and before you start making payments is a “grace period”. Usually it is a set time frame which gives you the space to settle your finances and select your repayment plan.

No grace period – PLUS Loans (possible eligibility for deferment)
6-month grace period – Direct Subsidized Loans, Direct Unsubsidized Loans, Subsidized Federal Stafford Loans, and Unsubsidized Federal Stafford Loans
9-month grace period – Federal Perkins Loans
Up to 3-year extension – Military service members

Caveat: While it may sound great to have this breathing room, interest will mount up if you have unsubsidized loans. It’s the same when you don’t pay a credit card balance on time.

In contrast, Perkins loans, direct subsidized loans, and subsidized Stafford loans don’t accrue interest during the grace period. You can, however, use your grace period to make interest payments. If this is easy for you to do, it’ll put you one step ahead when your grace period is up.

DEFERMENT OR FORBEARANCE ON FEDERAL STUDENT LOANS

Do you need to postpone your payments? In some cases, one may be eligible to receive a deferment or forbearance. These are temporary pauses which allow you to stop making payments. Or, reduce your monthly payment amount for a specified period.

For instance, there’s a provision in the Department of Education Appropriations Act, 2019 which allows cancer patients to get deferments while they are in treatment. Part-time students, military persons and others may also be eligible for a deferment.

One thing to remember is that with a deferment, you may not be responsible for paying the interest your loan amasses. This applies only to specific types of loans. During a forbearance though, you are responsible for paying the interest that accrues on all types of federal student loans.

LOAN CONSOLIDATION

Do you have many federal student loans? You may be able to merge them into one loan with a fixed interest rate. The amount of the loan depends on the average of all the joined interest rates and there is no cost to you. To do so, you need to file a Federal Direct Consolidation Loan Application and Promissory Note. Overall, this may simplify your repayment process.

PUBLIC SERVICE LOAN FORGIVENESS (PSLF)

The Public Service Loan Forgiveness Program is a federal program. It forgives the remaining balance on Direct Loans for eligible student loan debt holders. How do you qualify for public service loan forgiveness? To be eligible for PSLF, you’ll need to meet several criteria:

  • Where you work matters. Qualifying employers include the government or not-for-profit organizations.
  • You must first enroll in a qualifying repayment plan. Examples include REPAYE, PAYE, IBR, ICR and SRPs.
  • You need to be a full-time employee. This means more than 30 hours per week.
  • Under one of these plans, you’ll have to make 120 qualifying monthly payments.

UNDERSTANDING FEDERAL INCOME-DRIVEN REPAYMENT PLANS

Are your federal student loan payments high compared to your income? If so, you may want to repay your loans under an income-driven repayment plan. Most federal student loans are eligible for at least one (of the four) income-driven repayment plans.

If your income is low enough, your payment could be all of $0 per month. Remember though, you’ll need to make calculations using your discretionary income as a guide. To calculate your discretionary income, find the difference between your adjusted gross income and 150 percent of the annual poverty line for a family of your size and in your state.

You may also want to familiarize yourself with the different repayment periods and payments. The table below is an overview of this information.

Income-driven Plan NameTerm LengthMonthly Payment CapDescription
Income-based repayment (IBR)20 years if you’re a new borrower on or after July 1, 2014
OR
25 yearns if you’re not a new borrower
After July 1, 2014
10% of discretionary income (for new borrowers) on or after July 1,2014 but never more than the 10-year Standard Repayment Plan amount
OR
15% of discretionary income if you’re not a new borrower on/or after
July 1,2014
  • Low monthly payments
  • Loans eligible for forgiveness after repayment period
  • Possibility of higher interest fees
  • If your loans are forgiven, the balance may be taxable
Income-contingent repayment12 yearsThe lesser of either 20% of your discretionary income
OR
what you would pay on a repayment plan with a fixed payment over the course of 12 years, adjusted according to your income
  • No income eligibility requirement may make it easier to qualify
  • You may be eligible for loan forgiveness
  • Parents with PARENT PLUS Loans can qualify once they consolidate their loans into a Direct Loan
  • Highest potential payment amount of all 4 plans
  • If your loans are forgiven, the balance may be taxable
Pay as you Earn20 years10% of discretionary income
  • Lowest payment amount for eligible borrowers
  • Loans eligible for forgiveness after repayment term
  • Only new borrowers can qualify
  • If your loans are forgiven, the balance may be taxable n qualify
Revised Pay as you Earn (REPAYE)20 years if the loans are for undergraduate study
OR
25 years if the loans are for professional or graduate study
10% of discretionary income
  • Lowest payment amount for eligible borrowers
  • Loan forgiveness terms depend on whether you’re an undergraduate or graduate student
  • Monthly payments factor in your spouse’s income regardless of filing status
  • If your loans are forgiven, the balance may be taxable

APPLYING FOR INCOME-DRIVEN REPAYMENT

To apply for one of the Income-driven Repayment Plans, there are some easy steps to follow. You won’t need an application fee, but the process requires you to complete it in one session. If you’re nervous about filling out official forms, you can download a PDF version of the Request and do it manually. Otherwise, here’s how to prepare.

  1. Create an FSA ID (or have your ID number handy)
  2. If you are married, make sure you have your spouse’s SSN and information
  3. Have your personal information and income figures handy
  4. Set aside at least 10 minutes
  5. Go to StudentLoans
  6. Log in to start the application
  7. Complete the Income-Driven Repayment Plan Request

Each year you’ll need to recertify, in order to remain eligible for the lowest possible monthly payment amount.

BASIC FEDERAL STUDENT LOAN REPAYMENT PLANS

Basic Federal Student Loan Repayment Plans often balance a monthly payment you can afford today and a lesser total amount overall than income-driven plans. That said, an IDR may lower your payments today even though in the long run, you may be paying more.

Basic Repayment Plan NameTerm LengthDescription
Standard Repayment10 yearsFixed Monthly Costs
Graduated Repayment10 or 30 years for consolidated loansMonthly payment starts out low and gets higher over time
Extended Repayment25 yearsYour payments are either fixed or graduated for the term of the loan

PRIVATE STUDENT LOAN REPAYMENT OPTIONS

Private Student Loans do not qualify for federal income-driven repayment plans. Or forgiveness programs. Yes, a debt is a debt, but Federal Student Loans begin with the U.S. Department of Education. They also come with standard benefits and protections.

The reason for this is that to get a private student loan, you’ll usually deal with a bank. Or, you’ll borrow from a private financial institution. In general, neither comes with either income-based repayment plans or forgiveness options.

Also, because these institutions don’t have to offer financial assistance to student borrowers, there aren’t as many ways to repay the loan. This limits the ways you can repay your loan, although may have a few options if you start to struggle.

To help you better grasp how to potentially lower your private student loan payments, check out some suggestions below. These may give you some food for thought on how to better manage your monthly payments.

LOWER YOUR PAYMENTS YOURSELF

If you are up for giving it the ‘old college try’, setting a budget that covers your needs rather than wants is a good place to start. Some loan lenders also suggest that you make auto-debit payments which may lower your interest rate. This is useful if you can count on your income (and can generate more money). Not so good if you think you might be hit with overdraft fees.

LOAN REFINANCING

You do need to go through hoops (credit scores for e.g.) set by your financial institution. Yet refinancing student loans may help you manage any flux in your budget. This is where you’ll have to shop around for lenders to see what terms they offer – 5, 7,10, 15 and 20 are common. Some also allow you to merge private and student loans. As such, you may be able to find a lower interest rate, decrease your monthly payment, or both.

LENDER-SPECIFIC REPAYMENT PLANS

Some lenders may offer Repayment Assistance Options to help students manage their loan repayments. Some of these are similar to federal loans, only you’ll have to qualify with a
Lender such as Discover.

  • Deferment – A temporary postponement of payments
  • Forbearance – postpones your loan payments for up to 12 months during the entire term of your loan, though there are stipulations
  • Hardship – A temporary reduction of interest rates for up to 12 months, subject to stipulations
  • Early Repayment Assistance Program – A 3-month postponement of payments
  • Payment Extension –Allows students to bring their loan current by making 3 minimum monthly payments (or the equivalent amount of 3 minimum monthly payments) within a 90-day period
  • Reduced Payment – The Minimum Monthly Payment is reduced, subject to a $50.00 minimum, for an initial period of six months.


5 WAYS YOU COULD PAY OFF STUDENT LOANS FASTER

If the prolonged duration of paying off your debt is causing frustration rather than financial strain, there are methods to expedite your journey towards repaying student loans. To initiate this process, acquaint yourself with your projected payoff date, and then strive to bring it closer. Do any of these alternatives seem like opportunities to achieve this objective?

1. MAKE ADDITIONAL PAYMENTS ON YOUR STUDENT LOAN

While the allure of discretionary spending is ever-present, consider redirecting windfalls such as overtime pay, commissions, or tax refunds toward supplementary or lump-sum payments on your loan. Remember, every bit contributes to achieving the goal.

2. EXCEED THE MINIMUM PAYMENT

Should you find yourself with extra funds, contemplate making payments exceeding the minimum requirement either weekly or monthly. This approach provides you with the flexibility to decide how much you wish to contribute beyond the minimum. Alternatively, set up automatic payments slightly above the minimum. Even forgoing the cost of five weekly coffees accumulates over time.

3. EXPLORE LOAN FORGIVENESS OPTIONS

For those embarking on careers in fields like teaching or public service, as previously discussed, loan forgiveness might be attainable. Certain states also provide Loan Repayment Assistance Programs (LRAPs). Naturally, eligibility criteria apply, but this avenue presents an opportunity to channel funds toward settling federal (and occasionally private) student loans.

4.UTILIZE TAX DEDUCTIONS

Ensure that you maximize any applicable tax credits and deductions. If you’re in the process of repaying student loans, you might qualify for the student loan interest deduction on your federal taxes. Assuming you receive a substantial tax refund, adhere to your plan while considering strategies 1 and 2.

5. REFINANCE YOUR STUDENT LOANS

Refinancing stands as a mechanism to expedite debt elimination while securing lower interest rates and monthly payments. To initiate this process, compare various refinance terms to identify the alignment with your goals. Notably, refinancing can alter your monthly payment structure. Therefore, verify that the revised payments are sustainable. If your financial situation is precarious, this step might exacerbate issues. However, if you possess solid credit and income stability, conducting research and exploring different options could prove to be a viable approach.

Private Student Loans

Private student loans serve as a means to fill the financial gap between federal financial aid and the actual cost of your college tuition. Prioritize exhausting financial aid from other sources, such as grants, scholarships, work-study, and federal loans. If there’s still a need for additional funds, considering private loans could be the next step in your college financing strategy.

Here’s what you need to know before getting started!

FEDERAL VS PRIVATE STUDENT LOANS

Federal student loans receive funding from the federal government, while private student loans are provided by lenders such as banks and credit unions. Additional distinctions between the two types of loans include: 

  • Overall Cost of the Loan.  Private education loans tend to have a higher overall cost. 
  • Interest Rates. Private student loan interest rates may be higher than federal rates. Sometimes, private loans have variable interest rates that change over the life of the loan.
  • Loan Repayment Terms.  Private loans often come with less favorable repayment terms compared to federal student loans, which may offer income-based repayment plans and other benefits. 
  • Borrower Eligibility. For private student loans, your credit score may impact your eligibility, and you might need a cosigner. In contrast, most federal loans do not require a credit check or cosigner. 

Make sure to explore all available government financial aid programs before considering private student loans. However, if federal loans fall short in covering your college expenses, a private loan could be a viable option. 

FINDING LENDERS

Numerous banks, credit unions, and financial institutions provide private student loans. To find the best fit for you, it’s prudent to compare interest rates, terms, and conditions among a selection of top-rated lenders.

COMPARE THESE PRIVATE STUDENT LOAN LENDERS:

  • Sallie Mae
  • SunTrust 
  • College Ave
  • PNC
  • Citizens

APPLY FOR A LOAN

When exploring private student loans, it’s essential to consider that not all loans are alike, and different lenders may offer products, features, and terms that align better with your objectives. As you delve into potential lenders, here are some crucial factors to bear in mind:

  • Your Eligibility. Assess whether you seek private student loans without cosigner requirements or if your credit history presents challenges. Some private loans may suit your needs more favorably based on your citizenship status, income, part-time or full-time student status, and other criteria.
  • Loan Cost. Scrutinize factors such as the loan’s interest rate, interest type (fixed or variable), and associated fees. These elements contribute to the overall cost of your loan. For instance, be cautious when opting for a low, variable interest rate if you intend to repay the loan over an extended period. Variable rates can fluctuate with the market, resulting in higher payments than anticipated.
  • Loan Features. Certain private loans offer advantageous features, such as cosigner release, deferment options in case of financial hardship, or early repayment opportunities. Additionally, many lenders provide auto-pay discounts, often reducing the interest rate by 0.25 or 0.50 percent. Compare multiple lenders to explore the various features available to you.

HOW TO APPLY FOR PRIVATE STUDENT LOANS

Prior to considering private student loans, it’s crucial to complete your FAFSA and make the most of any federal grants or loans you are eligible for. Additionally, don’t overlook the opportunity to apply for scholarships! If you find that you still require additional funds, then you can initiate the process of selecting a lender and applying for private student loans.

IF YOU’RE ELIGIBLE, HERE’S HOW TO GET A PRIVATE STUDENT LOAN:

  1. Get Ready to Apply. Generally, you can apply for private student loans online. To start, you’ll need to prove your basic eligibility – like citizenship and college enrollment status.
  2. Submit Documentation. You’ll need to provide your personal and financial information to your lender. Your lender may require documents like your Social Security number, a pay stub for proof of income or your monthly housing costs. They may also as for your school’s cost of attendance, the amount of financial aid you’ve already received, your cosigner’s details (if applicable), and other information.
  3. You’ll Receive a Decision. Your lender will need to process your application and analyze your financial and eligibility information, to let you know whether you’re approved. If you’ve applied for your private loan online, you may receive a result pretty quickly – sometimes in minutes! In other cases, a lender may need more information from you to move forward.
  4. Choose and Accept the Loan Terms. Once you’ve been approved for the loan, you’ll need to decide on your interest rate type (fixed or variable), loan term, and repayment plan. You and your cosigner (if you have one) will then sign the loan agreement.
  5. Wait for Disbursement. Your private student loans will be sent directly to your college or university. If you have borrowed more than your tuition actually costs, your school will generally refund the difference to you. You can return that money to your lender. Or you could use it to cover other college costs, like room, board, or your textbooks. It’s always best to borrow the minimum amount you need to cover your education related expenses.

PRIVATE STUDENT LOANS ARE AN IMPORTANT RESPONSIBILITY

Opting for private loans to finance your college education can make your academic journey possible. College opens doors to new career opportunities and a promising future. Nevertheless, it is crucial to be aware of the risks and responsibilities as a borrower. You must ensure that you are prepared to take out and eventually repay your private loans.

 

Military Benefits

Military education benefits offered under the GI Bill might help you pay for college and transition into the next phase of your life. But for many active service members or veterans, a traditional college experience isn’t the perfect fit. Online learning may better suit your lifestyle, schedule, and goals. And the good news is, online degree programs may be eligible for military education benefits.

ABOUT YOUR GI BILL BENEFITS

You may qualify for the Post-9/11 GI Bill if you have at least 90 days of aggregate active duty service following September 10, 2001, and you are still on active duty; if you are an honorably discharged veteran; or if you were discharged with a service-connected disability after at least 30 days of service.

The Montgomery GI Bill (MGIB) may be available to active duty military members or selected reservists. In the Montgomery GI Bill Active Duty (MGIB-AD) program, service members must pay $100 a month for twelve months and complete a minimum service obligation. In the Montgomery GI Selected Reserve (MGIB-SR) program, the VA makes monthly payments toward your benefits.

Both the Post-9/11 and Montgomery GI Bill programs may be used to pursue a variety of educational paths. These include college degree and certificate programs, vocational and technical courses, and even online or correspondence courses.

Check out our chart at the bottom of this article, to compare military education benefits programs you may qualify for!

HOW TO USE GI BILL FOR ONLINE SCHOOLS AND PROGRAMS

Wondering how to use your VA online school benefits? Actually, using the GI bill for online schools isn’t any different from using these benefits at a traditional college…as long as your school and program are eligible.

ACCORDING TO THE U.S. DEPARTMENT OF VETERANS AFFAIRS, YOU SHOULD FOLLOW THESE STEPS WHEN APPLYING FOR BENEFITS:

  1. If You’re Ready to Apply, Do So. You can apply for VA military education benefits online, or else apply in person at your regional VA office. You can also call 1-888-GI BILL-1 (888-442-4551) to have an application mailed to you.
  2. If You Have Questions About Your Benefits, Talk to Someone. You can consult with the VA Certifying Official at your school of choice, to learn more about using your military education benefits. This person is usually in the Registrar’s or Financial Aid office. If you plan to study online or at a school far from home, that’s okay. Just contact the Registrar’s or Financial Aid office by phone or email. You can also seek assistance from an employee at your regional VA office.
  3. Wait for Your Claims to Be Processed. It usually takes about 30 days for VA to make a decision about your claims.

Servicemembers, veterans, and even military spouses and dependents may qualify for various military education benefits, many of which can be used to pursue an online degree program. But yes, it can get confusing. Use our handy chart to compare programs you may be eligible for. Remember to always check with The Department of Veterans Affairs to verify your eligibility and learn more about these and other programs.

LIST OF MILITARY PROGRAMS AND BENEFITS

PROGRAMELIGIBILITY REQUIREMENTSREQUIREMENTS FOR MONTHLY BENEFITSBENEFITS CAN BE USED TOWARDTIME LIMITATIONS
Reserve Educational Assistance Program (REAP); also known as Ch. 1607REAP ended on November 25, 2015. However, veterans who were attending an educational institution on (or on the term ending before) November 24, 2015, may remain eligible for REAP benefits until November 25, 2019.N/AN/AFor most service members, REAP benefits are no longer offered. Others have until November 25, 2019 to use benefits.
Veterans Education Assistance Program (VEAP)You must meet these requirements:
– Entered service for the first time between January 1, 1977, and June 30, 1985
– Opened a contribution account before April 1, 1987
– Contributed from $25 to $2700
– Completed your first period of service
– Were not dishonorably discharged
You must have elected to make contributions to this program from your military pay. The government matches your contributions, 2-for-1.Degree and certificate programs, technical or vocational courses, correspondence courses, and other programs that may potentially be pursued online.Benefit entitlement is for one to 36 months. After your release from active duty, you have 10 years to use VEAP benefits. After that time, your contributions will be refunded.
Survivors’ and Dependents’ Educational Assistance (DEA) ProgramYou must be the son, daughter, or spouse of:
– A veteran who died or is permanently and totally disabled from a service-connected disability that arose out of active service in the Armed Forces.
– A veteran who died from any cause while a service-connected disability was in existence.
– A service member missing in action or captured in line of duty.
– A service member forcibly detained or interned in line of duty by a foreign government or power.
– A service member who is hospitalized or receiving treatment for a service-connected permanent and total disability and is likely to be discharged for the disability.
If you are attending a college or vocational program, you must be attending full time, 3/4 time, or halftime. The number of your benefits will vary depending on this status.
Check with the U.S. Department of Veteran Affairs to learn more about requirements and current benefit rates.
Degree and certificate programs,
apprenticeships, and on-the-job training. Spouses may take correspondence courses.
You may receive up to 45 months of education benefits, if you began using the program before August 1, 2018. If you began your program on or after August 1, 2018, you have 36 months to use the benefits.
Tuition Assistance Top-UpYou must be a recipient of the Montgomery GI Bill – Active Duty or Post-9/11 GI Bill programs and be approved for Federal TA, among other potential requirements.You may receive up to the difference between the total cost of a college course and the amount of Tuition Assistance that is paid by the military for the course.College programs,
vocational programs, correspondence courses, apprenticeships, job training, flight training, and more
Top Up is limited to 36 months of payments. (For example, a six-month course would use up six months of your benefits.)
Work Study ProgramYou must be a full-time or 3/4-time student in a college degree, vocational, or professional program.
You must be in one of the following programs:
– Post-9/11 GI Bill
– Montgomery GI Bill – Active Duty
– Post-Vietnam Era Veterans’ Educational Assistance Program
– Dependents’ Educational Assistance Program
– Montgomery GI Bill – Selected Reserve
– Or other select programs.
You must perform approved VA-related work while you are in school. You’ll earn the Federal minimum wage or your State minimum wage, whichever is greater.College degree, vocational, or professional programsThe total number of hours you work cannot exceed 25 times the number of weeks in your enrollment period.
Entrepreneurship TrainingYou must be eligible for any of these VA Education Programs:
– Montgomery GI Bill – Active Duty
– Montgomery GI Bill – Selected Reserve
– Veterans’ Educational Assistance Program
-The Post-9/11 GI Bill
You may receive benefits for courses offered by Small Business Development Centers (SBDCs). Individual courses mustCourses offered by Small Business Development Centers (SBDCs)Varies
Yellow Ribbon ProgramYou must be eligible for the maximum (100%) benefit level under the Post-9/11 GI Bill. Check with the U.S. Department of Veterans Affairs for more specifics.
In addition, your school must meet certain eligibility requirements. For instance, they must participate in the Yellow Ribbon Program and certify your enrollment to VA.
You must be enrolled in a school that participates in the Yellow Ribbon Program, and you must have been accepted to the Yellow Ribbon program, in order to receive potential benefits.
The Post-9/11 GI Bill will pay qualifying candidates:
– All resident tuition and fees for a public school
– The lower of the actual tuition and fees or the national maximum per year for a private school
Educational programs at schools that participate in the Yellow Ribbon ProgramYour participation may be reassessed on a year-to-year basis, depending on factors like your enrollment, your school’s continued participation, and your remaining entitlement under the Post‐9/11 GI Bill.

Disclaimer: This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency. If you would like to find more information about the benefits offered by the U.S. Department of Veteran Affairs, please visit the official U.S. government web site for veterans benefits at Veterans Authority.

FIND GI BILL ONLINE SCHOOLS AND START USING YOUR MILITARY EDUCATION BENEFITS

Finding online degree programs that suit your goals, academic interests, and VA education benefits may be easier than you think. Search online for Montgomery GI Bill and post 9 11 GI Bill online classes and programs. Or, let Education Connection help match you to colleges and universities for free!

Grants and Scholarships

How to Get Money for College Through Grants and Scholarships

Then, Get Matched To Online Schools Using Our Degree Finder!

 

According to some research findings, 35% of parents and students experience significant stress when it comes to financing college education. Fortunately, for those who find themselves in this situation, there exists a plethora of grants and scholarships designed to alleviate the financial burden of college expenses.

Continue reading to learn about some available scholarships and grants and how to apply.

grants and scholarships

COLLEGE SCHOLARSHIPS

Scholarships offer a fantastic chance to secure financial support for your college journey, thanks to their widespread availability. Additionally, these scholarship grants span a wide range, from a few hundred dollars to covering the entire tuition bill.

While scholarships with larger awards might be less common, there exist multiple channels through which you can uncover scholarships that align with your eligibility.

WHO QUALIFIES FOR COLLEGE SCHOLARSHIPS?

Unfortunately, a common misconception among students is that they won’t be eligible for college scholarships unless they were the valedictorian or a standout athlete.

However, this belief is far from the truth.

The reality is that a multitude of scholarships exist that provide financial assistance for college based on various criteria, including those mentioned earlier. This implies that virtually anyone has the potential to qualify for a college scholarship, including you.

The process simply involves conducting some preliminary research to identify scholarships that align with your qualifications and then fulfilling the application requirements, typically including an essay or a writing sample.

HOW TO FIND COLLEGE SCHOLARSHIPS

Finding scholarships, and learning how to apply, used to be a challenge as you’d have to flip through worn out and dated books at the library.

Now, there are plenty of resources online that are updated in real time and allow you to find the perfect scholarship for you.

One way is to use Unigo.com, a college scholarship database, which is the premier network for current and future college students as they figure out how to pay for college.

Other ways of finding scholarships include:

  • High school guidance counselor
  • College financial aid office
  • College guidance counselor
  • Federal agencies
  • Public library
  • Foundations, religious or community organizations, or civic groups
  • Ethnicity-based organizations
  • Professional organizations related to your field of interest
  • Your employer (or your parent’s employers)
  • Local organizations and clubs

EASY SCHOLARSHIPS FOR COLLEGE 

Check out some easy scholarships below and click on any to apply before the deadline.

 

UNIGO $10K SCHOLARSHIP 

Amount: $10,000
Deadline: Annually by December 31
To apply for this scholarship answer the question: If a historical figure was back to life in the present day, who is and what is their favorite app?

I HAVE A DREAM SCHOLARSHIP

Amount: $1,500
Deadline: Annually by January 31
Requirements: Dreams can have a powerful impact on our lives, as well as reveal your subconscious thoughts. Here’s your chance to earn a scholarship for sharing them.

SWEET AND SIMPLE SCHOLARSHIP

Amount: $1,500
Deadline: Annually by February 28
Requirements: The Sweet and Simple Scholarship Committee wants to hear about a sweet and simple gift you received that had a big impact.

SUPERPOWER SCHOLARSHIP

Amount: $2,500
Deadline: Annually by March 31
Requirements: We’ve all thought about what superpower we’d like to have. Now, those thoughts may help you earn a scholarship!

ALL ABOUT EDUCATION SCHOLARSHIP

Amount: $3,000
Deadline: Annually by April 30
Requirements: It’s often been said that education is the key to success; What doors could earning a degree open for you?

FIFTH MONTH SCHOLARSHIP

Amount: $1,500
Deadline: Annually by May 31
Requirements: What’s so special about the number five? Now’s your chance to potentially earn some money to help pay for college by sharing what you think makes five stand out.

DO-OVER SCHOLARSHIP

Amount: $1,500
Deadline: Annually by June 30
Requirements: What if you had a chance to do-over a moment in your life? What would it be and how would the change impact your future?

FLAVOR OF THE MONTH SCHOLARSHIP

Amount: $1,500
Deadline: Annually by July
Requirements: July is National Ice Cream Month, so it only makes sense to ask: if you were to be an ice cream flavor, which would it be and why?

MAKE ME LAUGH $1,500 SCHOLARSHIP

Amount: $1,500
Deadline: Annually by August 
Requirements: The Make Me Laugh Scholarship is a great way to show how funny you are.

SHOUT IT OUT SCHOLARSHIP

Amount: $1,500
Deadline: Annually by September
Requirements: Whether it’s a message to the world or a simple greeting, this scholarship gives you the platform you’re looking for.

ZOMBIE APOCALYPSE SCHOLARSHIP

Amount: $2,000
Deadline: Annually by October
Requirements: If you’ve ever envisioned a zombie apocalypse and how you would survive, here’s your chance to share it with the world.

EDUCATION MATTERS SCHOLARSHIP

Amount: $5,000
Deadline: Annually by November
Requirements: Have you come across those who told you not to pursue your degree? How did you respond? Why does education matter to you?

TOP TEN LIST SCHOLARSHIP

Amount: $1,500
Deadline: Annually by December
Requirements: The Top Ten List Scholarship thinks you’re amazing and they want to hear the top ten reasons.

REVIEW YOUR COLLEGE

Amount: $1,000
Deadline: Annually by May 31 & November 30
Requirements: Tell other students about your experience so they can make better decisions about college.

TIP FOR APPLYING TO SCHOLARSHIPS

When writing an essay for a scholarship, always:

  • Keep in mind your audience
  • Apply as early as possible
  • Follow instructions
  • Double check your spelling and grammar

DIFFERENCE BETWEEN SCHOLARSHIPS AND GRANTS

Unlike some of the other types of financial aid, grants and scholarships come with a unique advantage – they do not necessitate repayment, provided you adhere to the specified criteria. For instance, certain grants may stipulate your enrollment as a full-time student or may be contingent upon your chosen academic field. Similarly, certain scholarships may demand the maintenance of a specific GPA. Hence, it’s essential to be well-informed about the requirements you must meet to fulfill your end of the arrangement.

Grants and scholarships, by virtue of not requiring repayment, are highly coveted avenues for funding both undergraduate and graduate education. Nonetheless, these two forms of financial aid possess distinctions. Notably, numerous scholarships are merit-based, implying that they are granted to students who have attained specific accomplishments or possess particular attributes.

For example, there are awards based on:

  • Where you live
  • Race or religion
  • Academic or athletic record
  • Extracurricular activities
  • Essay competition

On the other hand, grants are usually awarded as need-based. However, many schools offer both need-based and merit-based grants to students.

On the other hand, most of the federal grants are need based and for those students who meet certain criteria.

DIFFERENCE BETWEEN GRANTS AND COLLEGE SCHOLARSHIPS

BenefitCollege ScholarshipCollege Grants
Offered ByState Government, Institutions, Private SourcesFederal Government, State Government, Institutions
How Winners Are DecidedMerit-basedFinancial need-based (some exceptions)
Amount AwardedVariesVaries
Have to Repay?NoNo

GRANTS FOR COLLEGE

Grants work a little bit differently than scholarships, though they can be beneficial because you don’t have to repay them either. So, just like scholarships, they’re free money for college.

However, often these are based on financial need, though as mentioned, many colleges and universities also offer grants through the institution that are merit-based or a combination of merit-based and need-based.

There are two types of grants for college:

  1. Federal Grants
  2. Institutional Grants

As every school has unique grants, the list would be entirely too long to publish here. So, contact your financial aid office.

FEDERAL GRANTS

As most federal grants are awarded to students with financial need, they use the FAFSA to determine what amount of need you qualify for, just like the different types of federal student loans. Keep in mind that you need to complete the FAFSA every year to update the information.

TYPES OF FEDERAL GRANTS

There are four types of federal grants, each with slightly different requirements. Be sure to check the specific requirements to see if you qualify.

1. FEDERAL PELL GRANTS

Usually, these grants are only awarded to undergraduate students who display exceptional financial need and have not earned a bachelor’s or professional degree.

2. FEDERAL SUPPLEMENTAL EDUCATIONAL OPPORTUNITY GRANT (FSEOG)

The FSEOG program is administered directly by the financial aid office at participating schools and not all schools participate. Check with your school’s financial aid office to find out if your school participates.

Similar to the Pell grants, FSEOGs are awarded to undergraduate students with exceptional financial need and the school’s financial aid office will award the grant to students with the most financial need.

3. TEACHER EDUCATION ASSISTANCE FOR COLLEGE AND HIGHER EDUCATION (TEACH)

These grants are different than others because they require you to take certain kinds of classes in order to get the grant and then do a certain kind of job to keep them from turning into a loan.

Awarded to undergraduate teaching students, you are required to teach for a minimum of four years at an elementary school, secondary school, or educational service agency that serves students from low-income families.

If this service obligation is not met, the grant is converted to a Direct Unsubsidized Loan.

4. IRAQ AND AFGHANISTAN SERVICE GRANT

The Iraq and Afghanistan Service Grant is only available to those whose parent or guardian served in the U.S. armed forces and died as a result of service in Iraq or Afghanistan after September 11, 2001.

In addition, you need to have been under 24 years old or enrolled in college at least part-time at the time parent’s or guardian’s death.

FIND GRANTS AND SCHOLARSHIPS TO HELP YOU EARN FREE MONEY FOR COLLEGE

Visit Unigo.com for a vast array of additional scholarship opportunities. Unigo boasts a database comprising over 3.6 million college scholarships and grants, totaling a remarkable $14 billion dollars in value. To streamline your search process, Unigo organizes its scholarship listings into detailed categories. Additionally, you have the option to create an account for personalized scholarship recommendations.

Your Guide to Federal Student Loans

Federal loans for students offer you the chance to borrow funds for college that you must repay with interest. Often, these federal loans offer a lower interest rate and more flexible repayment terms than private student loans.

Learn all about what types of federal student loans are available to find the best option for you and don’t forget to discover grants and scholarships to help you earn free money for college.

In 2022-23, 85% of first-time, full-time degree / certificate-seeking undergraduate students were awarded financial aid. Overall, 72.3%of all undergraduates received some type of financial aid.

ec-federal-student-loans

TYPES OF FEDERAL STUDENT LOANS

There are two main types of federal student loans:

  • William D. Ford Federal Direct Loans
  • Federal Perkins Loan Program

These loans have unique requirements, interest rates, and maximum awards per year, which are explained below.

WILLIAM D. FORD FEDERAL DIRECT LOANS

This is the largest federal student loan program where the U.S. Department of Education is the lender. These loans include:

  1. Direct Subsidized Loans
  2. Direct Unsubsidized Loans
  3. Direct PLUS Loans
  4. Direct Consolidation Loans

Check out the table below to learn about the differences between these loans.

FEDERAL PERKINS LOAN PROGRAM

As opposed to direct loans, which have the Department of Education as the lender, the Perkins loans are school-based loans, which means that the individual school is the lender.

These loans are offered to undergraduate and graduate students with exceptional financial need. In addition, the amount awarded depends on the amount of funds available at a particular school.

Often, the students with the greatest financial need are awarded Federal Perkins Loans.

TYPES OF FEDERAL STUDENT LOANS

Federal LoanCollege Degree LevelFederal Student Loan Program DetailsInterest Rate (First Disbursed on or After July 1, 2018 and Before July 1, 2019)Maximum Annual Award
Direct Subsidized LoanUndergraduateFor those with financial need5.05%$5,500 (depending on grade level and dependency status)
Direct Unsubsidized LoanUndergraduate, graduate, and professional degree studentsFinancial need is not required5.05% (6.6% for graduate or professional)$20,550 (depending on grade level and dependency status)
Direct PLUS LoanParents of dependent undergraduate students; and for graduate or professional degree studentsFinancial need is not required; borrower must not have adverse credit7.6%Maximum amount is cost of attendance minus any other financial aid you receive
Federal Perkins LoanUndergraduate, graduate, and professional degree studentsEligibility depends on financial need and availability of funds at your school5.0%$5,500 for undergraduate students; $8,000 for graduate and professional students

PERCENTAGE OF GRADUATE STUDENTS WHO RECEIVE FINANCIAL AID

71.6% of all graduate students received some type of financial aid, including 44.2% of graduate students who took out some type of loan.

HOW TO APPLY FOR FEDERAL STUDENT LOANS

In order to apply for federal student loans, you must complete and submit a Free Application for Federal Student Aid (FAFSA). Based on these results, your college or career school will send you a financial aid letter, which may or may not include an offer of federal student loans.

This offer includes instructions on how to accept all or part of the loan. However, before you receive your loan funds, you will have to complete two steps:

  • Complete entrance counseling to ensure that you understand your obligation to repay the loan
  • Sign a Master Promissory Note (MPN), agreeing to the terms of the loan

As some students may not receive federal student loans as an option after completing the FAFSA, don’t forget about private student loans. While each lender and type of loan have different requirements than federal loans, private loans are available to all students.

BENEFITS OF FEDERAL STUDENT LOANS

Some of the benefits of federal student loans include:

  • Interest rate on federal loans is usually lower than private student loans
  • You don’t need a credit check or cosigner for most federal loans
  • You don’t need to begin repaying your federal loans until you leave college or drop below half-time
  • If you demonstrate financial need, you may qualify to have the government pay your interest while you are in school
  • Many federal student loans offer flexible repayment plans and options to postpone your loan payments if you’re having trouble
  • You may be eligible to have a portion of your federal loans forgiven if you meet certain conditions and work in certain jobs

FAFSA Application Deadline

Normally, online FAFSA applications must be submitted by midnight Central Time on June 30 of a given year. For instance, the 2023-2024 FAFSA deadline is midnight Central Time, June 30, 2025.

FEDERAL STUDENT LOANS – HOW MUCH SHOULD YOU BORROW?

Whether you’re taking out a private student loan or a federal loan, it’s important to consider the legal obligation you have to pay back then loans, so responsible borrowing is key.

Some of the things to consider when borrowing money for college:

  • Understand your total amount of loans and how this will affect your future finances
  • Research starting salaries in your field
  • Understand the terms of your loan
  • Make payments on time

Often there are flexible repayment terms for both federal loans and private student loans. This includes options such as, grace period, interest-only payments while in school, and interest rate reductions for automatic debit.

Looking for private student loans? Check out some of your options here!

Percentage of Students Stressed about paying for college

According to a 2017 study by The Princeton Review, 98% of college applicants and their parents said financial aid would be necessary to pay for college. Plus, 65% said financial aid was extremely necessary.

OTHER TYPES OF FINANCIAL AID

As the price of college tuition continues to rise understanding the types of financial aid and finding the right combination of financial aid to pay for your degree is just as important as finding the perfect program for you.

Luckily, there are plenty of other options of financial aid for you to choose from, including:

All of these options mean that you don’t have to worry if you need to supplement your federal student loan offer. Discover some private student loans to find the perfect one for you.

FIND THE FINANCIAL AID PACKAGE AND FEDERAL STUDENT LOAN THAT’S PERFECT FOR YOU

Finding the right mix of financial aid is one of the key aspects of earning your degree. That’s why it’s important to consider all of your options and be sure to do your research.

A good starting point is talking to your counselor or the financial aid office at your school, both of which should have specific details for you to explore.

In the meantime, check out some of our private scholarships and find the perfect degree for you.

© Education Connection 2024. All Rights Reserved.

*https://nces.ed.gov/programs/digest/d20/tables/dt20_311.15.asp

Sources for school statistics is the U.S. Department of Education’s National Center for Education Statistics.

Disclosure: EducationDynamics receives compensation for the featured schools on our websites (see “Sponsored Schools” or “Sponsored Listings” or “Sponsored Results”).  So what does this mean for you? Compensation may impact where the Sponsored Schools appear on our websites, including whether they appear as a match through our education matching services tool, the order in which they appear in a listing, and/or their ranking.  Our websites do not provide, nor are they intended to provide, a comprehensive list of all schools (a) in the United States (b) located in a specific geographic area or (c) that offer a particular program of study.  By providing information or agreeing to be contacted by a Sponsored School, you are in no way obligated to apply to or enroll with the school.

This is an offer for educational opportunities, not an offer for nor a guarantee of employment. Students should consult with a representative from the school they select to learn more about career opportunities in that field. Program outcomes vary according to each institution’s specific program curriculum. Financial aid may be available to those who qualify. The financial aid information on this site is for informational and research purposes only and is not an assurance of financial aid.

1 You must apply for a new loan each school year. This approval percentage is based on students with a Sallie Mae undergraduate loan in the 2018/19 school year who were approved when they returned in 2019/20. It does not include the denied applications of students who were ultimately approved in 2019/20.

2 This promotional benefit is provided at no cost to borrowers with new loans that disburse between May 1, 2021 and April 30, 2022. Borrowers are not eligible to activate the benefit until July 1, 2021. Borrowers who reside in, attend school in, or borrow for a student attending school in Maine are not eligible for this benefit. Chegg Study® offers expert Q&A where students can submit up to 20 questions per month. No cash value. Terms and Conditions apply. Please visit http://www.chegg.com/legal/smtermsandconditions for complete details. This offer expires one year after issuance.